Senior Loan Processor Resume Samples

The Guide To Resume Tailoring

Guide the recruiter to the conclusion that you are the best candidate for the senior loan processor job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies

Tailor your resume & cover letter with wording that best fits for each job you apply

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

CHOOSE THE BEST TEMPLATE - Choose from 15 Leading Templates. No need to think about design details.

USE PRE-WRITTEN BULLET POINTS - Select from thousands of pre-written bullet points.

SAVE YOUR DOCUMENTS IN PDF FILES - Instantly download in PDF format or share a custom link.

Create a Resume in Minutes

K Stroman

Katlynn

Stroman

526 Kshlerin Union

Houston

+1 (555) 515 1582

526 Kshlerin Union

Houston

Phone

p +1 (555) 515 1582

Experience Experience

New York, NY

Senior Loan Processor

New York, NY

Bergnaum, Barrows and Daniel

New York, NY

Senior Loan Processor

Reading and reviewing financial documents in order to make sound financial decisions
Working directly with underwriters and loan officers to understand the financial picture of the customer
Working with FHA/VA and Conventional loans
Interacting with loan officers to coordinate the approval process and make it as efficient as possible
Working with FHA/VA, BOND/DPA and Conventional loans
Working with FHA/VA/USDA and Conventional loans
Effectively provide professional internal and external communication whether written or verbal

Dallas, TX

Senior Loan Processor, Direct Lending

Dallas, TX

Corwin, Tromp and Reinger

Dallas, TX

Senior Loan Processor, Direct Lending

Develop Policies and Procedures and best practice checklists
Meet crucial deadlines requested
Input proper loan information into the system for processing
Gather information and take each file from pre-approval to closing
Read and understand appraisals, AUS findings, title and credit reports
Communicate with borrowers, fellow employees and clients in a manner that shows sensitivity, tact, and professionalism
Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy

present

Philadelphia, PA

Mortgage Operations Senior Loan Processor

Philadelphia, PA

Durgan-Reichert

present

Philadelphia, PA

Mortgage Operations Senior Loan Processor

present

30% Risk Management
Clear certain conditions as outlined by senior management
Monitor and ensure team member adhere to Mortgage Operations procedures
Responsible for managing assigned pipeline of 50+ loan transaction on a daily basis
70%: Process first mortgage transactions
Act in full compliance with Bank policy and external regulations to protect the Bank's assets
Completes the Welcome Call

Education Education

Bachelor’s Degree in Business

Emory University

Bachelor’s Degree in Business

Skills Skills

Encompass experience is highly desirable
Superior customer service skills with the ability to communicate in a professional manner in both verbal and written form with borrowers
Performs scheduled call-outs to borrowers to ensure they are informed of loan status and outstanding exhibits in a courteous and professional manner
Knowledge of AllRegs
Knowledge of TRID Compliance, Dodd Frank, Reg. B; HMDA and Reg. Z
Performs administrative and clerical tasks to process loans in a timely and accurate manner, including but not limited to, reviewing and updating appraisals, reviewing and verifying incoming mail and obtaining employment verifications
Upon receipt of the final Clear to Close on the loan file, you are responsible for coordinating the Closing Confirmation, preparing the loan for hand off to our closing department while performing a QC Review of the loan file, to ensure salability to our Investors as well as directly to FNMA/FHLMC
Upon receipt of all documents, review and validate supporting documents to ensure the data integrity is entered correctly into Encompass LOS system, while running and validating the AUS directly from FNMA/FHLMC
Works with underwriting staff to continually develop product knowledge and underwriting skills. Obtains lending line and reviews loan requests to ensure adherence with all internal, regulatory and secondary market standards
Knowledge of FNMA/FHLMC/FHA and VA Guidelines

Create a Resume in Minutes

4 Senior Loan Processor resume templates

Read our complete resume writing guides

Mortgage Operations Senior Loan Processor Resume Examples & Samples

70%: Process first mortgage transactions
Responsible for managing assigned pipeline of 50+ loan transaction on a daily basis
CLC Single Point of Contact to the Customer after the application has been taken and completed by the mortgage banker a.k.a. mortgage loan originator. Processor is responsible for gathering documentation to hand off complete file to Underwriting. Should borrower request changes to loan terms or have specific questions about the terms of the loan, the Processor refer borrower to the mortgage banker that originated to loan
University or Undergraduate degree preferred
H.S. Diploma or equivalent required
Minimum of 5 years of previous experience in processing first mortgage transactions
Minimum of 1 to 2 years of previous first mortgage underwriting experience or equivalent experience
Customer centric
Knowledge of real estate lending products, regulatory compliance and secondary market guidelines (FNMA/FHLMC/FHA)
Computer literate and strong familiarity with credit financial analysis techniques
In-depth pipeline management experience

