Credit Executive Resume Samples

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J Bauch

Junior

Bauch

350 Federico Mountain

Phoenix

+1 (555) 763 2347

350 Federico Mountain

Phoenix

Phone

p +1 (555) 763 2347

Experience Experience

Boston, MA

Credit Executive

Boston, MA

Schuster LLC

Boston, MA

Credit Executive

Provides daily management supports to the Marker Operations team
Evaluate credit proposals and business screening memos and make written credit recommendations to management
Performs other job related duties as requested
Performs additional duties as assigned
Monitor work progress and collection processes, handle and investigate cases for efficient debt recovery
20% Risk Management
General office work and other duties as requested

Houston, TX

Structured Credit Executive

Houston, TX

Shanahan, Boyer and Marvin

Houston, TX

Structured Credit Executive

Provide credit product expertise and be the credit product champion for the Sales Team
Responsible for structuring large/complex transactions and guiding them through the underwriting and approval processes
Discuss lending opportunities with clients/prospects and identify potential solutions
Write Deal Sheets/Term Sheets in consultation with Risk, Underwriting and Sales Team
Help identify credit opportunities with Sales Team
Coordinate with Sales Team to gather information from client
Manages Casino Credit office in the absence of the Credit Manager

present

Philadelphia, PA

Special Assets Credit Executive

Philadelphia, PA

Erdman, Collier and Weissnat

present

Philadelphia, PA

Special Assets Credit Executive

present

Develop and Maintain Problem Credit Management governance framework, policies and procedures specific to MSWM and MSPBNA
Present Classified and Criticized Loan Portfolio to MSPBNA Credit Committee, along with Regulators
Partner with Business Management, WM Risk, and WM Legal/Outside Counsel to restructure troubled loans seeking to maximize recovery
Maintain WM Credit Watch List, and provide oversight and advice to WM Credit Portfolio Managers
Monitor portfolio, ongoing performance and condition of borrowers and collateral to ensure ratings, LGDs and Loan Modifiers or Classifications are maintained accurately and timely
Work with Finance to determine loan impairment and FAS 114 specific reserve for defaulted loans
Assist with new Tailored Loan transaction underwriting to the extent that problem loan portfolio permits

Education Education

Bachelor’s Degree in Accounting

East Carolina University

Bachelor’s Degree in Accounting

Skills Skills

Strong knowledge covering accounting rule, finance, and regulation
Capability to independently handle complex transactions, sensitive borrowers
In-depth knowledge of all elements of credit and risk principles
Good time-management/organizational skill
Thorough knowledge of legal and compliance regulations pertinent to lending
5 years + of Project Finance experience/knowledge
Study, develop and enhance analytical skills of the team through close communication

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15 Credit Executive resume templates

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Credit Executive Resume Examples & Samples

Ability to put controls and processes in place that ensure the risk appetite of the Firm is met and that new products and services fall within that risk appetite
Proven ability to lead large, diverse teams
More than 10 years of experience in various areas of Credit/Risk Management
Strong knowledge of the agriculture industry along with critical factors affecting it
Experience building strong relationships with internal and external clients, facilitating successful achievement of goals
Ability to create and achieve a desired future state vision through influence on group and individual goals, reinforcements and systems
Able to recruit, retain and develop best in class industry leaders
College degree required; advanced degree preferred

CTL Credit Executive Resume Examples & Samples

BA/BBA/MBA and completion of a major corporate bank credit training program (or the equivalent corporate banking/corporate finance experience)
Proven leadership skills and ability to make quality decisions in a fast-paced environment
Expertise in Multi-family lending and knowledge of CRE market conditions required
Previous management experience required

Gwim Structured Credit Executive Resume Examples & Samples

4 plus years proven experience with cash flow credit skills and related market influences (profiling, structuring, underwriting, pricing, delivery)
2 plus years of commercial credit or wealth management credit experience
Commercial credit training a plus
Clientfacing sales/negotiating skills, as well as excellent verbal and writtencommunication skills

Structured Credit Executive Resume Examples & Samples

Provide credit product expertise and be the credit product champion for the Sales Team
Help identify credit opportunities with Sales Team
Discuss lending opportunities with clients/prospects and identify potential solutions
Responsible for structuring large/complex transactions and guiding them through the underwriting and approval processes
Write Deal Sheets/Term Sheets in consultation with Risk, Underwriting and Sales Team
Negotiate to gain client/prospect agreement to execute proposed credit solution.Qualifications Required skills
Coordinate with Sales Team to gather information from client
5 plus years lending experience with a primary focus on Ultra High Net Worth Latin American clients
BA/BS degree required, Advanced degree preferred
Command/fluency of the Spanish language is required. Highly prefer fluency in Portuguese too
Series 7/66 licenses required or must be obtained within 120 days
25% domestic travel is required

