Analyst, Credit Resume Samples
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Analyst, Credit Resume Samples
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NW
N Witting
Name
Witting
10268 Mabelle Tunnel
New York
NY
+1 (555) 523 1041
10268 Mabelle Tunnel
New York
NY
Phone
p
+1 (555) 523 1041
Experience
Experience
Los Angeles, CA
Analyst, Credit
Los Angeles, CA
Ruecker-Mitchell
Los Angeles, CA
Analyst, Credit
- Provides support for the Credit Team, actively involved in training of Credit Associates and educating sales force of credit processes
- Contributes to problem solving where development of new solutions, methods and systems will result in a positive impact on the department’s overall goals
- Other responsibilities as assigned by management
- PPA credit line exposure review weekly
- Document findings for executive review
- Analysis of large customer relationships based on specific portfolio criteria
- High Dollar credit queues
Los Angeles, CA
Analyst, Credit Risk
Los Angeles, CA
Mayert, Dooley and Roob
Los Angeles, CA
Analyst, Credit Risk
- 2 + years in one or more of the following: Consumer Credit, Consumer Lending, Margin Lending or equivalent
- Action Oriented. Being the impetus to action and working with relevant partners to find a solution
- Daily monitoring of credit exposure and excess reporting
- Credit Risk Surveillance, Risk Event Processing, and Business Rule Management Activities
- Identify potential compliance issues with credit file and supporting documentation
- Reconcile risk rating changes between KPMG and the client
- Review and negotiation of legal trading documentation in consultation with Legal and the business
present
Phoenix, AZ
Analyst, Credit & Collections
Phoenix, AZ
Konopelski, Crona and Quitzon
present
Phoenix, AZ
Analyst, Credit & Collections
present
- Assist and coordinate work on projects by contributing to developing project standards and processes to improve project delivery within the relevant function
- Handle all high dollar, high risk Management customers that are in arrears. Working closely with Account Executives
- Provide necessary reporting to the management team
- Assist in the development and update of the department policies and procedures
- Assists with plans and structure of workflow for non-pay and collection procedures. Audits and facilitates payment for all vendor invoices
- Assist with special projects, reporting and other duties as assigned by management
- Analyze customer system data pertaining to Credit & Collection policies, performance and regulatory rules governing collection activity
Education
Education
Bachelor’s Degree in Risk Involved
Bachelor’s Degree in Risk Involved
University of California, San Diego
Bachelor’s Degree in Risk Involved
Skills
Skills
- Proven analytical skills and ability to use excel and other systems tools to create basic account or financial analyses
- Highly motivated, self-starter with sense of urgency and accountability
- An accounting background with the skills of being able to trace items through the sub ledger
- Ability to handle complex issues without supervision
- General knowledge of financial analysis and presentation
- Proven ability to recognize risk within parent / child relationships
- Advanced Proficiency with MS Office products
- Knowledge of credit concepts as well as credit and collection laws
- Strong leadership, influencing, communication and prioritization skills
- Proficient in Microsoft Office software
15 Analyst, Credit resume templates
Read our complete resume writing guides
1
Analyst, Credit Systems Management Resume Examples & Samples
- Processing of requests– 50% data entry 50% investigative/problem solving
- Provide recommendations/input for projects and writing improved procedures. (CFS, UDL Elimination)
- Maintains system practices by writing and updating procedures. (CCAPS User ID Matrix)
- Provide help desk support daily via email/phone/fax inquiries (DCO, HR business partners, specialized sales Group)
- Making appropriate recommendations for suggested solutions (one off situations, special user IDs such as India Ops, PCPS, MCAP, First National, etc.)
2
Analyst, Credit & Collections Resume Examples & Samples
- Manage a portfolio of large and small retail customers to ensure prompt resolution of past due invoices
- Maintain credit files with data necessary to recommend action required to adjust retailer credit limits based on sales activity, collection activity, and financial statement risk analysis models
- Ensure that the company’s credit and collection policies, practices and procedures are applied to daily activities at all levels
- Communicate with internal departments and brands regarding the resolution of outstanding invoices
- Maintain relationships with both internal personnel and our retail partners
- Issue monthly statements of past due invoices to retailers as needed
- Prepare reports utilized to conduct monthly accounts receivable reviews
- Assist in the development and update of the department policies and procedures
- Assist with special projects, reporting and other duties as assigned by management
- BS or BA in Accounting/Finance/Business, or currently enrolled in a 4-year degree program
- Minimum 1-2 years credit and collection experience
- Customer Relations and Negotiation skills
- Proficient in Excel, Word Experience with Access, SAP, a plus
3
Analyst Credit Professional Resume Examples & Samples
- The successful candidate will have 5+ years experience in the financial services or investment banking industry
- Requires a 4 year college degree (Securities Licenses, MBA or other graduate level education a plus.)
