Loan Processor Resume Samples

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A Collins

Angelica

Collins

792 Caroline Prairie

New York

+1 (555) 528 5686

792 Caroline Prairie

New York

Phone

p +1 (555) 528 5686

Experience Experience

Philadelphia, PA

Loan Processor

Philadelphia, PA

Ryan, Bashirian and Heaney

Philadelphia, PA

Loan Processor

Processes force placed insurance premium payments and refunds related to collateral protection insurance. Researches and solves problems relating to such payments and refunds. Researches and resolves insurance related issues from collateral protection reports received from QuieTrack, working directly with Quietrack in all aspects of collateral protection insurance
Interacting with loan officers to coordinate the approval process and make it as efficient as possible
Working with FHA/VA and Conventional loans
Working directly with underwriters and loan officers to understand the financial picture of the customer
Processes force placed insurance premium payments and refunds related to collateral protection insurance. Researches and solves problems relating to such payments and refunds. Researches and resolves insurance related issues from collateral protection reports received from Allied Solutions, working directly with Allied Solutions in all aspects of collateral protection insurance
Assist in the preparation of loan committee submissions
Working with FHA/VA, Conventional, USDA, and BOND loans

Phoenix, AZ

SBA Loan Processor

Phoenix, AZ

Hettinger, D'Amore and West

Phoenix, AZ

SBA Loan Processor

Work closely with internal staff including but not limited to underwriters, business development officers, fund control staff and management
Complete work in a timely manner; monitor own work to ensure quality
Working knowledge of SBA rules, regulations and SOP
Coordinate closing with borrower, title/escrow and/or business development officer
Be consistently at work, and on time
Adapt to changes in the work environment
Prioritize and plan work activities; use time efficiently

present

Los Angeles, CA

Home Loan Processor

Los Angeles, CA

DuBuque-Witting

present

Los Angeles, CA

Home Loan Processor

present

Manage pipeline by reports within established turn-around time
Provides information to internal and external parties, related to home loans; supports the
Management; Supports the Credit Union’s efforts to identify and report member
Member survey ratings; provides accurate information and conducts timely follow up
Provide members with timely and periodic status updates of their loan application
Meeting of established processing times and funding goals; maximizes opportunities to
Works effectively with team members to facilitate the efficient and successful processing

Education Education

Bachelor’s Degree in Business

Quinnipiac University

Bachelor’s Degree in Business

Skills Skills

Being responsible for all activities from registering applications through underwriting submission and closing
Coordinating with Loan Officers, Vendors, Underwriters and Closing Agents
Timely preparation of mortgage documents and customer disclosures
Ability to obtain relevant information from clients, realtors, builder, title companies, appraisers, bankers, accountants or anyone associated with the origination process
Excellent understanding of all aspects of loan programs and internal and external guidelines
Primary point of client contact for obtaining credit documents and clearing underwriting conditions
Clearing the files and coordinating and scheduling closings
Additional duties and responsibilities as assigned and requested by management
Performs scheduled call-outs to borrowers to ensure they are informed of loan status and outstanding exhibits in a courteous and professional manner
Performs administrative and clerical tasks to process loans in a timely and accurate manner, including but not limited to, reviewing and updating appraisals, reviewing and verifying incoming mail and obtaining employment verifications

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15 Loan Processor resume templates

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Mtg Loan Processor Resume Examples & Samples

Incumbents in this position would typically possess >5 years of loan processing experience
This senior level processor may be responsible for training entry-level processors and/or providing guidance to other processors
Make judgments as to whether the loan is "reasonable" even if it meets published guidelineson thesurface. If it does not appear reasonable, must escalate for further evaluation
Document any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation and escalate to next level manager or Loan Risk and Recovery depending on the circumstances
Maintain knowledge of regulatory changes, external and internal compliance requirements, and investor guidelines to insure loan salability
Insure Settlement Agents meet SunTrust eligibility criteria before submission of loan to closing

Consumer Lending Operations Loan Processor Resume Examples & Samples

High school diploma or equivalent required with some college coursework and/or degree preferred
In depth knowledge and ease in usage of standard office equipment (i.e. computer, phone systems, fax machines, copy machines, printers, etc.)
MUST BE FLEXIBLE TO WORK SATURDAYS ON ROTATIONAL BASIS

Senior Retail Loan Processor Resume Examples & Samples

General computer skills
Strong Typing skills
Call Center experience
Loan Processing skills

Loan Processor, Construction Resume Examples & Samples

Working knowledge of real estate lending products, regulatory compliance and secondary market guidelines (FNMA/FHLMC)
Customer centric
Planning and organizational skills with the ability to manage multiple priorities
Strong judgment, logic and reasoning, ability to identify/manage potential risk
Communicates clearly, effectively and professionally
Adapts well to change

Paid Loan Processor Resume Examples & Samples

High school diploma or equivalent work experience
1 to 2 years of related experience
Good knowledge and understanding of the business unit’s key products and services, processes and controls
Good understanding of risk and regulatory requirements of the role
Basic knowledge of departmental systems and applications
Good written and oral communication skills

Mbd Loan Processor Resume Examples & Samples

Receives and evaluates loan application from Home Mortgage Consultant (HMC) and reviews documents to ensure all necessary forms have been completed and comply with underwriting, PMI and secondary marketing guidelines. Identifies and advises of non-qualifying application prior to movement to next level of loan processing
Ensures compliance in all areas of desktop underwriting, PMI and secondary market guidelines
Sets up loan files and enters information for tracking of loan. Submits loans through DU/LP automated underwriting system
Verifies credit report, income and assets and orders preliminary title report, appraisal, fee/escrow instructions and all verifications necessary to complete the loan file in an accurate and timely manner
Reviews and evaluates all documentation using judgment to ensure loan falls within acceptable guidelines per loan type
Prepares and mails initial or revised disclosures, if applicable
Determines allowable income to be used for loan calculations, tax return review and knowledge
Reviews and validates appraisal for compliance to agency guidelines and USPAP/FIRREA guidelines
Communicates with customers, HMC's and authorized employees to satisfy loan conditions as well as provide the status of the loan application
Proactively monitors the file and process flow to ensure the timely completion of the file
High school diploma and or combination of education or equivalent experience
1 or more years of loan processing experience
1 or more years of customer service experience
Good knowledge of loan documents, insurance requirements, real estate terminology, underwriting and departmental procedures
Maintains filing system
PC Proficiencies with Windows based software in Word, Outlook and Excel

Indirect Loan Processor Resume Examples & Samples

Good typing skills (using computer terminal) and basic knowledge of office equipment
Exceptional oral and written communication skills; professional phone manners mandatory
Ability to resolve problems without disrupting customer relationships
Ability to handle confidential information appropriately
Ability to perform well in a fast‑paced, stressful environment
Detail oriented, with ability to audit and correct procedural errors

Blc Loan Processor Resume Examples & Samples

Communicate with sales staff and field personnel regarding applications and incomplete information
Data Entry
Phone Support
Grade 8: at least one year of experience in a loan application, documentation, and/or booking environment, either in preparation or review/audit of loan information/documents
Able to work under pressure and have solid time management skills
Knowledge of ALS/AFS booking systems a plus

Loan Processor Resume Examples & Samples

Process and prepare mortgage loans (conventional and government, purchase and refinance) under various loan programs for closing in accordance with policies & procedures
Work directly with customers to ensure high customer satisfaction
Maintain system accuracy, issue proper disclosures as required by federal regulatory compliance and review rate lock and point objectives for accuracy
Set up files and order all necessary exhibits for appraisals and credit reports
Prepare and calculate income and assets thoroughly before submission to underwriting
Manage pipeline via daily PPS
Experience in mortgage loan processing (conventional and government, purchase and refinance, FHA/VA)
Minimum 1-2 years of experience strongly preferred
Minimum 1 year of computer experience preferred, preferably with automated originations system strongly preferred

Loan Processor Resume Examples & Samples

Minimum 5 years of loan processing experience in a financial institution required
Minimum 2 years of basic computer experience(e.g. Microsoft Word, Excel, Outlook) required
Ability to interact effectively with all levels of Bank personnel
Must be able to multi-task and handle a heavy volume of transactions
General office equipment knowledge
Knowledge of M&I Loan System and AFS preferred
Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications

Retail Loan Processor Resume Examples & Samples

Work in conjunction w/ Sales to ensure every loan in their pipeline is moving through the process
Communicate actively w/ any third parties tied to the transaction including the appropriate Title Company, AMC or other Vendor
Request conditions requested by the underwriter to the borrower and to Sales. Review this documentation to ensure it will be acceptable to the underwriter

Wholesale Loan Processor Resume Examples & Samples

College Degree, business or finance preferred
Mortgage experience required-Minimum 4 years. Must have processing experience
Requires excellent verbal and written communication skills
Requires organization and the ability to manage multiple tasks
Excel and Word

Loan Processor Resume Examples & Samples

Working directly with underwriters and loan officers to understand the financial picture of the customer
Working with FHA/VA and Conventional loans
Apply your skills and experience to insure proper compliance and adhere to industry regulations and standards
Highly disciplined, independent, entrepreneurial, confident, well organized self-starter
High-school diploma or GED and a minimum
1-year lending origination experience
Strong PC skills, including Power Point, Excel, Word and Lotus Notes

Loan Processor Resume Examples & Samples

Functioning as part of a deal team that requires effective participation and contribution. The position requires the individual to independently exert leadership and effectively orchestrate the assigned portion of the mortgage process
Excellent understanding of all aspects of loan programs and internal and external guidelines
Primary point of client contact for obtaining credit documents and clearing underwriting conditions
Clearing the files and coordinating and scheduling closings
Additional duties and responsibilities as assigned and requested by management
5 years work experience in mortgage loan processing or equivalent work experience within the mortgage industry (e.g. title, escrow, insurance)
Excellent written/oral communication
Excellent organization skills and ability to demonstrate control, flexibility, and maintain quality and high productivity when dealing with clients and changing work demand
Overtime may be required based on business needs and is required to be pre approved by manager

K K Bonus Paid Ot Seeking Exp d Loan Processor Resume Examples & Samples

Communicate with customers, providing excellent customer service and ensuring the customer relationship is maintained and the highest possible level
Review/set-up loan files for completeness and identify any missing documentation or potential problems
Analyze each loan file
Prepare loan files for funding by reviewing the analysis for accuracy to ensure all regulatory information and loan terms are accurately input into the computer system to meet compliance requirements
Computer/Software Efficiency: Be proficient in financial analysis software, Microsoft Excel, Microsoft Office and other software programs as needed

Affordable Lending Loan Processor Resume Examples & Samples

Customer centric
Excellent organization skills and ability to manage multiple priorities
Knowledge of real estate lending products, regulatory compliance and secondary market guidelines (FNMA/FHLMC/FHA)
University or Undergraduate degree preferred
Knowledge of and experience with affordable lending programs strongly preferred: IHDA (Illinois Housing Development Authority), WHEDA (Wisconsin Housing and Economic Development Authority), NHLP (National Housing Law Project) and Home Possible

MB Loan Processor Resume Examples & Samples

Obtain necessary loan conditions
Verify income, payoffs, home owners insurance, mortgage balance statements, trust agreements, verification of employment, etc
Order and complete detailed review of the title search and flood certificate
Held to a high standard of file documentation to support their loan condition review work and customer interactions
Responsible for compliance with Fair Lending practices of JPMorgan Chase
Adhere to daily quality/audit review standards thru pre-doc draw (PDD) process
Work through and resolve vendor work issues directly with customer and vendors
Accountable for meeting department targets including closing ratio, cycle time, customer satisfaction, etc
Handle outbound and inbound customer, vendor and banking center calls
Upon final approval, coordinate loan closing options with customer, banking center and document preparation
Cross sell other bank products including, but not limited to, DDA & automatic payment debit
Preferred experience as a mortgage or home equity loan processor
Experience in mortgage/processing/financial industry preferred
Proficient at pipeline management with emphasis on organizational and multi-tasking skills
Thorough knowledge of Home Equity policies and procedures
Ability to maintain high quality output while maintaining a pipeline of files at various levels of completion
Ability to work well with all business partners within underwriting, call center, vendor management and banking centers
Spanish preferred, but not required

Consumer Asset Processor Construction Loan Processor Homewood Resume Examples & Samples

Responsible for adhering to compliance and regulatory requirements
Effectively and efficiently monitors a pipeline of at least 50 loans with the goal of closing at least 25 loans per month
Obtains necessary customer documentation to support data provided in the applications
Reviews customer submitted documentation to ensure the documentation meets the program guidelines
Validates credit reports, orders appraisals, surveys and title insurance and requests payoffs from other mortgage companies. Calculates income to include self-employed borrowers. Updates loan files, the mortgage software platform and tracking system as information is received. Prepares final loan package for approval
Updates insurance information on the mortgage software platform. Contacts insurance companies for insurance policies not received
Completes file maintenance on all mortgage loans as instructed
Processes loan to conform to product guidelines. Gathers all requirements and prepares loan for underwriting approval
Must be detail-oriented and able to perform all duties accurately
Must have basic computer skills, i.e., word processing, spreadsheets and menu-driven software

Loan Processor Resume Examples & Samples

Assist with training and development of new employees, familiarizing them with their tasks and responsibilities. Suggests to supervisor changes in workload or position responsibilities as necessary
Acts as a preliminary contact for branch lending offices and Level I processors
Ensures that work is completed within the prescribed deadline
Prepares loan documents
Working knowledge of Word and Excel or similar data programs in Windows environment
Proven ability to coordinate multiple tasks, prioritize workload, and meet deadlines
Figure aptitude, analytical and problem solving skills

Private Bank Loan Processor Resume Examples & Samples

H.S. Diploma or equivalent required
Minimum of 3 years of previous experience in processing first mortgage transactions
Excellent communication and relationship building skills
Computer literate and strong familiarity with credit financial analysis techniques
In-depth pipeline management experience
Strong client resolution skills
Gender, sexual orientation, national origin, age, disability or veteran status

FHA MAP Loan Processor Resume Examples & Samples

Prepare and maintain the Due Diligence Checklist and Application Workbook
Prepare regular updates to the Due Diligence Checklist for distribution to the Borrower
Manage application process including initial transmission of application requirements to participants (borrower, management agent, general contractor, architect, and third-party providers), set-up and uploading of documents to cloud storage platform and assisting participants with questions regarding required documentation and information uploads and transmissions
Advise and inform underwriter of issues affecting loan status
Ensure all documents are executed and in compliance with FHA guidelines prior to Firm Application and closing
Work directly with Underwriter in collecting all required underwriting documentation for FHA submission and to ensure its acceptability on business points and in FHA formatting and information requirements
Assist in assembling documentation for application (Concept, Pre-App or Firm Commitment)
Responsible for ensuring completion of assembly and distribution of hard and electronic copies of loan application packages to HUD, borrower, third-party closer/servicer, any other parties who require copies and appropriate filing of same
Submit critical loan documentation for closing to third-party closer/servicer and attorneys
Establish and maintain the permanent loan file according to corporate policy; perform audit at closing
Maintains record of all communications with HUD on financing applications and general issues

Mortgage Operations, Loan Processor Resume Examples & Samples

CLC Single Point of Contact to the Customer after the application has been taken and completed by the mortgage banker a.k.a. mortgage loan originator. Processor is responsible for gathering documentation to hand off complete file to Underwriting. Should borrower request changes to loan terms or have specific questions about the terms of the loan, the Processor refers borrower to the mortgage banker that originated to loan
Confirms that all required loan conditions have been satisfied by the borrower, as well as, various third parties (as requested by the Underwriter)
Ensures the file meets the requirements outlined in the QA checklist
Troubleshoot documentation related gaps issue that may have arisen during the loan origination process in order to submit a complete loan package upon which a lending decision can be made
Ensure all loans in their pipeline are properly dispositioned
30% Risk Management
Act in full compliance with Bank policy and external regulations to protect the Bank's assets
Act in accordance with regulatory and compliance requirements that include, but are not limited to, Anti-Money Laundering and Terrorist Financing Reporting requirements, RESPA, Fair Credit Act, FCAC consumer provision requirements, and Privacy Act provisions in accordance with Bank policies and procedures
Understand risks and take appropriate actions to mitigate risks as they relate to both the mitigation factors and the strengths that should be noted on the 1008 prior to submission
Maintain the integrity of managing personal information in the process of evaluating the potential borrower, including all documentation, and any other requirements to maintain operational integrity

Mortgage Operations, Loan Processor Resume Examples & Samples

70%:Process first mortgage transactions
CLC Single Point of Contact to the Customer after the application has been taken and completed by the mortgage banker a.k.a. mortgage loan originator. Processor is responsible for gathering documentation to hand off complete file to Underwriting.Should borrower request changes to loan terms or have specific questions about the terms of the loan,the Processor refers borrower to the mortgage banker that originated to loan
Collects the appropriate loan documentation required for the file,based on terms and conditions previously presented to the customer by the mortgage banker
Reviews the 10 Day Letter,which is then sent to and completed by the COS
Confirms product requirements,loan terms,conditions and loan fees that were previously presented by the mortgage banker and agreed to by the borrower
Confirms that all required loan conditions have been satisfied by the borrower,as well as,various third parties (as requested by the Underwriter)
Provides assistance to the Closing Department,when required
Adhere to all required lending policies,procedures and standards,including First Principles and BMO Harris’ Code of Business Conduct and Ethics
Act in accordance with regulatory and compliance requirements that include, but are not limited to,Anti-Money Laundering and Terrorist Financing Reporting requirements,RESPA,Fair Credit Act,FCAC consumer provision requirements,and Privacy Act provisions in accordance with Bank policies and procedures
Follow security and safeguarding procedures and apply appropriate due diligence in accordance with Bank policy for the prevention of loss due to fraud,robbery,counterfeiting,money laundering or defalcation
Knowledge of real estate lending products,regulatory compliance and secondary market guidelines (FNMA/FHLMC/FHA)

Loan Processor Resume Examples & Samples

Maintain and manage loan file and document status information through the use of pipeline reports. Document receipt into information systems or department’s manual reports
Review and analyze appraisals, title work and insurance policies to ensure compliance with TCF policies
Manage the receipt, scanning and indexing of loan files or documents from internal departments, third party vendors or external business partners such as title companies and loan customers
Monitor lending production and/or processing staff’s adherence to regulatory compliance by reviewing loan documents, pipeline reports and audit results
Communicate with internal and external customers as needed to accurately complete loan files within prescribed timeframes
Keep up-to-date with state, federal, and TCF regulatory and procedural policies. Assist management with maintaining department policy and procedure manuals
Assist Lending Department as needed