Credit Executive Resume Examples & Samples

BA/BBA; MBA a plus, and completion of a major corporate bank credit training program (or the equivalent corporate banking/corporate finance experience)
Typically 12+ years in banking and lending experience which includes credit, structuring and marketing
Ability to manage, coach and motivate a team of underwriters who are at varying levels of development. Potential need to build out and staff a team in new markets
Significant analytical and financial skills in order to underwrite, guide and help structure complex and/or difficult deals
Institutional credibility within JPMC's risk department and with other Market Managers

Credit Executive Resume Examples & Samples

BA/BBA/MBA and completion of a major corporate bank credit training program (or the equivalent corporate bankign/corporate finance experience)
Typically have 10-15 years in banking/lending experience which might include credit, structuring and marketing
Possesses the significant analytical and finance skills in order to underwrite, guide and help structure complex and/or difficult credits
Able to manage, coach and motivate a team of underwriters who are at varying levels of development

Asset Management Risk-credit Executive Resume Examples & Samples

Degree in finance or related field; MBA preferred
Formal Credit training and experiences
Proven leadership, management and business partnership skills
Proven attention to detail and ability to consistently follow Credit Policy
Ability to effectively negotiate, problem solve and mitigate risks
Proficient with legal documentation and regulatory demands

Asset Management Risk-credit Executive Resume Examples & Samples

Strong leadership, management and business partnership skills
Ability to analyze credit structures and the attendant credit risks
Formal credit training required with experience and familiarity of all risk types: market, liquidity, reputation, operations, complex derivatives, ACH, etc; some workout/problem loan experience preferred

Structured Credit Executive Resume Examples & Samples

Familiarity with cash flow credit skills and related market influences (profiling, structuring, underwriting, pricing, delivery)
7 and 63 license is required
Commercial credit training is required

Credit Executive Resume Examples & Samples

Regional and National policy development
Asset Quality management on a regional and national level
Regional and National risk strategy development
Efficiency control and unit cost management
Partnering with Asset Quality , Financial, Collections, Sales and Marketing managers to improve predictability of Asset Quality
Representing client on credit-related management teams, both internal and external to Chase (e.g., credit scoring development teams, best practice teams)
Recruiting, developing, and retaining a credit staff and culture that supports asset quality, sales and dealer relationships
Development of Key Performance Measures to achieve targeted performance levels
Adherence to Fair Lending and legal compliance requirements
Manage relationships with client as their captive lender
Bachelor's Degree in Finance or equivalent indirect Auto industry experience
5 - 10 years of Credit experience
5 - 10 years of Management experience
Advanced knowledge of the automotive finance business
Practical experience in underwriting within the full credit spectrum
Strong knowledge of federal regulations and Fair Lending laws
Familiarity with financial statement analysis
Familiarity with all functions within the regional offices
Ability to interact with all levels of management, internal and external to Chase
Strong selling and negotiating skills
Experience in budgeting, accounting, or expense management
Ability to handle multiple projects concurrently
PC skills and knowledge of various software applications

Structured Credit Executive Resume Examples & Samples

Prior experience required with a financial institution focusing on sales, preferably in the high net worth space
Strong problem solving skills and the ability to influence others while building strong partnerships
Commercial Credit training strongly preferred
Series 7 and 63 or 66 required for this role
* Candidates may apply without licenses, but must achieve all required licenses within 120 days of accepting the position ***

Credit Executive Resume Examples & Samples

Analyzes applicant’s credit and bank statements
Interprets credit bureau, central credit, and business credit reports
Evaluates credit worthiness for new applicants with the authority to approve, increase, decrease and suspend credit lines
Gives credit information to inquiring casinos upon request
Manages Casino Credit office in the absence of the Credit Manager
Must be able to touch and handle supplies in a safe and non-hazardous manner, maintaining proper hygiene cleanliness, and disposal methods
Authority to issue a complimentary in accordance with the Sands Comp Matrix
Possess a working knowledge of all department and company policies and procedures and Rules of Conduct and must enforce the same
Manage staff and organize department functions in accordance with company guidelines
Delegate tasks and department assignments or projects, meeting deadlines related to those assignments
Direct others in completion of a task or assignment. Render advice, and provide expertise or judgment based on information gathered, studied, analyzed or reviewed
Arrange timeline to complete tasks and department assignments or projects, and meet the deadlines related to those assignments
Work on actual project or service to help achieve the objectives of the department
Evaluate information to render an opinion or take action based on that information that will impact the department or function
Focus on achieving the goals or objectives of the department
Evaluate the schedule or timelines related to the completion of assignments, while maintaining service and/or product quality
Develop a working knowledge of all PGCB rules, regulations and Internal Controls applicable to your position
Must read and understand the Sands Compulsive and Problem Gambling Plan with regards to how to conduct business in this position and specifically the regulations prohibiting service to minors and/or intoxicated persons
Create a work environment that promotes teamwork, performance feedback, recognition, mutual respect and employee satisfaction; quality hiring, training and succession planning processes that encompass the company’s diversity commitment; adherence to the company’s status quo third party representation philosophy; compliance with company policies, legal requirements and collective bargaining agreements

