Business Underwriter Cover Letter

I submit this application to express my sincere interest in the business underwriter position.

In my previous role, I was responsible for feedback to the Business Unit Manager, Regional and/or Market President, Senior RM and Commercial Credit Officer (CO), as appropriate, regarding the structure, underwriting, and management of loans.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Proficiency in high level Microsoft packages essential
• Proven track record of developing and executing agriculture insurance solutions
• Working experience in a multi-cultural and cross-functional environment
• Experience in risk neutral modelling techniques, knowledge of stochastic calculus with a strong statistical/actuarial background
• Strong financial acumen with deep capital/financial markets proficiency
• Strong background in numerical analysis and stochastic calculus skills
• Solid know-how of agricultural commodity markets
• Knowledge of financial statements and tax returns preferred

Please consider me for the business underwriter opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for additional covenant check support to the commercial lending and underwriting groups where needed (secondary).

Please consider my experience and qualifications for this position:

• PC skills and related software such as Microsoft Excel, Word, Outlook and Power Point
• Strong PS skills
• Expert in evaluating business and credit report
• Fundamental understanding of the SBA's 50 10 5 SOP, specifically credit approval requirements
• Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products
• Strong MS Office skills, especially with Excel
• Financial analysis experience (ex
• Strong computer skills and web navigation including Microsoft Word, Outlook and Excel

Please consider me for the business underwriter opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for quality underwriting and analysis of customer financial statement information and other supporting credit information to formulate solid credit decisions.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Successful completion of formal commercial credit training program
• General knowledge in financial modeling and able to structure credit in modeling environment
• Thorough understanding of industry nuances applicable to the credits contained within group’s portfolio
• Thorough knowledge of loan and related legal documents
• Superior understanding of industry nuances applicable to the credits contained with in group's portfolio
• Superior knowledge of loan and related legal documents
• Expert credit analysis skills
• Intermediate to advanced math, accounting and finance skills

I am excited to be applying for the position of business underwriter. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for initial decision for transactions and strategies over delegated authorities to the Small Business Group Underwriting and Portfolio Manager.

My experience is an excellent fit for the list of requirements in this job:

• Current comprehensive knowledge of SBA products, policies and procedures
• Self-starter, results and process oriented, collaborative team player
• Proficient in Word, Excel and commercial credit analysis programs
• Knowledgeable in loan documentation and real estate and commercial lending vocabulary
• Experience with SBA or other government guaranteed loan programs
• Proven track record of underwriting, risk management, and/or relationship management, and closing loans
• Exercises independent judgment and applies prudent risk mitigation principles
• Requires Business loan or commercial loan credit analysis or loan underwriting

In response to your job posting for business underwriter, I am including this letter and my resume for your review.

Previously, I was responsible for technical assistance to internal and external customers regarding coverage interpretations, policy and endorsement provisions, and underwriting acceptability for commercial property/casualty and workers compensation coverage.

Please consider my qualifications and experience:

• Successful completion of a formal commercial credit training program
• Previous banking or related experience is preferred
• Strong creative thinking skills with sound decision making capabilities
• Skilled in proposing and negotiating and approving credit and covenant structures
• Good understanding of industry nuances applicable to the credits contained within group’s portfolio
• General knowledge of loan and related legal documents
• Strong small business credit risk knowledge and skills including financial statement analysis
• Working knowledge of SBA and SageWorks software preferred