- Looking for Leadership Experience to Provide support to Salt Lake City PLA Credit Risk Management Team on PLA Policies and Procedures, RACs, Credit Standards, Credit Entitlement Frameworks and PLA User Guide
- Individual will also provide support on loan reviews, collateral reviews and auditing loan approval memos for accuracy and completeness
- Individual will also provide support for ongoing portfolio risk reporting and monitoring a securities based lending portfolio
4
Analyst, Credit & Transaction Management Resume Examples & Samples
- Bachelor’s degree with emphasis in finance/accounting
- Outstanding quantitative and qualitative analytical skills; knowledge of finance, balance sheet and accounting an asset
- Ability to perform well under pressure and meet time sensitive deadlines
- LI-KB1
5
Credit Analyst Credit Service Center June Resume Examples & Samples
- Responsible for identifying and resolving inconsistencies and incomplete applications
- Communicate all documentation and information needed to decision and/or document loan requests
- Document findings from credit analysis and provide recommendation to the assigned Credit Approval Officer
- Perform initial credit analysis for completeness of all necessary information and review financial information for
6
Analyst Credit Risk Collections Resume Examples & Samples
- Work in partnership with Collections & Recovery to implement strategies into production and complete post-implementation review
- Develop, maintain and report on automated decision strategies for delinquent, repossessed and written-off accounts in an accurate and timely manner
- Collaborate with all stakeholders including Product groups, Collections & Recovery, Banking Services and external vendors to ensure thorough understanding of best practices
- Good understanding of the TDAF governance requirements and demonstrate the ability to successfully satisfy these requirements
- Become a SME on operational aspects of the credit product lifecycle
7
Analyst, Credit Risk, Risk Management Group Resume Examples & Samples
- Responsible for the credit review and analysis of Macquarie's Financial Institution counterparties in South East Asia (Philippines, Singapore, Malaysia, Thailand, Indonesia and India) and Japan. As part of the global Financial Institutions team, you will perform due diligence of banks, non-bank Financial Institutions, insurance companies, broker dealers, market data, third-party reports and legal documentation to form a view of exposure being proposed that is in line with Macquarie credit policy
- Functional reporting to the Global Head of Financial Institutions, Credit, obtains credit approvals from discretion holders located in Sydney. Local reporting into Singapore Senior Manager, Financial Institutions
- Work with Macquarie's business groups and opine on new product or new business approvals
- You will assist with the structuring of transactions where relevant, reviewing legal terms as well as providing general advice and analysis to the business areas. Working in partnership with various business units, you will assess a range of Financial Institution related transactions, from opportunistic structured deposits and issuer positions with appropriate return profiles to lower risk lending as well as vanilla FX products. This is a high profile team who deal extensively with senior management and your ability to effectively manage and analyse transactions is key to this role
- Annual and new reviews of existing and prospective Financial Institution counterparties, keeping abreast of developments with Financial Institution counterparties and regional banking sector including risk management monitoring
- Depending on experience, some overlapping responsibilities in conjunction with the Global Country Risk team (with Asian regional focus)
- Oversee the evaluation and reporting of exposures
- Contribute to credit policy enhancements and development
- 2-3 years of regional (Asia) Financial Institution credit risk experience in a large financial institution
- Familiarity with capital markets products e.g. credit trading, FX, rates and experience with trade finance a plus
- Experience with legal documentation such as ISDA, CSA, GMRA is desired. Knowledge of rating agency methodologies and rating metrics is a plus
- Experience in dealing with sovereign risk or country risk issues in Asia will also be looked upon favourably
- Strong PC skills are desired
- Well developed negotiation and influencing skills. Where appropriate, ability to stand your ground with your views supported by rigorous analysis
- Questions existing processes and has a continual improvement mindset
- High degree of ownership, delivery and timeliness in a fast-paced, output focused environment
- Anticipates and flags issues before they become a problem
- Able to distil, assess and test validity of high volumes, and complex data
- Ability to build strong, open, dialogue-based relationships with clients and colleagues
- Moderate travel (10-20%) required for credit and market due diligence and occasional management meetings
8
Portfolio Analyst, Credit Structures Resume Examples & Samples
- Support team in providing high end relationship management and advice to High-Net-Worth Canadians following all five principles of the Black Card Experience, including Black Card Experience onboarding standards
- Establish and maintain detailed portfolio management reporting focusing on portfolio quality, composition, and growth
- Lead development and implementation of portfolio management strategies within the Region
- Subject Matter Expert on credit compliance within the Region
- Ensure practices are applied actively and consistently across the Region
- Ensure credit policies and processes are being adhered to for the Region focusing on items identified in recent ICR/Audit Reviews
- Provide feedback to Regional Director Credit Structures on any gaps identified in processes within the Region
- Demonstrate commitment to keeping up to date on all communications including changes to RBC policy and procedures
- Determine areas of operational risk or potential losses. Recommend and implement action plans to address and/or correct
- Engage in proactive activities to ensure credit growth
- Comply with Risk Management and Compliance Guidelines and all corporate compliance policies and keeping current on all issues. Follow corporate risk guidelines/policies to manage the risk of the credit portfolio
- Support Regional Director Credit Structures in ensuring Manager(s) Credit Structures are actively monitoring and taking action against early warning signals that could negatively impact the credit portfolio
- Knowledge of and strong background in granting personal and/or commercial credit
- Previous lending/CASPER experience with full knowledge of credit products
- Sound knowledge of personal lending procedures and risk assessment
- Proven ability to understand and interpret financial statements
- Strong client relationship skills
- Demonstrated partnering and cross-platform leveraging abilities
- Strong client focus, proven negotiating skills, results oriented
- Advanced Microsoft office skills (Excel, Word, Power Point)Canadian Securities Course, PFP and/or
- CFP or MBA an asset
- RBC Banking Product Knowledge an asset
9
Analyst, Credit Infrastructure Resume Examples & Samples
- Support the Role Profile Owner in maintaining and executing all aspects of Security Role Profiles for Credit/Risk
- Represent Credit Infrastructure in the FDR MICN/Minor testing/validation team monthly
- Represent Credit Infrastructure in Cross Functional Projects including but not limited to
- Interact with technical resources; Risk Management; Credit Strategy Development, and Credit Strategy Implementation teams to enhance infrastructure design and ensure it meets our governance standards