Senior Loan Processor Resume Examples & Samples

Minimum one year of experience in mortgage loan processing (conventional and government, purchase and refinance, FHA/VA)
Excellent organizational skills
Minimum 1 year of computer experience, preferably with automated originations system
Intermediate PC Navigation Proficiency skills

Senior Loan Processor Resume Examples & Samples

At Least 5 years experience on commercial loan operation, people management experience preferred
Service-oriented person, previous customer experience preferrred
Good team wrok spirit

Mortgage Operations Senior Loan Processor Resume Examples & Samples

Completes the Welcome Call
Collects the appropriate loan documentation required for the file, based on terms and conditions previously presented to the customer by the mortgage banker
Reviews the 10 Day Letter, which is then sent to and completed by the COS
Confirms product requirements, loan terms, conditions and loan fees that were previously presented by the mortgage banker and agreed to by the borrower
Schedules loan closings for all deals in their pipeline
Clear certain conditions as outlined by senior management
Review submitted loan documentation in accordance BMO Harris lending policies and procedures
Provides assistance to the Closing Department, when required
Monitor and ensure team member adhere to Mortgage Operations procedures
Adhere to all required lending policies, procedures and standards, including First Principles and BMO Harris’ Code of Business Conduct and Ethics
Minimum of 3 years of previous experience in processing first mortgage transactions

Senior Loan Processor Resume Examples & Samples

Working with FHA/VA, BOND/DPA and Conventional loans
An active state MLO license in each state where business is to be conducted is preferred
1-year lending processing experience

Senior Loan Processor, Traditional Retail Resume Examples & Samples

Must have experience processing retail transactions
Gather information and take each file from underwriting decision to closing
Obtain borrower documentation once underwriting decision has been obtained
Responsible for keeping borrower informed from the time loan is decision through closing
Setting and maintaining proper expectation to all parties on the file (including internal customers, e.g., loan officers, sales managers)
Input proper loan information into the system for processing
Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy
Verify loan documents including income, assets, credit, appraisal and title insurance ultimately verifying application for final submission to underwriting
Review file documentation and make sure all items needed are requested. Order and coordinate loan documents
Meet crucial deadlines requested
Communicate with borrowers, fellow employees and clients in a manner that shows sensitivity, tact, and professionalism
Must have strong conventional, FHA, VA, and government loan mortgage processing experience
Knowledge of how to read DU findings

Senior Loan Processor Resume Examples & Samples

Responsible for processing residential, conventional loans
Responsible for stacking and organizing originated files
Submitting to UW and following up on conditions

Senior Loan Processor Resume Examples & Samples

Complete submission process for all new loans via retail-banked channel or to wholesale lender
Identify change of circumstance(s) and initiate re-disclosure request(s)
Reconcile banking and 3rd party services fees and prepare loans for document ordering
The candidate must have a working knowledge of Microsoft Office Programs, including Outlook, Excel and Word
Must be computer literate with proficiency in Adobe
Encompass experience is highly desirable

Senior Loan Processor Resume Examples & Samples

Specific tasks will include, but are not limited to, the following
Order all verifications, appraisals, title work, FHA case numbers
Develops and maintains knowledge and comply with company policy and secondary market requirements pertaining to credit/security standards and regulatory requirements relative to conventional, government and self-employed loans requirements
Stay abreast of changes in policies, standards and regulations applicable to work unit
Understand and apply local, state, and federal regulations relating to processing mortgage loans
Ability to identify and resolve problems in a timely, objective and confidential manner
Advanced knowledge of complex mortgage loan processing and associated documentation and underwriting guidelines required
Act as trouble-shooter for problem loans, interacting between Loan Originators, client, and lender
Logging new loans
Reviewing 1003 for accuracy
Preparing stipulation file/requirements and reviewing with Loan Originator
Follow up to ensure Statement of Credit Denial letters issued
Prepare and distribute aging reports to Originators
Pre-underwrite all loans to ensure proper supporting documentation
Coordinate and distribute lender and underwriting changes
Request routine additional documentation from loan customer
Collect, submit and clear ALL underwriting and ALL funding conditions
Coordinate closing date and location between Loan Originator, lender, and closing agent
Review HUD prior to closing
Identify and follow through on solutions for problems or potential problems with staff, cleanliness of office, orders, flow of customers and visitors, as well as problems with computers and software
Ensure proper timelines and follow up procedures are adhered to with loans in Prospect list and Pipeline list
Verify confidentiality is secure by keeping drawers and sensitive information in locked drawers/cabinets
All changes in lenders and programs by lenders must be approved by Director of Operations prior to changes
Additional tasks as assigned
The ideal candidate must have the following
Minimum of 4 plus years of Mortgage Loan Processor in conventional and/or government lending experience preferred
Must have DU and LP experience
Experience in processing loans, familiarity with DU and LP systems, and certain lenders is also required
A thorough knowledge of conventional and government mortgage processing is required at this level in order to handle more complicated loan packages

