Risk Strategy Resume Samples

The Guide To Resume Tailoring

Guide the recruiter to the conclusion that you are the best candidate for the risk strategy job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies

Tailor your resume & cover letter with wording that best fits for each job you apply

Resume Builder

Create a Resume in Minutes with Professional Resume Templates

CHOOSE THE BEST TEMPLATE - Choose from 15 Leading Templates. No need to think about design details.

USE PRE-WRITTEN BULLET POINTS - Select from thousands of pre-written bullet points.

SAVE YOUR DOCUMENTS IN PDF FILES - Instantly download in PDF format or share a custom link.

Create a Resume in Minutes

M Balistreri

Marlen

Balistreri

6077 Murray Valleys

New York

+1 (555) 493 8226

6077 Murray Valleys

New York

Phone

p +1 (555) 493 8226

Experience Experience

Houston, TX

CCB Risk-risk Strategy & Execution

Houston, TX

Morar-Lubowitz

Houston, TX

CCB Risk-risk Strategy & Execution

Identify reputational issues, regulatory rule changes and exam findings in the industry and evaluate risk exposure of the Wealth Management business
Partnering with other QA teams to ensure a comprehensive test approach is planned (e.g. Digital, Customer Assist, LAD, and ATM/EBK)
Recruiting, developing and retaining a staff and culture that will support the business through partnership and independent challenge
Perform test data conditioning and data validation to ensure complete and accurate data in risk applications
Assist senior leadership in prioritizing, designing and driving the strategic risk agenda
Perform Pre and Post-Implementation Validation tasks
Coach staff on the evaluation of various risks, including the identification of key issues and related mitigates, conducting independent research, and making independent risk assessment recommendations; serve as an escalation point for the team on related issues

Philadelphia, PA

Fraud Risk Strategy Manager

Philadelphia, PA

Wehner, Harvey and Baumbach

Philadelphia, PA

Fraud Risk Strategy Manager

Monitor fraud trends closely and perform an effective root cause analysis and initiate corrective actions
Oversight on adherence to policies and processes as outlined in the FRM Vendor Management Handbook for all FRM vendors
Work towards preventing violations to the Citigroup processes, policies and guidelines for the Unit
Support robust fraud prevention programs through timely and effective strategies and process enhancements
Individual Contributor (IC)/Managerial: IC
Conduct periodic review all fraud control processes to improve efficiencies and reduce resources and costs involved in managing these processes
Effective review and performance monitoring of the processes in the unit

present

San Francisco, CA

Audit Director, Franchise Risk & Strategy

San Francisco, CA

Stoltenberg Group

present

San Francisco, CA

Audit Director, Franchise Risk & Strategy

present

BA/BS or equivalent. Related certifications (CPA, ACA, CFA, CIA, CISA or similar) are a plus
Sets and/or contributes to strategic direction and medium to long term planning of Citi’s Internal Audit (IA) function in the establishment of risk based auditing and branch examinations, which includes reporting methodologies, organizational design and effective positioning of the function to ensure provision of independent assurance. This is to be consistent and aligned with Citigroup and Citibank business objectives
Responsible to oversee the delivery of high quality, value-added multiple concurrent audits on time and to specification
Delivers high impact reports of IA's contributions to executive management, regulators, and Citigroup and Citibank boards' sub-committees, developing trend analyses and thematic reporting
Delivers learning and development programs and is a recognized leader in training and developing others
Develops approaches to promote knowledge sharing and promulgate management best practices across Internal Audit, Citibank and Citigroup
Delivers cost effective and efficient management of audit teams and audit engagements

Education Education

Bachelor’s Degree in Management

Johnson & Wales University

Bachelor’s Degree in Management

Skills Skills

Working knowledge of statistical modeling, direct wholesale risk capital modeling experience
Solid understanding of various credit initiatives/policy actions within a credit risk management function, and their implications on credit risk capital
Previous/active involvement in analyzing portfolio’s profitability and drivers on a loan by loan basis, be able to determine and exert the appropriate levers to improve the profitability
Proficiency in SAS, SQL, Excel, and / or Matlab programming is
Thoroughly familiar with Commercial risk rating methodologies, regulatory classifications of commercial loans, commercial loan structures, and how these respectively drive the PD, EAD, and LGD expectations
Working knowledge of various banking products, insights of the unique risk return characteristics of such products
Working knowledge of various wholesale banking products, insights of the unique risk return characteristics of such products
Highly motivated, detail-oriented, self-starter, who can set priorities, take initiative and work both independently and proactively in a dynamic team environment
Excellent inter-personal, and problem solving skills, be able to influence without authority
Strong presentation and communication skills

Create a Resume in Minutes

15 Risk Strategy resume templates

Read our complete resume writing guides

Operations Risk Strategy & Governance VP Operations Risk & Control Resume Examples & Samples

An undergraduate degree in business, finance, other related fields
8 years of related experience in the banking industry
Strong relationship management skills and ability to influence others
Material experience with operational risk disciplines; processes, risks andcontrols and familiarity with accounting systems/processes
Strong leadership, and project management skills and ability to manage many competingpriorities
Highly motivated individual with outstanding record of professional achievement
Strong interpersonal skills and ability to communicate effectively in both oraland written form

Audit Director Franchise Risk & Strategy Resume Examples & Samples

Ensures the delivery of audit reports and (where appropriate) branch examinations that are complete, insightful, timely, error free and concise
Delivers high impact reports of IA's contributions to executive management, regulators, and Citigroup and Citibank boards' sub-committees, developing trend analyses and thematic reporting
Manages multiple teams of global or regional Audit professionals through other senior managers. Recruits staff, develops talent, builds effective teams, and manages a budget. Identifies internal talent and fills key positions, attracts talent with required expertise to meet the risk profile of the business, builds deep bench strength and develops appropriate succession plans. Possesses a broad and comprehensive understanding of multiple disciplines (Audit, Risk, Compliance, and Training) and of different Audit standards, policies and local regulations; applies a broad and comprehensive understanding of high risk areas including Consumer or Investment Banking, technology management; project/program management; or supplier management
Collaborates across businesses and functions to improve the identification, quantification, measurement, management, reporting and controls in governance, risk management and internal control environments
Actively supports and drives the Internal Audit Transformation Program and IA’s and management’s efforts for Citi to have a “Strong” internal audit function and for Citi to have “Strong” control functions
Fully supports and endorses the Quality Assurance function of Internal Audit and promptly accepts and remediates deficiencies found by QA
Ensures the adoption of the appropriate portions of the Citigroup and Citibank Audit Committee Charters and the Internal Audit Charter for applicable legal entities
Proactively advances integrated auditing concepts. Leverages Internal Audit's Centers of Excellence to improve audit processes and coverage
Advanced level experience in a related role with extensive experience in business, functional and people management, with proven abilities in taking responsibility for executing concurrently on a portfolio of high quality deliverables according to strict timetables
Specific subject matter expertise regarding technology application control disciplines and a strong business understanding of Capital Planning processes including governance frameworks, modelling approaches, scenario design, data management, PPNR forecasting, etc
A self-aware, self-confident individual who has well developed listening skills, and a strong ability to engage a group of accomplished business unit heads by providing proactive advice on a variety of audit matters while carefully balancing the independent requirements of the IA function

Head of Risk, Strategy & Analytics Resume Examples & Samples

The nature of the role requires close working contact with all compliance and business areas
Jobholder's ability to implement compliance risk strategy is key to identifying weaknesses that pose significant impacts on businesses in meeting their strategic objectives
The jobholder will primarily be responsible for assisting the SVP Compliance Strategy with the development and implementation of standards and methodology for key indicators, risk assessments, and issue identification and reporting
12+ years years proven compliance and/or operational risk management
Bachelor's degree in management, finance, economics, related field or equivalent experience; Masters Degree preferred
Significant experience presenting and communicating with all levels, including senior management
Significant experience in process design and improvement
Significant experience in compliance risk assessments, metrics, monitoring, and testing
Working knowledge of the International Basel Accord, and other related banking and consumer legislation at the Federal, State & local levels
Exposure to an operations and a control environment, such as audit or operational risk
Understanding of Compliance systems is preferred

SVP Risk Strategy Resume Examples & Samples

Sustained track record of ensuring risks taken within the business units are commensurate with return and an efficient use of economic capital consumed as evidenced in business unit’s ability to generate non-volatile, predictable earnings
Mitigating risks in excess of our risk appetite and driving HSBC’s strategic directive, enhancing value to HSBC and protecting the HSBC brand
Creating appropriate portfolio segmentation and setting caps and limits commensurate with the organizations risk appetite
The individual is required to provide judgment and initiative. Where items of major consequence are involved, reference is made to the head of Risk Strategy. Profound and far-reaching issues may also need to be directed to the HNAH CRO. The role requires close contact with senior HSBC executives, including Heads of Risk, and the Chief Risk and Credit Officers of HNAH’s main business units and their teams. It may also require external contact with regulators, external advisors and auditors
Bachelor’s degree in management, finance, economics, related field or equivalent experience; Masters Degree preferred
Eighteen years proven credit policy and/or credit risk management/analytics experience, or equivalent. Strong knowledge and understanding of financial services preferred
Strong managerial, leadership, analytical, planning, problem-solving and communications skills
In-depth knowledge of all facets of credit policy, risk management, credit risk assessment and credit management as well as quantitative experience
Should have broad based capital and risk experience across both Retail and wholesale businesses
Should be familiar with Enterprise Risk Management principles

Risk Strategy & Execution Manager CWM Risk Resume Examples & Samples

Partner with CWM business units including Field Supervision, Finance, Legal and Compliance to solicit understanding of policies and procedures for advisors and other sales related CWM personnel
Identify financial losses, reputational issues and regulatory findings related to sales practices of field personnel
Assist business in identifying and escalating potential areas of risk
Define and evaluate metrics to measure trends and potential sales practice risk
Develop risk analysis and reporting to present to the business and senior management
Participate in the new business initiatives process to evaluate new product offering and identify potential risk
Bachelors Degree required (BA/BS) preferably in Finance, Accounting, or Business
7 years of experience in risk management, and or Investment Management with a strong control mind-set in the financial sector or banking – preferably with a broker-dealer or wealth management business
Understanding of general securities and banking products including equities, mutual funds, fixed income, managed accounts, annuities & insurance, trust, credit, etc
Strong knowledge of financial industry trends
Ability to develop compelling analytical reporting and presentations
Experience in compiling analytics by pulling and manipulating data with a strong understanding on how we are internally disclosing vs. industry
Ability to build and maintain relationships across the wider firm
Detail oriented and ability to work independently
Strong computer skills: Excel, PowerPoint, Word
Knowledge of Chase banking and CWM securities products a plus
Series 7, 24 licenses preferred