Loan Processor Resume Examples & Samples

Review loan files and retail loan documents for completeness and accuracy, ensuring compliance with TCF policies and state and federal regulatory requirements
Manage the receipt, scanning and indexing of loan files or documents from internal departments, third party vendors, or external business partners such as title companies and loan customers
Communicate by phone, written or electronic communication with internal and external customers, such as internal lending staff, title companies, third party vendors, business partners and loan customers as needed to accurately complete loan files within prescribed timeframes
Keep up to date with regulatory and procedural policies by utilizing department manuals, intranet publications, and department communications
Prepare loan documents as needed

Home Equity Loan Processor Mortgage Banking Resume Examples & Samples

Adhere to daily quality/audit review standards thru pre-doc draw (PDD) process
Preferred experience as a mortgage or home equity loan processor
Strong negotiation skills
Thorough knowledge of Home Equity policies and procedures
Ability to maintain high quality output while maintaining a pipeline of files at various levels of completion
Ability to work well with all business partners within underwriting, call center, vendor management and banking centers

Mbd Loan Processor Resume Examples & Samples

Receives and evaluates loan application from Home Mortgage Consultant (HMC) and reviews documents to ensure all necessary forms have been completed and comply with underwriting, PMI and secondary marketing guidelines. Identifies and advises of non-qualifying applications and counsels on other viable alternatives to provide home ownership
Ensure compliance in all areas of desktop underwriting, PMI and secondary market guidelines
Verifies credit report, income and assets, and orders preliminary title report, appraisal, fee/escrow instructions and all verifications necessary to complete the loan file in an accurate and timely manner
Determines allowable income to be used for loan calculations, including personal and business tax return analysis
Reviews and validates appraisal to agency guidelines and USPAP/FIRREA guidelines
Proactively monitors the file and process flow and proactively to ensure the timely completion of the file
Escalates issues as they arise to team lead or supervisor
Complies with bond agency guidelines and submits to investors for compliance approval
Complies with rules/regulations pertaining to both private insured mortgages, FNMA/FHLMC, FHA, VA and RD type loans
2 - 3 or more years of loan processing experience
2 or more years of customer service experience
Thorough knowledge of loan documents, insurance requirements, real estate terminology, underwriting and departmental procedures
General government lending experience
PC Proficiencies with Windows based software in Word ,Outlook and Excel

Loan Processor Resume Examples & Samples

Reading and reviewing financial documents in order to make sound financial decisions
High-school diploma or GED
Minimum 1-year lending origination experience

Mortgage Banking Loan Processor Resume Examples & Samples

Daily use and management of Chase Pipeline Prioritization System (PPS)
Work directly with customers to ensure high customer satisfaction
Manage pipeline via daily PPS
Minimum 1-2 years of experience strongly preferred
Demonstrated ability to analyze financial statements, tax returns, and other means to verify personal income
Solid analytical and problem solving skills preferred

Disbursement & Loan Processor Dis J Resume Examples & Samples

Loan Initiation
Loan Default
Loan Payment Adjustment
Loan Refinancing
Pending Transaction Adjustment
Residential Loan Form
Redeposit Maintenance
Special Adjustment Forfeiture
Stop & Redeposits
College Degree or equivalent transaction processing experience in a fast paced financial environment
Good follow-through skills
Computer proficient - accurate and fast keying skills as well as experience in a PC-based workflow system
Understanding of Defined Contributions Plan structure, rules and regulations a plus
System knowledge including Omni, CFE, STARS and PRIDE a plus
Strong interpersonal skills and ability to partner with other areas
Demonstrates a positive attitude & a strong team player

Loan Processor Resume Examples & Samples

Process payments and advances to AFS loan system
Complete general AFS maintenance request
Daily review of Error Reports
Balance of financial transactions in AFS
Daily Review of QA items
Three or more years of banking experience, including working knowledge of commercial loans
Three or more years working with commercial loans
Knowledge of banking regulations and policies
Must exhibit understanding of banking policies and procedures
Must be proficient in Word and Excel programs
Must communicate well on the telephone as well as in person
Must demonstrate sound judgment and communication skills, both oral and written
Must be able to work collaboratively with other departments and individuals to reach mutual goals

Loan Processor Resume Examples & Samples

Perform standard office duties (supplies due diligence/ordering, mailings, file preparation and organization, other administrative duties as needed)
Interact with originators and underwriters
Perform loan database functions for receipt of borrower and other funds and request payments for invoices, retainers, etc
Assist in obtaining bids from third-party report providers
Assist in receipt of due diligence materials from borrower team for delivery to third party report providers
Set up due diligence checklists and forms
Assist in delivery of due diligence materials from borrower to underwriting team, including working with a processor to coordinate the collection of property and borrower information
Assist underwriting team in locating market and demographic data for property analysis
Order tax certificates, flood certification(s), OFAC searches
Coordinate underwriter site inspections with on-site staff and/or borrower
Assist underwriting team in maintaining data integrity in loan database
Upload required documentation into loan database
Assist in the assembly, copying and distribution of loan submissions to internal loan committee, FHA
Provide Lender Counsel with requested documentation

Loan Processor Resume Examples & Samples

Performs administrative and clerical tasks to process loans in a timely and accurate manner, including but not limited to, reviewing and updating appraisals, reviewing and verifying incoming mail and obtaining employment verifications
Updates automated underwriting system when relevant changes to loan occur, and prints final decision
Prints appropriate documents and packages file in required order
Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements, and policies

Loan Processor, / Retail Lending Fulfillment Resume Examples & Samples

Process all types of consumer and small business loan requests, including large dollar transactions
Gather and analyze required documentation to ensure documentation policies are followed. This includes income verifications (i.e. tax returns, paystubs, etc.), asset verifications, collateral valuations, proof of insurance, flood certifications, ownership/title documentation, payoff statements and other related documentation
Ensure loans are properly set up on servicing system
Audit executed loan packages to ensure documentation requirements meet retail lending policy guidelines
Proven analytical and problem solving abilities
Experience processing loans secured by marketable securities
Loan origination experience

Loan Processor Resume Examples & Samples

Monitor lending production and/or processing staff’s adherence to regulatory compliance by reviewing loan documents, pipeline reports and audit results. Suggest training where needed
Communicate by phone, written or electronic communication with internal and external customers (e.g. internal lending staff, title companies, third party vendors, business partners, loan customers, etc.) as needed to accurately complete loan files within prescribed timeframes
Review retail loan files, post-closing, to ensure compliance with Bank and Regulatory policies and procedures
Monitor the receipt of loan files, loan documents and security instruments, including car titles and mortgage or deed of trust documents
Process loan applications through the front end processing system as directed
Assist with training of employees
High school education or GED Certification
Two years of loan processing experience in a financial environment

Home Equity Loan Processor Resume Examples & Samples

Obtain necessary loan conditions
Verify income, payoffs, home owners insurance, mortgage balance statements, trust agreements, verification of employment, etc
Order and complete detailed review of the title search and flood certificate
Held to a high standard of file documentation to support their loan condition review work and customer interactions
Responsible for compliance with Fair Lending practices of JPMorgan Chase
Adhere to daily quality/audit review standards thru pre-doc draw (PDD) process
Work through and resolve vendor work issues directly with customer and vendors
Accountable for meeting department targets including closing ratio, cycle time, customer satisfaction, etc
Handle outbound and inbound customer, vendor and banking center calls
Upon final approval, coordinate loan closing options with customer, banking center and document preparation
Cross sell other bank products including, but not limited to, DDA & automatic payment debit
Preferred experience as a mortgage or home equity loan processor
Experience in mortgage/processing/financial industry preferred
Proficient at pipeline management with emphasis on organizational and multi-tasking skills
Thorough knowledge of Home Equity policies and procedures
Ability to maintain high quality output while maintaining a pipeline of files at various levels of completion
Ability to work well with all business partners within underwriting, call center, vendor management and banking centers
Spanish preferred, but not required

Mortagage Loan Processor Resume Examples & Samples

3 - 5 years mortgage processing experience
Knowledge of Encompass system
Knowledge of Conventional, FHA and VA guidelines
Knowledge of State/Federal regulations to maintain loan file compliance
Strong ability to multitask in a fast-paced working environment

Loan Processor Resume Examples & Samples

Reviews and understands credit approval and approval conditions to determine documentation requirements
Reviews supporting documentation to determine entity’s ability to enter into loan agreement and pledge collateral, required authorized signers and if the property is located in a flood plain. Addresses all items required to ensure collateral lien will be perfected
Works with third party vendors to obtain needed documentation i.e. title, environmental, appraisals, etc
Work with loan officer and/or customer to obtain customer information required by banking regulations and bank policy and/or procedure
Accurately request or prepares closing documentation needed for the specific loan type, structure and collateral being taken
Calculates final payoffs and compiles accurate disbursement information to ensure the bank collects all required fees and the loan is funded correctly
Files incoming items in the electronic credit file and is responsible for a complete electronic file for examination purposes
Reviews documentation prepared by government agencies or attorneys to ensure they were prepared per the credit approval
Ensures collateral is perfected and clears all post-funding tickler items
Follows for debenture for 504 loans. Prepares required forms to complete the process and negotiates and required modifications with the CDC/SBA
Manages closing process with escrow, insurance company, title company and closing attorney
Associate’s Degree preferred
4 to 6 years of directly related experience

Mortagage Loan Processor Resume Examples & Samples

2 years of current retail mortgage origination sales experience
Must be knowledgeable of FNMA/FHLMC,FHA, VA and all current mortgage loan products in market
Knowledge of mortgage compliance and regulations including RESPA, ECOA and Fair Lending
Advanced experience working with automated underwriting systems (DU/LP)
Experience working with the Calyx platform
Ability to analyze credit, income, asset and collateral documents (Including Corporate Tax Returns; 1065/1120's)
Must be eager to learn and develop mortgage sales knowledge
Proficiency with Microsoft Office products

Loan Processor Resume Examples & Samples

Daily Review of QA item
High School Diploma/GED required
Must be able to work collaboratively with other departments and individuals to reach mutual goals

Home Loan Processor Resume Examples & Samples

Processes loans within authorized limits and according to credit union and regulatory
Standards
Provides information to internal and external parties, related to home loans; supports the
Meeting of established processing times and funding goals; maximizes opportunities to
Build new loan relationships
Works effectively with team members to facilitate the efficient and successful processing
Of home loans
Communicates professionally with members and vendors, as evidenced by outstanding
Member survey ratings; provides accurate information and conducts timely follow up
Able to make appropriate decisions and escalates matters requiring higher authority to
Management; Supports the Credit Union’s efforts to identify and report member
Transactions in accordance with Bank Secrecy Act
Maintains high level of customer focus through making appropriate contact, supplying
Pertinent information, and assessing additional needs
Interacts with members, title companies, realtors, and other parties, to obtain items
Needed for loan processing and closing
Maintains all loan documents safely and securely and processes loans in a methodical
Manner that ensures efficiency and accuracy
2 years to 5 years’ experience in mortgage environment, including 2 years’ experience in
Mortgage loan processing
Experience using DU and loan origination system(s) preferred

Entry Level Loan Processor Resume Examples & Samples

Utilize intranet publications and department communications in order to keep up-to-date with state, federal, and TCF regulatory and procedural policies. Assist management with maintaining department policy and procedure manuals
Assist with training and development of new and less experienced employees. Resource for lending production staff and lesser experienced processors staff and less experienced processors
Prepare reports to identify outstanding issues, department goals and training/development needs
Continuously meet or exceed department production and accuracy goals
Execute mortgage/title filing as needed, to ensure accuracy of security instruments
Maintain the integrity of the collateral files, consisting of original notes and recorded mortgages and modifications
Complete more complex corrective actions related to loan documents and loan servicing system data entry
Assist other departments within Loan Operations with filing or data entry as needed
Understand TCF’s Policy and Procedure to ensure that all underwriting of non-originated files is in compliance
Verify accuracy of Overdraft Protection files and set up all Overdraft Protection accounts
Understand the MHFA program and ensure all information is collected and verified. Produce loan documents. Work with lender and MHFA to ensure complete, accurate loan file
Excellent organization and time management skills
Ability to deal tactfully and courteously with customers, fellow employees or others in performing the duties assigned

SBA Loan Processor Resume Examples & Samples

Process files according to Bank policies, SBA and State requirements
Prepare a needs list consisting of outstanding items needed to submit a file for underwriting
Create a file for all borrower information, financials etc
Gather and review information provided by the borrower
Review credit report and all other 3rd party reports
Familiar with SBA approval process
Working knowledge of SBA rules, regulations and SOP
Point of contact for BDO’s, Customers, Title and Escrow Officers
File UCC’s and familiar with various UCC requirements
Familiar with banks and SBA’s insurance requirements
Knowledge of Preliminary Title Reports and endorsements
Knowledge of escrow documents and requirements
Misc. special projects or assignments
Responsible for adhering to and complying with all Bank policies and Federal and State banking laws and regulations

Loan Processor Resume Examples & Samples

3-years residential retail processing experience
Strong PC skills, including Excel, Word and Outlook
Solid knowledge of conventional and government lending guidelines
Solid knowledge of state and federal lending and compliance requirements

Loan Processor Resume Examples & Samples

Review all loan applications for accuracy, completeness and compliance
Monitor and maintain an application pipeline
Image/index, review and submit completed files via the loan origination system to the underwriting department
Directly communicate with Loan Officers, clients, service providers and branch referring partner to gather and clear underwriting conditions; primarily responsible for documentation collection
Provide exceptional service for both internal and external customers
Ordering third party documentation; verify vendor orders are complete and invoices received
Communicate with various companies to obtain property survey, flood certificate, title commitment and payoff information
Maintain knowledge of industry compliance standard rules and regulations
Provide guideance, answer questions and act as a mentor to other less experienced Mortgage Loan Processors
Review Hazard Insurance for required coverage and Insurance Carrier rating
Review title work for seasoning requirements, liens, entity issues, etc
Review flood certificates for flood status
Minimum of 5 years residential mortgage processing experience on agency products
Minimum of 2 years purchase processing experience
Working knowledge of PC (MS Windows and Office Products including Word, Excel, etc.)
Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations
Foundational knowledge of tax returns; Foundation knowledge of FHA, VA, Conventional, Jumbo (preferred). Other products, (i.e.) CP, USDA, HELOC preferred but not required
Excellent written and verbal communication skills and ability to work in a team environment
Demonstrated ability to prioritize, multi-task, meet deadlines and adapt to changing priorities with strong organizational skills
Proven success working in fast-paced, high volume environments
Precise attention to detail
Ability to network and interct with others to build internal relationships to foster team environment
Demonstrated knowledge of purchase lending requirements and documentation
Ability to handle competing priorities effectively and within established timeframes
High level of integrity and trust; must be a team player with a selfless attitude

Loan Processor Resume Examples & Samples

Reviews submitted loan application for completeness and verify procedures per guidelines
Order necessary documents and follow-up with vendors/third parties to obtain in a timely manner
Manage pipeline loans within required performance standards for approval and status calls
Submit loans to underwriting for conditional review and full approval upon receipt of appraisal
Partner with Sales and Underwriters on difficult and or exception transactions
Proactively communicate with all parties to the transaction, including, but not limited to title companies, internal team, and vendors
Performs follow-up work as necessary to achieve conditional approval within established time frames
Run and review AUS findings including LP, DU, and GUS
Must be knowledgeable about FHA, VA, USDA, and conventional loans

True Loan Processor Resume Examples & Samples

Review retail loan files and loan documents for completeness and accuracy ensuring compliance with TCF policies and state and federal regulatory requirements. Includes monitoring of system generated or department reports using Microsoft Excel
Maintain and manage loan file and document status information through the use of both system generated and manually prepared pipeline reports, adhering to established follow-up procedures. Document receipt into information systems or department’s manual reports
Work with internal and external customers, including title companies, lending staff and loan customers to complete corrective action in regard to security instruments and loan documents
Work with third party vendors to obtain data as needed
Maintain loan files
Ability to work independently, under pressure and to meet prescribed deadlines
Knowledge of retail lending regulatory and procedural policy
Two years post high school education

Consumer Lending, Operations Loan Processor Resume Examples & Samples

Communicate identified missing documentation
60%: Process loan transactions
CLO Single Point of Contact to the Customer after the application has been taken and completed by the banker. Processor is responsible for gathering documentation for an initial and final underwrite. Should borrower request changes to loan terms or have specific questions about the terms of the loan, the Processor refers borrower to the banker that originated to loan
Completes the Welcome Call
Collects the appropriate loan documentation required for the file, based on terms and conditions previously presented to the customer
Reviews and completes the 10 Day Letter
Confirms product requirements, loan terms, conditions and loan fees that were previously presented by the banker and agreed to by the borrower
Confirms that all required loan conditions have been satisfied by the borrower, as well as, various third parties (as requested by the Underwriter)
Ensures the file meets the requirements outlined in the QA checklist
Troubleshoot documentation related gaps issue that may have arisen during the loan origination process in order to submit a complete loan package upon which a lending decision can be made
Ensure all loans in their pipeline are properly dispositioned
Review submitted loan documentation in accordance BMO Harris lending policies and procedures
Provides assistance to the Closing Department, when required
Scan, upload and index documents as needed based on customer situation
30% Risk Management
Act in full compliance with Bank policy and external regulations to protect the Bank's assets
Monitor and ensure team member adheres to Consumer Lending Operations procedures
Adhere to all required lending policies, procedures and standards, including First Principles and BMO Harris’ Code of Business Conduct and Ethics
Act in accordance with regulatory and compliance requirements that include, but are not limited to, Anti-Money Laundering and Terrorist Financing Reporting requirements, RESPA, Fair Credit Act, FCAC consumer provision requirements, and Privacy Act provisions in accordance with Bank policies and procedures
Follow security and safeguarding procedures and apply appropriate due diligence in accordance with Bank policy for the prevention of loss due to fraud, robbery, counterfeiting, money laundering or defalcation
Maintain the confidentiality of both customer and Bank information ensuring compliance with Bank Policies & Procedures
Understand risks and take appropriate actions to mitigate risks as they relate to both the mitigation factors and the strengths that should be noted on the application prior to submission
Maintain the integrity of managing personal information in the process of evaluating the potential borrower, including all documentation, and any other requirements to maintain operational integrity
H.S. Diploma or equivalent required
Customer centric
Computer literate and strong familiarity with credit financial analysis techniques

Loan Processor Iv-mlo Resume Examples & Samples

Requires a High School degree or equivalent and 6+ years loan documentation, loan processing, note department experience working with highly-complex loans or other directly related experience
Expert knowledge of lending processes,procedures and loan-related computer systems
Expert accounting, math and organizational skills
Excellent communcation, interpersonnel, audit and review skills
Must be detail oriented and accurate
Strong working knowledge of computer software, i.e. word, excel

Consumer Lending Operations Loan Processor Resume Examples & Samples

Perform application review and document management
Minimum of 3 years of previous experience in processing loan transactions
Excellent organization skills and ability to manage multiple priorities
In-depth pipeline management experience