Senior Loan Processor Closer Resume Examples & Samples

Maintain a professional, cooperative and cordial atmosphere with the objective of providing the highest level of service for all HomeStreet Commercial Capital (“HCC”) customers as well as all employees of HCC and HomeStreet Bank (“HSB”)
Ensure that all business efforts are in accordance with stated HCC and HSB policies, procedures, appropriate regulations, and investor guidelines. A complete understanding of policies and procedures is required
Process loans on the more complex commercial properties including: multifamily, office, retail, industrial, self-storage and mobile home parks. Obtain rent rolls, historical operating statements, Purchase and Sale Agreements, escrow instructions, Borrower organization documents, Borrower and Guarantor(s) financial statements, REO Schedules and tax returns. Deliver a completely processed loan package in a timely manner to Underwriting. Work with the assigned Underwriter to answer any questions on the processed loan
Post underwriting, review the loan approval and fully understand the requirements for loan documentation and closing. Understand the differences between recourse, partial recourse and non-recourse transactions. Work closely with the third party loan document service and outside counsel as necessary, to ensure final loan documents meet the requirement of the loan approval, HCC policies, procedures and guidelines. Review surveys, title reports and exception documents, entity documentation, UCC financing statements, insurance documents and deferred maintenance budgets, if any. Coordinate receipt and review of Borrower’s counsel legal opinions, as needed
Prepare escrow, title and recording instructions, closing checklists, request letters and instructions, reserve worksheets and determine amounts of monthly tax and insurance reserves and establish reserve accounts. Prepare closing/settlement statements, process deposits, authorize payment of loan related third party expenses, receive and send wire transfers. Post-closing, review escrow closing statements to determine the loan has been closed in compliance with HCC policies and procedures, Investor requirements and loan approval closing conditions. Prepare loan servicing packages to transfer loans to servicing area
Prepare and ensure completion of the transfer of loan origination files, including accounting ledgers, to electronic format. This includes closed and cancelled/declined files
Work closely with HCC team, loan officers, Borrowers, attorneys, title and escrow companies to assure well-coordinated and timely loan closings meeting Borrowers’ closing deadlines
Continuously review processes and procedures for areas of improvement
Assist as needed with less experienced Loan Processors/Closers to help in their training as well as to make sure their work is properly completed
Perform tasks that may be assigned from time to time
Participates in department/unit training activities
BA or AA degree preferred
Minimum 5-7 years’ experience processing, documenting and closing permanent commercial real estate loans. Experience with title, survey, escrow and loan document preparation required
Knowledge of permanent commercial loan documents and ability to explain all aspects of documents to Borrowers and third parties
Ability to process/document/close multiple loan transactions simultaneously
Knowledge of accounting and escrow principles and loan accounting systems
A self-starter, accurate and dependable in completing responsibilities with strong attention to detail, good organizational skills, and able to work independently with little supervision
Good communication skills interacting with HCC Management, customers, co-workers and other departments. This includes written, verbal and personal contact
Demonstrated high level of personal integrity, judgment, maturity, with the ability to accept responsibility and handle confidential information
Strong ability and desire to work with others as a team, respecting people of diverse backgrounds
Competent at Microsoft Word and Excel