Audit Manager Franchise Risk & Strategy Resume Examples & Samples

Develops and executes a robust Audit Plan, by reviewable entity, for assigned businesses in accordance with Internal Audit standards, relevant government statutes and regulations and Citigroup and Citibank policies
Delivers on time high quality audit reports, Internal Audit and Regulatory issue validation and (where appropriate, branch examinations, as well as business monitoring and governance committee reporting
Applies in-depth level of expertise in one or more of the corporation's businesses and leverages this knowledge into a leadership role in one or more teams
Manages a complex and critical unit within Internal Audit, including a small to medium sized team of Internal Audit professionals. Recruits staff, develops talent, builds effective teams, and manages a budget. Possesses a broad and comprehensive understanding of different Internal Audit standards, policies and local regulations; applies a broad and comprehensive knowledge of high risk areas including: Consumer or Investment Banking, technology management; project/program management; regulatory compliance or supplier management
Leads the professional development of Internal Audit staff
Demonstrates strong judgment, political astuteness, and sensitivity to cultural diversity
Reviews and approves Business Monitoring Quarterly Summaries
Senior level experience in a related role with experience in business, functional and people management, with proven abilities in taking responsibility for executing concurrently on a portfolio of high quality deliverables to stakeholders according to strict timetables
Specific subject matter expertise regarding technology application control disciplines and a strong business understanding of Capital Planning processes including governance frameworks, data management, PPNR forecasting, etc. Additionally, familiarity with various U.S. regulatory reporting requirements such as Basel Capital (including FFIEC 101), Call Reports or FR-Y9C
Demonstrates experience in managing teams and managing integrated internal audit and assurance delivery within a matrix reporting environment

Risk Strategy Resume Examples & Samples

Degree (or equivalent) in a relevant discipline
Extensive knowledge of Credit Risk Management
Working knowledge and experience of implementing a Credit Risk or Market Risk operational limits system
Demonstrable ability and confidence to build relationships across Risk Management, Technology and Finance at all levels
Excellent communication skills - both verbal and written
Proven track record as a risk change programme manager with experience of the full analysis life cycle especially around project initiation, requirements specification through to testing planning, management and execution

Recovery & Resolution Planning Risk Strategy Resume Examples & Samples

Develops expertise in risk-related considerations for recovery and resolution, inclusive of regulator expectations, regulatory rules/guidelines, and GE Capital and GE Company visions
Partners with GE Capital Risk leadership to ensure key elements of recovery and resolution planning are appropriately and independently challenged and ensures the adequate preparation and documentation of such challenge. Ensures independent risk oversight of the development and maintenance of GE Capital’s Recovery and Resolution Plans ensuring credibility of the principles and assumptions described in the plans
Partners with GE Corporate Risk to develop, update, and/or review key considerations for GE Company in the event of GE Capital’s recovery or resolution
Partners with GE Capital’s Valuations team to develop and/or review valuation procedures and assumptions (for recovery options and recoverability in resolution)
Partners with cross-functional group and Inter-company Transactions team to monitor inter-company transactions (loans, equity, credit support obligations, derivatives and services etc.) to assess the degree to which such transactions could impact key RRP-related assumptions used to build the Plans (e.g., priority of claims, legal entity governance and assumptions related to flow of funds through GECC legal structure) as well as gauge the possible ramifications of such transactions on GE Capital’s ability to withstand, or respond to, financial stress
Support the ongoing process to monitor solvency of GE Capital legal entities, risk of triggering the entities for filing for bankruptcy or the local equivalent insolvency proceeding, and identifying risk mitigating actions to limit such risk
Bachelor's Degree in Finance, Business, Economics or Risk Management and minimum of 8 years' experience in relevant risk underwriting, transaction structuring, or portfolio management roles of increasing responsibility (or High School Diploma / GED and 10 years of relevant experience in, relevant roles)
Experience and knowledge of GE Capital Risk Management frameworks including (
0) and related operating rhythms
Experience in commercial lease and / or loan transactions
Experience negotiating complex credit agreements and restructurings across multiple products and geographies
Experience with portfolio management processes, including identifying and tracking performance metrics, escalating as appropriate
Knowledge of risk analytics and ratings principles, economic capital, and risk exposure management
Knowledge and understanding of multiple GE Capital business models & products
Experience leading complex projects with a strong regulatory component
Experience developing and delivering concise presentations for senior leader / executive audience
Experience working in a matrix organization
Expert MS Office skills especially Excel, PowerPoint & Word
MBA, FMP, CAS/RMLP grad or equivalent
Preference for minimum of 10 years of GECC risk management experience
Knowledge of GE Capital’s legal entity structure
Knowledge of GE business models and products
Proven track record in senior risk roles
Knowledge of regulatory changes impacting GE Capital’s operations
Knowledge of GE Capital’s Treasury operations and funding model
Experience directly interfacing with regulators and rating agencies and responding to their requests
Ability to interface and influence senior level global teams through matrix environment
Excellent team building and interpersonal skills - a collaborative leader with the ability to build consensus and thrive in a fast paced environment
Strong communication skills – verbal / written
Strong problem resolution, issue sensitivity and facilitation skills
Process management skills - experience personally developing and guiding others through the development of significant business processes (quality leader designation desired)
Experience in dealing with troubled borrowers and recoveries through formal legal proceedings
Understanding of and experience in working through U.S. bankruptcy of international insolvency proceedings

Risk Strategy Execution VP Resume Examples & Samples

Establishment of project scope and agreement with senior stakeholders
Solution design and driving execution of different types of initiatives
Thought leadership and contribution into the EMEA Risk Strategy
Monitoring of delivery against milestones and status reporting to senior management
Timely escalation of key project risks with proposed options for resolution to senior management
Management and contribution to regulatory submissions
Review and pro-active challenge of project deliverables to ensure adherence to quality standards
Analysis and articulation of business requirements for various types of initiatives and agreement with stakeholders
Contribute to the development of presentations for the Board, Risk Management Committees, Executive Management and the regulators
Close collaboration with functions both within and outside of the Risk Division
Strong background in driving and implementing different types of business change within a Risk Management function (preferably across Market Risk or Credit Risk)
Strong background in project management
Experience in Big 4 or other major consultancy
Experience with implementing regulatory initiatives such as Basel 2, Basel 2.5 and Basel 3 projects and ICAAP
Strong academic background, with post degree qualification
ACA/CIMA qualified would be advantageous
Good understanding of key risk management principles, controls, functions and interdependencies
Self-starter and the ability to influence, lead and motivate others
Thought leadership and a key innovator
Strong analytical capability, with close attention to detail
Ability to drive and manage multiple initiatives at the same time
Intermediate /Advanced PC skills in the following systems: PowerPoint, Excel, Share Point, Visio and Microsoft Project

Audit Manager, Franchise Risk & Strategy Resume Examples & Samples

Manages audit activities for a component of a product line, function, or legal entity at the regional or country level including a portion of the audit annual plan
Proactively advances integrated auditing concepts and use of technology
Develops effective senior line management relationships and has a strong understanding of the businesses
Applies an in-depth understanding of the inter-relationships of business and support units throughout the corporation and how they impact the overall control environment and the audit approach
Uses excellent communication skills in order to influence a wide range of internal audiences including respective product, function, or regional executive management partners. May negotiate internally often at higher levels on matters which will have a major impact on the area managed
Possesses strong project management and interpersonal skills, makes sound decisions, exhibiting initiative and intuitive thinking. Consulted often by others for advice and opinions and recognized as a leadership role model
Participates in major business initiatives and pro-actively advises and assists the business on change initiatives
Frequently involved in matters that require complex judgments and solutions based on sophisticated analytical thought such as identifying solutions for a variety of complex and novel audit control issues. Analyzes reporting findings; Recommends appropriate interventions where needed. Proposes creative and pragmatic solutions for risk and control problems. Partners with Directors and Managing Directors to develop approaches for addressing broader corporate emerging issues
Serves as lead reviewer for all types of reviews

Audit Senior, Franchise Risk & Strategy Resume Examples & Samples

Completes assigned audits within budgeted timeframes, and budgeted costs
Provides coaching to team members in all phases of the audit process
Monitors the risk environment and assesses the emerging risks through the Business Monitoring process
Develops effective line management relationships to ensure strong understanding of the business
Pro-actively develops automated routines to help focus audit testing

Audit Director, Franchise Risk & Strategy Resume Examples & Samples

Sets and/or contributes to strategic direction and medium to long term planning of Citi’s Internal Audit (IA) function in the establishment of risk based auditing and branch examinations, which includes reporting methodologies, organizational design and effective positioning of the function to ensure provision of independent assurance. This is to be consistent and aligned with Citigroup and Citibank business objectives
Uses excellent communication, leadership and strong management skills to influence a wide range of internal audiences including respective product, function, or regional executive management partners and external audiences including regulators and external auditors. Frequently engages in both internal and external negotiations which will have a major impact on the function, and possibly on the organization as a whole
Directs comprehensive audit activities supporting a product line, function, or legal entity at the global or regional level including a significant portion of the audit annual plan, in accordance with IA standards, Citi policies, and local regulations. Typically responsible for providing valued and timely independent assurance on the design and operating effectiveness of a product, function, or legal entity at a global or regional level
Responsible to oversee the delivery of high quality, value-added multiple concurrent audits on time and to specification
Ensures timely delivery of high-quality comprehensive regulatory and internal audit issue validation, and where determined appropriate issue validation on other remediation actions, including issues arising from the external auditors, consultants and other parties
Delivers learning and development programs and is a recognized leader in training and developing others
Develops approaches to promote knowledge sharing and promulgate management best practices across Internal Audit, Citibank and Citigroup
Delivers cost effective and efficient management of audit teams and audit engagements
Ensures IA meets/exceeds the requirements and expectations of Citibank and Citigroup's regulators
Works closely and collegially within IA and with line management and control functions to ensure efficient and effective provision of independent audit assurance
Takes responsibility and accountability of audit's coverage and reporting on common high risks areas such KYC, AML, Fraud, Technology, Sanctions, and Consent Order and other enforcement action compliance
MBA, PhD or equivalent. Related certifications (CQF, CFA, CRM) are a plus
Specific subject matter expertise regarding technology application control disciplines and a solid understanding of Model Risk Management concepts, such as model governance, inventory, documentation, validation and use, especially those associated with the use of models for CCAR across all businesses
Demonstrated experience in managing teams and managing integrated internal audit and assurance delivery within a matrix reporting environment
Strong interpersonal skills for interfacing with all levels of internal and external audit and senior management
Strong leadership skills with a proven track record in managing teams and making a positive impact on the organization

Fraud Risk Strategy & Analytics Manager Resume Examples & Samples

Perform analysis of fraud losses by various segmentations for Credit Cards, Diners and Retail Banking Products
Responsible for optimum parameter settings of Fraud prevention / detections systems (AFEWS, OAKM, POTS, NAS Profile, ACIS)
Provide Fraud Detection staff with background of detection system parameter changes
Conceptualise and implement Fraud strategies, track / monitor their results and refine / improve them regularly
Identify fraud trends, threats and opportunities and provide trend analysis for Fraud Detection staff
Maintain a strong relationship with Industry Peers to gain information to assist with fraud prevention & detection
Analyse and generate daily / monthly strategic, management and operations reports
Analyse and track key performance indicators of Fraud detection systems daily
Manage CPP identification and identification of At Risk Cards
Develop and enhance Fraud MIS
Implement system changes and projects
Practical experience in SAS and SQL and other programming software
Advanced user of MS Excel and Access
Strong database development, manipulation and interrogation skills
Strong understanding and background in Fraud Risk Management
Excellent analytical and problem solving ability
Manage a team to deliver required results
Positive with a “can do” attitude
Excellent interpersonal and team communication skills
Strong communication skills and a team player
An eye for detail
Passionate and inquisitive mind
The ability to think logically
An ability to work under pressure