MB Loan Processor Resume Examples & Samples

Daily use and management of Chase Pipeline Prioritization System (PPS)
Order and review title insurance, appraisals, loan payoffs, flood and tax certificates and surveys, and thoroughly review all documents before submission to underwriting
Obtain and review documents for compliance with loan conditions with the Mortgage Banker, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings
Check alternative documentation for accuracy and potential problems
Demonstrated ability to analyze financial statements, tax returns, and other means to verify personal income
Ability to manage pipeline daily while meeting monthly production and quality goals
High school diploma or equivalent required

Loan Processor Resume Examples & Samples

Working with FHA/VA, Conventional, USDA, and BOND loans
Preferred: An active state MLO license in each state where business is to be conducted
1-year recent residential processing experience. Hands-on experience with TRID preferred

Mtg Loan Processor Resume Examples & Samples

Identify any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation and escalate to next level manager or Loan Risk and Recovery depending on the circumstances
Insure Settlement Agents meet SunTrust Mortgage eligibility criteria before submission of loan to closing
Knowledge of regulatory changes, external and internal compliance requirements, and investor guidelines to insure loan salability
Experience using agency automated underwriting systems
Be an advocate of the client; ability to quickly resolve customer escalations and have excellent verbal and written communication skills
FHA/VA/BOND experience

Home Loan Processor Resume Examples & Samples

Calculate income, review bank statements, verifies member credit, employment and reserves. Order additional documentation to complete loan file
Delivers completely documented file to the underwriter which is ready for approval or denial
Assure that all files are complete and in compliance within RESPA, TIL, HMDA, Reg B (all mortgage related regulations) and internal policies
Manage pipeline by reports within established turn-around time
Provide members with timely and periodic status updates of their loan application
Communicates professionally with members and vendors, as evidenced by outstand member survey ratings
Two (2) to Five (5) years’ experience processing mortgage and home loans
Knowledge of conventional underwriting guidelines and regulatory statutes concerning residential real estate lending
The ability to work independently while being a genuine "team player"
Maintain professionalism at all times
Strong organizational, problem-solving, and analytical skills

Regional Acceptance Loan Processor Resume Examples & Samples

Meet or exceed company Loan Processor productivity and quality benchmarks
Assist management and other areas of the office to complete tasks accurately and efficiently
Ability to work in fast paced environment
Ability to work flexible schedule and overtime, as needed

BLS Loan Processor Resume Examples & Samples

Data entry duties
Grade 10: at least 2 to 3 years of experience in a loan application, documentation, and/or booking environment, either in preparation or review/audit of loan information/documents
Grade 12: at least 4 years of experience in a loan application, documentation, and/or booking environment, either in preparation or review/audit of loan information/documents
Grade 14: at least 5+ years in a loan application, documentation, and/or booking environment, either in preparation or review/audit of loan information/documents
Must be detailed-oriented, and possess excellent verbal and written communications skills
Accurate keyboard skills and proficiency with PC
Knowledge of Knowledge of Alnova accounting systems a plus
Must have high integrity and respect for confidentiality

Loan Processor Resume Examples & Samples

Primary contact with client for checklist needs and data collection
Set up and participate in kick off calls, status updates and closing calls
Create initial checklists and monitor receipt of all documentation; send out weekly updated checklists
Coordinate delivery of due diligence materials to third party report providers
Establish and keep current a Contact List for each transaction
Provide personalized loan documentation forms for clients tailored to transaction specifics
Create/maintain electronic files and internal databases
Review due diligence materials for accuracy and alert team members immediately when issues are discovered
Track all expenses for transaction and pay invoices
Assist in the preparation of loan committee submissions
Manage deal flow between Underwriters, prioritizing daily tasks and identifying immediate needs
Manage and organize all due diligence files/documentation for upload to Agencies
Provide tax analysis to closing for escrow analysis
Assist closing in preparing and organizing all necessary final documentation
Associates or Bachelor's degree preferred
1-2 years of relevant processing or operations work experience within Financial Services, preferably in the mortgage business
Proficient in Microsoft Excel, and Acrobat Reader
Lotus Notes experience preferred
Strong verbal, written and telephonic communication
Ability to manage workflow of multiple transactions and individuals
Superior organizational and analytical skills with ability to multi-task
Ability to work independently and successfully with others in a sometimes fast-paced environment
Aptitude for learning new software applications

Loan Processor Mortgage Banking Resume Examples & Samples

Desire to work in a fast paced environment while successfully handling several priorities each day
Strong knowledge of the mortgage process
Order and review title insurance, appraisals, loan payoffs, flood and tax certificates and surveys, and thoroughly review all documents before submission to underwriting

Loan Processor Resume Examples & Samples

Monitor and implement effective controls to maintain compliance with regulatory and established corporate policies and procedures. Acts as a resource for information or materials requested for compliance and internal audits
Assists supervisor in coordination and/or scheduling work activities of the department. Oversees the workload of personnel in the absence of the supervisor. Serves as a resource person, providing guidance and direction to level I & II processors
Ensures that work is completed within the prescribed deadline. Suggests to supervisors any changes in workload as necessary to distribute workload equitably and to meet deadlines in a timely manner
Ensures that all Consumer Loan questions and problems are handled in a timely manner. Personally handles particularly difficult questions, problems or sensitive situations requiring good judgement and procedural interpretation
Assists with the training and development of new employees, familiarizing them with their tasks and responsibilities. Assists with the more difficult duties of others
Reviews and recommends change in operational processes to improve efficiencies
Minimum of two to three years loan processing experience in a financial environment
Knowledge of consumer lending regulatory and procedural policy
Ability to work independently, under pressure and to meet prescribed deadlines.Ability to deal tactfully and courteously with customers, fellow employees or others in performing the duties assigned

Blc Loan Processor Resume Examples & Samples

Must be detail-oriented, and possess excellent verbal and written communication skills
Able to work under pressure adn have solid time management skills
Knowledge of Alnova accounting system a plus

Consumer Loan Processor Resume Examples & Samples

Adhere to and communicate Credit Union policies and procedures (e.g., Truth in Savings, Truth in Lending, Regulation CC, state and federal regulation) to ensure compliance
Process loan titles by tracking titles, following up on title inquires, completing and submitting relevant forms, and filing titles as well as lien placement
Respond to inquiries from members, insurance companies, co-workers, etc. on the status of refunds, claims, and complaints related to Credit Union’s force placement of insurance
Research credit disputes and respond to credit bureaus and members as required
Review, process and respond to referrals in the Lending Referral Queue providing research as needed
Review all loans and documents prior to booking. Check for accuracy per lending guidelines
Scan documents daily when booking loans
Prepare documentation required for Hardship Requests and Member Appeals
Prepare loan files for processing and Booking
Process and book unsecured loans
Review Lines of Credit not renewed, following up with members for possible renewal
Process lien releases
Process Credit Life and Disability claims
Credit Reports. Ability to pull, read, and understand information documented in credit reports including payment history, charge-offs, collections, inquiries, monthly minimums, etc
Must have prior banking, lending and title knowledge
Customer Focus: Making customers (external and internal) and their needs a primary focus of one's actions; developing and sustaining productive customer relationships; creating and executing plans and solutions in collaboration with the customer
Credit Card Processing. Knowledge of proper procedures for processing credit card (i.e., Visa and MasterCard) advances and payments
Forms and Report Completion. The ability to complete a form or report accurately. This includes the ability to explain forms and data, understand input data, enter data into relevant system(s), and communicate results
Credit Disputes. Ability to respond to credit disputes using the e-oscar system
Title processing: Proficient in title processing and member follow up using the VINtek Title System

Regional Acceptance Loan Processor Resume Examples & Samples

Post payments for settlements and bankruptcies
Code bankruptcies and send out dismissal letters
Load loan contracts into CMSI system
Complete monthly branch reports
Process incoming mail
Excellent computer skills
Knowledge of office equipment
Knowledge of credit application verification process and related documents
Knowledge of credit laws and regulations

Junior Loan Processor Resume Examples & Samples

Communicate actively w/ any third parties tied to the transaction including the appropriate Title Company, AMC or other Vendor
Communicate any and all loan changes to Sales
Coordinate closing through the borrower, Title Company and Sales, and request closing through the appropriate department
Proficient with MS Office

Retail Junior Loan Processor Resume Examples & Samples

Communicates actively w/ any third parties
Processes all loan files pursuant to the NPF pre-closing checklist
Prepares loan for Processing Manager sign-off review
Prepares loan file for final clear to close with Underwriting
Communicates any and all loan changes to Sales
Communicates with Sales team in a timely manner
Works in conjunction w/ Sales to ensure every loan in their pipeline is moving through the process
Maintains daily workflow prioritization
Coordinates all closing requests from Sales to the appropriate departments
Follows loan through funding process
Participates in a structured, hands-on training and development program with advancement opportunities
Bachelor’s Degree is required
Must work well in a team environment

Consumer Loan Operations Loan Processor PL Resume Examples & Samples

When applicable order third party documents and other pertinent documents
Gather customer trailing documents
Complete and send 10 Day Letter with appropriate loan documentation and disclosures that meet compliance and regulatory requirements
Responsible for managing assigned pipeline of loan transactions
University or Undergraduate degree preferred

Loan Processor / Loan Processor Senior Resume Examples & Samples

Sets up new dealers
Processes dealer reserve corrections
Processes title surrenders
Prepares dealer remittance
Reviews and prepares dealer statements and reserve checks
Processes lien release
Reconciles / balances daily work station activity
Provides elite customer service to internal and external customers
Applies standards to preserve quality, and timeliness of customer service
Provides elite customer service to the Helpline
Processes maintenance and advance transactions on the loan system
Modifies procedures to ensure processes stay compliant and follow regulations
Other duties will be assigned
20160516

Construction Loan Processor Resume Examples & Samples

Meet credit history and criminal background requirements associated with Nationwide Mortgage Licensing System and Registry registration process, to include FBI fingerprint criminal history and review of credit report.Minimum of three years mortgage operations experience
Computer literate with experience using Microsoft Office, Google Mail and other software and applications
Capable of effectively communicating information in a professional manner to customers and internal partners
Able to maintain confidentiality and exercise discretion in the evaluation of information and actions taken
Detail oriented and results-focused, able to organize and prioritize actions to achieve objectives
Able to work successfully within a collaborative environment to meet deadlines and departmental goals
Knowledge of Conventional, FHA, VA, Construction Perm guidelines and compliance guidelines
Associates or Bachelor’s Degree
Bilingual; English and Spanish
Ensures the proper and timely completion of loan applications, collecting supporting documentation, pulling credit, documenting assets and liabilities and preparing a comprehensive loan package in preparation for underwriting
Provides best in class service to both the prospective borrower(s) and the sales team partners by delivering consistent and timely feedback throughout the lending process, anticipating borrower needs and vigilantly maintaining service level agreements
Assists borrower in understanding the loan product selected, obtains an interest rate lock from the sales channel and ensures accurate pricing
Ensures the POS and LOS systems are populated with the required application data and that loan/processing statuses are accurately maintained
Coordinates the ordering of appraisal, title, tax, flood and all other documentation, verification or certification required to appropriately decision the loan
Dispositions loans according to the underwriting decision, preparing approved loans for submission to closing or coordinating adverse action notices to applicants
Maintains strict adherence to all compliance and regulatory requirements as well as department policies and procedures

Loan Processor Resume Examples & Samples

Review loan file to verify procedures per guidelines
Clear prior to close conditions (with signature)
Partner with underwriting on difficult/exception issues
Review the Closing Disclosure with the customer prior to the scheduled closing
NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position. Compensation is comprised of base pay + variable incentive. Variable incentive compensation is based on individual performance and is not guaranteed
Minimum education requirements: High School Diploma/GED
No Relocation Available

Entry Level Loan Processor Resume Examples & Samples

Review loan files and monitor reports to maintain compliance with regulatory and established corporate policies and procedures
Accurately documents audit findings for reporting
Maintain loan status information through the use of pipeline reports. Perform regular follow-up procedures for progress on all loan applications and advise interested parties in a timely manner. Use system comment screens to document the events to ensure management and other staff can at a glance determine the status of the loan file. Update system status coding as appropriate
Communicates with borrowers, production and/or operations staff on correspondence to loan decisions such as suspended conditions, approval letters and/or denials
Make recommendations to update and/or correct lending policy and procedure manuals

BLS Loan Processor Resume Examples & Samples

Communicate and coordinate with loan officers
Perform due diligence on approved loans, as needed, in accordance with bank policy and approval terms
Request and verify required documents

Home Equity Loan Processor Resume Examples & Samples

Daily use and management of Chase Pipeline Prioritization System (PPS)
Process and prepare mortgage loans (conventional and government, purchase and refinance) under various loan programs for closing in accordance with policies & procedures
Work directly with customers to ensure high customer satisfaction
Maintain system accuracy, issue proper disclosures as required by federal regulatory compliance and review rate lock and point objectives for accuracy
Set up files and order all necessary exhibits for appraisals and credit reports
Prepare and calculate income and assets thoroughly before submission to underwriting
Order and review title insurance, appraisals, loan payoffs, flood and tax certificates and surveys, and thoroughly review all documents before submission to underwriting
Obtain and review documents for compliance with loan conditions with the Mortgage Banker, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation, complete loan submissions and perform closings
Check alternative documentation for accuracy and potential problems
Manage pipeline via daily PPS
Expertise in producing quality files to ensure passing of all quality audits throughout the process
Proven interpersonal skills that build lasting relationships with internal business partners
Desire to spend the large majority of your day on the telephone with customers while meeting all desired call monitoring benchmarks
Desire to work in a fast paced environment while successfully handling several priorities each day
Strong knowledge of the mortgage process
Experience in mortgage loan processing (conventional and government, purchase and refinance, FHA/VA)
Minimum 1-2 years of experience strongly preferred
Strong customer service skills and ability to manage difficult conversations to a successful outcome and positive customer experience
Demonstrated ability to analyze financial statements, tax returns, and other means to verify personal income
Solid analytical and problem solving skills preferred
Ability to manage pipeline daily while meeting monthly production and quality goals
Excellent organizational skills (ability to prioritize) preferred
Excellent written and verbal communication skills preferred
Minimum 1 year of computer experience preferred, preferably with automated originations system strongly preferred

BLS Loan Processor Resume Examples & Samples

Aggregate exposure and deposit relationships for checklist purposes
Ability to multi-task and change focus quickly
Data entry of complex business loan applications
Phone support to internal bank customers for commercial loans

Home Lending Loan Processor Resume Examples & Samples

Completes file review of all mortgage loan packages making sure applications are complete and consistent
Reviews Net Tangible Benefits and Loan Programs for accuracy
Collects all documentation and runs loan through automated underwriting and gathers loan condition
Ensures loan disclosures are delivered on time and are accurate
Orders electronic appraisals
Submits file into loan center so file can be validated and processed quickly
Assists with marketing and other requests made by the Mortgage Loan Officer
Ensures correct combination of documents will be prepared/received for each loan package to secure legal interests of the company
Reviews and monitors loan documents for accuracy, completeness and adherence to approval conditions
Resolves a variety of customer problems/issues regarding bank products and services
Monitors existing mortgage loans to ensure complete conformity with terms
Follows up with customer to obtain all necessary information and clarification on financial analysis materials and resources
Provides customer service, sales support and marketing support for assigned region
Complies with all Federal, State, and local consumer protection laws governing loan origination including the SAFE Act, the Truth in Lending Act (TILA), their implementing regulations (Regulations G and Z), and SAFE Act registration and renewal rules as defined by the bank
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training
Keeps up to date on regulation changes; follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training
Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words
Takes personal initiative and is a positive example for others to emulate; embraces our vision to become "The World's Greatest Bank."
2-3 years previous mortgage loan sales support and/or administrative/clerical experience or retail banking experience
Requires a high school diploma or equivalent
Prior knowledge or experience with mortgage loan documentation
Ability to read and write, with basic arithmetic skills
Required to act as a MLO in this position, must be registered as a MLO as per the S.A.F.E. Act requirements

Construction Loan Processor Resume Examples & Samples

High school diploma or equivalent is required; Associate’s or Bachelor’s Degree preferred
Meet credit history and criminal background requirements associated with Nationwide Mortgage Licensing System and Registry registration process, to include FBI fingerprint criminal history and review of credit report
>EXPERIENCE REQUIREMENT LISTED BELOW<
Bilingual; English/Spanish
Knowledge of CONV, FHA, VA, Construction Permanent and compliance guidelines is preferred
Previous title company experience
Experience working with equity products
Previous customer service experience
This job occasionally requires standing and walking and on rare occasions, may require the ability to balance, bend, stoop, kneel, climb stairs or lift and carry up to 25 pounds
Work volume can be unpredictable and interruptions from customers, peers, managers or others may be present
High school diploma or equivalent is required; Associate or Bachelor degree is preferred
A minimum of one year of experience in mortgage operations, financial or customer service
A minimum of three years of mortgage operations experience is required
A minimum of five years of mortgage operations experience is required

CPB RRE Loan Processor Resume Examples & Samples

Providing dedicated support in an inside sales capacity to Mortgage Specialists (outside sales) as and when needed
Supporting MS’ in sales follow-ups as needed including discussing terms and negotiating rates as appropriate
Position may require occasional work on weekends

Loan Processor Resume Examples & Samples

Review title work for seasoning requirements, liens, entity issues, etc…
Minimun of 2 years residential mortgage processing experience on agency products
Foundational knowledge of FHA, VA, Conventional, Jumbo (preferred). Other products, (i.e.) CP, USDA, HELOC preferred but not required
Ability to handle competing priorities effectively and withing established timeframes
High level of integrity and trust must be a team player with a selfless attitude

Equity Loan Processor Resume Examples & Samples

Meet credit history and criminal background requirements associated with Nationwide Mortgage Licensing System and Registry registration process, to include FBI fingerprint criminal history and review of credit report
High school diploma or equivalent is required; Associate’s or Bachelor’s Degree preferred
>EXPERIENCE REQUIREMENT LISTED BELOW<
Computer literate with experience using Microsoft Office, Google Mail and other software and applications
Capable of effectively communicating information in a professional manner to customers and internal partners
Able to work successfully within a collaborative environment to meet deadlines and departmental goals
Bilingual; English/Spanish
Previous title company experience
Work volume can be unpredictable and interruptions from customers, peers, managers or others may be present
A minimum of five years of mortgage operations experience is required
Provides best in class service to both the prospective borrower(s) and the sales team partners by delivering consistent and timely feedback throughout the lending process, anticipating borrower needs and vigilantly maintaining service level agreements
Assists borrower in understanding the loan product selected, obtains an interest rate lock from the sales channel and ensures accurate pricing
Ensures the POS and LOS systems are populated with the required application data and that loan/processing statuses are accurately maintained
Dispositions loans according to the underwriting decision, preparing approved loans for submission to closing or coordinating adverse action notices to applicants
Maintains strict adherence to all compliance and regulatory requirements as well as department policies and procedures

Loan Processor Resume Examples & Samples

Apply your skills and experience to insure proper compliance and adhere to industry regulations and standard
MLO license is a plus but not required to process in SC
Minimum of 3+ years loan processing experience with demonstrated knowledge of Convventional, FHA, VA, USDA, State Housing, and Non-Conforming loans
Candidate must be able to work on-site in our Charleston, SC office, this position will not be a remote position

Loan Processor Resume Examples & Samples

High School diploma required. BA / BS degree preferred
Previous call center experience required
A minimum of one year of loan processing experience in a consumer finance / bank environment preferred
Must have basic knowledge of accounting and credit processing
Must have basic math skills including the ability to calculate debt ratios, payment ratios, and pro-rate income
Detail oriented with a focus on accuracy and quality of work
Ability to work independently and work well with others as part of a team
Must relate well with others and constructively interact with a variety of people and situations
P roficiency in MS Office (i.e., Word, Excel, Power Point, Outlook, etc.)

