Senior Analyst, Credit Resume Samples

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D Farrell

Dustin

Farrell

297 Corkery Pines

San Francisco

+1 (555) 609 8146

297 Corkery Pines

San Francisco

Phone

p +1 (555) 609 8146

Experience Experience

Dallas, TX

Senior Analyst Credit Allowances

Dallas, TX

Luettgen-Kling

Dallas, TX

Senior Analyst Credit Allowances

Develop and enhance KPI reporting to understand performance and highlight risks and opportunities
Perform benchmarking analyses
Support the transition to the offshore team (TCS), including knowledge transfer (KT) process and monitoring of performance
Provide reporting to Accounting for quarterly accruals
Liaison with IT for system development/enhancements/upgrades and administration
Perform SYSADMIN role for Vendor Deal Portal
Forecast impact of year-end plateau deals

Detroit, MI

Senior Analyst Credit Card Services

Detroit, MI

Bednar LLC

Detroit, MI

Senior Analyst Credit Card Services

Executes against key performance indicators that drive continuous improvement and staff performance
Provides subject matter expertise and influence to the development of standards and changes to systems/applications/processes to support those standards
Participates in short and long-term planning sessions with the GTS management to implement process improvement in assigned functional area
Assist with assigned month end close activities within the assigned functional area
Executes end to end process to support GTS mission and vision
Provide production and operational support to internal and external GTS customers
Provide guidance to GTS Analysts and GTS Specialists within their functional area

present

Dallas, TX

Senior Analyst, Credit & Collections

Dallas, TX

Littel, D'Amore and Balistreri

present

Dallas, TX

Senior Analyst, Credit & Collections

present

Manages administrative function of assigned accounts by auditing updates to Change of Address and purging records of deceased customers
Analyse customer financial statement information to determine credit worthiness and to establish credit lines for new and existing customers
Responsible for coordination of activities across various functions within Kraft once notification has been received that a customer has file bankruptcy to minimize losses
Manage forecasts for the annual contract. This includes consolidating information from various business units, comparing submitted forecasts to actual results and identifies opportunities for improvement
Maintains credit history file on all accounts and maintains records to document collection efforts. Performs QC for bad debt on installs
Coordinate with internal partners including Sales, Finance, Revenue, Tax, Order Management and Legal
Researches disputed delinquent account balances, works with internal teams to resolve the issue and post a timely adjustment

Education Education

Bachelor’s Degree in Finance

University of Delaware

Bachelor’s Degree in Finance

Skills Skills

Excellent communication skills
Exceptional Microsoft Excel Skills with V and H Lookup, Macros, and Pivot tables
Proficiency with Microsoft Word, Outlook, SharePoint, and PowerPoint
Ability to resolve routine issues and deviations in accordance with instructions, policies, and accepted practices
Ability to research and resolve problems and recommend solutions
Sound time management skills and the ability to prioritize responsibilities and tasks
Ability to work independently as well as in a team environment
Clear Attention to detail
Effective oral, written, and verbal communication skills
CBA, CBF, or CCE from National Association of Credit (NACM) or equivalent is

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15 Senior Analyst, Credit resume templates

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Senior Analyst, Credit System Management Resume Examples & Samples

15% Management and Planning
Manages & plans activities associated with assigned Segments, Products & Processes
Establishes a 1 to 2 year direction or plan for assigned Segments, Products & Processes, aligned to the overall Credit Systems Environment plan (as outlined by System Manager, Sr System Manager &/or Senior Manager)
Coordinates the development and execution of short to medium term projects & initiatives supporting assigned Segments, Products & Processes
60% Change Management Maintains the integrity of change management processes supporting assigned Segments, Products & Processes, including
Ensuring documentation standards are followed, are complete and accurately reflect the implementation of existing and proposed tables and strategies
Cross impact assessments are documented and communicated within the immediate system management team, the P&C Risk team and business partners, as appropriate
Verification and monitoring activities are planned and completed as required for all changes implemented in the production environments
Identifies, recommends and implements enhancements to supporting change management and implementation processes
15% Reporting and Monitoring
Advanced knowledge and understanding of BMO products, processes, controls & practices