Franchise Risk & Strategy Resume Examples & Samples

As a Risk Manager, the individual will act as the second line of defense and an independent advisor for risk and control matters of the ISSS product set in Asia Region. Product, Operational, Fiduciary and Regulatory risks from all sources (e.g., Business, Legal, Operations, Compliance, Internal Audit, etc.) would get covered under the individuals’ responsibility. Whilst Credit risk for ISSS is covered by a separate individual at present, there would be scope for including Credit risk in the future, for the right candidate
Individual provides a strong interface with other control teams both in the first and second line of defense (e.g., IBC, ORM, Legal, Compliance, BISO, COB etc. ) to ensure appropriate controls exist on an end-to-end basis
The individual is required to work with the business/ IBC on coming up with a framework for risk and control. i.e. process and procedure of risk identification and installing effective controls in place to mitigate the residual risks. (e.g., determine what policies or procedures, laws or regulations apply and to then what controls to be implemented by the business/ IBC at what points of time)
Monitoring key Risk Indicators and other Risk & control results and performing root cause analysis on significant risk and control issues and events; evaluations of trends, and prevent recurrence is another key responsibility. Ensure that findings are shared across the organization to prevent other control problems from surfacing
Ensure that any failed controls identified through any means are escalated and continue to work with business/ IBC to drive action to mitigate them
Participate and represent Risk Management on risk and control forms like Fiduciary, Internal Audit reviews, CAPs, BRCC, Operational Loss and Near Miss analysis etc
Perform peer reviews on key risk areas of the business and work with the business/IBC to put appropriate CAPs
Partner, lead and/or participate in risk and control projects initiated by the business/ IBC/ Risk organization to improve the risk and control environment
BA/BS Required; CPA or MBA a plus
8 -12 years experience in ISSS products front-office and/ or operations and understanding the regulations
Legal training and background a plus
Internal Audit background a plus
Compliance experience a plus
Excellent problem-solving abilities; strong analytical skills, both quantitative and qualitative
Critical Thinking skill a must
Results oriented and tenacious
Positive “can do” attitude
Strong leadership/managerial skills; able to influence others
Ability to lead or participate in cross-functional project teams
Professional presence and attitude. Presentation skills
Strong written and oral communications skills (a writing sample is required)
Self-starter and able to execute and close out an issue in a timely manner
Project management and time management skills
Strong ability to develop comprehensive plans addressing multi-faceted and complex problems
Ability to react quickly to a fluid environment, changing priorities while executing plans to achieve multiple objectives
Skilled in risk and trend identification and mitigation techniques
Ability to analyze risk metrics and translate into predictive data and action plans that anticipate and mitigate risk exposure
Clear understanding of legal/regulatory environment

VP Consumer Risk Strategy & Analytics Resume Examples & Samples

Provide leadership to drive strategy changes, initiatives and decision-making for acquisitions in lending portfolios, through analytics, scorecard strategy development and implementation
Drive analytics to enhance understanding of customer relationship data across Citi to drive product strategies
Provide end-to-end support, from analytical assessment to policy development and finally implementation. Work closely with functional counterparts, to evaluate strategies and to implement policy/programs which will enhances the credit sales process while ensuring adequate portfolio quality and profitability
All new hires are subject to work eligibility verification via the DHS E-Verification System
NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position

VP Compliance Risk Strategy Resume Examples & Samples

The jobholder is required to contribute to maintaining an excellent relationship with the Regulators and industry bodies in respect of Compliance Risk
The jobholder has to possess good knowledge on banking regulations, operations, audit and control concepts in order to develop a set of effective standard guidelines that can be implemented. In addition, the jobholder is expected to be highly organized and to act independently and exercise discretion with minimal guidance and supervision
The importance of compliance risk and control has increased over recent years and has the potential to be one of the most influential value added services available to senior management and the board
Eight years proven compliance and/or operational risk management
Bachelor's degree in management, finance, economics, related field or equivalent experience; Master’s Degree preferred
Strong analytical, planning, problem-solving, communications, financial, technical, interpersonal and diplomatic skills
Experience presenting and communicating with all levels, including senior management

CCB Risk-risk Strategy & Execution, VP Resume Examples & Samples

Advance to other roles in the Firm
Managing one or more complex process improvement projects or other initiatives
Working collaboratively with team members across Risk Management, the consumer banking business, and staff areas including Finance, Human Resources, and Technology
Responding to ad hoc, quick turnaround requests for information and analysis
Excellent end-to-end generalist problem solving skills, e.g.,

VP, Operational Risk Strategy Resume Examples & Samples

10+ years of Risk experience; ideally within a broker/dealer
Bachelor’s degree in related degree
Developed understanding of risk concepts and application
Experience with operations functionality and firm understanding of core financial services functions including movement of cash and securities, brokerage accounting, general ledger and sub-ledger processing
The ability to think strategically and question the status quo
Experience in developing KRI’s and metrics reporting
The ability to interface with all levels of the organization in a collaborative and effective manner
Excellent relationship and interpersonal skills, demonstrated ability to drive results through others
Strong business acumen and demonstrated proficiency in general business disciplines and software applications (e.g. Word, Excel, etc.). Past experience with CRM (e.g. Sales Force)
Demonstrated ability to work independently and within a team to build relationships and interact effectively with business partners
Excellent communication skills (verbal, written) to work all levels of the organization
Demonstrated ability to present in front of small and large group audiences
Ability to operate and manage comfortably and effectively in a fast-paced, highly-matrixed environment. Proven ability to influence, motivate and inspire others
Attention to detail, accuracy and high level of personal accountability
Advance degree (e.g. MBA)
High level understand of financial products including advisory, insurance, annuities, alternative products and capital markets
Excellent understanding of various facets of the Ameriprise organization; including insight into various business units and the Field organization

Head Fcc & Rc Risk & Strategy Resume Examples & Samples

Design and maintain US compliance risk management standards for RC and FCC
Analyze compliance risks, issues, and trends
Design and execute the FCC risk assessment methodologies
Provide input into RC risk assessment methodologies and execution
Challenge and validate FCC and RC risk assessment results
Work with appropriate RC and FCC team members to design mitigation strategies for identified controldeficiencies
Ensure that compliance functions, supporting functions and lines of business fully consider and consistently manage compliance risk to the same standards
Partner with Enterprise Risk and Operational Risk teams to contribute in setting the compliance risk appetite for assigned function/lines of business
Assess and report on top compliance risks, compliance related control issues, emerging risks, key risk indictors, in compliance with regulatory and Group requirements
Lead the integration of the control risk functions with operational risk, and interact with internal audit as appropriate
US Head of FCC and RC Risk & Strategy will be accountable for developing US risk oversight infrastructure, systems and processes to manage the functional objectives described above
Ensure employees apply compliance, operational risk controls in accordance with HSBC or regulatory standards and policies; and optimize relations with regulators by addressing any issues
The jobholder is responsible for overseeing and ensuring that standards are maintained in accordance with the Group Standards Manual and ensuring the risk appetite and risk based capital policy aspects of the GSM, Finance FIM and various other FIMs (e.g. CRF/Global Banking and Markets) are effective and relevant and regularly reviewed. Any FIM dispensations must be formally reviewed and agreed by the jobholder
Ensures employees apply compliance, operational risk controls in accordance with HSBC and regulatoryrequirements, expectations, standards and policies; and optimize relations with regulators by addressing any issues
Adheres to HNAH’s Statement of Business Principles and Code of Ethics
In depth experience of dealing with US Regulatory bodies (OCC, FRB, SEC, FINRA) at a senior level is essential. Additionally, experience of Regulatory interfaces across multiple jurisdictions would be a real advantage
Job holder must have the gravitas to operate at all levels and influence board level stakeholders and global heads
Accounting knowledge related to FCC/RC provisioning, and the requirements for public and regulatory disclosure, are desirable
The job holder must also demonstrate
Comprehensive knowledge of sector trends and regulatory environment
The ability to understand complex models and, more importantly, limitations on their application. The ability to steer Analytics decisions related to FCC/RC Compliance at various group models committees Analytics and Stress Testing oversight committees
Deep expertise and experience of FCC/RC Risk specialism
Understanding Risk and making decisions in highly complex situations where there are potentially major consequences for the business
Understanding the nature and dynamics of Risk and financial markets where the market context is highly complex, rapidly changing or is unprecedented
Providing expert guidance for the line of business
Establishing guidelines and policy for the line of business
Acting with courageous integrity in decision making
Taking personal accountability, be decisive, use common sense, empower others
Communicating openly and honestly
Being inclusive and collaborative
In depth and comprehensive knowledge of risk and capital
Strong understanding of how risk and capital impact and shape business strategy and decisions
Strong understanding of HSBC overall business dynamics and culture
Good understanding of portfolio techniques including analytics
Ability to assess Risk trends – both internally and externally
Leadership skills to drive the discipline forward in a constantly changing risk environment
Strong ability to develop and motivate Risk employees in order that the very best are attracted and retained in the Risk function

CCB Risk-head of Credit Card Identity Risk Strategy Resume Examples & Samples

Development of internal models and rules to enhance portfolio profitability and reduce credit and fraud risks
Continuous evaluation and implementation of improvement strategies for vendor provided model solutions
Interface with internal product teams on the delivery of new initiatives impacting loss lines
Partner with fraud prevention operations teams to optimize performance and respond to fraud trends
Provide risk leadership and expertise to support the changing fraud loss environment and respond to regulatory changes
Support delivery of key strategy changes as identified by the team
Lead and develop a team of analysts to deliver measureable business contribution
Minimum Masters Degree with preferred concentrations in Math, Statistics, Economics or similar quantitative disciplines
5-10 years risk management experience; credit card or prior financial services experience with acquisition or identity verification strategies preferred
Strong analytical and technical background; technical knowledge to include: MS Office, SAS, SQL
Excellent communication skills, role will require daily interaction with senior leaders
At least 2-3 years direct management/leadership experience
Prior credit bureau data experience preferred

Consulting Risk Strategy & Execution Manager Resume Examples & Samples

Risk analytics and Prudential reporting
Conduct, culture and the customer
Operational resilience
Redress and remediation
Customer profitability: understanding customer revenue generation (current and future), cost allocation and resource consumption (Capital, LRD and economic costs such as funding
Business Unit and Divisional Performance: Supporting the development and implementation of operating model responses to new capital, balance sheet and funding / collateral constraints and developing associated risk and performance management tools and techniques
Structural Reform: including legal entity restructuring / ring fencing drivers and building these into enhanced decision-making, planning, reporting and performance management frameworks
Linking and integrating multiple data sets, potentially from multiple systems (CRM, transaction capture, Risk and Finance) to bring business insights
Researching and implementing suitable techniques to solve the specific client problem and deal with potential data availability, quality or accuracy
Building model / tool prototypes (and demonstrating these) to help management understanding
Implementing processes for data collection and data cleansing and data normalisation
Communicating complex concepts and their business benefits to senior management (both internally and externally) from a range of backgrounds and business areas
Quickly getting up to speed with cutting edge analytic approaches and business challenges

Head of Fcc Risk & Strategy Resume Examples & Samples

Requires close working relationship with all FCC stakeholders and Shared Services as appropriate (e.g. Regulatory Affairs and Policy)
Implements compliance risk strategy identifying weaknesses that pose significant impacts on businesses in meeting their strategic objectives
Minimum of a Bachelor’s degree in business, related field or equivalent experience
Experience in compliance risk assessments, metrics, monitoring, and testing

