Mortgage Banking Cover Letter

Please consider me for the mortgage banking opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for financial control oversight relating to valuation processes (Mortgage Servicing Rights, derivatives, allowance for loan losses).

Please consider my experience and qualifications for this position:

• Quick learner/adaptable and thrive in a changing environment
• Self motivated to complete assigned objectives with minimal direction and management interaction
• Prior experience in Mortgage loan originations and fulfillment, with management or supervisory experience preferred
• Experience with workflow tools desirable
• Proficiency in use of MSOffice products, Excel, Word, and Powerpoint
• Highly motivated, team player, self-starter and capable of working independently in a team/collaborative environment
• REO collections and/or loss mitigation preferred
• Highly motivated, team player, self-starter and capable of working independently or in a team/collaborative environment

I submit this application to express my sincere interest in the mortgage banking position.

In my previous role, I was responsible for technical support and expertise to CRES Mortgage Bankers in resolving customer issues, needs or concerns to enhance timely and effective customer service and promote efficient loan closings.

Please consider my qualifications and experience:

• Systems-MSP, VLS, CMS, Fortracs, Vendorscape, LPSD, Equator, DW, Recovery
• Able to comprehend Audit and/or Regulatory Documents (or equivalent)
• Strong customer/partner service skills
• Expert knowledge of default servicing systems such as MSP, SPO Tool, Equator
• The Business Readiness team supports all audit readiness activities within the Customer Assistance organization
• Good working knowledge Chase Servicing / Production systems
• Proficiency with SQL Server development including (Functions, Procedures)
• Participates in continuous process improvements and proactively support knowledge sharing

I am excited to be applying for the position of mortgage banking. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for leadership and guidance to four regional underwriting teams specializing in large complex jumbo mortgage transactions for high net worth borrowers.

Please consider my experience and qualifications for this position:

• Experience in data management utilizing Toad, Oracle/PL SQL or similar tools strongly preferred
• Working knowledge of SQL language strongly preferred
• Processing, closing or underwriting experience
• Mastery of regulatory compliance including Regulation B, Regulation Z, RESPA, Sworn Docs
• Priority given to FHA/VA experience
• Proficiency with Chase mortgage loan servicing and documentation platforms
• Strong leadership, team building and negotiation skills
• Intermediate knowledge with the Microsoft Office Suite

In response to your job posting for mortgage banking, I am including this letter and my resume for your review.

Previously, I was responsible for requested reports to the Mortgage Compliance function on business adherence to federal and state laws and regulations, including those specific to consumer protection.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• PC skills (high level of proficiency in MS Word, Excel)
• Proficiency in building, managing and motivating high performing teams
• Previous experience managing budget, capacity planning, business planning and strategic critical thinking strongly preferred
• Previous underwriting / validation experience preferred
• Effectively communicate and manage policies, team goals, and strategic direction
• Proficient in the use of department-specific applications, Outlook and Microsoft Office preferred
• Displays computer proficiency in navigating multiple systems and screens
• Prior experience with regulation requirements such as CFPB, DOJ, OCC, MHA, strongly preferred

I would like to submit my application for the mortgage banking opening. Please accept this letter and the attached resume.

Previously, I was responsible for mortgage and Protection advice, whilst referring customers to other key parts of the business.

My experience is an excellent fit for the list of requirements in this job:

• Provides all progress and issues of the tasks assigned during meetings
• Works within schedule and performs activities of the tasks assigned given the level of effort, test environment requirements and set schedule
• Escalates all issues and provides all status reporting on the progress of the testing efforts
• Suggest solutions to issues and problems of the project
• Participates in coaching sessions in terms of performance and individual development
• Complies to the testing standards and checklists
• Performs compliance of risk and control items, such as training, personal information and time tracking
• PC Skills including word processing, spreadsheet, database, and internet are needed