Senior Analyst, Credit Systems Management Resume Examples & Samples

Operational vision and planning responsibilities for the development, execution and leadership of short term system, process & capability enhancement projects
Operational responsibilities for design, development, documentation, testing, simulation, implementation and monitoring of process and procedural improvements resulting in increased efficiencies, cost reductions, and opportunities to increase revenue and manage risk
Risk Management responsibilities for ensuring management and change control practices are operational and executed for all CSM managed changes
Represents CSM on Business Partner projects, as assigned, identifying and managing CSM team activities as per standard practices
60% Change Management
Maintains the integrity of change management processes supporting assigned Segments, Products & Processes, including
Confirming and validating testing and simulation functions are completed in accordance with expectations of the change management processes
Actions CSM Change Management process, including project planning, design, development, testing/simulation, implementation and post implementation activities according to established processes & controls, for changes associated with assigned Segments, Products & Processes
Identifies opportunities to improve and enhance the Credit Systems Environment that deliver on BMO’s Vision of Defining a Great Customer Experience
Establishes standards for reporting and monitoring functional implementations of assigned Segments, Products & Processes
Reviews reports, provides feedback, and, escalates and actions identified issues or concerns
Experience in either BMO lending practices, and/or, technical knowledge of credit systems
Consistently demonstrates BMO Values & Our Way model

Senior Analyst, Credit Risk Capability Resume Examples & Samples

Support risk efforts to meet December 2016 compliance for Credit Risk under the BCBS Principles for effective risk data aggregation and risk reporting and/or get regulatory agreement for phased-in compliance beyond that date
Meet the intermediate deadlines for compliance including semi-annual updates to Board and regulator and an annual detailed action plan and investment submission
Support communication development strategies across the organization in support of the change agenda including with meeting with senior business and risk leaders
Participate in the development of a credit risk work stream governance framework to manage the path to compliance
Integrate the different individual development projects run by Data Services with Risk Reporting and projects outside of Risk Reporting to present a comprehensive picture and ensure the individual pieces are sufficient to be compliant and are tracking to plan. Where there are gaps in the IT development plan relative to compliance with the Principles, initiate new projects to become compliant
Where business and risk practice and process need to change beyond technology build, coordinate efforts address the appropriate level of change within the risk organization This will include
Creating and maintaining an Inventory of all regular board, senior risk committee and regulatory reporting to determine the critical data elements, determine project scope assess against current remediation projects
Process mapping leading to streamlined manual processes that can be automated
A control framework across all critical data elements with robust monitoring and reporting
Established tolerances and thresholds for data quality for the most important data elements
Integrated data taxonomies, data dictionary and end-to-end data lineage for all critical data elements
Process for independent validation and for testing compliance
An Undergrate Degree in Economics, Finance or other related topic
Previous experience in a Credit Risk environment
Previous experience involving risk reporting
Excellent understanding of data and data governance and the principals of data
Strong relationship and influencing skills and experiences
Ability to multi-task and prioritize tasks effectively
Asset: Sharepoint

Senior Analyst, Credit Risk Methodologies Resume Examples & Samples

Perform development, testing and analysis around the Bank’s Retail and Wholesale economic capital methodologies
Assist in updates and/or development of Inter-Risk Diversification model for the major risk types identified by the bank
When appropriate, make code improvements for credit and other models to reflect best practices and updates to software
Provide advanced quantitative support to the Risk Methodologies team in performing other ad-hoc projects
Following the Bank’s Model Risk Policy, assist in preparation of model review submissions and institute and execute ongoing validation protocols for material models
Conduct research on best practice statistical analysis and parameter estimation techniques
Apply MATLAB/VBA and other tools as appropriate to estimate model parameters