CIB Risk-clearinghouse Risk Strategy & Advisory Resume Examples & Samples

Evaluating CCP risks in order to provide input to other internal groups as well as participate in external discussions with clearinghouse officials
Providing NBIA input to MIR (Market Infrastructure Risk) Team inclusive of key issues/ strengths with respect to proposed activity/membership. Completing relevant sections of CCP due diligence questionnaire to share other information obtained through CCP interaction
Liaising with legal/ QR and providing input to support CIB Risk approvals
Summarizing external working group discussions, documenting minutes and communicating results to relevant credit risk teams, credit executives, trading businesses and legal folks which would contribute to determining JPM’s appropriate levels of exposure and membership liabilities to these entities
Serving as a subject matter expert on clearinghouses in order to respond to ad-hoc business/ credit executive/ regulatory team queries on specific clearinghouses/ practices
Contributing to team-wide efforts such as methodology enhancements, updating advocacy tracker, best practices framework and portfolio-wide benchmarking based on industry developments
Assisting CCP related senior management presentations/ time sensitive requests
Maintaining the pipeline of NBIAs for the year, updating project plan periodically and prioritizing reviews for legal/ QR
Coordinating internally to obtain sufficient information to ensure completion of CCP related adhoc projects
Contributing to infrastructure tasks that include preparation of team review statistics, maintenance of key documents in repositories etc
Manage agenda for internal update calls with key stakeholders – Credit risk/ QR/ legal
Generating and distributing daily CH industry news
Undergraduate in finance (or related field) - strong academic performance with coursework in economics, statistics, and finance; basic knowledge of exchange-traded products and derivatives preferred
Relevant work experience – min 1 year for analyst
Excellent written and verbal communication skills (writing sample required)
Strong project management/ partnering skills – candidate should be able to independently manage multiple tasks and priorities/ deadlines, with minimal oversight
Good understanding of market and credit risk measurement concepts
Product knowledge of exchange-traded/OTC derivatives, securities and commodities
Excellent team player
Strong PowerPoint/ Excel /Office skills
Conceptual understanding of risk frameworks of clearinghouses

Small Business Risk Strategy Resume Examples & Samples

Bachelor’s degree required in Mathematics, Engineering, Statistics, Physics or relative quantitative discipline
Master of Science preferred in analytical or quantitative discipline
4+ years of experience in an analytical capacity required
Understanding of Credit Card Profit & Loss Drivers
Candidate should have excellent written and verbal communication skills and be comfortable presenting to peers, cross functional business partners, and senior management
The following skills are required unless stated otherwise
SAS/SQL and/or understanding of Data Files & Data manipulation – experience in working with data and data manipulation tools
MS Office, PowerPoint, and EXCEL

Director Risk Strategy & Automated Support Resume Examples & Samples

Direct the implementation of predictive underwriting/ credit risk acquisition models and automated adjudication tools (including Scotiaworx, SAM, indirect credit scoring/adjudication models) by
Researching best practices, undertaking strategic planning, proposing innovations and changes designed to reduce costs of acquiring retail and small business credits (e.g. loss containment/predictability of performance) while ensuring the Bank’s exposure to risk is contained
Overseeing the identification of new/enhancements to predictive models and systems and new products and processes that effectively address the risk of all new retail credit applicants
Liaising with external vendors and credit bureaus to acquire/review/negotiate proposals and review new industry tools
Leading the development and implementation of new systems/enhancements
Working with many areas of GRM, Product Groups, IT&S, vendors etc.to develop new/revised credit policies/procedures to streamline/enhance the credit granting process and provide an effective balance between risk and growth for all retail and small business credit portfolios
Direct the implementation of portfolio management models/systems (e.g. Behavior Scoring) to provide the Bank with predictive models and automated account management systems (Probe/CRS) which effectively assess/manage the risk of all existing retail and small business credit accounts/customers by
Researching best practices, undertaking strategic planning to determine how best to support the Bank’s overall risk appetite, proposing innovations and changes to portfolio management models designed to reduce portfolio management costs that maximize account profitability while minimizing credit risk
Liaising with external vendors and credit bureaus to acquire/review/negotiate proposals and investigate new products and processes
Working with Retail Collections, Product Groups and Global Risk Management to develop account management strategies which maximize asset quality and profitability while minimizing delinquency/loan losses
Work with Integrated Business Solutions to direct all aspects of the systems support function to ensure the ongoing reliability and functionality of the department’s automated risk management production systems (Probe, SAM, Scotiaworx and CRS), including authorization of the upload of all PCCS Control Tables and all production releases of new/revised code
Direct the analysis of portfolio trends and information that will support the evaluation and control of credit risk. Develop/update small business risk forecasts using quantitative and statistical analysis of historical performance and economic conditions. Ensure reporting (scheduled and adhoc) adequately identifies and addresses concerns and delinquency issues
Provide support/counsel for Senior/Executive Management relating to the effectiveness of current strategies as well as the potential benefit of implementing new policies
Lead/participate, where required, on due diligence teams for potential acquisitions
Provide strong leadership to direct reports to motivate both individual and team performance and foster a commitment to One Team/One Goal. Recruit high potential management candidates and develop staff by sharing knowledge/experience and provide opportunities for staff to share responsibility for achieving business objectives/goals

Manager, SBB Credit Risk & Strategy Resume Examples & Samples

Fast follow after initial launch to implement additional auto adjudication strategies and champion/challenger strategies for continuous improvement and increased automation
Represent SBB Credit Product as a subject matter expert on various projects and initiatives as required
Maintain effective working relationships with various key stakeholders, including Retail Risk Management, NACCMS, Group Risk Management, Commercial Credit Group, Business Credit Support Group, and Credit Centre Operations
Contribute to and support a work environment that promotes teamwork, the client and employee experience, quality, ownership and innovation
Knowledge and understanding of TD's Credit Risk Strategies
An understanding of key risk concepts (e.g. Provision for Credit Losses, Probability of Default and Loss Given Default) would be an asset
Exposure/experience in Business Banking would be considered an asset (SBB or Commercial)
Strong analytical skills and an ability to deliver actionable recommendations from analysis
Demonstrated abilities in impacting and influencing others
Strong technical skills in Microsoft Word, Excel, Access and PowerPoint. Knowledge/Experience with SAS would also be considered an asset
#LI-AN2

CCB Risk-risk Strategy & Execution Manager Resume Examples & Samples

Recommend measures to mitigate risk exposure
Independently identify, assess and escalate risks appropriately
Risk Management and experience in Retail Investment Sales/Back Office preferred

CCB Risk-strategy & Execution Resume Examples & Samples

Develop granular project plans with clear delineation of roles, tasks, milestones, and measures of success
Strong leadership skills with proven ability to influence change and communicate with diverse stakeholders
Relationship builder – who is solutions oriented and can effectively link the interest of multiple stakeholders

Ccb-risk-strategy Execution Associate Resume Examples & Samples

Develop an understanding of a variety of risk management and other consumer banking functions
Hone project management, analytical, communication and leadership skills in an environment of active mentorship and coaching
Advance to other roles in the firm
Structuring and building quantitative and qualitative analyses
Developing concise communication materials for senior management
Working collaboratively with team members across Risk Management, the CCB business, and staff areas including Finance, Human Resources, and Technology

Risk Strategy Manager Resume Examples & Samples

Serves as senior relationship manager who interacts with senior individuals in the business and representative LCO’s
Demonstrates a high degree of professionalism. Possesses strong knowledge of AML/BSA and its impact across all business lines of HSBC
Sets priorities and makes day-to-day decisions independently
Demonstrates a thorough understanding of policies and procedures pertaining to the role. Aware of what constitutes an effective control environment
Communicates effectively and professionally, and conveys the key information needed to ensure compliance goals are met
Actively engages the Local Compliance Officers and Risk Managers
Minimum of 10 years proven and progressive financial services operations, compliance, and/or legal management experience, or equivalent
Minimum of a Bachelor's degree in business, related field or equivalent experience; Master's degree and/or Juris Doctorate (JD) preferred
Strong knowledge of bank regulations and related KPI’s
Strong analytical and verbal /writing skills to articulate results of complex analyses/report findings
Broad scope of knowledge of assigned businesses, including products, operations, systems and organization and full understanding of all significant regulatory compliance requirements applicable to assigned business(es)

CCB Risk-risk Strategy & Execution Resume Examples & Samples

Assist senior leadership in prioritizing, designing and driving strategic agenda
Support consistent hiring and performance management practices; promote process improvement ideas and share best practices across the team; annual planning including goals, objectives and measures for success
Coach staff on the evaluation of various risks, including the identification of key issues and related mitigates, conducting independent research, and making independent risk assessment recommendations; serve as an escalation point for the team on related issues
Communicate with senior management regarding risk findings and recommendations
Evaluate existing, new product offering or process changes to identify potential risk
Recruiting, developing and retaining a staff and culture that will support the business through partnership and independent challenge
Risk Management and experience in Retail Investment Sales/Back Office desired
Knowledge and experience in securities and banking products including equities, mutual funds, fixed income, managed accounts, annuities & insurance, trust, securities collateralized credit products expected
Able to manage, coach and motivate a team of risk managers and analysts who are at varying levels of development
Must be able to prepare an executive summary and present to Senior Management
Strong analytical and problem solving skills and ability to develop compelling analytical reporting and presentations
Strong software skills: Excel, PowerPoint, Word desirable

Assistant VP-risk Strategy Integration Resume Examples & Samples

Drive strategic Risk Analytics for Citi’s Retail Services Group in the US
Partner with Risk Management Policy teams and with cross functional teams to evaluate effectiveness of current credit policies and strategies, present data driven recommendations for business performance improvements, and track and monitor program performance
Apply strong statistical and data analysis skills, SAS skills, and decision tree methodologies (CHAID/ CART) to derive rigorous segmentation results based on business knowledge and objective judgment of the balance between risk and reward
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and process enhancements
Effectively provide updates and communicate key initiatives to senior risk management
Interact and communicate effectively and build strong working relationships on an ongoing basis with business partners
Analyze credit risk data to develop, test, and optimize risk factors related to credit policies (Acquisitions, Authorizations/Credit Line Management esp those with Operational delivery dependencies) utilizing statistical scoring, segmentation, regression and simulation techniques
Utilize experience with UNIX and SAS to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing
Prepare risk reports for senior management that include analytics of risk, performance, emerging trends and opportunities
Clearly communicate analyses
Presentations to both technical and non-technical personnel are often required
Work with cross functional teams to develop and execute credit change plans
Implement initiatives to ensure consistency and compliance with credit policies, and liaise with cross functional business counterparts to develop and implement risk strategies and program planning
Responsible for training and mentoring new and junior members located in Mumbai
Required: 7+ years related work experience required, with significant academic experience/contribution
Preferred: Credit card industry experience especially in an analytics or policy role
Portfolio Analysis and Behavioral Segmentation, Strategy Development, SAS
Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
Strong programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
Highly proficient in Excel/pivot tables and PowerPoint
Exposure to project/process management
Strong communication and presentation skills targeting a variety of audiences
Ability to work with cross functional teams
Create and sustain a network of strong client relationships
Flexibility in approach and thought process
Ability to work effectively across portfolio risk policy teams and functional areas teams
Strong influencing, negotiating, and facilitation skills

Risk Strategy & Analysis Resume Examples & Samples

Support the development and implementation of an effective Control Environment within Risk
Reviewing and challenging the results of the Risk Profile process
Supporting, coaching and advising the divisions’ functions, in the development and delivery of NFR related risk reporting activities
Maintain a relationship with a number of the other 2nd line functions acting as a primary point of contact, with a focus on Group ORM
Supporting the delivery of the Risk Divisions commitments into the AMA production process and delivery improvements both quality and efficiency
Support the roll out NFR related training, Risk Culture initiatives and an effective Policy cascade mechanism
Develop a consistent model for Escalation within the Risk Division and drive the implementation across the sub functions