Senior Loan Processor Resume Examples & Samples

Process loan applications from initial set-up through funding, striving to obtain loan approvals within 30 days of application date
Reconcile accounting records to ensure collection of all fees due
Follow-up on closed loan documentation to ensure compliance with all Secondary Marketing standards
Communicate with New Home Consultants, borrowers and associates in a professional, courteous manner
Maintain a pipeline of loans with an emphasis on customer service, quality, accuracy and efficiency. Learn and maintain knowledge of different loan programs and corresponding computer system codes
Gather and submit credit report and supporting application (1003) documentation in a timely manner for loan approval
Maintain status and information within processing software system. Update codes, status dates and loan information for reporting as needed. Communicate status in meetings and with other associates as directed by supervisor
Obtain the sales contracts, escrow instructions, and any documentation regarding upgrades prior to ordering the appraisal through the HVCC department for all purchases
Remain current with our Broker programs and maintain their forms for submission
Keep current with investor guideline changes by reading updated bulletins and loan program guidelines as published on the UAMC home page
Obtain and follow through on borrower conditions for closing per underwriter/lenders requirements
Submit a document ready loan to the closing dept at least 48 hours prior to the scheduled closing date /time to accomplish a smooth closing
Keep communication between borrowers, escrow/title, sales agents, and Home Loan Advisor up-to-date to avoid delays and confusion
Maintain written status with the borrowers with reference to “needs items” and/or approval conditions to meet the Regulation B notification requirement

Senior Loan Processor Resume Examples & Samples

Minimum of 2 years recent processing experience in retail mortgage/call center environment
Superior customer service skills with the ability to communicate in a professional manner in both verbal and written form with borrowers
Exceptional organization skills to manage a pipeline of various products while meeting product specific turn time requirements
Working knowledge of industry, investor and regulatory requirements
Must be able to calculate income
Strong working knowledge of current conventional guidelines (FHA/VA preferred)
100% retail production with over 90% of the pipeline that you’ll work already locked (real deals)!

Senior Loan Processor, Direct Lending Resume Examples & Samples

Experience working at smaller, independent mortgage companies preferred
Demonstrate interpersonal, organizational and time management skills
Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock
Perform any additional duties/activities assigned or needed by the business

Senior Loan Processor Resume Examples & Samples

3+ years of experience in processing conventional and/or government loans on behalf of retail/consumer direct originators
Comprehensive understanding of current agency and government underwriting guidelines
Ability to bring CD loans to closing manually (using electronic forms and tracking, but without workflows and automation)
Accurately document all information pertaining to accounts
Strong computer skills; Must be able to move through the LOS system and other programs
Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
Ability to operate in a fast paced environment
Bilingual Spanish a plus

Senior Loan Processor Resume Examples & Samples

Performs scheduled call-outs to borrowers to ensure they are informed of loan status and outstanding exhibits in a courteous and professional manner
Notifies appropriate parties that loan has been moved to closing
Works with underwriting staff to continually develop product knowledge and underwriting skills. Obtains lending line and reviews loan requests to ensure adherence with all internal, regulatory and secondary market standards

Senior Loan Processor Resume Examples & Samples

Validate loans in automated underwriting systems including DU and LP and submit to underwriting
Ensure accurate, complete, and timely loan data on processing system. Review exception reports to ensure all tasks are completed and Loan is on target to meet expected closing
Effectively provide professional internal and external communication whether written or verbal
Is proactive in updating all involved after new documents are uploaded or status changes occur
Ability to manage priorities and workflow
Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
Acute attention to detail
Proficient on Desktop Underwriting and Loan Prospector
Excellent customer service skills
Strong interpersonal skills
Demonstrated ability to pre underwrite a loan file

Senior Loan Processor Resume Examples & Samples

At least 5 years of computer experience, preferable with automated origination system
Strong customer service skills and ability to manage difficult conversations to a successful outcome and positive customer experience
Excellent organizational skills (ability to prioritize) preferred
Excellent written and verbal communication skills preferred
Solid analytical and problem solving skills preferred

Senior Loan Processor Resume Examples & Samples

Communicate with the borrower and Sales in a timely manner and request missing documentation
Work in conjunction w/ Sales to ensure every loan in their pipeline is moving through the process
Prepare loan file for final clear to close with Underwriting