Loan Processor Resume Examples & Samples

Provides follow-up on a consistent basis with originators, borrowers, and agents to complete processing
Believes in the company vision which is also our department vision: "A Champion Mortgage Team Leading the New Era of Lending"
Build rapport with our internal and external customer
Five years related experience as a processor, underwriter or equivalent
Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures
High level of proficiency with mortgage loan processing and underwriting systems
Commitment to excellence and high standards
Proven ability to handle multiple loans and meet closing dates

Loan Processor Assistant Resume Examples & Samples

Continues to stay abreast of underwriting and compliance guidelines
A team player who actively seeks training opportunities, solutions to various underwriting issues and shares best practices with all team members
Believes in Envoys core values: "Put People First", "Commit to Excellence", "Create Innovative Change", "Work with Passion" and "Always do the right thing"
Five years related experience as a processor
Good judgment with the ability to make timely and sound decisions

Loan Processor Resume Examples & Samples

Believes in Envoy's core values: "Put People First", "Commit to Excellence", "Create Innovative Change", "Work with Passion" and "Always Do the Right Thing"
State licensed and met all license requirements
Ensure accurate, complete, and timely loan data on processing system. Review exception reports to ensure all tasks are completed and Loan is on target to meet expected closing date
Proactive communication of loan status to the borrower and the Loan Officer

Loan Processor Resume Examples & Samples

Thoroughly review and analyze supporting documentation, including income and financial statements as well as property related documentation
Complete AU as applicable to transaction type (DU/LP)
Complete approval letter correspondence to borrowers
High school diploma or GED required
Must have exceptional processing skills
Must have the ability to multitask and meet scheduled deadlines

Experienced Loan Processor Resume Examples & Samples

Minimum of 2 years Mortgage Processing experience
Prior experience must include client/customer contact via phone and email
Must have minimum of Conventional and HARP experience. FHA/VA experience desired, but not required
Must be able to handle a caseload of a minimum 45 loans
Demonstrated mental agility (thinking quickly, drawing conclusions and adapting in the moment) and analytical proficiency
Proven capability to establish effective organization system/routine including work prioritization to meet performance goals; ability to frequently and effortlessly shift between tasks
Demonstrated success in effectively managing multiple priorities and meeting deadlines /performance goals in a fast-paced, high volume, market-driven work environment
Ability to deal with pressure, remain optimistic, quickly recover from setbacks and easily adapt to change

Loan Processor Trainee Resume Examples & Samples

Maintain up to date technical knowledge of changing mortgage offerings, processes and requirements
Apply technical knowledge of PHH offerings, processes and requirements to guide the client through the home financing process to closing
A Bachelors degree preferred. In lieu of a Bachelors degree we will consider
Strong relationship management skills including the ability to build rapport by adjusting to client needs, set and manage expectations, establish trust and credibility and appropriately challenge when necessary
Ability to mirror communication styles/preferences and work effectively with clients with diverse personalities, needs and preferences
Ability to identify problems, consider multiple perspectives, bring information together to reach a decision and act quickly to implement solutions
Strong customer service orientation; willingness to do what it takes and put in the time and effort required to ensure client satisfaction and achieve an end result that benefits both PHH and the client
Ability to observe and assess different ways to accomplish work and adapt to fit personal preferences to maximize effectives and ensure compliance and achievement of performance goals
Demonstrated thirst for knowledge and passion for continuous learning; receptive to coaching and feedback and takes action to exhibit new behaviors and apply new ideas as appropriate
Must be available to work flexible scheduling options, including late night and overtime shifts

Loan Processor Resume Examples & Samples

Excellent verbal and written communication skills (via phone contact, in person, email, online chat), including the ability to professionally and confidently convey information and express ideas
Capability to form and leverage internal partnerships, work across the organization, influence others and thrive in a cross-functional environment
Self-motivated and able to work independently to achieve performance goals
Strong computer skills including proficiency in Word, Excel and Outlook, as well as navigation of windows-based systems

Loan Processor Resume Examples & Samples

The ability to work independently
Detail oriented, ability to multi task
Good knowledge of Word, Excel, and Access-previous experience with CitiLink a plus

Home Lending Loan Processor Resume Examples & Samples

Orders electronic appraisals, submits file into loan center so file can be validated and processed quickly
Takes personal initiative and is a positive example for others to emulate; embraces our vision to become "The World's Greatest Bank"
May perform other duties as assigned
2-3 years’ previous mortgage loan sales support and/or administrative/clerical experience or retail banking experience

Consumer Loan Processor Resume Examples & Samples

Takes accountability for entire process from receipt of work/item to resolution and closure
Tasks require coordination of information among various operational areas and customers
May use multiple online systems
Receives and reviews incoming work, contacting appropriate resources as needed
Enters transactions into CRT/PC, verifies accuracy, and balances general ledger accounts
Resolves customer issues using multiple resources and records
Prepares, edits, distributes, and/or corrects specialized and/or complex documents
Works under general supervision following established procedures
Exercises some judgment within guidelines
Acts as escalation point for less senior processors for complex issues or transactions, providing training as needed

Naca / Credit Specialist / Loan Processor Resume Examples & Samples

Order necessary documents
Excellent interpersonal, communication, follow-up & relationship building skills
Desired: 1-2 years prior mortgage industry experience or finance experience

Loan Processor Resume Examples & Samples

Strong organizational and communication skills
Ability to multitask and handle high volume efficiently
2-4 years of Mortgage Processing experience with Multi-Family/Commercial Originations
Experience with Automated Workflow Management system
High School diploma

Loan Processor Axiom Resume Examples & Samples

Order, review and submit loan conditions and verifications
Track and meet critical deadlines throughout the process-flow
Ensure all “workflow” deliverables are met
Process loan withdraws and/ or cancellations in compliance with ECOA and Regulation B
Must have at least 5 years of recent loan processing experienced
Must possess exceptional verbal and written communication skills
Must be motivated and customer service oriented
Must be detail-oriented, able to follow direction and guidelines
Must have the ability to work independently and also as a successful team player

Correspondent Loan Processor Resume Examples & Samples

Minimum of 2 years Mortgage banking experience (preferably in loan processing)
Ability to apply good judgment in cases of conflicting loan documents/information
Must have excellent reading and comprehension skills
Must have excellent computer skills – must be proficient with word processing and spreadsheet programs and a working knowledge of automated systems used in loan underwriting

Senior Home Loan Processor Resume Examples & Samples

Responsible for ensuring that all loan documentation is complete and accurate
Communicate with various companies to obtain Property Report, Flood Certificate, Title Commitment and payoff information
Prepare commitment letters, denial letter and cancel files when necessary
Serve as primary point of contact for applications in process
Must have HS Diploma/GED
Strong analytical skills – Ability to analyze salaried and self-employed income including schedules C and E
Experience dealing directly with borrowers demonstrating both excellent written and verbal skills
Excellent organizational and time-management skills with the ability to multi-task and manage numerous projects simultaneously
Experience owing course development and materials from beginning to end
Ability to work collaboratively and communicate with employees and managers at all levels
Must be detail-oriented
Must be flexible and have the ability to work under pressure and deliver projects within given deadlines
Exemplify Patelco’s values of integrity, communication, respect, trust, quality, service excellence, initiative, collaboration and teamwork

Naca-loan Processor Resume Examples & Samples

Manage pipeline of loans to ensure data integrity of all data and process inputs
Follow-up with vendors to obtain required documentation
Communicate with customers to ensure level of satisfaction
Must have the ability to multi-task, be detail oriented & results driven
Strong written and computer skills
Minimum education requirements: High School Diploma/GE

Commercial Loan Processor Resume Examples & Samples

May act as liaison between Loan Operations Team and the Syndications team, including corresponding banks
Obtaining administrative detail forms and W-9's from participants
Create administrative detail forms to participant and to corresponding banks. Obtain Administrative Detail form from lending team at such time that SVB is not the Agent
Obtain and review draft Credit Agreements for any operational issues that may occur and to notify the Syndication and lending teams of any issues and provide alternative solutions, if possible
Ability to review and prepare funds flow spreadsheets to ensure amounts balances reconcile
Prepare funding notices to participating banks
Create wires prior to funding
Obtain copies of existing Letters of Credit’s and new Letters of Credit issuances and ensure that Letters of Credit’s are accounted for in the Credit Agreement and are properly booked on the Bank's system
Provide quality booking packages to ensure loans are properly booked on bank’s loan systems and within our service level agreement requirements
Perform all other Quality Control functions required for our team

Mortgage Operations, Loan Processor Resume Examples & Samples

Strong customer focus and service oriented
Exceptional relationship building and communications
A high level of curiosity, comfort with ambiguity and ability to balance risk and opportunity
Detail-oriented and highly organized
Ability to prioritize and multi-task including extensive pipeline management
Proactive and resourceful - able to work with partners to get things done
Team player but also able to work independently
Comfortable working in a fast paced environment and in being agile
Preferably 2+ years similar experience within the financial sector, or similar industry
Knowledge of real estate lending products, regulatory compliance and secondary market guidelines (FNMA/FHLMC)

Blc Loan Processor Resume Examples & Samples

Communicate and coordinate with sales staff, loan officers and title companies
Must be able to work from 9am to 2pm CST rountinly on Saturdays
Must be able to work a flexible schedule from 10am to 7pm CST biweekly
Greater than 6 months experience with commercial loan documentation and providing support to Commercial Loan Officers, Relationship Managers (RM) and Relationship Support Specialists (RSS)
Greater than 6 months experience closing Real Estate Loans with Title Companies and/or Attorney Offices

Loan Processor Resume Examples & Samples

Manage pipeline daily to ensure closings are met as scheduled
Process loans to meet Agency and Investor guidelines, policies, and procedures
Review new loans and order all services within 48 hours of receipt, which includes an introductory email to the borrower(s)
Attend weekly pipeline meetings with their mortgage banker(s)
Assist in resolution of investor request and/or QC audit
Knowledge of all loan types including Conventional, VA, and FHA
Professional, polished, and clear verbal and written communication skills
Able to work effectively in a collaborative team environment
Customer-centric attitude
Organized, with good time and task management ability
Proactive self-starter; highly responsible and accountable
Detail oriented, accurate, and thorough
Flexible and able to effectively multitask and juggle priorities

100

Loan Processor Resume Examples & Samples

Work as a team member with the underwriting and sales staff to accomplish monthly loan volume objectives
Assist with the training and supervision of less experienced Loan Processors, as needed
Assist branch or business center in managing dealer and customer fraud by ensuring thorough and proper verifications are being completed
Complete monthly branch reports as needed by management
Knowledge of credit verification process and related documents

101

Loan Processor Resume Examples & Samples

2 – 4 years mortgage loan processing experience
Demonstrated ability to think quickly, draw conclusions and adapt
Ability to adapt communication styles/preferences to work effectively with clients with diverse personalities, needs and preferences
Excellent verbal and written communication skills (via phone contact, in person, email), including the ability to professionally and confidently convey information and express ideas
Ability to observe and assess different ways to accomplish work and adapt to fit personal preferences to maximize effectiveness and ensure compliance and achievement of performance goals
Demonstrated success in effectively managing multiple priorities and meeting deadlines/performance goals in a fast-paced, high volume, market-driven work environment
Demonstrated desire for continuous learning and receptivity to new ideas and thinking
Strong computer skills including proficiency in Word, Excel and Outlook as well as navigation of windows-based systems
Must have experience with mortgage processing or underwriting software systems such as Encompass 360 or comparable mortgage origination systems

102

Loan Processor Resume Examples & Samples

Ability to manage a pipeline of 30-60 Multi-state conventional loans
Ability to handle and prioritize a large pipeline ensuring rate locks are met while always ensuring the highest level of customer service
MUST be customer facing (call center processing environment)
Working knowledge of Microsoft Word, Excel, DU and client specific originating systems
Gather information and take each file from approval to closing
Drives for results, analyzes issues and makes decisions
Demonstrates adaptability
Collaborates with others and effectively manages relationships
Demonstrates organizational skills and is able to multi-task effectively
Have Strong verbal and written communication skills
Demonstrates solid leadership ability
Two years of mortgage loan originations/front end processing experience
Two years recent processing experience (within 12 months of application date)
Full Doc Processing
Extensive Customer Facing Customer service, preferably in call center environment
Four or more years of recent front end/originations mortgage loan processing experience
One or more years’ experience working with Desktop Underwriter

103

Associate Loan Processor Resume Examples & Samples

Communicating with the MLO, borrower, etc. on any items needed for the loan
Submitting loan files and/or conditions to Underwriting
Completing pre-draws for Closing
Submitting loan files to Closing after Final Approval
Updating comments and communication on all relevant reports
Read updates and comply with all Quality Control policies
Attend QC meetings as scheduled
Review all files for DHI Mortgage required checklists
Review Loan Processor reports/dashboards daily,
Maintain accurate communication log
Attend weekly processor meetings as directed by Branch Operations Manager
Be aware of AU findings in each file, don't "over-document" the file

104

Loan Processor Team Lead Resume Examples & Samples

Assist the loan processors with questions and issues on guidelines and loan files
Provide support for the Regional Processing Manager as needed, when they are unavailable or out of the office
Assist the Regional Processing Manager in identifying training needs
Assist in daily pipeline management to include monitoring the following reports; Projected to Close, Timeline Exception, Loan Approval Conditions
Monitor and train on customer service maintaining company published ExCEED score goals
Monitor and train team to maintain QC score of 1.00
Monitor and train team to maintain Avg # Suspense Items score of 2.00
Ensure that the processors on your team maintain a Timeline Exception of less than 15%
Ensure that the processing team follows all DHI Mortgage policies and procedures regarding the processing of loan applications

105

Loan Processor Resume Examples & Samples

Bachelor’s degree or equivalent experience in accounting, finance, or business
3+ years processing Real Estate transactions or demonstrated ability
Knowledge of all forms and documents for processing all real estate loan types
Proven ability to provide professional, responsive customer service
Basic accounting skills
Competent computer skills
Basic problem-solving skills
Data entry of mortgage loan application information into front-end mortgage computer system, operation of loan prospector analysis, and gathering of information required in Loan Prospector feedback reports
Analysis of loan prospector feedback, required documentation in light of investor requirements. Completion of file documentation per investor and/or bank portfolio requirements. Analysis of supplementary documentation such as title reports
Prepare and maintain weekly status reports for loan originators and/or originator clients
Assure adherence to compliance checklist provided by bank. Follow-up receipt and correctness of required disclosures
Communicate with loan applicants regarding the loan processing as required by originator
Prepare final submission for underwriting including explanatory cover memo regarding any abnormalities of processed file. Acquire ancillary required documentation such as insurance binder
Assist originator in clearing underwriting conditions
May be required to answer telephone inquiries on loan rates and terms

106

Loan Processor Resume Examples & Samples

Requires high school diploma. Associates degree in accounting, finance or business, preferred
2 years of experience as a mortgage processor
Ability to utilize mortgage automated processing system and other software programs
Good organizational skills and ability to develop solid understanding of underwriting guidelines
Knowledge of federal and state laws and regulations relating to the processing of mortgage loans
Develop and maintain a strong understanding of Mortgage Lending products, policies, processes and required documentation for FNMA, FHLMC, Federal Housing Administration (FHA), Veterans Affairs (VA), United States Department of Agriculture (USDA), and portfolio products, as required
Obtain required credit and compliance documentation for assigned applications from internal clients, external clients, vendors, and third-party sources
Submit mortgage loans to Underwriting ensuring Bank and investor policies and procedures are met. This includes, but is not limited to, calculating all forms of income (e.g. wage earner, retirement, self-employed), appropriate homeowners insurance coverage, specific mortgage product program income and ratio requirements and analyzing bank statements to determine sufficient required assets
Conduct proactive and effective pipeline management in accordance with performance standard expectations
Efficiently utilize automated mortgage processing system
Develop and maintain positive working relationships with co-workers, internal and external clients/business partners, and vendors
Dependable in completing tasks with strong attention to detail and accuracy
Must exercise good judgment, accept responsibility and handle confidential information

107

Consumer Loan Processor Resume Examples & Samples

Requires high school diploma
2 years of experience in consumer or real estate lending or servicing preferred
Knowledge of forms and documents for processing consumer real estate loan types
Ability to utilize automated processing system and other software programs
Excellent communication skills, both written and verbal, in relating to internal and external clients
Demonstrated proficiency in basic computer applications, such as Microsoft Office
Demonstrated ability in problem solving, research and decision-making
Knowledge of federal and state laws and regulations relating to the processing of consumer loans
Develop and maintain a strong understanding of Consumer Lending products, policies, processes and required documentation
Obtain proper verification and documentation for consumer loan files including appraisals, evaluations, title reports, insurance and income verification
Facilitate ordering of loan documents
Assist Management with projects as assigned
Efficiently utilize loan origination system
Ability to work independently, set priorities and handle multiple tasks
Comply with policies, procedures, security requirements and government regulations

108

Loan Processor Resume Examples & Samples

Initiates and maintains contact with customers throughout the processing period, assisting them with any questions and notifying them of any additional information needed
Submits loans through DU and orders and follows up on any outside services such as credit reports, title, appraisals
Satisfies conditions and ensures documentation meets requirements
Performs final review of the completed application packages and prepares the file for approval, specifying any applicable conditions to the approval
Prepares, if applicable, the "Decline Letter" and ensures accurate disclosure of the reason(s) for the adverse action at whatever time during the processing period it is determined that applicants do not qualify
Researches problems and files documents as required