Fraud Risk Strategy Process Lead Resume Examples & Samples

Oversee and maintain accountability for all aspects of assigned strategic initiatives
Identify opportunities and initiate change to optimize all fraud tools and processes
Escalate identified risks which may result in unacceptable fraud controls and losses
Assist with project documentation (e.g. business requirements, cost/benefit analysis, measures of success)
Bachelor’s or Master’s degree
Minimum of 5 years’ experience in a financial institution, developing and/or measuring process effectiveness
Robust experience within a Fraud Strategy, Analytics or Process Management role, including delivery of fraud initiative oversight and implementation
Project management background preferred, with experience formulating project plans with roles, tasks, dependencies, and milestones
Experience with data manipulation tools (e.g. SAS)
Superior verbal and written communication with robust organizational skills
Proficient in Microsoft Office suite
Demonstrated sense of urgency, attention to detail, and ability to set and meet deadlines while managing multiple projects and priorities simultaneously
Superior interpersonal and leadership skills include the building of appropriate rapport and effective relationships, remaining open and receptive, and diffusing high-tension situations comfortably
Ability to work with others in a fast-paced, team environment and to interact effectively with all levels of management
Ability to think independently and question proposed plans
Self starter, motivated, disciplined person with a flexible approach to work
Ability to facilitate discussions/meetings to drive out deliverables for programmes and projects
Confident in own ability/skills to make recommendations and take decisions, after considering all the factors

Fraud Risk Strategy Group Lead Resume Examples & Samples

Conduct regular evaluation of fraud strategies and controls across the Fraud eco-system. Identify opportunities and drive optimization
Identify the need for new/ updated tools and champion the integration into strategies. Work with the central fraud analytic teams as required, to commission tool development projects
Support the Head of Fraud Strategy & Analytics in articulating the vision, strategic goals and short/medium term priorities of the team
Investigate complaint root cause and design and implement analytically based solutions to understand fraud trends and generate long-term, sustainable value for the business and the customers
Liaise with Fraud counterparts globally to ensure effective collaboration, leverage best practices, and help to drive excellence in fraud management within Barclaycard
Set the example and help to shape a high performance organization culture
Assist peers when needed across all functions and processes with the Fraud S&A team
Identify relevant 3rd party data and service providers and support the negotiation, integration and management of on-going relationship
Minimum of 8 years of fraud strategy and analytical experience
Proven record of success in strategy development, problem solving, leadership, governance, controls and business innovation
Ability to work in a collaborative and effective manner in a matrixed organisation across multiple layers
Proven key stakeholder management experience, and ability to effectively articulate strategies and performance metrics
Personal leadership- strong work ethic; mature and professional attitude with strong interpersonal and coordination skills; ability to handle stress, high pressure and short deadlines
4 year college degree required, Masters preferred

Cafo Capital Risk & Strategy Analyst Resume Examples & Samples

The Liaison between USCCM and the Global Franchise Risk Architecture on the Credit Risk Capital Modeling and Reporting processes
Establish and maintain on-going transparent communications with Risk Architecture to achieve in-depth full understanding of the Citi-wide credit risk capital reporting process and all the related models, calculations and methodologies
Provide business feedback and opinion to drive appropriate practices in credit risk capital modeling for USCCM
The Oversight of the Regulatory and Economic Risk Capital Reporting process
Overseeing the credit risk capital reporting processes to ensure accurate and credible capital ratios that can support USCCM’s capital management and allocation efforts
Perform trend analysis on Credit Risk Weighted Asset (RWA) and capital drivers, provide explanations of any notable shift, and assist the Basel Data Submitters in escalating the corrections if the shift is due to data quality issues
Compile best-in-class reporting tools to brief Senior Management on RWA/Capital drivers for USCCM’s portfolios
Partner with Finance to ensure accurate RWA allocation between USCCM’s Retail and Wholesale portfolios
Derive in-business model driven (bottoms-up) economic and regulatory capital requirement and profile, reconcile to that calculated by the Global Risk Architecture (tops-down)
Review and Execute management control framework for Capital-related processes, risks, and analytics
The Advisor of Capital Implications for key strategic decision-making
Continuously seek and present opportunities to improve capital use efficiency revealed through the above capital analytics, with input/support from USCCM’s Credit Risk Management and Analytics teams
Provide Credit Risk Managers capital implications from various credit actions under consideration
Determine and advise the most impactful risk parameter(s) to improving capital profile/lowering capital charge for the USCCM portfolios
Perform analytics to understand the efficiency of capital usage of existing customers/customer segments
Develop review methodologies for third-party engagement opportunities, improving clarity on the financial stability, performance outlook, and risk-reward relationship of potential partners
The Promoter of CAFO’s team value-adding proposition
Uncover emerging opportunities to deploy cutting-edge capital analytics and advisory
Create cross-functional exchanges that promote CAFO’s ability and proposition in in-business strategic management
Manage tools that support team branding, development, and capital training across the organization
Working knowledge of statistical modeling, direct wholesale risk capital modeling experience a plus
Solid understanding of various credit initiatives/policy actions within a credit risk management function, and their implications on credit risk capital
Previous/active involvement in analyzing portfolio’s profitability and drivers on a loan by loan basis, be able to determine and exert the appropriate levers to improve the profitability
Conversant on the over-arching Basel III framework with specialty on the wholesale credit risk component
Thoroughly familiar with Commercial risk rating methodologies, regulatory classifications of commercial loans, commercial loan structures, and how these respectively drive the PD, EAD, and LGD expectations
Conversant with ALLL methodologies , including FAS5 and FAS114
Working knowledge of various wholesale banking products, insights of the unique risk return characteristics of such products a plus
Highly motivated, detail-oriented, self-starter, who can set priorities, take initiative and work both independently and proactively in a dynamic team environment
Excellent inter-personal, and problem solving skills, be able to influence without authority
Ability to bring both an academic and practical perspective to the role
Strong technical writing skills and experience in preparing documentation for regulatory review
Strong multi-tasking ability, and be able to work effectively in a collaborative working environment to deliver results under multiple deadlines
Proficiency in SAS, SQL, Excel, and / or Matlab programming
Bachelor’s degree in a quantitative discipline such as Statistics, Economics, Financial Engineering, or Sciences
5+ years of Banking risk analytics or portfolio management experience
2+ years of experience in wholesale or retail Basel II/III and economic capital analytics or reporting
Highest ethical standards

Senior Auditor, Franchise Risk & Strategy Resume Examples & Samples

As a seasoned professional applies solid understanding of internal audit standards, policies, and local regulations to provide timely audit assurance
Contributes to the development of audit processes improvements
Applies solid understanding of how internal audit collectively integrates with line management and control functions to accomplish the objectives of the function and overall business
Performs moderately complex audits related to Consumer or Investment Banking, technology management; project/program management; or supplier management in accordance with corporate methodologies and professional standards, including drafting of audit reports, presenting issues to the business and discussing practical solutions
Recommends appropriate and pragmatic solutions to risk and control issues
Applies knowledge of key regulations to influence audit scope
Intermediate level experience in a related role with experience in business, functional and people management, with proven abilities in taking responsibility for issuing to stakeholders high quality deliverables according to strict timetables
Specific subject matter expertise regarding technology application control disciplines and a business understanding of Capital Planning processes including governance frameworks, modelling approaches, scenario design, data management, PPNR forecasting, etc
Effective negotiation skills, a proactive and 'no surprises' approach in communicating issues and strength in sustaining independent views. This individual must be an articulate and effective communicator, both orally and in writing, with an energetic, charismatic and approachable style
Strong interpersonal skills for interfacing with all levels of internal and external audit and management

CIB Risk Clearinghouse Risk & Strategy Team Senior Associate Resume Examples & Samples

Developing an in-depth understanding of individual and system-wide CCP risks in order to (1) provide input to other internal groups and (2) participate in external discussions with CCP officials
Serving as a subject matter expert on CCPs in order to respond to ad-hoc business, credit executives, regulatory team, and middle-office queries on specific CCP practices
Maintaining relationships with a set of existing CCPs from a risk perspective and developing an in-depth understanding of the associated membership risks to facilitate ongoing discussions to seek methodology/rule changes to address membership risk concerns identified by CRT, other Risk teams, or Legal and Business teams
Updating the team’s internal reporting metrics to indicate progress on existing open items, as newly-identified issues & strategies to resolve them
Participating in individual CCP-sponsored industry working groups, liaising with other Risk teams, lines of business, and Legal to provide JPM inputs on new CCP proposals. Summarizing working group discussions and communicating results to relevant credit executives and trading businesses which would contribute to determining JPM’s appropriate levels of exposure and membership liabilities to these entities
Supporting JPM CCP Board/ Risk Committee members to ensure adequate understanding of issues at CCPs
Leading discussions for CRT with trade association (ISDA/TCH/FIA) CCP risk working groups and present JPM views on agenda items being pursued by the associations
Participating in regulatory discussions with key international and domestic bodies (e.g. standard setting bodies like CPMI/ IOSCO/ FSB, CCP regulators like CFTC/ SEC/ ESMA, Central Banks)
Providing comments to clearinghouses and/or regulators on consultation papers issued by them
Tracking on-going regulatory/ industry developments related to CCPs and coordinating with relevant groups internally to develop a consensus JPM position on the topic
Preparing periodic updates to Regulatory Affairs internal briefing books and input to senior management/ other internal groups for external meetings on CCP risks/ firm-wide views as needed
Partnering closely with regional credit teams and managing various initiatives/ CCP specific projects to provide periodic updates on developments and status of initiatives at key CCPs. Participating in new CCP membership new business initiatives, along with other Risk teams, to provide consolidated risks and mitigants
Coordinating internally to facilitate completion of CCP related ad-hoc projects
Exceptional analytical skills (naturally inquisitive/intellectually curious)
Strong initiative, motivated and ability to work independently
Strong project management/ partnering skills –be able to independently manage multiple tasks and priorities/ deadlines
Conceptual understanding of risk frameworks of clearinghouses and clearing in general
Good understanding of market risk methodologies/models and credit risk measurement concepts
Experience with/understanding of JPM exposure systems and internal processes (preferred but not required)
Demonstrated interest in/ knowledge of global financial markets and current regulatory/legislative agendas
Good influence and negotiation skills

Associate Director, AML Risk & Strategy Resume Examples & Samples

Conduct enterprise BSA/AML and targeted risk assessments , which includes the following: a) conducting interviews with line of business representatives to understand risks and controls associated with various products and services, b) analyzing tactics and techniques used by illicit actors, c) determining First Republic’s exposure to such actors, d) utilizing various methodologies to determine the level of risk posed by such actors, and e) producing comprehensive, executive-level reporting to be consumed by BSA/AML and the lines of business
Provide risk-focused analytic support for department initiatives including transaction monitoring strategies and geographic risk analysis
Conduct targeted product and service risk analysis, which includes the following a) conducting interviews with line of business representatives to understand risks associated with various products and services, b) evaluating current policies and procedures and recommending enhancements for risk mitigation, and c) documenting analyses completed
Provide support to AML Directors, as needed
Perform duties and responsibilities specific to department functions & activities as required or assigned by supervisor
Critical features of this job are described under the items above. They may be subject to change at any time due to reasonable accommodation or other reasons. This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time
Experience with Private Wealth Management products and services such as broker-dealers, investment management, trust and foreign exchange is highly preferred
Proficient in Microsoft Office programs, including Excel, Word, and
Attentive to detail, adaptability, and flexibility
Punctuality as well as the ability and drive to complete tasks on
Independently takes initiatives with minimum request and direction, be a self-starter, and have strong organizational skills
Team playerFurthers First Republic Bank’s culture and values

