Credit Specialist Cover Letter

I submit this application to express my sincere interest in the credit specialist position.

In my previous role, I was responsible for ongoing guidance to loan officers concerning credit risks, potential fraud, regulations, and lending opportunities in the form of regularly scheduled and ad hoc loan officer meetings, training and informational emails, Loan Officer Newsletter, intranet webpage, mentoring programs, one on one counselling, etc.

Please consider my qualifications and experience:

• Understanding of credit card financial principles
• Experience with UK calling process is preferred
• Comfortable managing multiple credit system platforms
• Basic knowledge of accounting and finance practices
• Previous collections and/or negotiating experience
• Have a thorough understanding of the operational risks associated with ABL processing
• Foreign language proficiency, specifically in Spanish
• Foreign language proficiency, specifically in Spanish and/or Chinese

I am excited to be applying for the position of credit specialist. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for recommendations to management for corrective actions and/or loan grading changes based on borrower, brand, segment and industry trends.

Please consider my experience and qualifications for this position:

• Demonstrated commitment to added value creation through understanding of customer requirements and support in team efforts of developing innovative customer solutions
• Excellent command of both English and Hungarian language (written and oral)
• Drawing accurate conclusions from financial and numerical material
• Understand benefit verifications as they pertain to outpatient kidney dialysis laboratory testing Preferred
• Experience working in a commercial credit & collection environment with reconciliation of accounts
• Financial statement analysis of commercial customers
• Experience with customer deductions
• Accounts receivable experience necessary

I submit this application to express my sincere interest in the credit specialist position.

Previously, I was responsible for support to account officers/executives, loan officers, branches and/or loan processors by answering on basic lending issues.

Please consider my qualifications and experience:

• Display strong Customer Focus and Operational expertise
• A proven track record and experience in the sales, service and day to day management of credit products, along with developed credit skills and a broad knowledge of financial marketplaces
• A solid understanding of the credit market and credit risk arena
• Deep technical knowledge and experience of the credit market and experience structuring lending transactions across a variety of markets, jurisdictions, client types and forms of collateral
• Experience in a role requiring extensive customer service skill and frequent customer interaction
• Proficient with Microsoft Office including Excel, Word, PowerPoint, Outlook and Internet Explorer
• Experience with other workflow automation tools such as DocuSign
• Customer service oriented in handling customer enquiries and requests

Please consider me for the credit specialist opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for support to less experienced loan officers (processors and clerks), by training and/or coaching him/her on loan products and loan application standards.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Persistence in solving the problems
• Works on problems of moderate scope where analysis of situations or data requires a review of a variety of factors using Root Cause Analysis
• Frequently interacts with customers, and/or functional peer group manager
• Eager to achieve excellent result
• Subject Matter Expert - policy and file reviews
• Policy Writer
• Maintenance and Testing audit of matrixes and guideline updates
• Experience with Word, Excel, Powerpoint, and Tableau

I submit this application to express my sincere interest in the credit specialist position.

In the previous role, I was responsible for experion client searches, personal credit reports, and industry reports as part of the due diligence of new loan requests.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Worked for large retail companies
• Dispute resolution abilities
• Working is customer online portals
• Reconciliation capabilities
• Business Credit analysis
• Knowledge of Epic Systems and/or equivalent cash management system
• Strong customer service skills in managing difficult client, vendor or customer situations by responding promptly to requests
• Oil and Gas Industry, Get Paid, Movex, JDE and Syteline Experience preferred