Analyst, Credit Cover Letter

In response to your job posting for analyst, credit, I am including this letter and my resume for your review.

In the previous role, I was responsible for analytical findings to Account Management Team including input on credit risks and related mitigating factors to client credit exposure and credit applications.

My experience is an excellent fit for the list of requirements in this job:

• Ready to take initiatives to propose new solutions, modifications, and improvements
• Solid understanding of Credit & Risk Assessment
• Superior knowledge and experience in analyzing financial statements
• Experience in developing scorecards & dashboards
• KYC/AML experience within Financial Services industry
• Working knowledge of Dun & Bradstreet & Equifax Credit reports including knowledge of DnB Risk Scoring models
• Strong knowledge and use of Microsoft Excel, Access, Word and Power Point
• Knowledge of calculating ratios, trends, percentages, and solutions

I submit this application to express my sincere interest in the analyst, credit position.

Previously, I was responsible for monthly outstanding financial statement reports to Commercial Credit Officers and follow up on an on-going basis for receipt of required documents.

Please consider my experience and qualifications for this position:

• MBA, C.A., or CFA designation is an asset
• Understanding of economic and accounting principles and practices, including the analysis and reporting of financial data
• Immediate proficiency with Microsoft suite and other accounting software
• Works as a partner with sales, customer service and management to ensure the highest level of professionalism and customer service
• Previous experience with credit associations dealing with business to business credit decisions
• Working knowledge of SAP & Peoplesoft
• Experience with internet navigation searching for company’s financial information and quarterly reports
• Working knowledge of computer software, including CRM applications (SF.com and NetSuite), preferred

Please consider me for the analyst, credit opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for recommendation for credit term and credit limit to be offered to new customer based on analysis conducted and rationale based on own judgement and experience.

Please consider my experience and qualifications for this position:

• Working knowledge of credit, accounting, credit procedures and financial statement analysis
• High level of proficiency with software programs including MS products, Lotus Notes and Internet inquiries
• Working knowledge of Truth in Lending Laws
• Credit analysis within the shipping or energy markets is essential
• Proactive, self-motivated and able to work under tight deadlines
• Resourceful and able to multi-task with ease
• Experience with process improvement and training is highly preferred
• Knowledge of commercial real estate, construction and commercial credits

I am excited to be applying for the position of analyst, credit. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for on going coaching and assistance to Credit Support Specialists (I, II & Sr.) on a daily basis.

Please consider my qualifications and experience:

• Approve utilization of sanctioned limits within discretion and resolve excesses
• CFA and/or FRM
• Strong working knowledge of risk metrics including VaR, PFE and stress testing
• Strong product knowledge across derivative and financing products
• Experience in a counterparty or credit risk management role
• Expert Excel, Word and PowerPoint
• Able to research and evaluate data to make informed decisions and solve problems
• Knowledge of general accounting principles and commercial lending procedures and documentation

I submit this application to express my sincere interest in the analyst, credit position.

In my previous role, I was responsible for credit analysis and recommendation in the frame of AR or ad hoc Credit Committee on clients followed by Business Lines.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Passion to add value to the business through strong analysis and recommendations
• Familiarity with the Private Equity sector preferred
• Operation and maintenance of the daily, functions of the 9ci computer system
• Grant credit approval
• Account maintenance in 9ci to set up new accounts, make changes, update account information, and deleting accounts
• Track/ maintain detailed spreadsheet of disputes and status for credit customers
• MBA from top tier institutes / Chartered Accountants
• Good understanding of financial statements and accounting standards pertaining to Asiapac/US GAAP/IFRS