Credit Executive Resume Examples & Samples

Review and analize the credit approval proposal, based on prudentiality and effectiveness
Coordinate field surveyor and make sure the prudentiality of credit approval
Do the field survey by him/herself if needed
Give recommendation of approval to Credit Comitee
Maintain the quality of credit approval
Ensure that the credit approval process is going effective and efficient
Ensure that all credit approvals meet overall policy guidelines
Give input on tools/ systems to facilitate monitoring of the credit approval
Ensure that expected loss of credit portfolio are in line with the Gold Program’s directions
Coordinate with all teams regarding the overall credit approval process
Maintain the NCL
Manage and lead all the field surveyor
3+ years related working experience in high-change environment
Experience working in financial company highly preferred, especially in credit analyst
Willingness to challenge the status quo and delivery pragmatic and innovative solutions, influencing at the most senior grade
Strategic thinker capable of driving internal and external to a consensus on important issues
Well-developed accuracy and attention to detail
Ability to work in a fast‐paced, dynamic environment and deal effectively with conflicting priorities and change
Strong customer focus & attention to detail
BA required, MBA or MS Degree or equivalent experience desired
Excellent Credit Analysis skill
Excellent excel and database skill
Excellent Microsoft excel skill
Negotiation and communication skill

Credit Executive, Cisb Risk-sydney Resume Examples & Samples

Provide credit decisioning capability across the Consumer/TMI sector, including credit assessment and control of risk in relation to the lending assets of CIB
Provide a quality of service and balance for the business units that enhance their capacity to achieve their business objectives. This will include early involvement in the credit process, assistance in structuring of credit requests, client visits, participation in professional sessions/seminars and frequent daily interaction with the Relationship, Product and Portfolio Management & Origination (PMO) teams
Provision of robust risk oversight and challenge to ensure adherence to the banks' credit risk frameworks (Risk Setting Statements, Delegated Commitment Authorities, Credit Policy and Standards)
Move credit submissions through the analysis stage to the appropriate approval level and provide a credit decision within the time frame that has been mutually agreed with the Client Director, PMO and/or deal team leader
Experience in Credit Risk Management roles with material authorities
Experience in credit writing
Significant experience in direct deal structuring roles within a financial institution
Relevant industry experience would be seen as advantageous
Working knowledge of the various markets in which the bank is represented

Credit Executive Resume Examples & Samples

Exploring all information during screening process needed for credit decision
Able to give credit approval recommendation
Give input to improve the quality of screening process
Interviewing prospective drivers who applied for Gold program within timely manner
Make sure the prospective drivers fulfil all criteria and requirements
Min. Diploma Degree from any major
1+ year experience in related position
Excellent communication and leadership skills. Good interpersonal skills that enable one to work with people at all levels, to motivate and empower whenever necessary
Fluent in Bahasa
Open minded and proactiveness

Wholesale Credit Executive, Hedge Funds Resume Examples & Samples

Work closely with Global Market Risk to establish new processes, policies, procedures and build, lead and manage a new team
Lead initiatives, implement best practices, interface with external Regulators, Compliance, Audit, Credit Review, Legal, Line of Business partners and other support staff
Reviewing Private Placement Memorandums, Financial Statements, Historical Net Assets values and other risk reports and data to assess appropriate client selection, risk ratings and recommended terms and conditions for trading
Discussing and agreeing upon the proposed terms and conditions in partnership with Global Markets Risk, who will negotiate relevant trading documents and prepare Credit Approval Memorandums
Providing Front Line Unit (FLU) sign-off on new Credit Approval Memorandums, amendments and annual renewals in partnership with Global Markets Risk who will provide final approval
Involvement in other traded products initiatives such as Uncleared Margin Rules (UMR), Internal Models Methodology (IMM), Financial Market Utilities (FMU) and the management of other traded product clients
At least 10 years of experience in the Hedge Fund/Traded Product sector and possess
In-depth knowledge of credit and markets risk models, operations, infrastructure, policies and procedures, and regulations
Strong communication/presentation skills – ability to communicate vertically and horizontally within the organization
Experience with underwriting, credit products, and/or credit portfolio management
Strong partnering and relationship-building skills
People/team management experience