- Perform analytics to support require development
- Provide data analysis to support projects and initiatives
- Provide technological guidance and recommendations for Credit, Risk and Fraud teams
- Respond to ad-hoc business requests from all levels
- Monitor Credit Infrastructure platforms to ensure they are running effectively and efficiently
- Bachelor’s Degree or high school diploma/GED and 1+ years of work experience in a risk, analytics, accounting, finance, or audit role(s); in lieu of a degree, 5+ years of work experience in a risk, analytics, accounting, finance, or audit role(s)
- Bachelor’s Degree or high school diploma/GED and 2+ years of work experience in a risk, analytics, accounting, finance, or audit role(s)
- Experience with software applications & database management, such as: Excel, Word, Access and Power Point
- 3+ years related work experience using SAS
- 2+ years’ experience in Private Label Credit and or Dual Card Business
- Strong Knowledge of First Data
- Creative Problem Solver
- Demonstrated ability to multitask effectively while exceeding expected results, often in a self-directed environment
- Proven ability to work effectively and cross functionally with all levels of the organization
- Ability to deal well with ambiguity
- Demonstrated ability to independently manage multiple projects, organize workflow and prioritize work assignment
10
Lead Analyst, Credit Infrastructure Resume Examples & Samples
- Manage all aspects of Credit Infrastructure projects within timelines and budgets across many different platforms within the business
- Work closely with the Credit Strategy Development and Credit Implementation teams to enhance the strategy process governance across all credit platforms
- Work closely with IT in exploring new functionality/infrastructure where possible
- Drive process improvements in existing processes/strategies to increase productivity and reduce cost
- Work closely with the Risk Data Governance team as the Data Owner for Credit on many key fields
- Work closely with Compliance and Legal on all strategy remediation’s
- Provide Audit Support to all applicable audits
- Responsible for providing Senior Leadership with timely status updates at regular intervals and communicating to all levels of the business
- Bachelor’s Degree or high school diploma/GED and 3+ years of work experience in a risk, analytics, accounting, finance, or audit role(s); in lieu of degree, 8+ years of work experience in a risk, analytics, accounting, finance, or audit role(s)
- Bachelor’s Degree or high school diploma/GED and 5+ years of work experience in a risk, analytics, accounting, finance, or audit role(s)
- Proficient in software applications & database management, such as: Excel, Word, Access and Power Point
- 7+ years working in financial services industry
- Experience in credit bureau attributes/scoring and reporting, FDR authorizations and credit line increase,and account management functionality
- SAS programming capability
- Able to document and communicate complex issues clearly to a diverse group of professionals in collaborative environment
- Ability and the desire to learn new skills quickly
11
Credit Analyst, Credit Cards Resume Examples & Samples
- Reviewing and assessing credit card applications and approving/recommending applications in accordance with established parameters
- Assessing eligibility for requested credit limit increases from either a customer initiated request or as part of our ongoing portfolio management activities
- Resolving client telephone queries related to their application
- Primary control for the identification and detection of fraudulent activities
- Resolve escalated matters using a defined escalation process, at all times ensuring service levels are maintained
- Working with internal/external stakeholder to improve our policies and procedures
12
Analyst, Credit & Collections Resume Examples & Samples
- College degree required, with 2-4 years prior media related collections experience a plus
- Excellent analytical skills, critical thinking, and problem solving
- Excellent Microsoft Office, Excel, and Word a must
- Good organizational skills with an ability to multitask in a fast paced environment, as well as work well independently and with a team
13
Analyst Credit Card Growth Optimization Resume Examples & Samples
- Support the daily operations and monitoring of recently implemented initiatives (eg. Collections, Credit Line Optimization). This includes coordinating efforts with multiple stakeholders and making adjustments and reconciling any issues with a fast turnaround time
- Monitor and track recently implemented initiatives. Provide feedback, insights and comments derived from quantitative analysis. Ensure accuracy and timeliness of reports. Implement adjustments according to management feedback with a fast turnaround time
- Support the implementation of initiatives, working with the businesses on recommendations, approvals and communications in order to meet P&L goals
- Support the creation of a test and learn environment, to maximize learning for future growth
- Support Credit Card Finance in developing forecasts and financial plans of the Risk/Reward initiatives, to support the overall Credit Card P&L
- Monitor competitive data and industry benchmarking in relation to Risk and Growth initiatives
- Preferred previous experience requiring including statistical analysis, ideally related to Credit Cards and/or Risk
- Must be proficient with MS Office, SAS , SQL and reporting tools
- Strong communication skills essential with cross-functional stakeholders and management
14
Analyst, Credit & Collections Resume Examples & Samples
- Collections of an account portfolio that consist of specific and non-specific agencies
- Supervise staff of collection analysts
- Handle escalation with the sales teams and the agencies regarding discrepancy resolution
- Assist with various monthly reporting
- Research & resolve any unapplied cash on the portfolio of accounts
15
Analyst, Credit & Collections Resume Examples & Samples
- Media and Advertising Agency experience is a plus
- Proficiency with Microsoft Office, Excel & Word is a must
- Good Organizational skills
- Able to Multi-task in a fast paced environment
16
Analyst, Credit & Collections Resume Examples & Samples
- At least 3-5 years of supervisory experience
- Media & Advertising agency related experience a plus
- Excellent Analytical Skills, Critical Thinking & Problem Solving
- Excellent Microsoft Office, Excel & Word is a must
- Able to Multitask in a fast paced environment
17
Portfolio Analyst, Credit Investments Group Resume Examples & Samples
- Monitor guidelines and breaches (especially for high touch accounts)
- Review trades in and out of accounts to ensure they are in-line for client objectives
- Coordinate account related updates and inquiries
- Produce monthly/quarterly/annual narratives specific to each separate account and retail fund using PM and trader thoughts
- Understand and analyze drivers of outperformance / underperformance – this will be coordinated with Risk team
- Engage counterparties to improve the reporting they would like to see
- Coordinating with Risk to receive most accurate attribution and risk data
- Prepare fund profile, returns, attribution packets in anticipation of meetings
- Engage with the middle office to improve reporting
- Liaising with existing clients to coordinate meetings and presentations
- Advanced excel and related analytical skills
- Communication and writing skills
- People leadership: Shows genuine interest in advancing people, gives credit, empowers and provides actionable feedback. Takes a strategic perspective to decisions and resource allocation
