Senior Analyst, Credit Cover Letter

In response to your job posting for senior analyst, credit, I am including this letter and my resume for your review.

In the previous role, I was responsible for expertise with Quality Systems Management processes (Change Control, Deviation, CAPAs) as well as Validation of software systems.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• On-boards counterparty data and is able to review accuracy Confidently responds to queries and explanations
• Understands the credit policy in detail, able to apply it for standard and structured transactions
• Analyses and recommends credit terms in standard and structured transactions and relevant documentation
• Uses standard scoring models independently to analyse the credit worthiness of trading counterparties
• Under supervision, engages with counterparties, assisting on face-to-face, telephone and written communications
• Prepares business specification requirements and credit processes, defines and executes test scenarios, and challenges system calculations and processes
• Executes margin calls and runs reports as part of a rota with other team members
• Working knowledge of trade finance solutions such as letter of credit, credit insurance, bank guarantees, factoring and discounting necessary

Please consider me for the senior analyst, credit opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for assurance that Bell Canada’s governance risk and control management systems, and processes are understood and managed appropriately; and.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Assembles key participants and guides and facilitates teams in the development and implementation of key initiatives
• Advanced knowledge of Microsoft Office products, particularly Excel and applicable databases
• Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics
• Excellent interpersonal, communications, and negotiating skills
• A knowledge of banking/financial institutions practices, including credit evaluation
• Strong understanding of contractor and construction company financial statements
• Comfortable in a rapidly changing, dynamic environment
• Proficiency in Microsoft Office and SAP experience preferred

Please consider me for the senior analyst, credit opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for pro-active support to the implementation of our new bank platforms by providing credit risk analytical expertise to our new decision systems and strategies.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Certified accountant or related qualification is preferable
• Able to identify training opportunities and recommend training and calibration plans to fill process gaps
• Has mastery in corporate credit analysis work and Trade Credit Business
• Knowledgeable in company annual reports, 10Ks and 10Qs
• Highly Inquisitive
• Has good communication (written and oral) skills
• Proficient computer skills (MS Office applications)
• Experience in underwriting cash flow/balance sheet transactions with minimal collateral support such as software financing and technology

Please consider me for the senior analyst, credit opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for unsecured lending credit risk management expertise, guidance and counsel to business partners during projects especially as it relates to development of robust operational processes that minimize/avoid any future operational credit risk issues in order to lower the bank’s risk profile.

My experience is an excellent fit for the list of requirements in this job:

• Experience mapping data from multiple data sources (databases) is preferred
• Advanced exposure to financial modeling, accounting, tax and treasury capital transaction implications
• Advanced understanding of capital transactions, and related capital markets activity
• Strong Office, SAP and investment based reporting systems (Eagle)
• Advanced knowledge of Bloomberg financial services and other market driven applications (SNL Financial)
• Strong attention to customer service and quality results
• Strong attention to detail - precision and quality
• Knowledge of Treasury, Banking, Finance, Investment Operations, and Accounting or relevant work experience

Please consider me for the senior analyst, credit opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for assurance that BCE/Bell Canada’s governance risk and control management systems, and processes are understood and managed appropriately;.

Please consider my qualifications and experience:

• Credit & collection system experience dealing with legal cases are preferable
• Proficiency in Microsoft Office applications (Word, Excel, Access, etc)
• Flexibility and effective collaboration
• Functional knowledge of banking regulations and specifically Risk Management frameworks and regulatory requirements
• Familiar with SMFL’s products and services, and policies and procedures
• Strong modeling abilities
• Proficient with Excel, Word and PowerPoint to produce clear documents and analysis, presenting complex information in an effective manner
• Experience of extracting, manipulating and analysing data using SAS/SQL (or similar data tools such as R)