Credit Executive Resume Examples & Samples

Maintains working knowledge of all applicable Government Credit and or Casino laws and regulations
Monitors marker limit operational business practices to ensure the company complies with all applicable Credit and or Casino laws and regulations
Provides support to the Company casino operations leadership to ensure marker limit issuance procedures are aligned with the Company’s business goals
Manages and maintains processes for issuing Market Limit to all of our MGM Resorts International customers
Maintains working knowledge of the Company’s Title 31, KYC, CDD programs and methodologies and performs reviews related to customers’ business ownerships, KYC, and or CDD
Approves Marker Limit for casino customers based on the assessment of the customers’ creditworthiness performed
Ensures all the marker limit approval related records are properly maintained
Performs reviews and updates to ensure the integrity and accuracy of all financial records and reports produced by the department
Works closely with Casino Cages, Casino Marketing Departments, MLife Desks, and Branch Offices on customers’ Marker Limit Requests across the company
Assists Casino Marketing, Marketing Executives, and other departments in Marker Limit inquiries
Answers multiple phone lines, including preferred calls
Reviews and analyzes customer Marker Limit lines to ensure staff is held to a very high degree for accuracy, confidentiality and thoroughness of departmental records and reports
Provides daily management supports to the Marker Operations team
Coordinates document requests from internal/external auditors and government agencies
Trains employees, including Casino Executive, Credit Clerks, etc., on Marker Limit lines, requirements, customer service standards, systems, and all other aspects of Marker Operations
Exhibits strong leadership and foster a positive working environment
Performs other job related duties as requested
At least 5 years work experience in casino business
Must have a comprehensive knowledge of the Cage & Credit Systems

Special Assets Credit Executive Resume Examples & Samples

Develop and Maintain Problem Credit Management governance framework, policies and procedures specific to MSWM and MSPBNA
Chair Special Asset Oversight Committee/Working Group for MSWM & MSPBNA, and liaise with Firmwide Special Asset Oversight Committee as needed
Present Classified and Criticized Loan Portfolio to MSPBNA Credit Committee, along with Regulators
Partner with Business Management, WM Risk, and WM Legal/Outside Counsel to restructure troubled loans seeking to maximize recovery
Maintain WM Credit Watch List, and provide oversight and advice to WM Credit Portfolio Managers
Monitor portfolio, ongoing performance and condition of borrowers and collateral to ensure ratings, LGDs and Loan Modifiers or Classifications are maintained accurately and timely
Work with Finance to determine loan impairment and FAS 114 specific reserve for defaulted loans
Assist with new Tailored Loan transaction underwriting to the extent that problem loan portfolio permits
Work closely with Financial Advisors (“FAs”) and Senior Lending Transactors (“SLTs”) to pre-screen appropriate transactions
Conduct due-diligence, analyze financial information, recommend and negotiate keys terms and conditions in context of the Firms Risk Appetite, Credit Policy, Credit Standards, Risk Acceptance Criteria and Underwriting Guidelines
Produce high quality Loan Approval Memoranda clearly outlining the transaction, purpose, sources and uses, strengths, risks and mitigants, ratings and LGD recommendations
Utilize credit authority in appropriate manner in accordance with Credit Limit Framework, policies and procedures
Bachelor’s Degree required, MBA preferred although not required
Minimum 10-15 years of credit risk management experience, at least 5 years of which is handling work-outs, preferably with a Private Bank
Attention to Detail, exceptional analytical skills, and sound judgment
Strong negotiation skills
Possess excellent oral and written communication skills and presentation skills. Must be able to clearly articulate the Firm’s position and objectives in loan restructurings
Ability to maintain poise and confidence in presenting to clients, senior management (including MSPBNA Board), as well as regulators and auditors
Ability to multi-task and operate in a fast-paced, dynamic financial services business

Credit Executive Resume Examples & Samples

In-depth knowledge of all elements of credit and risk principles
Capability to independently handle complex transactions, sensitive borrowers
5 years + of Project Finance experience/knowledge
Thorough knowledge of legal and compliance regulations pertinent to lending
Good time-management/organizational skill