18
Analyst, Credit Risk Resume Examples & Samples
- Prepare and/or review credit files associated with audit assist engagements
- Identify potential compliance issues with credit file and supporting documentation
- Determine appropriate risk rating and probable loss on individual loans
- Reconcile risk rating changes between KPMG and the client
- Perform risk and control assessments
- Document client policies and procedures
- One year of experience in financial services, accounting, or finance
- Bachelor’s degree from an accredited college/university preferred
- Strong communication skills and solid analytical skills
- Ability to work independently as well as within a team
- Ability to travel up to 80 percent of the time
- Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future
19
Analyst, Credit Risk Resume Examples & Samples
- Provide recommendations for credit limits which are supported by thorough analysis and well-executed interpretation of relevant financial, industry, business and market information
- Ensure appropriate guidelines, procedures and approvals are in place for new products and limits, through proactive liaison with the appropriate business units and other relevant areas, including senior management in the Risk Management Group
- Reviewing and analysing derivative and lending transactions to ensure that they are well structured, meet appropriate return hurdles and have risk appetite appropriately determined
- Daily monitoring of credit exposure and excess reporting
- Strong tertiary qualifications, preferably in Commerce, Finance, Accounting
- Flexible and lateral thinker who is comfortable being challenged and has a commercial mindset
- Good organisation and time management skills to deal with multiple and conflicting demands and time constraints
- Diligence and team spirit
- Willingness and drive to learn
- Have a strong interest and knowledge in derivative products and capital markets
- Strong spoken and written English. Profiency in an Asian language skill (i.e. Chinese or Korean) will be an advantage
20
Analyst, Credit Risk Mgmt Resume Examples & Samples
- Decision credit applications of business clients applying for TMUS service and handsets. This includes analysis of applicant’s credit information and business financial statements and/or tax returns
- Participate in the Employee Involvement (EI) team in Credit focused primarily on system automation, process documentation & standardization, process improvement projects
- Monitor applicant’s creditworthiness, using periodical information of their financial status and industrial environment. Provide ongoing credit monitoring
- Escalation/communication among TMUS team members, inside & outside of the credit department
- 2-4 years financial statement analysis experience
- 3-4 years experience in consumer and/or business credit
- Bachelor's degree in business, accounting, finance, economics or related field
- Ability to work weekends (shift could be over weekend with 2 days off during week)
- Proficient in MS Office & Excel
- Visual Basic (VBA) – Ability to write macros (subroutines and functions) which others will utilize in the group
- SQL – Ability to query databases and join tables
- Functional understanding of SAS
- Familiar with financial/risk modeling and metrics preferred
- Previous commercial lending /banking background preferred
- Experience with CRM platforms preferred
- NACM, RMA, CPA, CFA preferred
21
Credit Analyst, Credit & Collections Resume Examples & Samples
- Conducts credit review and financial statement analysis to determine the financial status of major customers and suppliers. Provides recommendations regarding credit limits, and supplier financial stability. Highlights issues, and may recommend alternative courses of action based on results of the analysis
- Maintains a library of customer financial reports, customer and vendor backup data and documentation
- Prepares and maintains calendar and requirements list. Maintains critical supplier database and administers Dun and Bradstreet online credit reporting suite as well as other reporting tools
- Negotiates with customers to provide letters of credit, or guarantees when recommended. Interacts with external or internal customers and senior management globally
- Prepares accurate and timely financial reports for assigned business unit(s) or department(s) to support company reporting cycles. Consolidates, reconciles, validates and obtains clarification of financial information from multiple sources where appropriate. Views credit reports and performs corporate research via multiple online business intelligence resources
- Provides mentoring and training to other partners on reports, systems and financial process flow, as well as providing guidance to collections teams on how to use credit information to achieve desired collection results
- Provides support to cross-functional teams. Conducts analyses as needed to support project objectives
- Recommends financial process improvements, and may lead implementation of them
- Analytical and problem-solving in a fast-paced environment (3 years)
- Credit and Financial analysis (3 years)
- Ability to use MS Office applications at an intermediate to high level: Excel, Word, Outlook
- Ability to translate financial conditions/terms into common business language
- Experience assessing default risk and making appropriate bad debt reserve requirements
- Familiarity with common commercial credit reporting tools/sites (D&B, CreditSafe, or similar)
- Use cases for Letters of Credit
22
Analyst, Credit & Collections Resume Examples & Samples
- Analyze Credit & Collections residential strategic opportunities. Implement changes and test
- Manage a defined portfolio of residential accounts to help mitigate the company's bad debt position
- Build tools that enable Credit & Collection management to define and implement strategic decisions and programs
- Analyze customer system data pertaining to Credit & Collection policies, performance and regulatory rules governing collection activity
- Maintain and provide information such as regulatory information in order to ensure regulators and other stakeholders are kept up to date with relevant National Grid policies, processes and programs. (EI2)
- Monitor and review financial information, updating where necessary in order to identify any anomalies or discrepancies and ensure management has access to up to date and accurate information. (FM1)
- Challenge existing ways of working and continuously seek ways to do things better in order to drive greater efficiencies within assigned area
- Working knowledge of CSS and CRIS customer systems with the ability to query specific Credit & Collection information and regulatory requests. Along with working knowledge of SQL, HTML, Micro Soft Access and Power Point
- Provide data analysis support to Credit and Collections team including the design, development and testing of data queries using SQL and MS Access
- BS or BA Degree required. Professional qualification and/or in-depth experience within a strategic collections role, working across a complex organisation – preferred
- Strong financial analytical skills with in depth knowledge of Credit & Collection policies and procedures
- Experience / Knowledge of Collections Optimization, Outbound calling, Residential and Commercial strategy
- BS or BA Degree - required. Professional qualification and/or in-depth experience within a strategic collections role, working across a complex organisation – preferred
- Experience working with Collection related analytical tools such as behavioral scoring and bad debt forecasting, along with the ability to utilize SQL server technology