CCB Risk-strategy & Execution Program Manager Resume Examples & Samples

8+ years financial services experience, preferably in credit card, consumer or business banking
A demonstrated bias for action
Strong personal initiative and good judgment
Bachelors Degree in Business or related field; Masters degree preferred

Credit & Portfolio Risk Strategy Analyst Resume Examples & Samples

Develop risk management strategies in conjunction with product team to grow the portfolio
Communicate policy changes and test recommendations, program approvals, MIS and performance trends with key stakeholders
Understand the impacts of policy changes to operations and closely work with partners to mitigate impact
Define and lead complex analytical assessments on the customer level to optimize the customer experience
Analyze bureau and credit information to determine statistical significance of information and perform risk and reward trade-off analysis
Collaborate with partners and work effectively in a matrix environment
Bachelor’s Degree required in statistics, mathematics, engineering, physics, economics, or related quantitative discipline
3+ years experience in risk management, financial services or relevant field (or 1+ years experience with Master’s Degree)
Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, SPSS)
Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis
Good written and verbal communication skills, with ability to connect analytics to business impacts; comfortable presenting to peers and management
Ability to multi-task and work against tight deadlines
Ability to work independently with baseline instructions/guidelines from management
Understanding of basic P&Ls of Cards business

Fraud Risk Strategy Manager Resume Examples & Samples

Ensure regular and structured engagement with CSIS by way of periodic calls and discussions on streamlining process and pendency
Ensure sharing of Best Practices across regions, products and functions. Ensure timely and single point contact with CitiPhone, Service, IBC, Legal and Collection teams with respect to all FRM related issues
Evaluate various tools/process enhancements for optimization and rationalization of cost and resources
Financial/Budgetary: No
Individual Contributor (IC)/Managerial: IC
Percentage of Travel: No
Relocation: Yes
Graduate/post graduate
8 years in the field of Consumer Banking, necessarily having working knowledge in the areas of Consumer Risk with mandatory experience of 4-5 years in the field of authorizations and fraud control
Good communication, inter-personal and networking capabilities
Strong process management and analytical capabilities along with the capability for multi-tasking
Must be very high on integrity, responsiveness and trustworthiness
Excellent Team and people management skills
High proficiency in areas of problem solving and interactive and resolution skills

Director of Tax Risk & Strategy Resume Examples & Samples

Liase with Autodesk’s Technical Accounting and Controllership to ensure that new accounting standards impacting the tax department are fully vetted and planned for in advance of adoption
Team closely with the Director of Tax Global Provision and Compliance and the Senior Director of Tax Planning and International Tax Operations
Liase with Internal Audit on tax controls
Provide leadership and coordination on strategic tax projects between tax planning, income tax provision and income tax compliance by preparing roadmaps for moving tax planning implementation into the income tax provision and compliance and by early-identifying issues and proposing solutions
Ensure that material tax risks are comprehensively identified and mitigated
Drive continuous improvements to the process and methodologies used in the tax department
Conduct risk assessments to early identify material tax risks in income tax audits; and
Prepare tax risk mitigation plans and drive adoption throughout the finance department

Manager, SBB Credit Product Risk & Strategy Resume Examples & Samples

Coordinate with Retail Risk and NACCMS Risk Strategy Partners to ensure risk strategies meet the strategic objectives of the business within our risk appetite
Coordinate with Technology Partners to ensure the technology solution accurately reflects business requirements and is designed in such a manner to ensure maximum flexibility for future strategy enhancements
Coordinate with Credit Centre and BKS partners to ensure potential business processes and policy impacts are proactively identified and addressed
Coordinate development, manage and implement SBB credit risk strategy projects to improve operational efficiency, drive new business, and manage the risk of the portfolio. Examples of these strategies include SBB Auto Adjudication, SBB Pre-Approved Offers, Automated Credit Reviews, and Automated Pay Decisions
Act as a Subject Matter Expert on SBB Provision for Credit Losses (PCL), understanding credit risk issues, trends, and proactively identifying opportunities related to the credit risk profile & performance of the SBB Credit portfolio
Oversee the production of key risk management reports for the business
Ensure monitoring and reporting conditions attached to credit policy approvals are met in a timely fashion
Maintain effective working relationships with various key stakeholders, including Retail Risk Management, CAMS, Group Risk Management, Commercial Credit Group, Business Credit Support Group, and Credit Centre Operations
Strong analytical & technical skills, with an ability to deliver actionable recommendations from analysis
Knowledge and understanding of TD's Credit Risk Policies & Strategies
Experience leading and managing projects
Solid credit acumen and ability to identify risk and risk mitigants
Proven verbal and written communication skills with an ability to effectively document, support, and present recommendations
Detail-oriented with the ability to follow up on items or determine appropriate steps for timely resolution
Customer focused with knowledge of how product changes can impact and/or add value to the small business customer
Ability to independently manage deadlines while multi-tasking between different projects

Consumer Credit Card Risk Strategy Analyst Resume Examples & Samples

Develops and maintains risk strategies for credit card products including approval decision at origination and line management and risk related cross sell strategies
Perform review and diagnostics of strategies; identify and close gaps of strategies and processes
Work with the development team on risk process and design changes; define business requirements for implementation in the risk decision system & ensure successful UAT testing
Bachelor’s Degree in Business, Statistics, Mathematics, and related field
3 years of experience in decision management or risk strategy role in the financial service industry
Knowledge of risk management approaches, systems, and strategies
Knowledge of risk-related legal and regulatory compliance requirements
Relevant experience in statistical analysis, financial analysis or risk management
Proficiency in Microsoft Office Suite (Word, Excel, Power Point)/SQL

CCB Risk-risk Strategy & Execution Resume Examples & Samples

Creation of Test Strategies, Test Plans, and Scripts based on analysis of business requirements, and functional documents; partner with business and technical teams to ensure test feasibility
Create, Load, and Execute Test Scripts based on the business requirements and functional specifications
Perform test data conditioning and data validation to ensure complete and accurate data in risk applications
Partnering with other QA teams to ensure a comprehensive test approach is planned (e.g. Digital, Customer Assist, LAD, and ATM/EBK)
Managing defects associated with the test execution – including monitoring, reporting, and resolution
Perform Pre and Post-Implementation Validation tasks
A minimum of 5+ years of User Acceptance Testing within Banking or Finance and through knowledge of the Software Development Lifecycle (SDLC)
Strong functional knowledge of end-to-end testing, system testing, batch processing, user acceptance testing and regression
Experienced performing QA Lead role on projects throughout the SDLC; experience validating business rules and models a plus
Ability to assess risk and determine appropriate test coverage
Experience creating test plans and cases based on functional specifications
Proficiency with testing tools such as ALM (Quality Center)
Excellent verbal and written communication skills with strong interpersonal and time management skills
Professional presence – ability to effectively interface with executives, managers, and subject matter experts
Strong experience creating, modifying, and executing SQL queries including complex table joins using PL/SQL, SQL, or SAS required

Risk Strategy Developer Resume Examples & Samples

Work with internal & external systems owners to support incident management & deliver systems improvements
Produce and procure sign-off for Business Requirements Specifications after completing an assessment of business requirements against current systems functionality
Provide ad hoc business and systems analysis and summaries to support information sharing across the organization as required
Manage relationships with Business stakeholders, reporting variances to plan and agreeing remedial actions to recover
2+ years of experience in financial services

Senior Manager FCC Risk & Strategy Ewra Resume Examples & Samples

Requires close working relationship with all FCC stakeholders (e.g. Regulatory Affairs and Policy, AML, Sanctions, AB&C, MI&DG, BRCM, CMAT etc.) as well as Operational Risk and the broader Risk function
Contributes to maintaining an excellent relationship with the Regulators and industry bodies in respect of Compliance Risk
Ability to influence others through use of compelling facts, thought-provoking discussion and logic and use diplomacy and tact to resolve differing views
Working knowledge of the International Basel Accord, and other related banking and consumer legislation

VP Digital Consumer Risk Strategy & Analytics Resume Examples & Samples

Provide leadership to drive digital strategy changes, initiatives and decision-making for acquisitions and existing customer management in lending portfolios, through analytics, scorecard strategy development and implementation
Communicate initiatives and results to senior risk and business managers in forms of presentations and MIS
Provide end-to-end support, from analytical assessment to policy development and finally implementation. Work closely with functional counterparts, to evaluate strategies and to implement policy/programs which will enhances the digital credit sales process while ensuring adequate portfolio quality and profitability
REQUIREMENTS
Bachelors Degree required, preferably in a quantitative field such as statistics, mathematics or economics (Masters preferred). Candidate should have a strong programming background and be highly analytical. 4+ years of hands-on SAS/SQL coding experience required. Highly organized, self-learner able to work in a fast paced environment with limited supervision and have the ability to manage multiple projects
Solid system utilization skills including spreadsheet and mainframe programs
Strong ability to interpret analytic results and present/summarize for management review
Experience in retail bank lending and Digital platforms will be a plus
Ability to work cross functionally to coordinate various monthly deliverables
Strong PowerPoint, MIS skills, and project management skills
Excellent written and verbal communication skills essential to communicating results

Credit Risk Strategy Manager Resume Examples & Samples

Credit Risk Forecasting: Performs statistical probability and microeconomic analysis to mitigate bad debt write off stemming from our commercial and residential customers. Utilize statistical programming and matrix computations to effectively develop long and short-term strategies for dealing with SCE’s high credit risk exposures. Devises strategies to achieve corporate savings goals. Develops models to forecast business conditions and to support corporate and departmental decision making. Reviews and assesses impacts of changing economic conditions within our service territory. Determines the need for analysis in response to changing business conditions and the appropriate model/formulas to apply. Plans all aspects of analyses, presentations, and implementation strategies for either a portion of, or a complete complex analysis, often of major significance and/or risk to the company. Responsible for implementation of selected recommendations
Research & Analysis: Plans all aspects of analysis. Gathers, documents, analyzes, and draws conclusions from complex matrix computations, but also considers alternatives through objective research and analysis. Acts as a key resource to department and division management. Knowledgeable about sources of data and resources available to access information. Accountable for the accuracy and integrity of findings and recommendations
Compliance: Responsible for keeping up-to-date on financial trends, SEC filings, industry trends and rules and tariffs pertaining to mitigating credit risk. Ensures all practices and procedures are changed/updated to comply with new credit practices. Remain in compliance with all policies, procedures, tariff rules and rates. Provides guidance and ensures internal partners are aware and in compliance with credit policies and procedures
Leadership: Provides guidance and functional direction to management and RM risk and collection management and employees in regards increased credit and financial risk. Provides updates and information for management to share with their peers. Delivers presentations or stand-ups to internal customers to communicate changes in economic conditions or future outlook
There is daily research, updates and due diligence being conducted on SCE’s microeconomic conditions
Keeps management advised of the increased threat of losses occurring from distressed industries and large sectors of customers experiencing financial despair
Employee is expected to forecast and track material changes in economic conditions. They must ensure the appropriate actions are taken to mitigate bad debt write off
Employee handles and maintains confidential and highly sensitive customer data
Must have a Bachelor degree in Business Administration, Economics, Finance, Accounting, Management or related field
Must have five (5) or more years of experience in field of strategic analysis (statistical probability, microeconomic analysis, statistical programming, forecasting etc.)
Must have five (5) or more years of experience in commercial credit or related financial field
Must be proficient in Microsoft Word, Excel, PowerPoint and Outlook
Must have demonstrated experience in leading others or project teams
Project Management certification or Project Management experience
Knowledge and experience with credit and collection processes and procedures
Demonstrated knowledge of company and departmental policies, procedures, rules and tariffs, especially as applied to bankrupt customers
Demonstrated ability to communicate ideas and concepts, both written and verbally, to internal and external customers and management
Demonstrate the ability to take initiative and accountability for the accuracy of information and for achieving results
Demonstrated ability to work well under pressure, adjust to changing priorities, organize a heavy workload, work well in a team environment, and perform with minimal supervision