Senior Analyst Credit Allowances Resume Examples & Samples

Support the credit allowance process to ensure maximization of allowance income
Support the RGD, RTV, debit balance process as necessary to minimize TRU exposure
Maintain and update the tools built for allowance analysis and maximization
Support the transition to the offshore team (TCS), including knowledge transfer (KT) process and monitoring of performance
Ensure the New Store Allowance and Video Express (freight) earnings opportunities are analyzed and captured appropriately each quarter
Provide reporting to Accounting for quarterly accruals
Perform SYSADMIN role for Vendor Deal Portal
Forecast impact of year-end plateau deals
Maintain SOX controls and perform testing, as required, including Credit Allowance remediation review and buyer training
Identify risks and opportunities and interface with Merchants, Merchandise Finance and Accounting, as appropriate
Interface with auditors as required
Cross-train as necessary to support on-shore vacancies
Maintain flexibility to handle exceptions as they arise
Ad hoc analysis as necessary
Analyze vendor deals across multiple categories to enhance profitability and maximize credit allowances
Perform benchmarking analyses
Maintain database of deals by type
Analyze margin data to identify trends, risks and opportunities
Build and maintain relationships with other Finance depts. and merchant team
Develop and enhance KPI reporting to understand performance and highlight risks and opportunities
Liaison with IT for system development/enhancements/upgrades and administration
Gain knowledge of RGD (defective goods) programs and understand implications on overall vendor profitability
BA/BS in finance or accounting required. MBA in finance preferred
3-5 years of proven managerial and analytical experience in a corporate setting
Prior retail company experience is preferred. Vendor/supplier profitability analysis experience is beneficial
Ability to formulate observations and make financial recommendations, articulate findings and deliver results to small and large groups. Must have experience conducting meetings to discuss results of analysis
Must be able to communicate effectively with confidence, to all levels of the organization. Excellent oral/written communication and presentation skills are a must
Ability to process large volumes of data into actionable analyses and reports
Ability to maintain databases and become subject expert in definitions of all data fields
Advanced knowledge of Microsoft Office including Excel and Access

Senior Analyst, Credit Risk Conformance Resume Examples & Samples

Perform independent testing of end-to-end or process specific aspects of the credit lending life cycle including review of key controls and processes either with 100% population or on a sample basis, to assess conformance to policies and procedures, assess adequacy and effectiveness of controls in place and to provide effective challenge to Credit processes
Liaise with first line stakeholders across the credit strategy, credit infrastructure and portfolio teams to understand and evaluate all credit processes, standards, policies and procedures while providing coverage of functional areas and processes that span across the credit card lending lifecycle, and includes Acquisitions, Account Management, Collections/Charge-off and Recovery
Additionally partner with first line of defense to dig more deeply into identified exceptions, understand root cause and develop suggestions for remediation
Meets audit-like requirements and documents results of test analysis to share with Conformance Leads in order to produce reports that will be leveraged to follow up on issues identified and to drive quality improvement opportunities across reviewable entities
Work with other Risk functions across the second line of defense in addition to the Internal Compliance and Audit teams
Bachelor's degree in a quantitative, risk, or accounting related degree (Accounting, Finance, Business, Engineering, Economics, Math/Stats) and 2+ years experience in a credit review, credit audit, or public accounting, or in lieu of Bachelor’s degree, 6+ years experience in a credit review/audit function
Experience in a control function, providing credible challenge to internal processes
Demonstrated ability to manage multiple projects, organize work flow, and prioritize work assignments
Ability to decipher complex data, identify patterns, and effectively present / communicate in a clear and concise manner
Bachelor’s degree in finance, accounting, economics or related field experience in public audit firm
Intermediate EXCEL skill-set
1+ years experience with SAS/SQL
Ability to travel within the domestic U.S. as required

Senior Analyst, Credit Systems Management Resume Examples & Samples

Technology & Solutions
Lines of Business (P&C Canada; P&C Harris; Corporate)
Third party vendors (CGI; Credit Bureaus, FICO, TSYS)

Senior Analyst, Credit & Collections Resume Examples & Samples

Researches disputed delinquent account balances, correcting any errors, including misapplied payments or overpayments. Analyzes questionable sales and processes bankruptcies
Posts checks received daily and maintains a running record of unpaid invoices
Manages administrative function of assigned accounts by auditing updates to Change of Address and purging records of deceased customers
Keeps up-to-date on applicable state and federal laws regulating collection activities