- Ability to lead and deliver improvement projects and initiatives, as well as challenge and support colleagues to improve performance
- Experience of leading an analytical/planning/forecasting function in a shared services environment
- Good understanding of key business drivers and external commercial environment
- Proven influencing skills, able to influence at senior levels, internally and externally
- Adaptability (1): Is receptive to change and helps drive improvements to processes, approaches and systems, is willing to change and challenge ideas or opinions based on new information or contrary evidence
- Analytical Thinking (3): Sees multiple relationships and issues across credit and control operations, identifying several likely causes or consequences failures or opportunities to increase integrity of activities
- Impact and Influence (2): Influences activities and processes across credit and collections, adapts approach and considers what is important to the audience by tailoring message on change, compliance and performance accordingly
- Teamwork and Collaboration (1): In developing strategy for and supporting the execution of collections the role values learning from others' input and expertise, actively includes team members in conversation and looks for mutually beneficial solutions across the function
23
Credit Risk Portfolio Analyst, Credit Risk Resume Examples & Samples
- Review and challenge established structures, practices and processes affecting credit risk portfolio performance, improving effectiveness and enhancing risk adjusted returns
- Facilitate the development of data and MI to enhance decision making and transparency of decisions
- Take responsibility for developing personal skill and competency levels. Maintain a Personal Development Plan to improve skill and competency levels. Manage time effectively to meet changing demands within the role
- Degree educated in a numerate discipline and/or professional qualification in Risk Management - confirmation of your Degree will be sought at offer stage
- Demonstrable practical credit risk experience of personal, mortgage or business lending (commercial) portfolios, with experience across a range of disciplines
- Technical competencies: knowledge of Bank system applications
- Demonstrable ability to adapt to change with commitment to streamlining current processes through use of technology
- Solution focused with strong interpersonal skills and evidence of ability to interact, engage and influence
- Credit Risk - To proactively influence and support the quality and management of credit by promoting the highest standards of credit professionalism and best market practice
- Teamwork & Collaboration – Shares in successes and disappointments, plays any part in the team, moving from leader to member with no difficulty
- Results Focus - Goes beyond focusing on agreed goals to create new and stretching challenges, and learns from mistakes
- Communication & Influencing - Communicates with confidence and competence to positively influence the outcome of decisions and gain commitment
- Problem Solving & Decision-Making - Appropriately analyses issues, drawing on expert advice, consulting and collaborating, taking decisions
24
Analyst Credit Resume Examples & Samples
- Create and maintain a detailed due diligence record of the client portfolio's
- Obtain input to assist in client solutioning and credit application process
- Request updated valuations on properties which serve as security for facilities
- Request and manage outstanding Financial Statements
- Manage and drive deal forum process to ensure quality applications are submitted
- Maintain accurate and up to date credit files and all client related communication
- Identify cross sell opportunities
25
Analyst Credit Risk CVM Resume Examples & Samples
- SAS Programming – including User Acceptance Testing
- A strong understanding of key Credit Risk Metrics
- Knowledge of System Development Life Cycle (SDLC) which will assist in cases where systems/processes etc. may be impact on or provide opportunity to improve strategy execution and resulting performance
- B Degree in Business or Mathematics or Statistics or Operational Research or Industrial Engineering or Risk Management or similar
26
Analyst, Credit Resume Examples & Samples
- Perform credit risk analysis and approval within authority level for all business units
- Perform account setup and maintenance for accounts based on approvals
- Work with customers, sales, collections, and other departments to obtain all needed credit documentation and information to evaluate credit risk
- Author credit standard operating procedures to ensure all proper processes are followed in the credit administration department. Created a new process on how consumer credit reports are being properly stored to make sure the credit department is in compliance
- Work in team environment to assist all business units are being handled according department SLA’s
- Ensure all SOX and Audit compliance requirements are being met and proper documentation and notes are being stored
27
IB Analyst, Credit Resume Examples & Samples
- Assists Credit Supervisor as needed including project work
- Ability to make order release decisions on all but the most complicated accounts and routinely provides direction to Credit Associates on order release questions and credit related inquiries from customers/sales representatives
- Contributes to problem solving where development of new solutions, methods and systems will result in a positive impact on the department’s overall goals
- Advanced Proficiency with MS Office products
28
Analyst, Credit Rsk Resume Examples & Samples
- Perform timely and proactive collection or retention efforts on assigned commercial accounts including prioritization to achieve retention and recovery targets
- Research reason for customer terminating account early and offer resolution options available for the scenario
- Follow up with customers and sales for additional information if necessary, updates on account status, and confirmation of completion
- Coordinate collection activity with other internal department including but not limited to billing, cash application, sales, receivables management, and customer care departments
- Maintain a continuous focus on current processes for improvement opportunities and recommend revisions to current processes
- Prepare weekly reports identifying status of open accounts and results and review with management
- Resolve assigned Service Requests and Activities within defined service level targets
29
Interim Analyst Credit & Collections Resume Examples & Samples
- International Hotels
- MEA, APAC and Europe Operational Finance team
- US Corporate Headquarters
- Tax, Treasury, Development and Legal
- Any and all other job assigned duties
- Excellent financial reporting and analysis skills
- Financial accounting skills
- Possess an awareness of working within different and diverse cultures and curtail approach accordingly
- Knowledge of business mathematics (weighted averages, percentages)
- Excellent interpersonal skills to build trust and confidence in order to motivate and influence others
- Demonstrates the highest standards of ethical behaviour and absolute discretion with sensitive information
- Ability to take initiative to identify, prioritise and implement actions required to achieve functional goals
- Strong problem solving skills including ability to address any issue in collaboration with others, identify and prevent potential problems and develop problem solving skills in others
- Ability to work well under pressure and effectively handle multiple and concurrent demands
- Ability to collaborate with others and act in an objective manner to stay on track to achieve common goals