Senior Manager, Risk Strategy & Analysis Resume Examples & Samples

1 year experience working in a Walmart store
1 year general customer service experience
1 year insurance industry or claims experience
2 years of supervisory experience

CCB Risk-risk Strategy & Execution Associate Resume Examples & Samples

Manage a high priority initiative in the CCB Risk organization that spans multiple line of business and functional areas
Deliver critical project milestones in a timely manner and with the highest quality in a fast paced environment involving multiple stakeholders
Work closely with senior business leadership to define requirements and develop solutions; create order out of ambiguity; set direction
Adopt a ownership approach in driving projects from ideation stage to execution
At least 6 years of experience in delivering high impact initiatives with a proven track record of high performance
Demonstrated problem solving orientation, ability to create structured quantitative and qualitative analyses, project management etc
Ability to thrive in a very fast paced, high pressure environment
Experience in consumer financial services industry is desirable
Ability to adapt quickly and work independently
Exceptional presentation and oral/written communication skills and ability to formulate insights around complex business problems
Demonstrated ability to work well in a team environment. You should be someone who frequently takes initiative and is eager to break new ground
Bachelors Degree in Business or related field
Strong Microsoft Office Suite skills; PPT, Excel and Word

IPB Risk Strategy & Validation Head Resume Examples & Samples

Identify broader repercussions of issues identified (solve at Issue, not CAP level) and proposes additional control enhancements
Design and operating effectiveness testing and sampling
Detailed demonstration of Issues resolution
Request delivery and pipeline management
Assess Key Risk and Control Indicator (“KRCI”), Initiative/Program/Project reporting and tracking
Performs deep trending analysis to identify patterns, support investigations, and identify strategic opportunities for risk management
Services Regulatory and Legal Requests
Supports Oversight of Issue Corrections and Execution Plans
Supports legal and compliance needs
Understanding of applicable regulatory universe and mapping to key processes
Candidate must possess 5-8 years of financial services consulting experience (direct or consulting firm) with significant recent experience of driving large scale global transformation assignments for senior levels of a financial services organization
Demonstrated ability to lead an organization through a complex transformation and resolved significant corporate conflicts
Consulting experience including project management, process and risk management and technology risk management preferred
Strong interpersonal skills for interfacing with all levels of internal and external audit and senior management. Should be an articulate and effective communicator, with an energetic and approachable style. Candidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating audit results, strength in sustaining independent views, and the ability to work effectively at the highest levels of the organization
Specific experience working with compliance, internal controls an internal audit role for financial institutions
Good planning and project management skills
Requires understanding the legal and regulatory environment of the business
BSA/AML remediation experience in a Globally Significant financial institution experience preferred

Ccb-risk Strategy & Execution Manager Resume Examples & Samples

Partner closely with internal business partners to understand their issues, create strategies for change, win buy-in for your recommendations, and collaborate with stakeholders
Deep expertise in financial services industry
Solid functional knowledge, including but not limited to strategy, business development, product development, project management, etc
Critical thinking, thought leadership and proven business acumen
Preferred experience in consulting, credit risk management, or internal strategy roles in the Consumer financial services industry

Director, AML Risk & Strategy Resume Examples & Samples

Conduct enterprise BSA/AML and targeted risk assessments, which includes the following: a) conducting interviews with line of business representatives to understand risks and controls associated with various products and services, b) defining parameters and risk attributes for data collection, c) conducting analysis with collected data to quantify inherent risks and risk exposures, d) performing control effectiveness review to assess the control environment effectiveness and identify any control gaps / enhance opportunities, e) socializing and presenting findings/results to LOBs, and e) producing comprehensive, executive-level reporting to be consumed by BSA/AML and the lines of business
Provide risk-focused analytic support for department initiatives including transaction monitoring strategies, customer risk ranking model, country risk ranking list, NAICS code list and etc
Provide support to Anti-money Laundering Business Rule Standards Committee (AMBRS) and other assigned meetings/committee for preparing/reviewing meeting materials, packages and other duties
Strong knowledge of the laws applicable to money laundering, to include the BSA, AML, USA PATRIOT Act, and OFAC requirements
Excellent skills in preparing executive level presentations
Proficient in Microsoft Office programs, including Excel, Word, and Outlook
Proficiency with qualitative and quantitative research methodologies for assessing inherent risk, control effectiveness, and residual risk
Ability to multi-task and successfully respond to multiple priorities

Head of RC Risk & Strategy Resume Examples & Samples

Responsible and accountable for all deliverables and activities used to support the Chief Compliance Officer opinion in manner acceptable to the Audit and Risk Committee and the local regulator
Attend Committee meetings on behalf of Head of Regulatory Compliance Canada when required
Coordinate global communication to Regulatory Compliance in conjunction with Group Communications
Exercise critical judgment in project execution which cut across all business lines and functions
Oversee completion and accuracy of half yearly compliance certificates
Oversee Executive Reporting and accurate delivery of KPI’s and KRI’s produced by the shared services MIand DG team
Successful management of Compliance transformation or enhancement programs
Significant compliance or possibly relevant audit / risk experience covering a wide range of business areas
Proven ability in leading a large team and strong people management
An excellent understanding of the regulatory environment and expectations
Strong interpersonal skills with the ability to communicate effectively with both Compliance and Business Senior Management
Highly motivated self-starter with proven ability to work collaboratively within teams and to deliver on time

Senior Mgr Credit Risk Strategy Analytics Resume Examples & Samples

Develop analytics based credit risk strategies and segmentation schemes, as well as other sophisticated analytical tools
Understand and anticipate impacts of credit risk policy and strategy changes
Implement complex financial models into live operating environments
Communicate credit risk policies, strategies, programs and performance trends across organization to all levels of audience
6+ years (10+ for Senior Manager) of relevant experience in credit risk related roles in retail banking and analytics
Must have Master’s or Advanced Degree in Statistics, Applied Mathematics, Operations Research, Econometrics, Engineering or other quantitative discipline. PhD strongly preferred
Understanding of consumer credit risk management and credit profit and loss drivers
Experience using statistical tools such as SAS, SQL, Model Builder etc
Experience with international markets preferred
Ability to speak Spanish preferred

CCB Risk-risk Strategy & Execution Resume Examples & Samples

Assist senior leadership in prioritizing, designing and driving the strategic risk agenda
Identify reputational risk issues, evaluate regulatory rule changes and exam findings in the firm and across the industry and assess the risk exposure of the Wealth Management business
5+ years of On-line retail investment management experience required and Risk Management experience highly desirable
Knowledge and experience in securities and banking products including equities, mutual funds, fixed income, managed accounts, annuities and collateralized credit products expected
Must be able to prepare an executive-level material and present to Senior Management
Strong analytical and problem solving skills and ability to develop compelling analytical presentations

Senior Manager FCC Risk & Strategy Resume Examples & Samples

Leads the analysis of RAS data, identification of drivers behind results, and preparation of periodic reports for the Regional Head of FCC and the Head of FCC Risk & Strategy (Canada)
Reports RAS results and actions to senior regional management in FCC and the global business lines
Ensures all necessary regional governance requirements are met related to the RAS
Partners with stakeholders in FCC and the global business lines to ensure weaknesses identified through the RAS, and Risk Framework or ORTP have actions in place to sufficiently address the issues
Possesses good knowledge on banking regulations, operations, audit and control concepts in order to develop a set of effective standard guidelines that can be implemented. In addition highly organized and to act independently and exercise discretion with minimal guidance and supervision
Wide scope of knowledge of all Bank businesses and support units including products, operations, systems, and organization and understanding of FCC regulatory compliance requirements applicable to the businesses
Demonstrated ability to grasp complex processes and concepts and make decisions and/or comprehensive recommendations across a broad range of subject matter
Ability to "connect the dots" and critically analyze situations, recommend effective solutions to problems and identify or anticipate regulatory concerns
Demonstrates ownership of topics and actively protects HSBC's reputation
Works well across diverse teams of individuals and is willing to assist others as needed
Experience in process design and improvement initiatives
Working knowledge of business/function supported as well as pertinent compliance risk policies and regulations
Strong writing skills; past experience creating documents/papers/proposals and compliance reports and/or reporting on compliance matters an asset

Senior Manager Risk Strategy Resume Examples & Samples

Strong communication skills on a strategic, business and technical level which requires coordination with global businesses, global functions, and regional risk teams
Broad role encompassing all customer groups, business lines and risk categories as well as a wide range of regulatory requirements
Environment of significant ambiguity and pressure to provide expertise on upcoming topics within short timescales, and within a changing regulatory environment
Ability to develop new initiatives and frameworks from scratch
Generally role holder will have degree or advanced degree in Quantitative, Finance or Business discipline
Detailed understanding of the risk and accounting associated with the full set of HSBC’s products and services
Good understanding of HSBC overall business dynamics and culture
Experience of leading the development, implementition and communication of evolving quantitative techniques in a challenging and changing regfulatory and risk environment
Proven leadership skills and the ability to exercise leadership
Proven experience of discussing complex analytical subjects with non-technical internal and external counterparts
Advanced understanding of regulatory developments and supervisory practices, experience in dealing with regulators
Working across various levels of the organisation to understand cross-functional linkages and interdependencies, as well as the implications of risk at both a strategic level and at the business unit level

Risk Policy Senior Manager Personal Installment Loans Consumer Risk Strategy & Analytics Resume Examples & Samples

Responsible for Acquisition and Existing Customer Strategy and Credit Policy for Personal Installment Loans
Lead analytics to enhance understanding of customer relationship data and credit bureau data to drive credit strategy and policy. Risk scorecard understanding and analysis including; cut-off analysis, score-based portfolio segmentation, profitability analysis and the monitoring of scorecards and segmentation
Provide end-to-end leadership, from analytical assessment to policy development and finally implementation. Work closely with functional counterparts, to evaluate strategies and to implement policy/programs which will enhance the credit sales process while ensuring adequate portfolio quality and profitability
Ensure all policies and strategies are in adherence with Global Credit Policies (GCFFRP) as well as in accordance with all Legal, Compliance and Fair Lending requirements. Further, responsible for Independent Risk Governance requirements
Communicate initiatives and results to senior risk and business managers
Build and lead a high performing team. Leverage expertise and experience to develop a pipeline of talented leaders
BA/BS in a quantitative discipline or equivalent work experience required (Economics, Statistics, Operations Research), Master’s degree preferred
At least ten years' experience in analytical role in financial services industry is required, preferably in a Risk context
Must have working knowledge of SAS or other statistical software packages (e.g. SQL, SPSS)
Must be able to manage multiple projects and meet deadlines
Ability to effectively communicate complicated technical issues to a non-technical audience is required
Strong Analytical and problem solving skills required
5+ Years analytical experience in risk policy, in one or more of the following areas: Originations, Fraud, Account Management, Collections
Demonstrated ability to develop partnerships with many businesses and functional areas
Financial services industry experience required, Retail Bank experience a plus, particularly with Personal Installment Loans

