VP-Credit Cover Letter

I would like to submit my application for the vp-credit opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for credit risk management perspectives to BU's objectives/goal-setting process to ensure alignment with the Bank's credit strategy.

Please consider my experience and qualifications for this position:

• Credit analysis and evaluation experience in pure credit functions or as part of the RM team, in which complex credits and/or structuring are involved
• Credit and Risk management skills
• Good understanding of the market and economic dynamics that affect the China market
• Strong knowledge of financial accounting and the interpretation of business and personal tax returns with particular emphasis on cash flow analysis/global cash flow analysis using CASH Insight
• Previous Experience in a Senior Manager to Senior Director level role preferred
• Strong working experience with ERP systems (Oracle preferred) and Microsoft Excel
• Experience managing under Service Level Agreement (SLA), Key Performance Indicators (KPI’s) and performance metrics
• Tableau and analytic familiarity

I am excited to be applying for the position of vp-credit. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for credit Expertise and credit coaching support to Centralized Sales associates on Pre Apps as well as credit guidance on existing loans in process.

Please consider my qualifications and experience:

• Interest in fixed income products and building trading systems
• Team player - Motivation to learn about trading workflows and financial markets
• Experience building distributed trading systems
• Experience building dynamic desktop applications with Java/HTML5/Javascript/Angular
• Knowledge of fixed income markets and trading workflows
• Academic background in a relevant field - Computer Science, Applied Mathematics, Physics, Engineering
• Strong programming background in a structured language (C, C++, Java, etc)
• Experience working in a shared codebase

I would like to submit my application for the vp-credit opening. Please accept this letter and the attached resume.

In the previous role, I was responsible for support to the AR accountants to approve small value credit lines and review the credit exposure report on a weekly basis, ensuring appropriate actions are taken by AR accountant and/or Senior Credit Analyst in order to mitigate the Credit risk.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Strong interpersonal skills to interact with clients, counsel, products partners and senior management
• Good knowledge of OTC Derivative Products such as CDS, Options, Swaps and TRS
• Knowledge of the Regulatory Reform agenda such as DODD FRANK, EMIR or MIIFD
• Prior experience in credit risk as credit officer/underwriter or in credit analytics/credit ratings
• Quantitative background with data analysis and database skills (SQL, Excel)
• Solid knowledge of credit risk or credit accounting
• Understanding of Reserve Based Lending structures and associated documentation
• Role will require the Credit Officer to develop and retain talent across the team

I would like to submit my application for the vp-credit opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for support to develop and guide implementation of credit coaching initiatives for simplified credit risk management outcomes.

Please consider my experience and qualifications for this position:

• Buy-side fixed income idea generation and/or portfolio management experience preferred
• Driving initiatives to improve exposure methodology for the global counterparty credit portfolio of derivatives, securities financing and other traded products
• Act as the subject matter expert on Securities Financing products, the associated E2E infrastructure, and exposure methodology
• Partner with Credit Risk Management to improve transparency, understanding and management of key counterparty risks
• Understanding of capital markets products, including vanilla and complex derivatives, commercial banking products
• Extensive Rating Agency experience with comprehensive insight and perspective of Rating Agency’s overall credit analysis and methodologies
• Comprehensive understanding of Debt Capital Markets
• Expertise in object oriented language ( preferably Java )

In response to your job posting for vp-credit, I am including this letter and my resume for your review.

In my previous role, I was responsible for credit expertise, valued insight and monitoring of credit issues for local team as they impact the company.

Please consider my qualifications and experience:

• Applicable ratings agency background is helpful
• Knowledge of investment systems such as Bloomberg and Perform would be helpful
• Oversee and coordinate the E2E process for FR Y-14Q Schedule L reporting and CCAR/DFAST/ICAAP counterparty credit stress execution
• Manage and drive all deliverables, milestones, risks, dependencies, and issue resolution impacting relevant CCAR infrastructure and stress testing initiatives
• Manage control and audit requirements to closure, including deliverables related to the CCAR CFO Attestation Program (CCAP)
• Drive technology prioritization and projects for automating reporting processes and resolving data quality and system issues
• Ensure transparent communication of status of all relevant deliverables and appropriate escalation of key issues/risks
• Experience of developing controls and governance frameworks and driving effective change either for strategic initiatives or for ad-hoc issues