Senior Analyst, Credit & Collections Resume Examples & Samples

Researches disputed delinquent account balances, works with internal teams to resolve the issue and post a timely adjustment
Analyzes high risk accounts and processes bankruptcies
Designs and maintains issue log by reason code to capture background and resolution activities to be shared in team discussions / huddles
Customer experience oriented

Senior Analyst Credit Card Services Resume Examples & Samples

Provide production support to internal staff on the expense report submission process
Provide primary system administration support
Data and expense analysis and reporting, problem resolution, payment process management, process enhancement projects, sub-ledger closing support and other support for the GTS Manager as necessary
Participates in short and long-term planning sessions with the GTS management to implement process improvement in assigned functional area
Collaborates with business partners and GTS management in order to provide properly controlled processes to meet internal/external customer needs
Promotes an understanding of GTS roles, processes and activities to the business partners
Executes end to end process to support GTS mission and vision
Assist with assigned month end close activities within the assigned functional area
Provide production and operational support to internal and external GTS customers
Executes against key performance indicators that drive continuous improvement and staff performance
Provides subject matter expertise and influence to the development of standards and changes to systems/applications/processes to support those standards
Contributes to the development and delivery of training for internal and external users to ensure productive use of existing and new systems
Ensures adherence to GTS procedures and guidelines supporting internal and external control environments
Supports internal and external audit needs
Provide guidance to GTS Analysts and GTS Specialists within their functional area
Other tasks as assigned by GTS Management
Associates Degree Required. Bachelor's Degree preferred
Demonstrated experience with Global Business Processes preferred
Shared Services experience in a managerial role or key individual contributor role preferred
Multi-lingual preferred

Product Control Senior Analyst Credit Team Resume Examples & Samples

Managerial responsibilities
Daily production of P&Ls and communication / review of results with the Desk. Explanation of P&L movements to management in terms of trading activity, key drivers and profit attribution analysis
4-6 years of relevant finance experience

Senior Analyst, Credit & Collections Resume Examples & Samples

Perform credit analysis of new and existing customers. Approve and recommend credit limits appropriate to risk profile through diligent risk assessment and monitoring
Highlight significant credit risk and collection issues to senior management
Review contractual payment terms and approve or make recommendations
Coordinate with internal partners including Sales, Finance, Revenue, Tax, Order Management and Legal
Perform daily customer collections activities to maximize timely collections and minimize write-offs
Negotiate repayment plans with delinquent customers
Continuous reconciliation of customer and GL accounts
Provide standard and ad-hoc reporting to management, such as monthly A/R aging reports and related summaries, risk analysis and assist with quarterly audit reports
Forecast cash collections, analyze historic payment trends
Automate systems and processes, update internal policies, procedures and controls, where necessary
2 years in Financial Reporting or Forecast Analysis positions
3+ years in Credit and Collections, with progression
Proven track record for driving process efficiencies
M&A experience a plus
SAP, FSCM Collections Module a plus

Senior Analyst, Credit Oversight Resume Examples & Samples

Support the Oversight managers to conduct and document continuous oversight activities
Support the Oversight managers to conduct and document model peer reviews
Delivering on the team oversight plan, including any integration objectives, transformation initiatives and realisation of agreed benefits
Proactively monitoring risk and assurance requirements within agreed Risk Appetite / settings and managing non-compliance in a timely manner
Demonstrate ongoing commitment to continuous improvement of processes to optimise team performance whilst ensuring an integrated outcome within and across functions
Working to maximise the effectiveness of enterprise objectives and deliverables
Role Model the desired Enterprise culture within the team
Strong experience in a credit risk
Proven technical skills in SAS, R or similar is highly desirable
Excellent communication and stakeholder management skills to effectively build, maintain and influence at various levels in the organisation