Credit Executive Resume Examples & Samples

30 - 60% Portfolio Management
Primary responsibility for underwriting, structuring and completing all approval requests. Initiate and ensure completion of all required loan documents and agreements. Conduct ongoing credit monitoring to ensure highest credit quality of assigned portfolio. Recognize / communicate potential credit quality issues within the Bank on a timely basis. Identify cross-selling opportunities to meet income generation goals. Lead or work as part of a team to deliver both credit products and non-credit services to clients and prospects. Call regularly on existing clients to obtain information that supports borrowers risk profile and obtains information necessary for effective credit monitoring. Demonstrates expertise in working with clients in a turnaround situation or those demonstrating a higher risk profile
30 - 60% Relationship Management & Revenue Growth
May act as the sole point of contact for certain clients, up to and including complex relationships. In these relationships, CE will be responsible for both underwriting and marketing functions related to such clients. May act as the primary contact for the bank group in syndicated credits where bank is the agent. May assist in the overseeing/training credit analysts and junior officers. Responsible for increasing NOI of existing customers on an annual basis as well as cross selling additional products and services to those clients
20% Risk Management
Demonstrate knowledge of and is sensitive to the current regulatory environment; adhere to the bank's Risk Vision, and risk management policies and programs; recognize and proactively address risk (including but not limited to those associated with Bank Secrecy Act, anti-money laundering, consumer compliance, fair lending, fiduciary responsibilities, and privacy); identify and appropriately manage risks. Ensure top quality data input in all bank systems such as AFS, ESB, RACER, TOPS, RA, etc
Normally requires 10+ years of commercial lending experience including credit portfolio management and client calling skills
Typically requires a BA, BS or equivalent work experience
Experience working with syndicated or multi-bank credit facilities. Experience working with clients in turnaround situations
Effective listening, verbal, and written communication skills
Proficiency in relevant PC skills including; Word, RA, Excel, PowerPoint, Email, and Internet access

Credit Executive Resume Examples & Samples

60%: Manage a portfolio of credits including the underwriting of new and renewed loans for borrowers and credit structured for Business Banking Market. This may also include borrowers with higher risk profiles. Ensure that portfolio management is consistent with Bank's current policies and practices. Interface with Regional Vice Presidents, Relationship Managers and Credit Administration to ensure credits fit within Bank's credit risk appetite. Maintain regular contact with Relationship Managers to ensure customer satisfaction
30%: Effectively manage and monitor risks of the portfolio including appropriate risk grading. Prepare quarterly PLR/Watch Reports. Track, report and communicate portfolio trends, including trends in criticized/classified and Watch List credits. Demonstrates knowledge of and is sensitive to the current regulatory environment; adheres to the Bank's Risk Vision, and risk management policies and programs; recognizes and proactively addresses risk (including but not limited to those associated with Bank Secrecy Act, anti-money laundering, consumer compliance, fair lending, fiduciary responsibilities, and privacy); identifies and appropriately manages risk. Participate in the ongoing Quality Control process. Responsible for data integrity of the portfolio
10%: Assist in the coaching and training of Credit Associates and Credit Executives. Participate in special projects and task forces as needed
Strong verbal and written skills
Excellent credit skills
Typically requires a BA or BS degree or equivalent work experience, plus up to 10 years of technical experience

SBA Credit Executive Resume Examples & Samples

Provides outstanding client service to bank execuitves, commercial/CRE/business bankers, and branch supervisors daily
Recommends commercial loan risks rating grades as part of the loan underwriting process or on an as needed basis in the interim
Works with Bankers in structuring loan requests in a manner which will best mitigate lending risks while meeting borrower needs
Dditional job related tasks as assigned, predominantly special project work related to Small Business policy, underwriting, and/or risk management
At least 8 (eight) years of experience in Bank government guaranteed credit administration, loan underwriting, commercial lending
Completion of a formal credit training
Extensive acquaintance with SBA SOP
SBA lending AND SBA credit experience

Credit Executive Resume Examples & Samples

Ensure all Accounts agreements are up to date
Monitor work progress and collection processes, handle and investigate cases for efficient debt recovery
Reconciliation of customer accounts to ensure low debtors days each month
Make sure all accounts are entered into the system correctly, payment terms updated
Research and resolve payment discrepancies
Liaise with Account Managers as needed
Invoicing through portals, to be completed weekly
Monitor customer account details for non-payments, delayed payments and other irregularities
Revise credit limits on accounts regularly to ensure all accounts have the appropriate credit limit
Communicate with customers via phone or email
Assisting the data entry team at end of month to ensure the month is closed off within set time limits
Handle enquiries from customers/associates on payment issues and outstanding balances
Ensuring prompt administration of credit collection policies and procedures
Prompt follow ups and communication to stakeholders
General office work and other duties as requested
Contributes to team effort by accomplishing related results as needed