- Strong project management skills including ability to manage details through to completion and ensure deadlines are met
- Bachelors degree or experience in lieu thereof
- Working toward a full qualification (ACCA, or CIMA)
- Knowledge of UK GAAP, US GAAP, IFRS
- Experience with Peoplesoft, Hyperion Enterprise
- Advanced level Excel skills
30
Analyst Credit AAM Resume Examples & Samples
- Prepare credit deals for consideration by the Credit Committee Activities include
- Assisting the Transaction Proposer in closing deals
- Writing the introduction/motivation for all new credit investments, with input from the Transaction Proposer and Credit Portfolio
- Manager
- Filing of documentation in accordance with the document retention policy
- Performing financial and credit analysis
- Assist the Credit Operations team with transaction specific enquiries and asset maintenance
- Assist the Legal team with loan documentation preparation
- Analyse credit data and financial statements to determine the degree of risk involved in potential credit investments Regularly review credit ratings of exposures within the various credit portfolios (vanilla and structured credit reviews)
- Implementation of revised facilities and filing of documentation in accordance with the document retention policy
- Assist with the pricing of deals in line with the pricing guidelines and mandates of the Credit Portfolios
- Interact with 3rd parties (e.g. external valuators, agri-specialists) and parties within the broader Absa Group (e.g. Commercial Property Finance) on credit related issues
- Assist the Portfolio Managers in the restructure and rehabilitation of watch listed clients and making recommendations to the credit committee
- Manage credit exposure excesses/breaches
- Relevant Tertiary qualification, B-degree in Business, Commerce or Accounting
- Honours or CA(SA) or CFA
- 3 to 5 years’ experience within in a credit environment in a leading financial institution
- Experience with respect to data analysis, spreadsheet modeling, and forecasting techniques
- Knowledge of finance, statistics, economics and credit
- Demonstrated understanding and experience with technical systems, rational datasets, data warehouses, data mining, and data analysis techniques; and
- Skills with SAS, Excel, Word, and PowerPoint
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Analyst, Credit & Collections Resume Examples & Samples
- Independently collate and analyze work unit and/or financial data within one or multiple areas using pre-determined tools, methods and formats in order to support the department’s decision making process
- Regular communication with the regulator on special account issues
- Handle all high dollar, high risk Management customers that are in arrears. Working closely with Account Executives
- Oversee back office processes to ensure consistency and compliance
- Request and help coordinate field collection action for investigation orders and termination of service
- Assist and coordinate work on projects by contributing to developing project standards and processes to improve project delivery within the relevant function
- Develop and maintain analytical systems, models and procedures in order to support design solutions and enhance time/consistency/safety/efficiency and operability
- Monitor and review financial information, updating where necessary in order to identify any anomalies or discrepancies and ensure management has access to up to date and accurate information
- Analyze Credit & Collections strategic opportunities identifying credit matrix and static table changes. Implement changes and test
- Work with in-house attorneys and outside counsel on all collection related legal issues regarding small claims cases, Automatic Stay Violations and preference payments
- Assist in determining credit worthiness and how to pursue customers that do not have insurance to pay the damages that were caused by the accident that occurred
- Preparation of weekly and monthly regulatory reports
- Ensure change of season collection processes are initiated and update all relevant training documents
- Monitor and ensure residential and/or commercial arrears portfolio strategy is being followed - which maximizes the performance of fast and first-time payments, and minimizes the number of late stage, legal and miscellaneous credit cases
- Initiate improvement projects, maintaining financial and progress forecasting in order to ensure projects are delivered according to schedule and within budget
- Maintains confidentiality of sensitive employee data; ensuring all payroll information, files and records are maintained in accordance with federal, state and local laws and requirements
- Review monthly regulatory credit and collection reports prior to submission
- Update control documents, PRO documents and policy statements
- Degree/professional qualification and/or experience within a compliance and finance/credit role
- Strong knowledge collection rules and regulations for NY and specifically relating to Life Support
- Understanding of project management techniques and methods
- A Bachelor's degree in a related area or related experience, or equivalent work experience
- In-depth experience of a field or multiple fields of work processes
- Experience and proficiency in relevant company related IT systems
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Analyst, Credit Resume Examples & Samples
- Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit
- Other responsibilities as assigned by management
- PPA credit line exposure review weekly
- Document findings for executive review
- Assist in reviewing customer agreements to identify risks and problematic clauses related to the credit and collection function and other business areas of IBI
- Associates or bachelor’s degree in a business discipline is preferred, but equivalent experience in accounting, receivables or payables can replace formal education
- Knowledge of credit concepts as well as credit and collection laws
- Ability to handle complex issues without supervision
- General knowledge of financial analysis and presentation
- Proven ability to recognize risk within parent / child relationships
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Analyst Credit Risk CVM Resume Examples & Samples
- Develop data driven strategies within the Retail Customer Value Management (CVM) team. This includes the following actions
- Liaise with the relevant stakeholders in order to identify and select an appropriate data sample (for example, the target market) for strategy design
- Source data on, for example overall performance and point in time status on customer's accounts/credit history, from various data sources within the ABSA domain as well as external organisations (i.e. Credit Bureaux) using Statistical Analysis Software (SAS) as well as database query tools
- Consolidate the data in a logical manner such that it is analytical ready for SAS
- Identify any data anomalies/trends and investigate possible causes for these
- Develop several alternative profitability strategies based on an analysis of the data and risk criteria available
- Produce a detailed report the CVM and portfolio Management Team on the
- Strategy design which needs to include the following
- Indicate the data sample used, possible data exclusions and the reasons of the exclusions
- Document the strategy design methodology in such a manner that it is transparent and understandable to technical as well as a non technical audience
- Document possible alternative strategies and their impact on the business (i.e.champion/challenger)
- Obtain buy-in from all stakeholders (e.g. CVM and portfolio Management Teams) by communicating the strategy verbally to both technical and non-technical audience