109

Loan Processor Resume Examples & Samples

Gather documentation specifically required by FHA, VA, or USDA Rural Development for prospective customers applying for those loan programs in accordance with policies & procedures, register loans on the origination system
Issue proper disclosures as required by federal regulatory compliance and review rate locks and point objectives for accuracy, ensure overage and underage is approved as well as waiver of any fees. Set up files & order all necessary exhibits for appraisals and credit reports, check alternative documentation for accuracy and potential problems. Review flood and tax certificates and surveys noting all issue’s upon receipt, review all documents thoroughly to ensure they meet Bank of England Mortgage guidelines before submission to Underwriting
For refinance loan applications that are approved, request payoff information for all existing mortgage loans/liens
Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Report
Generates documents and maintains logs to ensure complete and accurate compliance with RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act and other regulations regarding the mortgage application/origination process. Understands and complies with mortgage industry regulations, including the Fair Credit Reporting Act, the Real Estate Settlement Procedures Act, the Community Reinvestment Act, Truth-in-Lending laws, etc
Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential
Work as directed by Management
High School Diploma or GED equivalent required, some college preferred; College degree desired
Minimum of three (3) years of recent work experience in mortgage loan support or processing; 4+ years’ work experience in mortgage loan industry preferred

110

Loan Processor Resume Examples & Samples

Analyze loan conditions for conventional and government loan programs to ensure compliance with investor specifications
Analyze Automated Underwriting System responses to ensure compliance with investor requirements
Read and understand loan program-specific requirements as they relate to processing
Send loan approvals and complete welcome calls to the borrower within 48 hours of receipt
Process from approval (i.e., collect applicable conditions within 45 days of approval)
Order and review appraisals at least 45 days prior to closing
Review files for credit supplement requirements
Prepare loans for closing about 7 days prior to sign date
Work with branch and Operation Center Loan Officers to ensure loans close on schedule
Ensure correct documentation per investor requirements
Ensure conditions have been met
Analyze loan conditions to protect against loan fraud
Contact customers as needed, from loan origination through closing
Respond to customer questions within 24 hours of receipt
Provide exceptional customer service to ensure loans close with CalAtlantic Mortgage
Respond to branch questions and loan status calls within 24 hours of receipt
Sign off on individual loan conditions in the loan origination system as they are obtained
Keep Notepad notes up-to-date in the system
Prepare loan files for loan program changes for submission to underwriting
Maintain the pipeline
Maintain up-to-date documentation at all times
Communicate loan status to all designated parties on a regular basis
Communicate effectively and timely with all homebuilding divisional staff including the Sales Counselors and Closing Coordinators
Access and maintain a thorough working knowledge of all technology
Maintain a thorough working knowledge of CalAtlantic’s loan origination system
Maintain an understanding of FHA, VA and conventional guidelines
Assist with all other special tasks and projects as directed by management
Conduct all activities in conformity with all federal, state and local laws, rules and regulations applicable to the Company and the mortgage operation’s loan products
High-school education
2-3 years processing experience, preferably within a builder environment, conventional and government loans
Strong working knowledge of computer systems (i.e., LOS, MS Office)
Evidence of organizational skills
Proven follow-up skills
Ability to meet deadlines and to manage a high volume workload
Effective communication skills, both verbal and written
Bilingual skills a plus

111

Mortgage Banking Loan Processor Resume Examples & Samples

Obtain necessary loan conditions
Order and complete detailed review of the title search and flood certificate
Held to a high standard of file documentation to support their loan condition review work and customer interactions
Accountable for meeting department targets including closing ratio, cycle time, customer satisfaction, etc
Handle outbound and inbound customer, vendor and banking center calls
Upon final approval, coordinate loan closing options with customer, banking center and document preparation

112

Loan Processor Senior Resume Examples & Samples

Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
Provide all required information to underwriters for loan decision – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
Obtain list from underwriters of conditions necessary to close loan and works with customer and Loan Officer to obtain necessary information – submitting it to underwriter
Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired
Minimum of three (3) years of recent work experience in mortgage loan support or processing
Ability to multi-task and operate in a high-volume, fast-paced environment
Must be able to perform essential responsibilities with or without reasonable accommodation

113

Loan Processor, / Funder Resume Examples & Samples

Ensure all contract and applicant information is accurately verified and entered into Origenate, prior to funding in Paradata
Ensure credit decisioning process follows policies and guidelines
Follow-up with dealer clients on any outstanding stipulations, verifications, or documents needed to complete the processing of loans to ensure timely funding of contracts
Build and maintain strong relationships with assigned dealer client base
Assist branch or business center to accurately and effectively manage internal pipeline
Ensure all contract documents are being electronically attached as part of the funding process
Conduct thorough customer interviews to validate information on all contract packages
Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of Suspicious Incident Report’s in accordance with company policies and procedures
Assist management to ensure branch or business center complies with Regional Acceptance Corporation
Assist with account adjustments as needed or any other customer related issues
Bachelor’s degree in Business or related field, or equivalent education and related training
Two years of experience or equivalent
Excellent problem solving skills
Excellent analytical ability

114

Loan Processor / Servicer Resume Examples & Samples

Analyze servicing notes and loan payment histories
An ability to understand a variety of servicing output formats
An ability to trouble shoot and identify missing documentation
Professional and thorough
Identification of key trends in the underlying performance of the mortgage in question
Strong oral and written communication skills

115

Loan Processor Resume Examples & Samples

Assist management to ensure branch or business center complies with Regional Acceptance Corporation policies and guidelines
Assist branch or business center with incoming client phone calls and ensure that the proper Perfect Client Experience is being delivered to our dealers and clients
One year of experience or equivalent
Bachelor’s degree in Business or related field, or equivalent education and work experience
Previous experience in finance/credit related industry

116

Loan Processor Resume Examples & Samples

Review and clear conditions
Prepare disclosures
Request and review appraisal and other services
Update applications
Communicate the loan status to customers, Loan Officers, clients, and others as required
Collect/follow-up on missing information
Assemble and maintain loan files in accordance with standard policies
Prepare final closing figures
Submit files for final funding
Perform related duties as assigned by manager

117

Loan Processor Resume Examples & Samples

Process mortgage loan files which includes but not limited to obtaining all loan documentation and analyzing file items
Maintain knowledge of regulatory changes, external and internal compliance requirements and investor guidelines to assure loan quality
Have a working knowledge of VA Portal to order certificates of eligibility and the order of VA appraisals
Knowledge of automated underwriting systems, such as Desktop Underwriting, Loan Prospector and Government Underwriting System with the ability to analyze findings
Assist loan officers in meeting overall company goals and guidelines by contributing to the productivity, profitability and loan quality

118

SBA Loan Processor Resume Examples & Samples

Assist SBA Lenders from origination to loan closing
Communicate with borrower to insure accurate and complete loan package compliance with SBA
Ensure all necessary reports, i.e., appraisal, flood certification environmental, IRS tax verification are ordered and received
Coordinate loan closing with attorney and borrower
Complete documentation in preparation to book the loan
Maintain a copy of all documents on each loan for departments review and follow-up
Cross-sells all other bank products and services
Monitor current hazard insurance and financial information during construction period
Coordinate and track construction draws insuring all documentation conforms with SBA policy

119

Loan Processor / Originator Resume Examples & Samples

Compete with lenders to earn each customer's business and achieve maximum closed capture rate while adhering to revenue goals on a per loan basis
Originate high quality loan applications, as evidenced by QA scores of 90% or above, within 7 days of purchase agreement date, and submit to processing along with all supporting documentation within 72 hours of origination
Pre-qualify and counsel customers with regard to loan programs and options prior to and during the home purchase process
Notify builder and borrower of loan decisions and review any conditions or alternative courses of action if required
Remain knowledgeable about all available loan programs offered as well as broker offerings
Work closely with branch personnel to insure efficient processing and closing of all loans in pipeline, and to facilitate contact and follow up with borrowers
MUST maintain and keep active all required Federal and State license requirements
Comply with all Federal and State regulations concerning the proper origination of a loan to include accurate and timely disclosures to the borrower
Follow up on all brokered or assigned loans, communicating on a regular basis with the broker on loan status and maintaining contact with both borrower and builder with regard to status
Assist SMR's in consultations to help buyers make purchasing decision and support the monthly sales goals of each community
Train SMR's on various products and programs, as well as the benefits of using to insure highest possible capture rate
Attend weekly sales meetings with builder divisions, keeping the homebuilding partner fully informed of loan programs, financing techniques, pipeline management and pipeline status
Maintain high degree of visibility with and to SMR's continuously, including through weekly community visits as well as being available on weekends to support SMR's in their sales efforts
Provide loan status to SMR's during weekly community visits
Achieve prescribed capture rate expectations per community
Expected to be the customer's primary point of contact from application through settlement
Maintain weekly contact via phone or face to face with all borrowers in their pipeline to answer questions, share loan status, build relationships
Achieve Customer Service Ratings between 9.0 and 9.5 or better
Reports directly to the Sales Manager/Branch Manager
A significant amount of travel is expected of this position

120

Loan Processor Resume Examples & Samples

College Degree or equivalent experience with commercial credit
Demonstrated history of using strong financial acumen and knowledge of loan documentation concepts in prior employment specifically Small Business and Commercial
Demonstrated history of employing excellent communication skills both written and oral in a previous job
Demonstrated ability professionally to handle multiple tasks while balancing the need for both quality and efficiency in a fast paced metric-centric environment is a necessity
Professional history of being able to suggest approaches to meet Client needs rather than relying strictly on procedures
Must be able to navigate and toggle through various computer systems
Must have used Microsoft Word and Excel in prior employment

121

Loan Processor / Closing Analyst Resume Examples & Samples

5+ years direct experience processing and/or closing commercial real estate loans
Paralegal experience is highly desired. A combination of experience in two or more of these areas is a plus - legal, loan closing, loan documentation, loan review, audit or compliance
Demonstrated experience working with closing attorneys to prepare loan documents and close commercial real estate transactions in multiple states
Skilled in Microsoft applications (Word, Excel, PowerPoint) and Internet is required
Strong communication skills and the ability to work effectively with colleagues on sales, credit, finance and loan service teams as well as brokers, borrowers and closing agents is essential
Ability to work on multiple transactions simultaneously and meet service level turn times
Ability to exercise good judgment and solve problems independently
High level of responsiveness to internal and external customers
Overall computer familiarity and ability to successfully operate current industry standards such as Word and Excel

122

Problem Loan Commercial Loan Processor Resume Examples & Samples

Prepare legal and supporting documentation from internal systems and/or coordinate with external counsel for the collection of executed legal and supporting documents
Assist with the portfolio management process by monitoring various indicator reports
Assist with the portfolio management process by monitoring valuation, taxes and insurance updates
Assist in the organization of internal and external evaluations
Process all loan renewals on loan system and submit all loan documentation to Loan Operations per established procedures
Assist Asset Managers in the placement of orders for valuations and environmental reports
Assist Asset Managers with the timely collection of financial and other information from clients
Process invoices related to the management or ownership of assets
Process cash posting based on established policies and procedures
Process Office of Foreign Asset Control (OFAC) searches based on established policies and procedures
Perform data entry as specific process require
Process the transfer of assets from one department to another
Image documents or prepare documents for imaging and retention
Contact clients for collection of past due loan payments as instructed by Asset Managers
Follow-up on and clear exceptions to maintain exception rate within an acceptable limit
Ensure that all files and systems information is accurate and that data integrity is intact
Assist in the preparation of various reports and presentations
Provide basic servicing of all forms and other loan documentation
Prepare memos, reports and correspondence in a clear and accurate manner
Provide superior client service as related to business loan and deposit services
Support direct manager in daily department operations and preparation for internal and external exams
Comply with all government regulations and Bank policies, procedures, programs and objectives as they pertain to job function and responsibilities
Three years of experience as a Business Services Assistant I or equivalent job experience
Ability to work in a dynamic team environment
Working product knowledge of Bank services
Math aptitude with ability to grasp general accounting and financial concepts
Ability to identify, analyze and resolve technical problems independently, as they relate to the Bank’s automated loan and deposit systems
Ability to complete all core courses outlined in the Business Services Assistant training curriculum
Experience assisting in the business/commercial loan process or in the problem loan resolution process
Experience working with Attorneys, Real Estate Agents/Brokers and other venders

123

Business Banking Loan Processor Resume Examples & Samples

Handles theoverallpreparationofafileforunderwritingspecifiedinaccordancewiththePoliciesandProcedures established byCreditServices
Reviews,analyzesanddeterminesacceptabilityofdocumentsto established standards
Requeststhenecessarysupportingloandocumentationtocomplete the loan process
Performsnecessaryduediligenceanddeterminesacceptability
Receives electronicandpaperdocumentsforfilingwithinthecreditfiles.FilingmayrequiretheuseofContentManager and/orotherloanunderwriting systems
Maintainsdepartmentperformancestandardsinordertokeeptheworkmovingtimelyintotheappropriatequeues
Communicatewithappropriateresponsibleparties(internalandexternal)
Maintains appropriatefilemanagementsystem, indexingtoensure properfiling,transferandretrievalofcreditfiles
Updatesand/orworkswithappropriatepartiestoupdatevarious systemsandrecords (e.g.ContentManager,AFS)
Ensuresadherencetopoliciesandprocedures
3 years banking or financial services experience. Loan processing or closing background preferred
Self starter with the capacity to work independently with minimal supervision

124

Loan Processor Resume Examples & Samples

Review all loan files immediately upon receipt. Verify Desktop Underwriter (DU) accuracy, file set-up and order out, and status of all outstanding conditions. Verify that the loan fits the requirements of HomeStreet loan programs. Communicate review to originating Loan Officer and to Management as required
Secure title, credit reports, appraisals and flood reports as required. Review immediately upon receipt to ensure that they meet all HomeStreet and regulatory requirements. Communicate receipt of documents and your review to the originating Loan Officer. Work to clarify and/or correct all problems or errors. Order all subsequent updates and or final reports as required
Ensure that the Loan Officer secures all required documentation or information necessary from our customers. Review all documents received from Loan Officer and/or customer to ensure that they meet HomeStreet requirements
Update DU and/or Underwriting as required during the processing of the loan as new information is secured or as information changes. Communicate any changes in DU requirements resulting from any update immediately to the originating Loan Officer
Prepare all loan files for delivery to Funding within a timeframe that will allow the loan to close according to customer expectations
Ensure the following on all files
All loan information is correct, fully documented, and accurately entered into DU and LoanQuest
All DU, 1003 and 1008 data entry is complete, accurate and matches
All DU and/or underwriting conditions have been satisfied and signed off
All fees designated by the Loan Officer have been correctly detailed
Any origination or processing forms that need signatures have been pulled and detailed for closing
Funding instructions are fully prepared
All title, appraisal or flood issues or requirements have been resolved
All others tasks to ensure a file is complete, accurate and ready for funding
Ensure that all files have insurance information and a binder as required by HomeStreet Bank
Assume full responsibility for file accuracy and timeliness of delivery to funding
Assist the Loan Officers in monitoring of lock expirations and lock management. Communicate as necessary to ensure no locks inadvertently expire
Provide a written file review weekly to each assigned LO. Include information regarding current status, outstanding conditions and anticipated closing date of each loan in process
Maintain excellent communication between customers, Loan Officers, Funders, and all other parties involved in each loan transaction. Provide a superior level of customer service to all parties
Forward all withdrawn and denied loans within the timeframes and guidelines as established by HomeStreet Bank
Immediately follow-up on all post-funding conditions, exceptions or requirements. Communicate any delays in completing these items to management
Maintain at least a 90% internal audit accuracy level
Understand and maintain a thorough knowledge of HomeStreet’s operations and organization, communicating this understanding to others when appropriate and referring inquiries and correspondence to the proper department or individual. Be familiar with all HomeStreet permanent loan programs and other products
Continue personal educational development
All other duties as assigned by the Branch Operations Manager

125

Loan Processor Resume Examples & Samples

Prepare all loan files for delivery to Funding within a timeframe that will allow the loan to close according to customer expectations. Ensure the following on all files
Demonstrate exemplary Partnership with all co-workers. Help to create a positive team environment. Work to minimize any negative situations or interpersonal conflicts
Assist other Processors with more technical loans and detailed regulatory questions
Assist in implementation of change, including the planning, introduction, and evolution of new systems or procedures

126

Mort Loan Processor Resume Examples & Samples

Answer incoming phone calls and answer customer questions regarding mortgage loans in general or specific to a borrower's loan in process. This duty is performed daily, about 25% of the time
Process FHA, VA, Conventional, Bond and RD loans after application, which includes, but not limited to, processing various types of verifications, pulling credit report, ordering appraisals, ordering title work, running loans through an automated system, pulling flood certificates, getting loan files ready and submitting them to underwriting, following up with underwriting and clearing all underwriting conditions. This duty is performed daily, about 40% of the time
Correspond with customer, real estate agents, appraisers, and title companies as needed to obtain information necessary to getting the mortgage loan ready to close. This duty is performed daily, about 5% of the time
Preparing of month end reports to various banks and regulatory agencies. This duty is performed as needed
Work directly with the Mortgage Loan Officer to ensure the utmost in customer service. This duty is performed daily, about 10% of the time
Perform research on Bankway, Fortis, Image Center and Dimension. This duty is performed daily, about 5% of the time
Perform daily duties on all bank systems and Mortgage operating systems such as DO, DU, LP, Encompass and Doc magic. This duty is performed daily, about 5% of the time
Identify Cross Selling opportunities. This duty is performed daily, about 5% of the time
0-4 years hands on experience processing Conventional, FHA, VA, RD, and Bond loans preferred
0-4 years experience using personal computers
Experience using Microsoft Office Products
Proficient telephone and customer service skills
Ability to lift 15 lbs

127

Mort Loan Processor Resume Examples & Samples

Correspond with customers, real estate agents, appraisers, and title companies as needed to obtain information necessary to getting the mortgage loan ready to close. This duty is performed daily, about 5% of the time
Prepare month end reports to various banks and regulatory agencies. This duty is performed as needed
Review fields for completeness, qualification and Compliance. This duty is performed daily
Communicate deficiencies to the loan officer and customer. This duty is performed daily
Advise loan officer of any changes needed in the file to obtain loan approval. This duty is performed daily
Communicate with realtor and customer of status as they change. This duty is performed daily
Communicate with Underwriter once file is submitted for approval process. This duty is performed daily
Clear underwriting conditions. This duty is performed daily
3+ years hands on experience processing Conventional, FHA, VA, RD, and Bond loans preferred
5+ years of experience using personal computers