Senior Loan Processor Resume Examples & Samples

Review and Pre-Underwrite Loan Files
Submit loans to our Underwriting Department for initial underwrite review and Clear to Close
Obtain additional documents from the customer (if needed) for the initial underwrite review as well as any additional documents needed to clear loan approval conditions
Upon receipt of all documents, review and validate supporting documents to ensure the data integrity is entered correctly into Encompass LOS system, while running and validating the AUS directly from FNMA/FHLMC
Upon receipt of the final Clear to Close on the loan file, you are responsible for coordinating the Closing Confirmation, preparing the loan for hand off to our closing department while performing a QC Review of the loan file, to ensure salability to our Investors as well as directly to FNMA/FHLMC
3-7 years mortgage processing experience
Friendly, positive and prompt customer service is required for our internal and external customers
Pipeline Management skills are required to ensure contingency and close date targets are met
Pipeline Management skills to ensure key metrics are met per our internal Service Level Agreements
Familiar with Encompass Banker (LOS) System
Knowledge of AllRegs
Knowledge of TRID Compliance, Dodd Frank, Reg. B; HMDA and Reg. Z
Knowledge of FNMA/FHLMC/FHA and VA Guidelines

Senior Loan Processor Resume Examples & Samples

Reviews newly originated mortgage loan applications for completeness and compliance with State and Federal regulations
Processes and prepares a high volume of loans in a timely and accurate manner
Identifies and resolves escalated issues immediately, providing excellent customer service
May work within an assigned Weichert sales office, providing dedicated processing support to the GSM
Rates the quality of newly originated loan applications. Provides results to GSM, Regional Sales Manager and certain members of the Operations Management Team
Checks each loan package for customer e-Signature acceptance. Contacts GSM if not
Orders ancillary services including appraisals, flood certificates and IRS transcripts
Indexes loan documentation utilizing the appropriate place holders in the Encompass system
Submits loans that pass the Quality Loan Review process directly to the underwriting department
Issues Notice of Incompleteness notification to customers whose application is incomplete
Makes mandatory calls to borrowers (i.e., welcome and commitment calls)
Pipeline manages all assigned loans working within stated timelines reflected in real estate sales contracts, as well as management established turnaround timelines
Collects, reviews and submits acceptable documentation to the Underwriter in a timely manner. Ensures completeness, accuracy, and legibility of all documentation prior to submission
Monitors and/or ensures compliance with Federal and State laws and regulations, in addition to Company policies and procedures
Demonstrates a high level of professionalism and integrity in all internal and external interactions with employees and customers
Ensures that investor requirements are met and warehouse lines are protected
Promptly clears investors' exceptions
Clears basic underwriting conditions
Trains and provides guidance to less experienced team members, as necessary
Nationwide Mortgage Licensing System (NMLS) approved, or approved within six (6) months in the role
A minimum of five (5) years of conventional, government and state bond correspondent loan processing experience or sales experience preferred
Thorough understanding of loan processing
Ability to accurately process a high volume of loans
Solid understanding of all areas of the mortgage industry
Solid credit policy familiarity and ability to clear basic underwriting conditions
Must be proficient and have a full understanding of RESPA regulations and related compliance knowledge preferred
Ability to work independently within a Weichert sales office, if necessary, showing consistent transparency
Demonstrated oral and written communications skills dealing directly with the customer
Strong analytical and problem solving ability

Senior Loan Processor Resume Examples & Samples

Working collectively with colleagues and key stakeholders to optimize customer experience
Knowledge in analyzing credit, income, and asset documents
Proven communications, decision-making, customer service, sales, support, problem-solving, multi-tasking and organizational skills
Working knowledge of the mortgage process, including pricing, registration, processing and closing
Incumbents in this role must successfully register with the Nationwide Mortgage Licensing System Registry (NMLSR) and must obtain a unique identifier through the registry that will be provided to consumers with whom the incumbent interacts. In addition, incumbents in this role must successfully renew their registration with the Nationwide Mortgage Licensing System Registry (NMLSR) annually

Senior Loan Processor Resume Examples & Samples

So we love experience and 3 years of it would be great, but if you’ve made up for years in loan processing volume - come on by!
1st lien processing experience
DU & LP – don’t make us say it
Calculating self-employed income and clear understanding of tax returns is a must. How else do you expect to check the DTI?
Like we said, ten-track mind with eight arms – we move fast here!
We have a 96% customer approval rating and you should want nothing more than to hit 100%

Senior Loan Processor Resume Examples & Samples

Minimum of an Associate's degree in business, related field or equivalent, Bachelor’s degree preferred
Minimum of five years of progressive mortgage lending operations experience or equivalent, including mortgage loan underwriting and originations of sales experience
Recent loan processing experience managing 30-50 loans require

Download Senior Loan Processor Resume Sample as Image file