Commercial Underwriter Cover Letter

In response to your job posting for commercial underwriter, I am including this letter and my resume for your review.

In the previous role, I was responsible for training and leadership regarding all applicable policies, procedures, and appropriate actions to be taken in exception situations.

Please consider my qualifications and experience:

• Title Examiner License
• Requires a working knowledge of commercial loan files and the relevant documents contained therein and all governing regulatory laws and guidelines including but not limited to NCUA, SBA, USPAP and CPCU, CIC, AU, UCC regulations
• Requires excellent analytical and attention to detail skills, excellence in oral and written communication with proven strength for personal engagement, and self-motivated with clear results orientation and a capacity to operate independently, appropriately balancing short, medium and long term objectives
• Credit administration, compliance or lending experience in mid-size or large bank
• Thorough knowledge of commercial insurance coverages, contracts
• Proficient in the use of personal computers and software programs such as MS Excel and MS Word and MS Outlook
• Effective Oral and written communication skills, and excellent attention to detail
• Entrepreneurial spirit and creative problem solving

I submit this application to express my sincere interest in the commercial underwriter position.

In the previous role, I was responsible for support for contracting activities and contract negotiations, including best practices and general policies and procedures.

Please consider my experience and qualifications for this position:

• CIP designation or actively working towards completion of CIP courses
• Bilingualism (French and English) a very strong asset
• Demonstrated knowledge of risk management and credit policies, procedures, and systems
• Keeps others informed of relevant information
• CPA or other appropriate financial certification preferred
• Knowledge of commercial lending programs, systems, regulations and best practices
• Negotiation skill, written and oral presentation skills
• Proficiency in automated systems (underwriting platforms, email, internet)

I am excited to be applying for the position of commercial underwriter. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for answers to complex inquiries regarding interpretation of company rules, policies, procedures and regulations.

My experience is an excellent fit for the list of requirements in this job:

• A team player that is results oriented
• Seasoned knowledge of cash flows analysis, ratio analysis and projections
• Previous Commercial Underwriting experience
• Trading skills
• Develop broker panel and internal relationships
• Local market awareness
• Include certifications and Licenses
• Professional Qualification/ Insurance Industry accreditation APA Commercial, CIP, ACII

I would like to submit my application for the commercial underwriter opening. Please accept this letter and the attached resume.

In the previous role, I was responsible for guidance on contract matters to project managers or other operational staff, including training to new project managers and other employees on contracting policies, practices and procedures.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Strong personal motivation and high level of professionalism
• Be results orientated, flexible and agile
• Have high energy and enthusiasm
• Have good IT skills namely Microsoft Office with Microsoft Excel to intermediate level as a minimum
• Take responsibility for cases and manage /prioritise workload
• Experience in program underwriting
• Extensive knowledge of P&C underwriting, with a dedication to self-improvement and development
• Strong oral and written communication, analytical and computer skills

I submit this application to express my sincere interest in the commercial underwriter position.

In the previous role, I was responsible for exceptional customer service while maintaining compliance with Bank regulation, rules and procedures.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Understanding of complex loan documentation
• Strong interpersonal skills to effectively communicate with external clients, senior account executives, agent banks, credit administration, and other bank personnel
• Prior experience in a calling program environment
• Entrepreneurial mindset to proactively assist underwriting teams
• Able to build and maintain close working relationships with Agents, UTs, SCSMs, and New Business UWs, demonstrating strong relationship building, teamwork and collaboration skills
• Excellent time management skills, responsiveness and willingness to bring appropriate level of underwriting to those accounts needing a more thorough review
• Above average verbal and written communications skills to communicate with internal and external colleagues and customers
• Understanding of secured loan documentation