128

Loan Processor, Operations Resume Examples & Samples

Performs document and processing system audit to ensure information integrity - Manages a pipeline of 40 to 50 loans per month
Review loans in process daily and determines what is needed to process loans quickly
Funds a minimum of 15 loans per month
Signs off on Tier 1 underwriting conditions
Process HECM refinance transactions
Review loans to ensure loan/property meets FHA and Investor guidelines
Enters data from new loan applications and other documents into computer system
Reviews credit reports, appraisals, flood certifications and preliminary title reports
Provides follow-up on a consistent basis with clients and loan advisors during the loan processing period
Analyzes loan files and submits completed loans for approval to underwriting
Responds to inquiries from clients, advisors and vendor partners regarding status of loans in process
Processes approval and denial letters
Maintains status of all files in process and updates as needed; keeps abreast of all FHA and Investor guidelines and changes that may affect loan status
Two or more years related experience or equivalent
Thorough working knowledge of real estate documentation, policies, compliance and procedures
High level of proficiency with mortgage loan processing and underwriting systems- Excellent written and oral communication skills
Strong organizational, problem-solving, and analytical skills
Ability to manage priorities and workflow
Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
Proficient on computer programs required for position
Good judgment with the ability to make timely and sound decisions
Bilingual skills are preferred
Ability to effectively present information and respond to questions
Ability to effectively communicate with people at all levels and from various backgrounds

129

Loan Processor Resume Examples & Samples

Maintain frequent communication while providing exceptional customer service to homebuyers, NVR Mortgage branch personnel, and the Homebuilding divisions throughout the entire loan process
Manage multiple loan files
Collect and record customer information in a timely manner to ensure timely processing of compliant mortgage loan files
Set up loan files, manually and on the computer, and order all exhibits (i.e., VOE's, VOD's credit report, etc.)
Ensure accuracy and completeness of each loan file processed prior to passing to the closing department
Follow up on submitted loans and/or pended loans
Coordinate closing paperwork and tasks, as required
Remain knowledgeable in all NVRM loan programs and guidelines as well as company approved Broker options
Strong organization skills, attention to detail, and ability to multi-task
At least 2 years of experience processing loans, preferred
Working knowledge of real estate documentation, underwriting policies, compliance, and procedures, preferred

130

Commercial Loan Processor / Closer Resume Examples & Samples

HS Diploma or equivalent work experience. Minimum 5+ years experience
Five or more years’ direct experience processing and/or closing commercial real estate loans
Demonstrated experience working with closing attorneys to prepare loan document and close commercial real estate transactions in multiple states
Strong communication skills and the ability to work effectively with colleagues on sales, credit, finance and loan service teams as well as borrowers and closing agents is essential
Ability to work on multiple transactions simultaneously and meet service level turn times
Ability to exercise good judgment and solve problems independently
High level of responsiveness to internal and external customers
Attention to detail, strong organizational skills

131

Loan Processor Resume Examples & Samples

Maintains and updates loan application information within loan origination software and other applications
Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with Underwriting, Investor, RESPA, and HMDA guidelines
Calculates income, reviews assets and liabilities
May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards

132

Loan Processor Resume Examples & Samples

Provides exceptional customer service to branch personnel and outside customers
Prepares and edits loan documents and reviews documents for accuracy
Prepares and sends Real Estate Settlement Procedures Act (RESPA) information on loans requiring RESPA disclosures
Maintains a basic understanding of entities and commercial collateral types
Reviews signed loan documents, completes file, and performs a compliance check of both new loans and change in terms according to bank guidelines
Accurately funds loans
Prepares loan files for boarding
Boards consumer and real estate loans primarily using the database boarding program
Boards commercial loans, loan modification and leases onto the AS400
Maintains edit process within one week of boarding
Answers phone inquiries from branches
Performs other work-related duties as assigned
Performs duties of other loan processors in their absence
Maintains a current understanding of established Tri Counties Bank policies and procedures as well as regulations including but not limited to Truth in Lending (Reg Z), Flood Disaster Protection Act, Equal Credit Opportunity Act, (Reg B), Home Mortgage Disclosure Act (Reg C), Unfair Deceptive or Abusive Acts or Practices (UDAAP), Real Estate Appraisal regulations, Real Estate Settlement Procedures Act (Reg X), California High-cost Loan Law, Customer Identification Program (CIP), California Housing Financial Discrimination Act and Cosigner Notice Regulations
Good organizational skills to accommodate involvement in multiple areas
Ability to utilize personal computers and Windows driven programs

133

Loan Processor Resume Examples & Samples

Processes payments, payoffs and posting rejects. Researches and solves problems relating to such payments. Researches and resolves items on the Unapplied Funds report
Processes force placed insurance premium payments and refunds related to collateral protection insurance. Researches and solves problems relating to such payments and refunds. Researches and resolves insurance related issues from collateral protection reports received from QuieTrack, working directly with Quietrack in all aspects of collateral protection insurance
Boards and services escrow accounts. Researches problems and pays escrow bills, coordinates the payment of taxes and researches and solves problems relating to such payments
May prepare annual analysis statements and answer branch and customer questions relating to the statements
May review and maintain the Private Mortgage Insurance Report for automatic cancellation
May act as a liaison to First American Tax Service to resolve tax service issues
Maintains a current understanding of established Tri Counties Bank policies and procedures as well as regulations including but not limited to Truth in Lending (Reg Z), Home Mortgage Disclosure Act (Reg C), Fair Credit Reporting Act, Unfair Deceptive or Abusive Acts or Practices (UDAAP), Real Estate Settlement Procedures Act (HUD Reg X), Service members Civil Relief Act, Homeowners Protection Act (PMI Cancellation Act), Customer Identification Program (CIP), Cosigner Notice Regulations

134

Loan Processor Resume Examples & Samples

Bachelor’s Degree or Associate’s Degree with 1+ years of prior business/office experience
Proficiency in Salesforce, Outlook, Excel and Word
Early adoption to change management
Exceptional analytical and problem solving abilities
Have knowledge of leasing industry and/or contract terms
Exceptional Leadership Skills
Sense of urgency
Demonstrated initiative
Ability to work and interact with all department throughout the organization
Timely follow-through
Thrive in a fast paced environment while continually maintaining a positive attitude and promoting teamwork across departments
At least one year of experience in Business, Finance, Insurance or Customer Service position/industry

135

Retail Loan Processor Resume Examples & Samples

May resolve routine title issues such as vesting issues, judgment liens
Maintains a high level of customer service by being proactive in communication with customers (may include realtors, attorneys, builders, financial planners)
High school diploma or GED
Expertise in and experience providing value-added customer service in a fast-paced environment
Experience using automated financial and/or loan tracking systems
Strong communication skills and ability to effectively interact with customers and Realtors

136

Loan Processor Resume Examples & Samples

Prepares loan documentation at the request of the loan officer and ensures that loan documents are produced in accordance with PCB policies and procedures and in compliance with regulatory and internal controls
Prints loan coupons at the request of the loan officer or customer
Provides quality service to internal and external customers by producing error free and timely loan documentation
Assists the Team in the documentation, standardization, and measurement of key business processes to promote a total quality management environment and to allow for the continual improvement and efficiency of key departmental processes. Performs certain duties related to the overall function of the Team. These duties will vary depending upon overall team needs and individual ability and experience. This may include performing the Team Leader function as directed by team members
Updates knowledge and develops professionally on a continuing basis through various training resources
Two years of experience in loan processing preferred
Excellent, time management and organizational skills with the ability to multi-task and produce error-free work in a deadline-driven environment
Must have a strong attention to detail

137

Consumer Loan Processor Resume Examples & Samples

1-2 years home equity processing experience
Will consider 6 months to 1 year of first mortgage processing experience, strong credit evaluation experience and PC skills
Candidate must be detail oriented have superior verbal and written communication skills and be able to multi-task
Knowledge of FCRA, ECOA and Reg Z
Familiarity with Microsoft Excel and Access

138

Consumer Loan Processor, Hales Corners Resume Examples & Samples

Contact Retail Banker by e-mail or phone to obtain information needed for placement of appraisal order. Add and verify necessary appraisal fee and determine if re-disclosure is required. When information and fee is received, access vendor website to place appraisal order
Track vendor orders through use of on-line tracking systems. Follow-up with vendor by e-mail or phone to ensure that requests for flood, ownership documentation and valuation are received in a timely manner in order to complete processing and forward loan to a closing status
Contact retail lenders and/or end consumer through use of e-mail or phone for additional information in order to resolve discrepancies between information provided at application and obtained from outside sources (i.e. flood, property ownership or valuation)
Review and track all daily logs from Consumer Loan Processors
7-10 years In a financial services environment that includes loan experience or loan processing experience and customer service experience required
4-7 years In a Mid-sized to large financial institution that includes experience with real estate loans and lines through loan origination (in a high volume environment), document preparation, file audit, and collateral review Established communication skills with internal and external customers required
4-7 years of consumer lending experience, with 2 years of loan document preparation experience and at least 5 years of experience reviewing titles, floods, appraisals, and income documentation required

139

Consumer Loan Processor Resume Examples & Samples

Two to three years of experience in loan processing activities
Good knowledge of loan processing policies and procedures
Good knowledge of underwriting and governmental agency requirements, terminology, and automated processing systems
Basic knowledge of credit policies and approval process for assigned products

140

Junior Loan Processor Resume Examples & Samples

Receive/review loan documents
Perform duties within Liberty’s systems, HELOS and Imagen
Work with 3rd party vendors
Manage general email inboxes
Completes all required tasks in a timely and accurate manner
Provides back up support/assistance to other associates as needed
Provide status updates to internal/external customers (Brokers, borrowers, etc.)
Perform other duties as determined by the supervisor/manager
Proficient on computer programs required for position, typing skills a must
Written and verbal communication skills and etiquette a musVersatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm

141

Loan Processor Resume Examples & Samples

One to 3 years of relevant work experience
One to two years’ experience in the financial industry is required
3-5 Years of processing experience preferably in the consumer lending arena
One year experience in loan processing is required
One year experience in Member Service is required
Excellent member service, verbal and written communication skills
Solid analytical math and reasoning skills
Ability to work independently and on a team
Ability to take initiative and work on multiple projects at one time
Organized; good time manager
Responsible; Flexible; detail- and goal- oriented
Proficency in Microsft Office
Previous experience with Episys
High School Degree or equivalent

142

Loan Processor Resume Examples & Samples

Issue proper disclosures as required by federal regulatory compliance and review rate locks and point objectives’ for accuracy, ensure overage and underage is approved as well as waiver of any fees. Set up files & order all necessary exhibits for appraisals and credit reports, check alternative documentation for accuracy and potential problems. Review flood and tax certificates and surveys noting all issue’s upon receipt, review all documents thoroughly to ensure they meet Bank of England Mortgage guidelines before submission to Underwriting
Ability to occasionally move about inside the office to access files, office machinery, ascend/descend stairs/ladder or to stoop, crouch or kneel to pull boxes from shelving
Position requires person to be able to remain in a stationary position 80% while performing the essential functions of this job. The employee is frequently sitting or standing
Ability to operate office equipment of varying heights, sizes and positions by reaching, handling, fingering, bending, stooping, kneeling and feeling
Ability to effectively exchange information in a verbal, visual and written fashion
Ability to read materials and identify relevant details; judge accuracy and appropriateness
Ability to establish and maintain effective good working relationships with fellow employees, branch management, corporate management, clients and the general public

143

FHA / VA Loan Processor Resume Examples & Samples

Packaging and processing of residential real estate loans; obtains and compiles necessary documentation for submission of loan files to Underwriting. Strong working knowledge of residential lending loan documentation products, policies and standard industry guidelines
Communicates and corresponds with Mortgage Consultants, borrowers, title companies, brokers, and other business partners regarding the status of the loan, and updates any system notes. Ensures coordination of loan process with all appropriate parties
Ensures accuracy and compliance with Bank and/or regulatory requirements. May be required to perform a variety of customer service and/or office support functions in a high volume environment for both internal and external customers

144

Consumer Loan Processor Resume Examples & Samples

Responsible for processing all new applications in a timely manner
Gather, analyze and interpret consumer loan applications and/or credit information for existing and prospective banking customers in order to process necessary file documentation
Create monthly reports from automated consumer loan system and Excel
Order and review flood certifications, title policies and appraisal requests
Set-up new users with NADA, Trans Union, UPF access and delete users whose employment has been terminated
Process monthly invoices for Canadian credit reports and Trans Union
Provide assistance in the training of bank personnel on Consumer Lending related issues
Annual review of Overdraft Lines of Credit, Personal Lines of Credit and Home Equity Lines of Credit
Preparation and tracking of Adverse Action letters
Quality Control review of Adverse Action packages
Prepare and track decisioned loan follow up letters
Preparation of Subordination Agreements
Answer questions from branch personnel regarding all Consumer Loan products, features, benefits, rates, application status, appraisals, flood certifications and title policies
2 years of experience in consumer lending focusing on policy and procedures
Requires a thorough understanding of all Consumer Loan Products including credit cards and knowledge of the regulations pertaining to interviewing an applicant and taking a credit application in person and/or over the telephone
Good math and organizational skills to ensure the maintenance of complete, accurate loan documentation and follow-up
Must remain up to date on all governing Federal and State consumer regulations as they relate to Retail Lending
Knowledge of Laser and Cypress
Knowledge of Mountain West Bank’s products and services

145

Loan Processor Resume Examples & Samples

Provides support assistance for any and all activities associated with the funding of a new loan with some of the following actions: may order documents as required based on loan approval; assembles and reviews a variety of documents to assure completeness of loan packages and accuracy of documents based on type of loan, may order credit reports
Prepares business development officer loan packages for submission to underwriting
Assists BDO Team in the generation of new business through prospecting, outside calling, networking and referrals
Assists BDO Team in achieving 100% of established quarterly and annual production objectives that will be determined at or near the beginning of every year
Supports assigned BDO Team including answering phones, processing incoming and outgoing mail and deliveries, maintaining office equipment, ordering supplies, maintaining filing systems, photocopying, etc.
Assists in developing and implementing marketing activities within the budgetary constraints established by supervisor
Works to foster new and expand existing customer relationships through cross-selling products and services
Maintains and applies a thorough understanding of the bank's credit policy, SBA eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages
Monitors and reports all loan production including, but not limited to, logging in all new loan submissions and continually updating and tracking the loan submissions through closing
Supports the generation of loans that maintain an acceptable level of performance. Assists special assets and credit services in any requested servicing action within assigned marketing area
Assists unit Administrative Analyst with tracking and reporting
Disseminates industry information as available
Provides management with input regarding current policies and practices
Assists the bank in the promotion of all product lines offered in assigned market
May assist with helping less experienced SBA Sales Assistants
3 to 5 years of staff support within the financial services industry
Knowledge of SBA 7a and SBA 504 loan programs
Knowledge of Word and Excel

146

Loan Processor, Small Business Resume Examples & Samples

Work with Client Advisor team to collect complete loan details and documents for underwriting
Analyze financial statements and traditional and nontraditional credit information
Maintain a high level of accuracy and throughput for your pipeline
Provide feedback and improvements to shape credit policies and procedures

147

Student Finance Loan Processor Resume Examples & Samples

Minimum of 3 years loan processing and call center experience; student loan experience preferred
Ability to handle high volume in a fast-paced environment
Self-starter comfortable functioning as a team player
Goal oriented and successful at meeting deadlines
Excellent written/oral communication and interpersonal skills
Outstanding organizational skills and strong attention to detail

148

Consumer Loan Processor Resume Examples & Samples

Demonstrate basic understanding and knowledge of the banking industry as well as the real estate industry
Reviews all new loan applications generated by the bankers and validates the information received on the application matches the information on the system
Responsible for preparing all initial disclosures and validating the disclosures meet the required timeframes, as well as ordering all vendor items which includes the appraisal, title work, homeowners insurance, and surveys
Prepare loan file submission to underwriting. This involves reviewing all documentation submitted to ensure we have everything for the underwriter to review
Act as a liaison between Personal Bankers and Underwriters that are involved in the transaction to meet expected service level agreements for processing
Complete all closing duties for loans that are ready to close, this includes but is not limited to: Verify all invoices are received and are updated in the system of record, validate fee tolerances are in line for the customer, partner with title companies and bankers in regards to preparing the closing documents as well as balancing the closing disclosure, validating timing requirements are met for when disclosures are set out to customers
Partner with internal customers such as bankers, underwriters, escrow department, loan maintenance department, consumer loan support department, as well as senior management. This position does not talk to customers over the phone so it is critical all internal partners are viewed as customers so providing outstanding service to fellow employees is essential
Two to five years of relevant experience
Proven capability to complete accurate data entry/transaction processing
Advanced computer skills
Must be detail oriented
Experience with banking systems preferred
Leadership skills and capabilities

149

Loan Processor Resume Examples & Samples

Supervise and mentor processors and support staff within a branch
Manage Branch revenue and expenses to meet the Company's objectives
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures. This must be done in coordination with processing as well as underwriting
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Educate borrowers on current offerings and programs for which they qualify
Stay current on personal finance principles in order to offer comprehensive mortgage
advice to clients
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
potential referral sources such as realtors, CPAs, financial planners and past clients
Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Maintain contact with past clients to promote Envoy's products
Any additional duties that may be assigned by the Regional Vice President
Must hold State NMLS or obtain applicable State license within 60 days of employment or employment will be terminated
Demonstrated proficiency in management/motivation of employees
Commitment to high standards and adherence to company policy
Ability to make timely and sound decisions
Creative, flexible and a team player

150

Loan Processor Intermediate Resume Examples & Samples

Review loan packages for completeness, accuracy and preparation of closing documents that adhere to loan approval and funding processes
Ability to review a minimum of 30 files in a normal work day
Manage the review and completion of properly executed Auto Finance Contracts
Manage the time review and collections of required stipulations based on lender guidelines
Manage the proper verification of customers, employment and insurance coverage
Execute strategies with subordinates to meet production goals
Ensure internal service level agreements for file review and submission to lenders
College degree preferred; equivalent combination of education and experience may be substituted in lieu of degree
Experience that supports proficiency in an auto finance Funding/Credit role combined with customer service and loan processing strongly preferred, including loan policies, procedures and guidelines in regards to Direct Lending platforms
Strong written and verbal communication and conflict resolution skills

151

Loan Processor Intermediate Resume Examples & Samples

Adhere to and monitor key funding matrix and share with manager inefficiencies and recommendations for new solutions
Execute strategies with subordinates to meet production goals. Coaches staff and develops individual action plans for team members to maintain production goals
Bachelor's degree preferred; equivalent combination of education and experience may be substituted in lieu of degree
Demonstrated leadership skills preferred

152

Loan Processor Resume Examples & Samples

Review loan upfront for completeness and order required 3rd party verifications and documentation for the loan file
Maintain daily workflow prioritization to ensure loans on target closing list are being worked on accordingly
Request conditions requested by the underwriter to the borrower and to Sales. Review this documentation to ensure it will be acceptable to the underwriter
Process all loan files pursuant to the NPF Processing and CTC checklist
Follow loan through the funding process
Must have 4-5 years experience processing loans
Must have 4 years mortgage experience