Senior Analyst, Credit & Income Resume Examples & Samples

Maintain a working knowledge of all current underwriting guidelines, federal and state lending laws and have the ability to comprehensively explain all to others within and outside the organization
Interpret credit policy and investor guidelines and apply them to specific loan
Review accuracy and completeness of documents pertaining to Credit & Borrower Profile, Liabilities & Ratios, Employment & Income, Assets, Reserves & Down payment, Occupancy & Transaction Type, Title, Appraisal, Purchase Agreement and Program Specific documents
Review re-verification documentation and third party vendor documents in the loan file
Review loan file for compliance with all agency guidelines and client’s overlays
Audit and/or re-underwrite loans from a credit, income and collateral standpoint on a daily basis and note any underwriting exceptions
Assess salability issues and repurchase risk and review for Frauds and Red Flags
Audit closed loan disclosures and signed loan documents
Effectively communicate with US based Underwriters/Clients & SMEs to ensure quality output
A strong knowledge of mortgage Credit & Income loan documents & calculations with a minimum of 2 years of experience is a must
Command over English Language
Have well developed oral and written communication skills and interpersonal skills
Be detail oriented and organized to find defects in files
Be proficient in Microsoft applications and open to learning and applying new software applications quickly

Senior Analyst, Credit Resume Examples & Samples

Perform in depth credit and financial analysis utilizing data from multiple sources. Utilize data to support channel viability, develop workout plans specific to channel and market, develop strategies that will impact company initiatives in a material manner, and maintain overall portfolio stability
Review/analysis of existing contracts for optimum securitization, operational efficiencies/capabilities, appropriate rights and remedies
Develop relationships internal and external to TMO to enhance cross functional effectiveness. Negotiate, coach, advise, and lead with ease in challenging situations
Bachelor’s degree in accounting or finance required. MBA and/or CFA preferred
4 – 5 years experience in credit/financial analyst role
Ability to thoroughly analyze financial documents, test/validate veracity, utilize data to drive business decisions while taking into account and accommodating for consequences and ramifications thereof
Knowledge of business and consumer credit, business and credit law, some due process and contract law, as well as bankruptcy
Ability to develop tools, methodology, and financial models to improve analytics. Can communicate, with ease, sensitivity, and directness as necessary, findings of analysis and impact to business
Can make recommendations as to methodologies/ practices to improve security position and experience negotiating contract terms preferred
Experience preparing for and conducting an onsite audit preferred

Senior Analyst Credit & Collection Resume Examples & Samples

Ability to communicate at all levels and apply high professional standards
English (spoken and written) business level as a minimum
IT packages computer knowledge - Microsoft Office
Support a team culture where reflective questions and critical thinking are encouraged
Experience in working with SAP for financial processes and systems would be preferable

Senior Analyst, Credit System Business Resume Examples & Samples

Ability to influence and lead positive change to business processes by creating and recommending actionable solutions that are aligned with business objectives
Ability to plan, facilitate, and participate in working sessions with vendors and cross functional teams
Acts as a liaison between internal and external departments
Represent the Credit Risk team as the main POC for Enterprise and other projects
Provides Manager and Senior Leadership with concise and accurate information for decision making
Ability to write and document business and functional requirements, test cases and test execution
Aids in establishing system solutions and requirements
Competency in tracking project level issues and risks
Executes project status communications, meeting planning and scheduling
Responsible for other duties/projects as assigned by business management as needed
Help to ensure that credit decision systems (account acquisition, portfolio management and collection) are operating efficiently. May test, audit and implement new policy changes and/or systems
May train, provide direction to and review the work of other analysts
Ad hoc support to management or business partners
Successful candidate must be flexible and results orientated
Creativity and the ability to reach insightful conclusions is a must
Candidate must be highly motivated and comfortable working in cross-functional teams interacting with all levels of management
Strong organizational, problem-solving, verbal and written communication skills
Position requires ability to be extremely flexible in a fast paced, rapidly changing environment while handling sensitive information in the strictest confidentiality
Ability to manage multiple tasks and tight deadlines
Wireless/Telecom experiences a plus
Bachelor degree in Business or equivalent work experience
Training or experience in project management and/or process improvement methodologies
Experience in Credit Risk Management, Activations, Fraud, Manual Review, and Finance
Advanced proficiency in MS Excel, Word, Project and PowerPoint required