- Present the strategy within the CVM monthly meeting to ABSA Internal and Barclays stakeholders
- Liaise with the CVM capability team to ensure that the strategy is correctly implemented and that the timelines are within acceptable standards
- Produce and analyse monthly MI, to provide insightful commentary to support the data that details areas of potential concern and develop remedial action plans to address the issues
- Produce strategy review documentation that shows the relevant performance of comparative acquisition and existing customer strategies. This needs to include profit, volume and risk related metrics
- Produce ad-hoc analysis reports on the specific credit, campaign or collections issues - this would include detailed investigations into
- Possible problem areas within the CVM credit risk portfolio
- Actively manage and improve the risk-based profitability of the new applications as measured in terms of interest income, and Return on Credit Risk Economic Capital
- Communicate with the members of the respective Strategic Business Units (SBUs), Group functions and Management Committees on an ongoing basis to ensure the speedy adoption of strategy development and revisions
- Communicate analytical results to both technical and non-technical audiences
- Work together with cross functional teams, which may be geographically dispersed, to deliver credit risk initiatives
- Manage strategy sign-off process to ensure that all stakeholders are informed of proposed strategy changes and benefit/impact of these changes to the business
- Liaise with operational areas (for example, inbound call centre managers and the 3 manual risk underwriting teams) to ensure strategies are working optimally
- Ensure that all strategies comply with ABSA credit risk policies and framework
- Investigate and resolve all unresolved customer complaints that are escalated to for final decisioning. Provide prompt and clear feedback to the source of the complaint. This needs to be done for both new acquisitions as well as existing customer’s complaints
- Reconsider all declined applications that have been escalated to the CVM Credit Risk portfolio for further consideration by carefully considering the customer relationship to the bank, risk of the customer as well as other available information
- Refer all complex matters that need more investigation to the Head: CVM
- B Degree in Business or Mathematics or Statistics or Operational Research or
- SAS Programming
- A strong understanding of key credit risk metrics
- Communication - verbal & written
- Knowledge of System Development Life Cycle (SDLC) which will assist in cases
34
Risk Analyst Credit Risk Controls Resume Examples & Samples
- Process and produce weekly/monthly metrics along with dashboards on performance of IMM models on periodic basis
- Conduct complex data extraction using various tools which helps in explaining spikes in calculations performed through Risk Systems in line with IMM models approved by regulators
- Follow existing risk controls framework across trading book covering front to back trade/reference and exposure data, analyse control breaks and help provide root cause analysis
- Help in various Risk System deliveries for compliance of the bank towards new Regulatory Requirements which involves changes in methodologies for Risk Measurement
- Change Management responsibility and liaise with Credit, Finance and Group functions for any data issues and resolutions
- Strong grip on OTC Derivatives and exposure to methodologies used for Exposure and RWA calculations
- Financial products and credit risk exposure knowledge
- Data analysis skills with large complex structures and volumes
- Ability to generate regular metrics and KPIs
- Extensive knowledge in Excel, MS Access, VBA and SQL
35
Analyst, Credit Resume Examples & Samples
- OHSA - Ensure compliance of Occupational Health & Safety Act (section 25, 26, 27, and 28) per Hiram Walker & Son’s Ltd Policy- Management-Supervision-Worker Safety Responsibilities
- Proactive collection of receivables and identification of uncollectible
- Compliance of policies and procedures
- Monitoring and assessing credit risk and recommending risk mitigation plans with the approval of the Manager of Process Accounting
- Relationship management with internal and external customers
- Perform reporting and analysis on accounts receivable for internal and external customers
- Meet operational and performance metrics re DSO, Deduction Resolution, Reduction of outstanding debt etc
- Cash application and reconciliation for 3rd party and intercompany customers’ payments
- Responsible for monthly cash forecast reports pertaining to trade receivables
- Perform various reconciliations – i.e. Accounts Receivable to General Ledger, Customer cash to accounts receivable etc
- Identify and action dispute resolution with customers
- An accounting background with the skills of being able to trace items through the sub ledger
- Strong leadership, influencing, communication and prioritization skills
- Proficient in Enterprise One or similar integrated accounting system
- High degree of initiative, achievement drive, change orientation, team commitment
- Must have a strong and demonstrable customer service ethic
- Must be able to contribute to a culture of continuous improvement and challenging the status quo
- Must be able to deliver high quality results to a strict timetable. Overtime required at month end
- Eligible Candidates not living in the Greater Windsor area must be open to relocation
36
Analyst, Credit Risk Resume Examples & Samples
- Perform quantitative analysis and statistical modeling aimed at increasing transparency and understanding of the drivers of credit risk both from clients and external vendors. Credit Risk oversees implementation of counterparty risk assessments and facilitates the risk review of these counter parties and destinations
- Perform quantitative analysis that support strategic risk management projects and initiatives
- Manage the firm’s credit risk of client’s cash management activities through product review and client activity and client risk profile analysis
- Develop new processes, reports, and applications in support of risk management efforts
- Regularly validate the performance of risk scorecards, stress tests, client risk models and other predictive / analytical tools used to mitigate losses and increase efficiencies
- Interpret and apply results gained using a variety of techniques such as: simple data aggregation, data attribution, classical statistical analysis, and advanced machine learning techniques
- Credit Risk Surveillance, Risk Event Processing, and Business Rule Management Activities
- Credit Risk Governance and Administration
37
Analyst, Credit Risk Mgmt Resume Examples & Samples
- Participate and perform the analysis of new data and statistical products by external vendors
- Extracting, processing and transforming data from multiple disparate sources; analyzing credit bureau data and alternative credit data
- 3-5 years in a quantitative analytical function required
- BA/BS in Finance, Economics, Mathematics, Industrial Engineering, Statistics or related degree required. Graduate degree in quantitative discipline a plus
- Beginning to Intermediate Proficiency in SAS
- Beginning to Intermediate Proficiency in SQL, C++, Python, R or other statistical software packages a plus
- Intermediate computer skills in Excel, Word, PowerPoint required
- Superior communication, organization and presentation skills
- Intermediate proficiency in statistical/analytical programming languages
- Wireless/Telecom experience a plus
38
Credit Analyst / Credit Specialist Resume Examples & Samples
