Commercial Banking Cover Letter

I am excited to be applying for the position of commercial banking. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for support in all aspects of the credit reserve processes, reporting, methodologies, policies & procedures; ensuring proper support for all reserving components (quantitative and qualitative) associated with decisions and processes/procedures.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Solid understanding of Taiwan financial services markets including AML requirements
• Prior work experience in investment banking, credit, underwriting or risk management
• Database querying skills (SAS/SQL) is preferred
• Data visualization skills (Tableau) is preferred
• Experience working with data mining tools is preferred
• Requires strong communication skills, both verbal and written
• Previous experience working in commercial lending or business banking role as a loan closer preferred
• Fluency in French both written and verbal is a requirement for this role

I submit this application to express my sincere interest in the commercial banking position.

Previously, I was responsible for analysis of all Credit and Pre Paid E2E profitability, including portfolios within Credit, Leasing and pre paid.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Proficient with Microsoft Word and Excel programs
• Strong knowledge in FX/ Interest Rate Swaps, Trade Finance and Treasury Products
• Advises and recommend alternative means of financing for borrowers/prospects when it is determined that loan structure is not in the best interest of BMO
• Analyzes financial information, tax returns, credit bureau reports and other related materials
• Partners with internal stakeholders for accurate, detailed client information
• Develops credit information to make lending decisions on new, renewal and extension loans
• Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients
• Prepares summary, present facts and offer opinions concerning credit worthiness

Please consider me for the commercial banking opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for professional and proactive management of the portfolio to ensure optimal credit quality and effective account control.

My experience is an excellent fit for the list of requirements in this job:

• Experience recruiting for Financial Advisors or high volume finance lines of business
• Experience recruiting in the Financial Services sector is preferred
• Have approval authority and/or vault responsibilities
• Work as a Coach/Mentor/Manager for other employees at this location
• Bachelors/Undergraduate degre preferred
• Effective and professional verbal and written communication skills, including strong presentation skills
• Committed to continuous learning and openness to mentorship by experienced professional
• Disciplined and entrepreneurial work style

I am excited to be applying for the position of commercial banking. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for guidance and direction to the CF credit underwriting team and ensure that all policies and procedures are being adhered to.

Please consider my experience and qualifications for this position:

• Proficient in in Excel, Word, and spreadsheet software
• Exceptional credit background and skills
• Exceptional lending background and skills
• Leadership, Managerial and Motivational skills
• Working knowledge of bank operations, and
• Assist the Manager and the Associate Vice-President in reaching objectives
• MS Office Proficiency in Excel, Word and PowerPoint
• Self-motivated, detail-oriented, and customer service-focused

I am excited to be applying for the position of commercial banking. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for guidance in all credit processes to all Commercial lenders, Underwriters, Portfolio Managers and Relationship Assistants.

Please consider my experience and qualifications for this position:

• Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions
• Prior experience in management/supervisory role
• Advanced credit acumen
• Advanced leadership capabilities
• Conduct industry and company research using available resources to source prospect names
• Develop and refine prospecting lists in coordination with the coverage team
• Assist with COI / Networking events to identify and review prospect names
• Research key stakeholders for prospective clients to facilitate calling activity