Senior Analyst, Credit Services Resume Examples & Samples

25%-Strategic Analysis/Problem Solving – Works to fully understand business; identify and implement process and organizational improvements. Plans and ensure execution of financial department objectives
Responsible for preparing annual private label credit card budget for all products and business lines. Conduct financial planning for function and make appropriate recommendations
25%-Develop strategies that integrate financial products and services into core businesses and new strategic initiatives
Own and manage projects to ensure timely completion and highest quality. Develop and execute detailed project design/ implementation plans
25%-Gather and analyze data for presentations for Sr. Management. Provide project support and guidance to other team members. Review and modify/approve their project plans and decisions as needed
25%-Evaluate financial and operational/quality results of new programs against predetermined goals. Determine whether programs should be rolled out, make recommendations to Sr. Management and, if applicable, assist in developing implementation strategies
Credit marketing or financial services experience preferred
Very strong communication skills, both verbal and written. Sound decision-making skills
Track record of successfully managing multiple, simultaneous projects
Demonstrated excellence at project management for small-to-medium projects
A strong grasp of Project Management skills and requirements gathering
Able to strategically analyze business problems and opportunities. Exhibited ability to work independently

Senior Analyst, Credit Analysis Resume Examples & Samples

Perform quality check of the spreads / reports completed by the junior analysts and ensure they are as per the
Significant knowledge of U.S. finance and accounting usually acquired through formal education and appropriate
Experience required to analyze and evaluate financial statements
Knowledge of applicable industry laws and
Regulations required to review operational, credit and business risk
Analytical and communication skills (verbal and written) are required to analyze entities’ operating performance and prepare presentations. Good working knowledge
Of MS Word and Excel
Attention to detail, organizational skills and ability to work independently
Minimum 18-24 months in the current role

Senior Analyst, Credit Risk Resume Examples & Samples

Assess and analyze the credit worthiness of customers and trading counterparties, and monitor current and potential exposures
Recommend credit terms and conditions within customer and wholesale commodity contracts
Coordinate with the margining and treasury teams on counterpart collateral including cash, letters of credit and parental guarantees. ; Also, coordinate effectively with Receivables team to monitor aged receivables to ensure timely collection
Assist on presentations to Senior Management that include credit decisions and recommendations, while highlighting top credit risks within the organization
Manage credit relationships with assigned counterparties, Regional Transmission Organizations, and Gas Pipelines. ; Lead analytical support of these credit relationships
As directed by Credit leadership, lead the coordination, maintenance, and implementation of improved reporting and functionality of Credit Risk systems

Senior Analyst, Credit Risk Mgmt Resume Examples & Samples

Utilize statistical segmentation techniques to identify new opportunities
Performing complex qualitative and quantitative analysis of credit polices to ensure financial goals are being attained
Developing predictive financial and analytical models using the appropriate statistical methodologies, including trend and regression analysis
Performing loss forecasting analysis
Intermediate or higher Proficiency in SAS
Intermediate or higher Proficiency in SQL, C++, Python, R or other statistical software packages a plus
BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree required
Graduate degree in a quantitative discipline a plus
Superior time management skills and awareness of project management methods
5-7 years in a quantitative analytical function required
Prior consumer risk management experience a plus
Intermediate proficiency in statistical/analytical programming languages (vs “beginner to intermediate”)
Graduate degree in quantitative discipline a plus (vs. no mention)

Senior Analyst, Credit Resume Examples & Samples

Performs activities related to Credit Risk
5-8 years of financial statement analysis
3-5 years of supervisory experience
Strong ERP - SAP, Oracle, or PeopleSoft knowledge
Get Paid with SAP or AS400 is preferred
Bachelor’s Degree in Business Administration, Accounting, or Finance
Exceptional Microsoft Excel Skills with V and H Lookup, Macros, and Pivot tables
Proficiency with Microsoft Word, Outlook, SharePoint, and PowerPoint
Ability to research and resolve problems and recommend solutions
Clear Attention to detail
Effective oral, written, and verbal communication skills