153

Consumer Loan Processor Resume Examples & Samples

Do loan calculations
Perfect liens on collateral
Set up and scan loan files
Process payments and advance requests
Respond to customer loan inquiries
Help with VIN searches to determine lien and ownership information
Prepare file documents for transfer to the Quality Assurance Department
Prior banking experience in the loan processing preferred
Min of 2 years professional experience with accounting or lending procedures preferred but not required
Must have excellent problem solving skills & have strong analytical & organizational skills
Must be able to prioritize work and juggle multiple simultaneous projects
Must be able to sit for prolonged periods of time over the course of an 8 hr day

154

Loan Processor Resume Examples & Samples

Review and verify consumer loan applications to ensure data is complete and meets established underwriting guidelines
Submit credit application to qualifying guidelines
Input lender’s credit decision into appropriate software
Re-hash credit decision with lender if appropriate
Conducts loan closing with customer
Conducts sales presentation with customer and markets available product protection plans such as, credit life insurance, extended warranty and GAP
Input closing data and reserve information into V-Boat and AppOne
Key-in data for loan funding packet into V-Boat and AppOne
Prepare loan documents for customer approval/signature and send to dealership
Follow and secure signed loan documents from dealership
Reconcile loan document discrepancies
Review and audit signed loan documents for submission to lender
Submit loan document packet to lender for funding
Input lender funding status into V-Boat and AppOne
Create loan invoice in IDS for dealer funding
Create loan invoice in IDS for dealer reserves
Input funding information into V-Boat and AppOne
Remit insurance certificates to appropriate authorities
Commission deal in V-Boat and AppOne
Prepare file for storage in compliance with credit retention requirements

155

Wholesale Loan Processor Resume Examples & Samples

25% - Monitors and directs the flow of broker loans from submission to underwriting through final loan approval
Communicates and corresponds with Account Executives and brokers regarding file status, loan conditions, and underwriting guidelines and decisions
Informs regional Account Executive of status, turnaround times, and issues requiring their attention
30% - Under limited supervision, responsible for packing and processing of residential real estate loans
Review package for accuracy and completeness
Obtains and compiles (through broker) necessary documentation for submission of loan files to underwriting including Borrower Financials, Letters of Explanation, Bank and asset statements, complete appraisal with exhibits, Preliminary Title Report/Escrow Instructions, and Purchase Contract (if applicable)
30% - Reviews and validates underwriting conditions per predetermined approval authority, as documentation is received from the broker
Submits file to underwriter once all conditions have been received
Responds to more complex inquiries regarding loan applications
Responsible for working a higher volume loan pipeline
Authority to sign off conditions per policy. Issues final approval as allowed by predetermined approval authority (up to $1,500,000 or per company policy) and inputs approval data
10% - Obtains and confirms broker loan fees
Performs pre-document quality control review. Forwards file to doc prep per established procedures
5% - Ensures accuracy and compliance with Bank and/or regulatory requirements

156

SBA Loan Processor Resume Examples & Samples

Work closely with internal staff including but not limited to underwriters, business development officers, fund control staff and management
Review the loan file and prepare a list of items required to close and fund the loan; communicate requirements and loan status clearly, concisely and logically
Prepare loan for submission to the SBA for the issuance of an SBA loan number
Prepare SBA Authorizations
Open title and order preliminary title report as appropriate; review and make changes as necessary
Review and accept entity documentation such as articles, by-laws as well as partnership and LLC documents
Review initial and final recorded UCC searches
Ensure compliance and adherence to SBA SOP and bank credit policies
Verify cash injection in accordance with bank and SBA requirements
Ascertain insurance requirements and obtain hazard/flood insurance as required
Obtain and review escrow instructions
Obtain, review and accept estimated closing statements
Prepare and complete loan document requests; ensure that loans are documented correctly to ensure conformance with bankand SBA approval and conditions
Coordinate closing with borrower, title/escrow and/or business development officer
Review executed closing documents to ensure all required signatures, notaries, and/or witness signatures are properly completed
Prepare loan file for pre-funding review
Prepare accurate and complete boarding packages
Demonstrate a satisfactory understanding of and adherence to Bank operational policies, Bank Secrecy Act/Patriot Act/OFAC regulations, and all applicable compliance regulations as they relate to the specific job duties assigned

157

Student Finance Loan Processor Resume Examples & Samples

Timely processing of student loan and education refinance loan applications from submission to disbursement while maintaining compliance with bank and investor requirements
Data entry, collect and review loan documents to satisfy loan conditions, and resolve issues accordingly
Make outbound calls to customers to follow up on needed documents to complete application in process
Ensure completeness of student loan documentation in accordance with bank policy and lending regulations
Work with schools to obtain approved certification validation required
Meet and exceed department service and quality standards
Ensure Quality Assurance process is in place and adhered to prior to loan disbursement

158

Loan Processor Team Manager Resume Examples & Samples

Mentor new loan processors
DHI Processing Loan Processor Team Leaders will process on a minimum of 8 loans per month. They must have strong organizational skills in order to handle more than the minimum 8 loans and be responsible to meet deadlines when heavy periods of volume exist throughout the month
Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience

159

Commercial Loan Asst / Loan Processor Resume Examples & Samples

Understanding of commercial banking (real estate), loan documentation and what is needed to close and book a loan
Establish and maintain loan files
Processing new and renewal commercial, residential and consumer loans
Order appraisals, title work, environmental and all third party information
Prepare documentation for closing of loans and for board reports
Book loan payments when required
Will verify completeness and accuracy of loan files
Work on other assignments as they are assigned

160

Consumer Loan Processor Resume Examples & Samples

Create loan documents by importing from a web-based system (Aplus) into another system that produces the final loan package (Laserpro)
Review the file for accuracy, completeness and adherence to terms of approval by performing detailed processing of necessary documentation requirements which include numeric and alphanumeric data entry functions utilizing multiple resources
Log into a phone line and/or work shared mailbox to assist lenders or business lines with necessary information and requirements within designated time frames while ensuring close attention to detail, accuracy and customer service
Perform processing and review for all department product lines by increasing training and knowledge with efficient use of procedures, resources and applicable processing systems
Identify and document quality deficiencies with necessary corrections on all loan documents before they are sent out for client signature to ensure applicable guidelines, procedures, regulatory and process requirements are adhered to
Initiate and collaborate with others to identify opportunities of enhancements to processes, resources and procedures
Maintain lines of communication with leadership, peers, compliance, legal and business lines. Provide timely, professional feedback with maintaining confidentiality of both customer and bank information
Provide continuing support and service as requested
Proficient computer skills, including the use of multiple applications simultaneously
Strong customer service
Strong attention to detail with the ability to recognize inconsistencies
Ability to resolve and interpret data
Ability to adapt quickly and effectively to a changing business or industry environment

161

Loan Processor Resume Examples & Samples

Communicate with clients for documentation needed and status of file. Keep Loan Officer updated with status of file
Complete AU as applicable to transaction type (DU/LP/GUS)
Complete submission process for all new loans via in-house channel or to investor
Process loan withdraws and/or cancellations and incomplete notices in compliance with ECOA and Regulation B
Must have at least 3 years of recent loan processing experience
Must be computer literate

162

Wholesale Loan Processor Resume Examples & Samples

Four or more years of experience in bank operational functions, systems, policies and procedures
Thorough knowledge of computer applications and/or the equipment used in the assigned area
Three or more years mortgage loan processing
Good customer relations skills
Well-developed ability to identify and resolve/escalate problems
Demonstrated leadership and supervisory skills

163

Loan Processor Resume Examples & Samples

Processes and prepares 203k loans in a timely manner
Pipeline manages all assigned 203k loans working within stated timelines reflected in real estate sales contracts, as well as management established turnaround timelines
Ensures that all 203k loans are cleared and released to the Closing Department no later than five (5) days prior to scheduled closing
Collects, reviews and submits acceptable documentation in a timely manner. Ensures completeness, accuracy, and legibility of all documentation
Consistently communicates with borrower and GSM via email and telephone to ensure smooth loan processing and that issues are addressed/resolved in a timely manner
Ensures that data integrity exists with every transaction
May process other loans (e.g., conventional, government, state bond, etc.), as directed by management
Three (3) to five (5) years of 203k loan processing experience required
Proven record of processing conventional, government, and state bond loans
Previous experience with Encompass loan origination system preferred
Thorough understanding of 203k loan processing
General understanding of all areas of the mortgage industry
Proficiency in Microsoft Office suite of products
Basic math skills including addition, subtraction, multiplication, division, percentages, and fractions
Knowledge and ability to use typical office equipment (PC, calculator, fax machine, etc.)

164

Loan Processor, Direct Lending Resume Examples & Samples

High school diploma, GED, equivalent certification, or military experience
Minimum 3 years of recent experience as Loan Processor in mortgage originations required
Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
Knowledge of the laws governing access to public and private records

165

Retail Loan Processor Resume Examples & Samples

Develop and maintain a strong understanding of retail, small business and wealth management products, policies, and processes
Perfect liens for all secured loans. This will include, but may not be limited to department of motor vehicle registration/titling, real estate security instruments and Uniform Commercial Code (UCC)
Provide guidance to less experienced team members through mentoring and assisting with escalated issues
Assist in resolving internal/external client concerns as they arise
Associate's degree in relevant studies (i.e. business/financial services, etc.) or equivalent education and related training
SAFE Mortgage Licensing Act compliant (or compliant within 30 days of employment in this role, including new or transfer of registration and acceptable NMLS background check)
BB&T Leadership Development Program or Banking School Graduate

166

Mtg Loan Processor Resume Examples & Samples

Review applications and initial loan documentation for compliance and accuracy
Proficiency in working with loans through various systems (automated underwriting, pricing engine, etc)
Set up file and order necessary documentation including appraisals, income and asset information, etc
Verify address, legal, flood, mortgage insurance, fees, disclosure, compliance, credit worthiness and score, income, assets, collateral information, etc
Review all documentation as received for accuracy, appropriate signatures and dates, information, etc
Work with originators to clear pending conditions to close loans in a timely manner
Maintain current accurate pipeline and monitor status of all loans
Assist originators in maintaining production and developing relationships
Assist with training new processors. Assist other processors as necessary
Assist with implementation of any new guidelines, changes, etc

167

Mtg Loan Processor Senior Resume Examples & Samples

Key complete loan in system and submit to automated underwriting
Monitor processing time, order dates, rate expirations, third party provider services
Analyze income, credit, ratios, etc. for qualification
Update computer system with all verifications
Submit completely processed packages for underwriting
Work with originator to clear pending conditions to close loans in a timely manner
Maintain copy files as necessary
Assist originator in maintaining production and developing relationships
Maintain working knowledge of programs, guidelines, and operations
Assist with training new processors
Help pinpoint potential processing problems and work toward solutions
Assist other processors as necessary

168

Loan Processor Resume Examples & Samples

Prepares and processes mortgage loan files and documentation from application through final approval
Knowledge and understanding of conventional loan products, while assuring compliance with Bank, regulatory and investor guidelines
Provides exceptional customer service to external and internal customers, responds to inquiries, resolves problems, and obtains necessary documentation required for the file

169

Cres Loan Processor Resume Examples & Samples

Receives loan application from MB and reviews documents to ensure all necessary forms have been completed and comply with underwriting, PMI and secondary market guidelines
Determines and evaluates documentation needed to comply with underwriting, PMI, secondary markets marketing and government agency guidelines. Suggests alternative methods to obtain satisfactory documentation when necessary. Detects non-qualifying applicants early in the process and recommends innovative viable alternatives to qualify the loan
Sets up loan files and enters information for tracking of loan. Submits loans trough DU/LP automated underwriting system upon validation. Prepares and mails initial or revised disclosures, if applicable
Verifies credit report, income and assets, and orders preliminary title report, appraisal, fee/escrow instructions and all verifications necessary to complete the loan file. Solves problems and offers solutions to processors when verifications alter the quality of the loan. Prepares loans for processing sign off within specified number of days
Reviews and evaluates all documents, including tax returns using judgment to ensure loan falls within guidelines per loan type
Determines allowable income to be used for loan calculations that comply with underwriting guidelines, including complex personal and business tax returns
Works with the team leader on file flow, and proactively assures timely completion of the file. Offers alternatives and solutions to meet time frames and guidelines
Reviews and validates the appraisal to ensure it complies with agency and USPAP/FIRREA guidelines
Communicates with customers, MB;s and authorized employees to satisfy loan conditions as well as the status of the loan application
Ensures that all loans are in compliance with internal Bank guidelines and external state and federal regulations (i.e. USPAP, FIRREA, HMDA, RESPA, FNMA, FHLMC, and Fair Lending)
2-3 years of loan processing experience. FHA and VA processing experience required
Thorough knowledge of loan documents, insurance requirements, real estate terminology and departmental procedures. Thorough knowledge of mortgage processing and basic underwriting skills. Thorough knowledge of Bank policies, standards, and guidelines. Thorough knowledge of federal regulations and regulatory agencies such as USPAP, FIRREA, HMDA, RESPA, FNMA, FHLMC, VA, RD, and Fair Lending
Photocopier and fax machine

170

Cres Loan Processor Resume Examples & Samples

Bachelor’s Degree in Business or equivalent of education and experience preferred
Three to four years of loan processing experience. FHA and VA processing experience required
Thorough verbal and written communication skills

171

Cres Loan Processor Resume Examples & Samples

Receives and evaluates loan application from Mortgage Banker (MB) and reviews documents to ensure all necessary forms have been completed and comply with underwriting, PMI and secondary marketing guidelines. Identifies and advises of non-qualifying application prior to movement to next level of loan processing
Determines allowable income to be used for loan calculations that comply with underwriting guidelines, including personal and business tax returns
Submits loan to automatic underwriting engine or refers to an Underwriter after documentation is validated
Communicates with customers, MB's and authorized employees to satisfy loan conditions as well as provide the status of the loan application
Solves problems and seeks alternative solutions when verification alters loan quality
Escalates issues as they arise to lead or supervisor
Adheres to all state and federal regulations including, but not limited to HMDA, RESPA, Fair Lending practices etc
One or more years of customer service experience
Good knowledge of loan documents, insurance requirements, real estate terminology, underwriting and departmental procedures. General familiarity with office procedures
Knowledge of 10-key calculator

172

Junior Loan Processor Resume Examples & Samples

Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers
As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents
Reviews all disclosures for completeness and compliance
Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions
Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer
May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management
May facilitate training of junior or newly hired processors regarding specific operations including file flow, loan origination software, and other applications
Updates loan officer, loan officer assistant, realtors, builders and customers on loan status
Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements

173

Senior Retail Loan Processor Resume Examples & Samples

Abilty to organize and prioritize work in a fast paced environment
Good Phone /Customer Service Skills
Excellent Microsoft office and typing skills
Ability to multi-task and work with several computer/software applications
Call Center Experience
Bank related autotomotive financing

174

Commercial Loan Processor / Closer Resume Examples & Samples

Communicate effectively with lender’s underwriting team to ensure timely closings
Gather and review applications, tax returns, rent rolls, third party reports including appraisals, environmental reports and physical site inspection reports; and various lender required documents
Prepare application packages for submission to lenders
Coordinate loan requirements with third party vendors, attorneys, and escrow companies
Maintain detailed checklists to deal files for internal audits during loan process
Provide instructions & requests to title/escrow, third party vendors, borrowers & broker agents. Follow up for receipt of documentation, providing guidance, assistance & additional requirements for completion, if necessary

175

Loan Processor Resume Examples & Samples

Review loan files and determine what documentation is required to meet investor guidelines
Communicate and respond to internal customers (Loan Consultants, Processing Managers) and external customers (borrowers, 3rd party vendors) generally within 2 hours
Utilize pipeline reports to effectively manage loans and prioritize daily workflow
Become proficient with document management system and update all information appropriately and accurately in system
Consult with Loan Processing Manager weekly on loan status and prioritizes workflow accordingly
Maintains current knowledge of guidelines and loan programs
Requests, organizes and processes loan documentation and independently submits 12-17 files to Underwriting monthly
Manage a pipeline of approximately 20-30 loans
Fund approximately 15 loans per month
Perform other related duties as assigned and required
Minimum 2 years loan processing experience
FHA/VA product experience required
Automated Underwriting (DU) experience required

176

Scfc Loan Processor Resume Examples & Samples

Reviews new loans submitted within one business day and communicates any missing items to stores
Verifies insurance is in force and meets company guidelines
Completes employer verification
Completes borrower welcome call
Review and respond to documents provided by stores within 24 hours of receipt
Escalate non-responsive deals to management within 72 hours of store communication
Other duties as assigned including cross training with other processors in the office
Meet and exceed individual objectives as defined by supervisor
Adhere to schedules and deadlines
Thoroughness, accuracy, and timeliness in completing essential duties
Strong attention to detail and sense of urgency
Active Listening – give full attention to the words and body language of others, take time to understand the points being made and ask questions as appropriate
Critical Thinking – using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems
Time Management – ability to prioritize workload and manage one’s own time
Prior lending experience a plus
Bi-lingual English/Spanish strongly preferred
Physical Demands: Standing, walking over 1/3 of the time, sitting to 2/3 of time, kneeling/crouching to 2/3 of time, reaching with hands and arms to 2/3 of time, talking or hearing over 2/3 of time; move, transport or place up to 1/3 of time up to 25 pounds
Working Conditions: Indoor office environment, considerable use of telephone, computer and other office equipment

177

Senior Consumer Loan Processor Resume Examples & Samples

Packaging and processing of residential real estate loans; obtains and compiles necessary documentation for submission of loan files to Underwriting
Strong working knowledge of residential lending loan documentation products, policies and standard industry guidelines
Review package for accuracy and completeness. Responds to more complex inquiries regarding loan applications. Responsible for working a higher volume loan pipeline. Authority to sign off conditions per policy. Issues final approval as allowed by predetermined approval authority and inputs approval data
Ensures accuracy and compliance with Bank and/or regulatory requirements
May be required to perform a variety of customer service and/or office support functions in a high volume environment for both internal and external customers
Requires recent direct residential loan processing experience of 3 - 5 years and can manage a pipeline size of 30+ loans
Must be able to process loans within a high volume environment
Excellent organization, time management, and attention-to-detail abilities
Strong verbal and written communication skills with a strong customer service orientation
A wide degree of creativity and latitude is expected

178

Senior Retail Loan Processor Resume Examples & Samples

Exceptional attention to detail is required as is the ability to multi-task during the day
Strong typing skills
Solid computer skills with an emphasis on Microsoft Office
Organizational skills are required due to the various tasks and attention to detail that each involves
High volume production experience
Processing experience
Funding experience
Loan document review experience