- Minimum secondary education, advantage is within business/financial background, with 0-2 years of experience
- Analysis and problem solving skills, good communication abilities, flexibility, teamwork and ability to work in changing environment
- Quality focus and attention to details
- Intermediate English language skills plus any other European language
- Basic excel knowledge where preparing and producing spreadsheets
39
Analyst, Credit Resume Examples & Samples
- Credit Analysis
- Credit Hold Release
- Previous experience in Credit & Collections, 2 years of experience is preferred
- Fully Bilingual - English & Spanish
- Experience with reporting application Excel (advanced)
- Very strong written and verbal communication skills
40
Analyst, Credit Resume Examples & Samples
- Oversee Credit and Collection activity to ensure cash goals and over 60 day aging targets are met or exceeded
- Develop strong relationships with customers and other departments
- Performs monthly reserve forecasting with direction and support of RSA’s CFO
- Implement and improve tools related to forecasting and reporting processes
- Perform ad hoc analysis and reporting
- Analyze systematic billing issues related to unbilled revenue
- Provide support to our offshore collections team as a liaison between various groups including but not limited to, Sales, Professional Services, Customer Order Management, Manufacturing
- Work with GBS organization to standardize Credit and Collections processes & procedures across regions
- Superior problem solving and analytical skills
- Attention to detail with a high degree of accuracy
- Excellent communication, interpersonal, and business partnering skills
- Able to handle multiple and competing priorities
- Highly motivated, self-starter with sense of urgency and accountability
- Familiarity with SAP a plus
- Collection experience preferred
- Bachelors (Non -Technical)
- Experience in a finance/customer service/shared service environment an advantage
41
Analyst, Credit & Collections Resume Examples & Samples
- Assists with plans and structure of workflow for non-pay and collection procedures. Audits and facilitates payment for all vendor invoices
- Prepares statistical report on aged accounts
- Updates database containing disputed delinquent account balances
42
Analyst, Credit Resume Examples & Samples
- Completing key components of the Credit Memorandum for existing and new to bank transactions via credit analysis, financial analysis, application of industry knowledge and application of internal policy requirements and decision tools
- Taking a proactive approach in seeking additional &/or clarifying information to support customer expectations, which may include obtaining sufficient information from the customer's Business Banking Manager and/or directly from the customer
- Assessing Customer credit risk and completing submissions for lending including mortgage processing.increases, renewals and churns for approval by appropriate Delegated Commitment Authority (DCA) Holder
- Ability to conduct basic financial analysis
- Ability to write a credit submission
- Possess a basic understanding of credit structures
43
Credit Analyst / Credit Specialist Resume Examples & Samples
- Minimum secondary education
- 1-2 years of working experience
- Business/financial background
- Analysis and problem solving skills, good communication, flexibility, teamwork and ability to work in changing environment, quality focus and attention to details
- Intermediate English language skills (verbal & written)
- Additionally you speak any other European language – Polish, Croatian, Slovenian, Hungarian, Romanian, Bulgarian, French, Italian, Spanish, Nordic languages,
- Basic MS Office knowledge
44
Analyst, Credit Resume Examples & Samples
- Assist with investigation and analysis of credit risk
- Escalates issues to more senior credit team members where needed
- Employs complex statistical analysis that quantitatively estimates the probability of a loss occurring and the probable amount of the loss
- Develops, recommends and implements policies and procedures for investigating and evaluating new and existing customer creditworthiness and extending or revoking credit lines/limits
- Follow the active global credit policy
- Monitors portfolio performance for all relationships to ascertain the viability of each source
- Reviews and approves/declines credit proposals within approved credit authority
45
Analyst, Credit Resume Examples & Samples
- Analysing Customer's financial information e.g. Tax returns and Financial Statements to determine willingness and capacity to repay
- Taking a proactive approach in seeking additional and/or clarifying information to support customer expectations, which may include obtaining sufficient information from the customer's Business Banking Manager and/or directly from the customer
- Assessing Customer credit risk and completing submissions for lending including mortgage processing. increases, renewals and churns for approval by appropriate Delegated Commitment Authority (DCA) Holder
46
Analyst Credit & Refund Resume Examples & Samples
- Minimum of one year experience in a healthcare setting
- Detail oriented, analytical and ability to problem solve
- Working knowledge of Microsoft Word and Excel or equivalent
47
Analyst, Credit & Collections Resume Examples & Samples
- Set credit limits in accordance with company policies
- Release orders on credit hold in accordance with company policies
- Distribute invoices and coordinate processing of invoices with special requirements (letters of credit, cash against documents, electronic billings, iRAPT, etc.)
- Process AR credit/debit memos
- Post daily cash received from customers
- Communicate with external customers and sales to resolve customer account issues. Collect on outstanding invoices as needed
- Propose account write-offs (bad debt, freight dispute, etc)
- Recommend accounts to third part collections as needed
- Conduct credit analyses on new customers and as required by company policy
- Prepare and enter all AR related month end close journal entries
- Provide mentoring and training support to others as needed in these areas
- Lead the functional area in decision making and reviews/approval as required
- Perform assigned balance sheet account reconciliations
- Process daily credit card transactions
- Balance monthly cash transactions with corporate treasury
- Assist with quarterly internal SOX audits as needed
- Provide necessary reporting to the management team
- Bachelor’s Degree in Accounting or Finance preferred. Will also consider Associate Degree in related field and related work experience, or completion of accredited course work pertaining to Credit and Collections
- Completion of NACM Credit Administration Program (CAP) preferred
- CBA or CBF professional designation from NACM a plus
- 2-4 years credit and collections experience, manufacturing environment ideal
- Experience with credit management in a business-to-business environment
- Knowledge of collection laws
- Knowledge of payment terms other than open terms (LOC, CAD, CIA)
- Knowledge of Uniform Commercial Code
- ERP system experience
- Must be detail oriented and have the ability to manage multiple tasks successfully
- Intermediate MS Excel, MS Office skills
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Analyst, Credit / Collection Resume Examples & Samples
- Build strong relationships with accounts through continued phone contact with Purchasing and AP personnel
- Adhere to all financial controls and complete training timely
- Experience with accounting/financial analysis (MS Excel) and systems skills
- Collections experience in the healthcare industry with knowledge of hospital systems preferred
- GetPaid collections system experience
