Senior Loan Processor Cover Letter

I am excited to be applying for the position of senior loan processor. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for borrower with real time updates as to the status of their loan along with requests for supplemental loan documentation.

My experience is an excellent fit for the list of requirements in this job:

• Continually follows-up with borrowers and third party agents every to ensure that documents are received/reviewed/approved in a timely manner
• Completes necessary compliance checklists throughout the life of the loan to ensure that complete files are submitted throughout the process and regulatory/compliance are met
• Loan types (FHA, VA, Bond, conventional, USDA, DPA, ) - mostly conventional, FHA, VA - bonus
• Processes Conventional, FHA, VA, Bond and Rural Housing Loans
• Orders all items necessary for loan file, , insurance, flood certificates, good standings, title policies if necessary
• Works closely with title and attorneys and escrow companies to close deals efficiently and timely
• Reviews preliminary title reports/title commitments
• Navigate through multiple systems and screens

In response to your job posting for senior loan processor, I am including this letter and my resume for your review.

Previously, I was responsible for back up support to LDW Disclosure Desk and Loan Setup team as needed.

Please consider my experience and qualifications for this position:

• Successful completion of Core Curriculum Customer Care Empowerment, Doc Basics, FHA, VA, Self Employed, Credit Counseling and Compliance
• Successful completion of Introduction to Mortgage Banking, Mortgage Loan Origination, Processing the Loan, Conventional Loan Processing, Mortgage Loan
• Underwriting, Underwriting the Self-employed Borrower, Closing, Shipping & Warehousing, Creation & Formula of a Mortgage, Residential Secondary Marketing
• Possess positive and professional attitude and will represent company in a positive manner
• Work well under pressure and be a team player
• Experience working with non-conforming loans
• Working knowledge of tax returns, as it relates to conventional loan processing
• Experience managing DataTrac, Point, email system

Please consider me for the senior loan processor opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for back up support as needed to process required change of circumstances and ensure re-disclosures are processed within the required time frames.

Please consider my experience and qualifications for this position:

• Prepares final approved loans to be moved to the closing department
• Continually follows-up with borrowers to collect conditions of the loan
• Follows-up with loan officers regarding completeness of loan conditions
• Coordinates multiple files for closing concurrently, or within a short period of time
• Previous processing experience
• Previous paperless environment experience
• Strong working knowledge of current conventional guidelines
• Knowledge of various programs including Conventional, FHA, VA, MSHDA, RD and Construction

I would like to submit my application for the senior loan processor opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for timely re-disclosures with updated fees, prices per 2010 Good Faith Estimate (GFE), Truth In Lending and Change of Circumstance regulations.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Proficient Automated Underwriting Systems (AUS)
• Working knowledge for validation of credit, income and asset documentation, appraisals, flood certifications, title work, and home owners insurance to meet all requirements
• Reliable, proactive, and self-motivated
• Proficient in Microsoft Office programs and data entry
• Confident and resourceful in problem solving
• Maintains a positive and calm work environment
• Familiar with all due diligence information necessary to efficiently process loan results and ensure compliance with regulatory requirements
• Eighteen months experience as Loan Representative I or Loan Representative II

In response to your job posting for senior loan processor, I am including this letter and my resume for your review.

In my previous role, I was responsible for assistance to all FDR's (Foreign Disclosure Representatives), and program staff when questions arise pertaining to Foreign Disclosure.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Provide top quality customer service!
• Obtain necessary documentation and order third party documentation by communicating directly with the customer and/or loan officer
• Review and analyze the borrower's credit, employment, income and assets
• Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents
• Verify that vendor orders are complete, invoices received, and in the applicant's efile
• Document all communication related to the loan application in the LOS system's conversation log
• Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other transition team members
• Heavy experience with FHA, VA & Conventional Loans