179

Loan Processor Resume Examples & Samples

Consult with Loan Processing Manager weekly on loan status and prioritize workflow accordingly
Maintain current knowledge of guidelines and loan programs
Request, organize and process loan documentation and independently submit 5-7 files to Underwriting monthly
Manage a pipeline of approximately 10-15 loans
Fund approximately 5 -7 loans per month
3 – 6 months of related experience and/or training
FHA/VA product experience preferred
Automated Underwriting (DU) experience preferred

180

Experienced Loan Processor Resume Examples & Samples

Process new loans which includes completing credit reports and other needed documentation prior to inputting loan data to the loan system
Book loans and prepare disbursement checks
Provide ratings and payoffs
Perform account maintenance as needed
Maintain applicable knowledge of loan types, bank policies and procedures, regulatory compliance requirements and document legalities
Prior banking experience in the loan processing required
Min of 2 years clerical/administrative loan processing experience
Must be bondable
Must be able to maintain confidentiality at all times
Self Directed

181

Commercial Loan Processor Resume Examples & Samples

Process loans from start to finish
Handle a loan pipeline volume of 5-15 loans
Partner with commercial lending team and other departments to obtain information
Report directly to the Commercial Loan Processing Manage
Exposure to a variety of career opportunities as a result of our expansive network of client companies
Career guides, information and tools to help you successfully position yourself throughout every stage of your career
Access to more than 3,000 online training courses through our Kelly Learning Center
Group-rate insurance options available immediately upon hire*
Weekly pay and service bonus plans

182

Consumer Loan Processor Resume Examples & Samples

Education and Experience
A minimum of one year banking experience, preferably in the lending function
Knowledge, Skills, and Abilities
Loan processing knowledge or experience preferred
Interpersonal skills to deal effectively with coworkers and customers in a professional, courteous and respectful manner while practicing tact and discretion
Understanding of the various legal entities, required documentation for the different types of entities, signature requirements, etc
Understanding of title reports to ensure proper vesting and lien position
Ability to positively deal with change and work under occasional time constraints, using organizational and time management skills to prioritize tasks
Working knowledge of applicable compliance regulations, reporting requirements, and related documents regarding loan servicing procedures
Must be able to work independently and in a team environment
Must be able to communicate effectively both verbally and in writing
Must possess excellent computer system skills with a high degree of accuracy
Must be capable of a high volume workload while maintaining positive inter-personal relations within the bank staff, existing customers, new customers, and the community in general

183

Commercial Loan Processor Resume Examples & Samples

Requires a High School degree or Equivalent and 2+ years of loan documentation and review, closing or other directly related experience
Working knowledge of general loan documentation, loan closing processes and procedures, lending policies, compliance and lending regulations
Ability to review, read and interpret loan documentation
Knowledge of due diligence and risk management requirements
Must be accurate and detail oriented. Ability to multi-task and meet deadlines
Must have good problem solving and communication skills, both verbal and written
Working knowledge of pc's and various word processing, spreadsheet or related software

184

Construction Loan Processor Resume Examples & Samples

Responsible for reviewing construction loan applications and builder applications to verify that the data is complete and meets applicable guidelines
Work with builders and members to get plans, specifications, cost estimates and building contracts
Ability to process conventional, government and portfolio first mortgage loans as needed
Support the Credit Union vision to drive member growth & engagement by cross-selling the CU’s full suite of financial products to help our members
Work with other departments to insure the workflow or process is providing the best service to the members
Ability to handle sensitive information and maintain strict confidentiality
Flexible to work extended hours during heavy workload periods
Knowledge of spreadsheet software and ability to use word processing software
Ability to maintain a high level of confidentiality
Three (3) or more years mortgage processing experience with a minimum of one (1) year construction loan processing experience

185

Commercial Loan Processor Resume Examples & Samples

Deliver excellent customer service to internal and external clients in the execution of all assigned commercial closing duties within service level standards
Manage loan approval requirements and conditions
Possess an understanding of third party reports including appraisal, environment, structural, title reports, flood determinations, insurance certifications/binders and UCCs
Open escrow with title/escrow companies and order payoffs
Review preliminary title reports and coordinate the clearing of title issues related to closing; ensure lien position is secure
Coordinate with in-house experts or outside legal counsel on technical transactions
Preparation of loan documentation using the LaserPro commercial lending application
Prepare closing and escrow instructions, review and approve final escrow instructions and loan documents; coordinate closing with the escrow company
Follow the Bank’s Information Security policies, ensuring that the processing and handling of client and confidential bank information is done in a secure manner and environment

186

Indirect Loan Processor Resume Examples & Samples

The Loan Processor will process loans and contracts and provide administrative support to the department
Audit loan applications for accuracy
The Loan Processor will open new accounts
Ensure timely and accurate funding of loans
Provide timely wire transfers for funding
The Loan Processor will prepare, administer and maintain loan documentation
The Loan Processor will process claims
Various administrative duties
Must be able to obtain a government clearance
Experience in Word, Excel, and Outlook
Solid communication and customer service skills

187

Loan Processor Resume Examples & Samples

Monitor the overall lending process, and identify, resolve and communicate issues that could impact timely closure of loans
Identify potential issues and communicate to consumer and loan officer
Request supporting documentation from borrower within required timeframes
Order and review all third party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues
Check ratios, and verify accuracy of AUS findings and program applicability
Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval
Identify qualifying/program issues prior to submission to Underwriting
Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs
Update and verify accuracy of data input into system
Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc
Stay current with federal and state regulations and industry guidelines
Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing
Order generation of loan documents
Use and modify templates to compose professional correspondence and emails
Provide status updates to Loan Officers, borrowers and agents
Total recent work experience includes two or more years experience as a Loan Processor processing conventional loans, with at least one year experience in processing FHA or VA loans
Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners
Detailed knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional and FHA or VA loans
Detailed knowledge of conventional and FHA or VA loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines
Detailed knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)
Intermediate math skills

188

Loan Processor Resume Examples & Samples

Total recent work experience includes one or more years experience in a processing loans or assisting in loan processing
General knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional loans
Thorough knowledge of conventional loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines
General knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)

189

Loan Processor Resume Examples & Samples

Request and review any necessary supporting documentation within required timeframes, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc
Analyze borrower loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and examine all supporting documentation to identify potential fraud or misrepresentation
Verify program applicability and accuracy of Automated Underwriting System (AUS) findings
Review and verify documentation integrity to ensure it aligns with findings, completeness, and compliance, including company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and/or local regulations and ordinances; restructure loan as necessary and submit loan file to underwriting for approval
Update and verify accuracy of data input into electronic system
Provide viable options to borrowers who may qualify for suitable programs
Order any applicable loan documents
Use and modify templates to compose professional correspondence and emails as needed
Provide status updates and communicate with internal and external stakeholders as needed
Stay abreast of industry trends and changes to regulations
Perform other duties as necessary
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred, along with a minimum of five years total experience in Mortgage loan processing
Expert-level knowledge of overall mortgage lending internal processes and controls, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional loans
Expert-level knowledge of conventional loans, FHA, VA, and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines
Expert-level knowledge in new construction documentation and condominium projects
Ethical, with a commitment to company values

190

Loan Processor Resume Examples & Samples

Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds and examine supporting documentation to identify potential fraud or misrepresentation
Stay current with federal, state regulations, policies and industry trends
Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary
Coach and provide guidance to less experienced Processors as needed
Total recent work experience includes five or more years experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans
Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA and Bond mortgage loans
Expert knowledge of conventional, FHA, VA and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines
Expert knowledge in new construction documentation and condominium projects
Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.)

191

Loan Processor Resume Examples & Samples

Review files for completeness
Verify accuracy of system input
Analyze file; check ratios and program applicability
Obtain accurate AUS findings
Request necessary documentation such as verifications of employment/assets, appraisal, preliminary title report, etc
Analyze credit reports, returned verifications, and appraisal
Prioritize work flow to ensure time sensitive files are handled in proper order
Provide status to loan officers, borrowers and agents
Submit files to underwriting in a timely manner in accordance with company standards
To assure at all times compliance with all regulatory and governmental standards, guidelines, rules and regulations, and the applicable state regulatory authorities, and any applicable federal, state, and/or local ordinances, administrative regulations and statutes
To assure compliance with Guild Mortgage Company policies and procedures
Any other reasonable duties required by Guild Mortgage Company to be performed by loan processor
3 years: Three or more years recent Conventional and FHA loan processing experience. Able to work with minimal supervision. Able to identify qualifying and program issues prior to submission to Underwriting and re-structure accordingly. Proficient with one or more Automated Underwriting Systems

192

Loan Processor Lead Resume Examples & Samples

Provide training, guidance, and coaching to Processors to address and clarify issues related to processing procedures and requirements, products, systems, and required documentation
Review the work of new Processors or less experienced Processors to improve their process and productivity
Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans
Request and review any necessary supporting documentation within required timeframes, including
High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred, along with a minimum of six years total experience in Mortgage loan processing
Expert-level knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.)
Ability to think critically, including the ability to evaluate facts and data to draw conclusion, determine downstream impact of decisions and associated risks
Passionate about delivering excellence in customer service
Ability to use interpersonal skills to build strong relationships with Loan Officers, Production, Underwriting, Closing, and other internal and external partners

193

Indirect Loan Processor Resume Examples & Samples

Open daily mail, enter contracts in the Contract Log and print processing sheets
Follow up on missing deal packets paperwork with dealers
Assist processors to expedite the booking process
Complete all necessary job and bank-wide training
Enter auto approvals and faxed credit applications within system for underwriter review
Complete the customer verification process for new loans
Review all indirect processing procedures
2 to 3 years of basic office experience
Indirect loan processing experience is a plus
Ability to solve problems in a timely manner

194

Loan Processor Resume Examples & Samples

Responsible for processing loans from set-up to closing by verifying, compiling and entering borrower information in to loan processing systems
Reviews loan application files to verify that all data is complete and meets standards, including the loan type and purpose, borrower assets, liabilities, and employment
Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations
Interact with Mortgage Professionals to obtain information from the borrower or to seek clarification about documents in the loan file
Informs the Processing Manager of discrepancies in the file and obtains direction on how to proceed, as applicable
Record data to track the status of loans in processing
Submit loan application files to underwriting for approval, and creates and mails approval or denial letters to applicants
Submit approved mortgage loan files to closing for settlement
Responsible for handling non-public information (NPI) about borrowers
Adhere to all applicable internal NPI policies and procedures, and protect the confidentiality of borrower information
Performs administrative duties such as faxing, photocopying, filing and phone support, as required, by Loan Processor II and Processing Managers
Minimum of 1 year experience in a customer service position. Prior experience involving multi-tasking and detail-oriented responsibilities
Previous experience with mortgage loan processing preferred

195

Loan Processor Resume Examples & Samples

Makes introductory call to borrower upon receiving the loan file and continues communication throughout the process of the loan
Verifies with Borrower accuracy of all information entered into Mortgage Online system (MOL) and Dashboard when required
Verifies receipt of welcome kits, preliminary loan disclosures and application
Verifies and documents all AUS requirements and resubmits
Request and input any additional documentation underwriting requires
Maintain communication with borrowers through the loan process
Submits loan files to the Underwriting Department and clears all underwriting conditions
Reviews estimated final HUD-1 with borrower and confirms loan transaction detail
Verify and collect loan shortages from the borrower
Prepares and sends out loan closing documents to closing agent in a timely manner to coincide with scheduled signing date
Prepares and submits loan file to funding department and clears all funding conditions
Effectively manage pipeline notes and loan sub status’s
Communicate daily with title to obtain and update HUD’s
Work with title to clear liens, judgments or any clouded item

196

Loan Processor Resume Examples & Samples

Processes and prepares loans in a timely manner
Ensures that all loans are cleared and released to the Closing Department no later than five (5) days prior to scheduled closing
Associate’s or Bachelor’s degree preferred
A minimum of three (3) years of conventional, government and state bond loan processing experience required

197

Business Loan Processor Resume Examples & Samples

Provides exceptional customer service to loan officers, branch personnel and customers
After credit approval, compiles all necessary information and documents required as a condition of loan approval and according to loan product/program
Works to establish reasonable Customer expectation for loan document signing and loan closing
Analyze applicant information/documentation to ensure acceptable to bank guidelines
Manages an assigned pipeline of approved loan applications while meeting department turnaround times and service commitments
Regularly communicate loan status with loan officers, branch personnel and customers
Consistently updates Loan Log with loan status and documents received from customers and others
Orders appraisals, preliminary title reports and environmental reports as needed
Reviews preliminary title policies for accuracy and requests endorsements and lien releases as needed to perfect bank’s lien position as approved
Reviews all documents for accuracy and obtains Underwriting approval for any changes
Prepares complete files using the appropriate Checklist
Submits complete files for Loan Documentation
Follows loan through documentation and closing to ensure on time delivery and superior customer service
Maintains a current knowledge of bank products and services
Answers phone inquiries from customers and branches
Maintains a current understanding of and complies with Reg B, Fair Lending, Home Mortgage Disclosure Act (HMDA), Bank Secrecy Act (BSA), Suspicious Activity Reporting (SAR), Office of Foreign Asset Control, Customer Identification Policy (CIP) and Community Reinvestment Act
Provides coverage as appropriate for co-workers in their absence
Performs other work-related duties as assigned
High school diploma or GED required, undergraduate degree preferred
Minimum of 1 year of loan processing experience
Recent experience in loan processing and/or commercial loan documentation. Commercial loan processing preferred
Good organizational and prioritization skills to accommodate heavy volumes
Comprehension of Bank policies and procedures
Ability to work independently and effectively, collaborate and problem-solves with staff
Knowledge of Microsoft Windows and Office applications
Knowledge of AS400 a plus

198

Customer Loan Processor Resume Examples & Samples

Maintain close communication with customers and internal Ditech partners to ensure proper and timely processing. Communicate with borrowers, Ditech Associates and Vendors in a manner that shows sensitivity, tact, and professionalism
Determine appropriate documentation as required by processing option, DU, or other automated underwriting or evaluation tools
Record and analyze all incoming information to ensure guideline compliance and evaluate loan feasibility
Review and calculate monthly income for each borrower using the income documents provided. Perform a thorough review and analysis of borrower’s credit, employment and assets as required by DU or Loan Program before submitting the file to the underwriter. Assume conditions that may be needed prior to the file being reviewed by the underwriter
Perform various additional tasks as assigned
When making decisions, a Customer Loan Processor III will need to consider the customer, other parties involved in the process, Company policies and procedures, TIL regulations, underwriting guidelines, investor and agency guidelines, marketing programs and the Ditech Compliance and Ethics Code
Any other job responsibilities requested by management
Education: A high school diploma is required, and a bachelor’s degree is preferred. Courses in Real Estate, appraising, mortgage banking and communications would be extremely helpful
Experience: This position requires at least 4-5 years of mortgage processing experience. May require state licensure. A thorough knowledge of Conventional, FHA, VA, self-employed, Jumbo, USDA underwriting guidelines and the ability to apply guidelines to individual loan files is necessary. Consistently exceeds performance standards in both production and customer service. Flexible hours may be required to accommodate customer needs
Skills
Excellent communication skills (written, verbal, listening)
Excellent interpersonal skills and ready to provide customers with a world class mortgage experience
Leadership skills
Sound judgment skills
Detail oriented and well organized
Ability to handle multiple priorities and produce results
Ability to work independently as well as part of a team
Ability to handle frequent changes
Demonstrated ability to process multiple loan products and adapt to new products
Proficiency in Microsoft word and excel application
Ability to confidently utilize technology
Ability to handle high pressure situations with calm assurance
Creative/innovative problem solver
Advocate of change and process improvement
High level of integrity
Self-motivated/takes initiative
Bi-lingual skills a plus
Competencies
Determine Net Tangible Benefit (when applicable)
Set up required Tax and Insurance Escrow accounts with the appropriate premiums, cushions Disbursement amounts and due dates in accordance with RESPA guidelines
Submit a well-documented and complete file to Underwriting that is ready for approval or denial decision
Send written requests or make phone calls to customers, Title Companies/Attorneys, Realtors, and other third parties to obtain additional information required to fulfill the loan
Issue customer correspondence in a timely manner: Incomplete application letters, Adverse Action notices, Commitment letters, required Re-disclosures and any agency or state specific documents
Review Underwriting decision. Contact borrower to communicate loan decision and review supporting items required
When applicable facilitate the ordering of FHA case numbers, PMI Certificates, Condominium questionnaires, Insurance documentation, payoffs statement, subordinations and work with third party vendor to obtain clear title policy
Utilize Encompass tracking methods to update tasks and add notes with transaction activities. Adhere to Ditech pipeline management procedures for Encompass
Gather and record required conditions. Review and determine feasibility prior to re-submission to Underwriting
Validate Closing Agent information is added to CAV screen, confirm Agent is approved and in good standing
Complete/Update Net Tangible Benefits and escrow calculation fields
Clear any Customer Loan Processor III conditions using company approved procedures
Validate loan pricing and allocate Borrower, Lender and Seller paid fees following compliance guidelines
Determine if Change of Circumstance guidelines requirements apply and initiate the appropriate document redisclosure procedure
Schedule loan for Closing in accordance with required Ditech Policies. Review closing date and closing location with Borrowers. Provide final estimate of fund needed for closing
Review new information received regarding investor and underwriting guidelines, company policies, communications and desktop procedures
Provide mentoring to processing team members and new hires
Review and process more challenging loan files

199

High Volume Loan Processor Resume Examples & Samples

The position directly interacts with loan officers, customers, mortgage support teams, and external vendors
Minimum of five years proven and progressive mortgage lending support experience, or equivalent loan processing or underwriting experience
Minimum of an associate’s degree in business, related field or equivalent experience
Ability to work independently, handle detail and maintain confidentiality

200

Loan Processor Resume Examples & Samples

Sort and file correspondence, loan documents and other records
Process paperwork by verifying data and transferring into standard format
Generate routine reports and extract data from records & files
Input data/applications of new or existing loan information and process documents, bills invoices and vouchers
Accept incoming calls to assist retailers with questions pertaining to tasks performed
Ability to work in a fast-paced environment
Must have at least 6 months of previous administrative, data entry or customer service experience
Previous banking experience is a plus but not necessary
Competitive pay
Year-end bonus program
Recognition and incentive programs
Access to continuing education via the Kelly Learning Center
Important information: This position is recruited for by a remote Kelly office, not your local Kelly branch. To be considered for this position, please use the “SUBMIT RESUME” button below to submit your resume. If you have questions about the position, you may contact the recruiter recruiting for this position (beth.stumbaugh@kellyservices.com). Your resume must be received via the “SUBMIT RESUME” button included within**

201

Loan Processor Resume Examples & Samples

Relevant work experience in the mortgage business is preferred
Proficient in MS Office applications
No College Degree Required; two-year Associates or four-year college degree a plus

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