Senior Analyst, Credit Management Resume Examples & Samples

Minimum of 2 – 3 years experience working within a Credit Team of a fast moving consumer goods environment
SAP knowledge is an added advantage
Required to work shift for certain markets

Senior Analyst Credit Risk Resume Examples & Samples

Provide recommendations for credit limits which are supported by thorough analysis and well-executed interpretation of relevant financial, industry, country, business and market information
Actively monitor credit quality and global exposure of the portfolio to existing and target clients by being current with industry and economic trends and market information to address any credit concerns and resolve issues
Conduct counterparty annual and interim reviews as well as new counterparty initial reviews
Reviewing and analysing derivative and lending transactions to ensure they are well structured, meet appropriate return hurdles and have risk appetite appropriately determined. Review and assess new products and new business requests
Ensure appropriate guidelines, procedures and approvals are in place for new products, businesses and limits, through proactive liaison with the appropriate business units and other relevant areas, including senior management in the Risk Management Group
Review and negotiation of legal trading documentation in consultation with Legal and the business
Build and maintain collaborative relationships with Business Functions, Collateral Management Team, Client Management Unit, Risk and Legal
Monitoring of credit exposure and excess reporting
Working closely with country risk team and be knowledgeable with geopolitical development in the North Asia region
Outstanding qualifications, preferably with some application to commerce, finance, accounting, engineering, law or economics
Three to five years of experience in a financial analyst role (counterparty credit risk, equity research, fixed income research etc). Experience in covering financial institutions and state-owned enterprises will be an advantage
A collegial team member who builds open dialogue-based relationships with clients, the front office and colleagues
In-depth analytical skills gained preferably (but not necessarily) within a financial institution
Excellent spoken and written English. Profiency in an Asian language skill (i.e. Chinese or Korean) will be an advantage

Senior Analyst, Credit Services Resume Examples & Samples

25%-Strategic Analysis/Problem Solving – Works to fully understand business; identify and implement process and organizational improvements. Plans and ensure execution of financial department objectives. Responsible for preparing annual private label credit card budget for all products and business lines. Conduct financial planning for function and make appropriate recommendations
25%-Develop strategies that integrate financial products and services into core businesses and new strategic initiatives. Own and manage projects to ensure timely completion and highest quality. Develop and execute detailed project design/ implementation plans
Consumer & Commercial Credit underwriting experience preferred, but not required
Experience in Credit Risk Management or related field
Strong analytical skills with experience transforming data into actionable information. Exhibited ability to work independently
General knowledge of retail business, financial services industry, economy, and business trends

Senior Analyst, Credit & Collections Resume Examples & Samples

Analyse customer financial statement information to determine credit worthiness and to establish credit lines for new and existing customers
Consolidate A/R results from various Kraft Heinz business units for monthly reporting
Manage forecasts for the annual contract. This includes consolidating information from various business units, comparing submitted forecasts to actual results and identifies opportunities for improvement
Automate the credit approval process through creation of an on-line approval process
Responsible for coordination of activities across various functions within Kraft once notification has been received that a customer has file bankruptcy to minimize losses
Partner with other functions within Kraft and representatives from the buyer or seller of the company involved in the transaction to align expectations

Senior Analyst, Credit Resume Examples & Samples

Responsible for Credit risk Assessment and Control Review of requests raised through FSR’s
Responsible for CE and Stakeholder Management which involves working with UK & Northern Europe leaders
Responsible for performing Credit Portfolio reviews of the entire region on weekly basis
Responsible to Serve as liaison with other departments, customers and third parties to obtain necessary credit information and documentation
Timely Quality sampling of the portfolio to ensure 100% audit compliant
Conduct daily process huddles
Work along & lead the team in absence of manager
Mitigate risks by concentrating on probable business deterioration customers