Head of Online Risk Strategy Resume Examples & Samples

Creates the risk management strategy for fraud mitigation and consumer authentication/KYC for each send country within MoneyGram Online. This includes the risk management strategy for each country as it relates to the different send and receive payment methods, payment types, corridors and the overall user experience for the risk management processes within the registration, login and transaction flows
Creates and executes the risk management strategy for using external partners/vendors in risk management. This includes the scope within which the partner/vendor is employed, the contract and pricing, vendor due diligence and integration of the service within the risk management flows
Develops and executes the risk models and policies/rules that are used to score transactions and registration/login events for automated or manual decisioning of consumers and transactions on MoneyGram Online
Optimizes the overall cost per transaction, revenue, and new customer acquisition through analytics and insights. Optimizes the pricing, FX structure and interchange by corridor, send band, funding mechanism, receive option, etc
Innovation in MoneyGram online – includes expansion of send sites to new countries, new payment methods, new features and functionality on site, new authentication techniques for consumers, etc
Works closely with the Risk Management operations team to set policies and rules that govern monitoring and due diligence of transactions and consumers
Manages a team that drives vendor strategy, program management, data science and risk strategy
10+ years of experience in fraud and credit risk management in the ecommerce or online space at a financial institution, risk management services company or a fin tech company
3 years of experience building and managing a team of professionals
2 years of experience in vendor management and contract negotiation
3 years of experience in payments, global Know Your Customer (KYC) methods, Identity Verification (IDV) in the online space, and the laws, regulations and governance covering the space
Strategy creation and execution
Strong understanding of fraud risk in the online space, and methods, tools and services available to mitigate the risk
Understanding of data science modeling and application
Strong people management skills – ability to build and lead a team including team members that are in remote locations
Strong communication skills – written and verbal; and presentation skills
Basic understanding of compliance and regulations governing cross border money transfers and money services bureaus
LI-AB1

Cyber Risk Strategy & Governance Senior Consultant Resume Examples & Samples

3+ years of experience with cyber risk requirements. This includes a thorough understanding of how cyber risk relates to business drivers, legal requirements, marketing functions, technical / security controls, and organizational operational risk tolerance
3+ years of experience building cyber risk requirements frameworks/matrices, and performing audits of networks, operating systems and applications for cyber risk requirements
Willingness to travel up to 80%
BA/BS in information technology or related field or significant industry work experience

VP Consumer Risk Strategy & Analytics Resume Examples & Samples

Provide leadership to drive strategy changes, initiatives and decision-making for collections & recovery strategies through analytics, scorecard strategy development and implementation
Drive analytics to enhance understanding of collections data across Citi to drive product strategies
Provide end-to-end support, from analytical assessment to policy development and finally implementation. Work closely with functional counterparts, to evaluate strategies and to implement policy/programs which will enhances the credit process while ensuring adequate portfolio quality and profitability

Global Risk Strategy & Transformation Specialist Resume Examples & Samples

Support the Business Manager in the effective and efficient running of the Risk Function including business management activities that may include resource, financials and key governance and communications support
Support the Head of Group Risk Reporting to establish a strategic group risk reporting framework and processes
Validate the quality and consistency of the data reported and oversight the data sourcing and analysis
Support the planning and efficient logistics of the risk committees, including review of minutes and tracking of actions
Design and develop new reports as required
Develop documentation describing processes and technical details and requirements to produce the reports
Take ownership of and establish procedures to monitor and ensure adherence to risk appetite and the ERM Framework within the business
Support development of enhanced governance structures
Design the data analytics hub operating model including build out of team to provide monitoring across key market abuse, fraud and conduct risk areas
Establishing and maintaining highly effective working relationships with all key internal stakeholders
Background in strategy at a consulting firm and practical application within Risk in the financial services sector
Strong understanding of Core enterprise risk management data and reporting requirements and delivery methods
Good understanding of Risk Culture oversight including proven ability to support the development of a three lines of defence model at an organisational level
Extensive experience in risk related roles in the financial sector, and experience in asset management is preferable
University degree in Business, Management, Finance, Communications or similar. MBA is strongly preferred
The ability to work independently and to tight deadlines
Hands-on mentality
Excellent at providing innovative ideas and comfortable working under pressure
Outstanding communication and negotiation skills
Strong stakeholder management skills and ability to face off to senior peers and stakeholders
Dedicated to maintaining high quality standards and client satisfaction
Strong analytical and problem solving skills with a hands-on mentality
Dedicated to maintaining high standards including attention to detail
Given the global nature of the role, bi-lingual preferable (i.e. European and Asian language)

Fraud Risk Strategy Manager Resume Examples & Samples

To provide/support the fraud strategy team on delivering their objectives aligned to loss reduction, customer experience and delivery of new fraud strategies to detect prevent and recover
Develop threat analysis across the fraud landscape for Wealth & Private Bank and Overseas Services
Assess effectiveness of fraud prevention control framework
Track fraud performance against budget and use MI to identify hotspots
Development of strategies to enhance control framework
Raise awareness of fraud threats across B I client base
Enhance training for B I staff
Act as fraud risk representative on fraud programmes
Support the businesses in the development of their risk and control assessments to ensure all material risks are captured assessed appropriately and advise on mitigating controls
Decision making and problem solving
Develop business cases for tactical and strategic investment in people and systems to reduce fraud exposure and client impact
Provide input in to business strategy / new products & initiatives to ensure any additional / increased transactional fraud risk is identified and appropriately controlled
Define the target risk and control framework for fraud management across the businesses
Risk and Control
All Barclays colleagues have to ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards

Cafo Capital Risk & Strategy Analyst Resume Examples & Samples

Able to derive coherent & efficient story-lines from complex issues, data, and topics
Understanding of various credit initiatives/policy actions within a credit risk management function, and their implications on credit risk capital
Working knowledge of various banking products, insights of the unique risk return characteristics of such products a plus
Proficiency in SAS, SQL, Excel, and / or Matlab programming is a plus
3+ years of Banking risk analytics or portfolio management experience
1+ years of experience in wholesale or retail Basel II/III and economic capital analytics or reporting
Education Level: Bachelor’s Degree

Ccb-risk Strategy & Execution Executive Director Resume Examples & Samples

Shape the Strategic plan and drive a critical effort to develop a best-in class forecasting framework for the Credit Card Business. Develop a roadmap for loan-level credit card forecasting capabilities and adopt the CECL standard to incorporate lifetime loss view
Partner closely with CCB Risk, Finance and Technology Leadership supporting the Card business to ensure that all priorities are aligned and drive forward progress
Be comfortable in challenging the status quo
Build consensus and effectively influence senior stakeholders with disparate priorities
Adopt a pragmatic approach in driving projects from ideation stage to execution
Demonstrated problem solving orientation and ability to create structured quantitative and qualitative analyses
10+ years experience in financial services, and at least 5 years of Credit card experience
Robust understanding of the Credit card business, fundamental business drivers, P&L line items such as Pre Provision Net Revenue (PPNR) and Loss Provisions, and forecasting frameworks, including Risk appetite segmentation
Demonstrated leadership ability in a team environment. You should be someone who frequently takes initiative and is eager to break new ground, create opportunities for others, —as seen through leadership roles
Exceptional oral and written communication skills and ability to formulate insights around complex business problems

Treasury Manager for Non-market Risk & Strategy Team Resume Examples & Samples

Delivery of key Treasury initiatives (both internal and regulatory driven), in particular, assisting in all aspects of the strategic unsecured intercompany renovation project including front to back process, policies, documentation, people and systems
Coordinating operational risk deliverables: Global & EMEA RCSA deliverables, IAD reviews, RECAP/ Open Pages actions, EMP, SOD & voice recording programs
Coordinating our regulatory compliance deliverables: PRFA, SMCR programmes and assisting in building out a global regulatory compliance framework
Coordinate delivery and review of reporting for Boards, Risk Committees and Senior Management
Exposure to all functional areas of Treasury, managing ad-hoc deliverables that span across Capital, Liquidity, Funding and RRP
Organised with strong attention to detail and project management skills
Problem solver with the ability to keep momentum on project deliverables
Good understanding of front to back process and interest in systems and controls
Strong written communication skills and knowledge of Microsoft PowerPoint and Excel are vital for preparing and reviewing material for Senior Management
Strong teamwork skills with an ability to work with virtual teams and colleagues across the regions including stakeholders across Finance, Firm Management, Tax, Operations and Technology
Ability to develop relationships and rapport with senior management and other key stakeholders across Finance, Firm Management, Tax, Legal, Operations and Technology
Adept at working in a fast-paced, high energy level environment
Previous experience in finance/banking industry with a project focus is beneficial
Knowledge of intercompany products is beneficial

CCB Risk-strategy & Execution Resume Examples & Samples

Entails working with the different business lines such as Card, Auto, Mortgage, and Business Banking to identify use cases to harness the power of internal Chase and external data, and execute on those use cases to deliver bottom line results
8 years + of business management or consulting experience with a proven record of high performance
Skills to communicate complex ideas effectively
Exceptional presentation and oral/written communication skills

Download Risk Strategy Resume Sample as Image file

Related Job Titles

Strategy Consultant Resume Sample

Investment Strategy Resume Sample

Investment Risk Resume Sample

Media Strategy Resume Sample

Security Strategy Resume Sample

IT Strategy Resume Sample

Chief Strategy Officer Resume Sample

Strategy Leader Resume Sample

Strategy Consulting Resume Sample

Strategy & Analysis Resume Sample

Strategy Engineer Resume Sample

Strategy Executive Resume Sample

Browse More

Risk Strategy Resume Samples

The Guide To Resume Tailoring

Craft your perfect resume by picking job responsibilities written by professional recruiters

Pick from the thousands of curated job responsibilities used by the leading companies

Tailor your resume & cover letter with wording that best fits for each job you apply

Resume Builder

Resume Builder

15 Risk Strategy resume templates

Read our complete resume writing guides

How to Tailor Your Resume

How to Make a Resume

How to Mention Achievements

Work Experience in Resume

50+ Skills to Put on a Resume

How and Why Put Hobbies

Top 22 Fonts for Your Resume

50 Best Resume Tips

200+ Action Words to Use

Internship Resume

Killer Resume Summary

Write a Resume Objective

What to Put on a Resume

How Long Should a Resume Be

The Best Resume Format

How to List Education

CV vs. Resume: The Difference

Include Contact Information

Resume Format PDF vs Word

How to Write a Student Resume

Operations Risk Strategy & Governance VP Operations Risk & Control Resume Examples & Samples

Audit Director Franchise Risk & Strategy Resume Examples & Samples

Head of Risk, Strategy & Analytics Resume Examples & Samples

SVP Risk Strategy Resume Examples & Samples

Risk Strategy & Execution Manager CWM Risk Resume Examples & Samples

Audit Manager Franchise Risk & Strategy Resume Examples & Samples

Risk Strategy Resume Examples & Samples

Recovery & Resolution Planning Risk Strategy Resume Examples & Samples

Risk Strategy Execution VP Resume Examples & Samples

Audit Manager, Franchise Risk & Strategy Resume Examples & Samples

Audit Senior, Franchise Risk & Strategy Resume Examples & Samples

Audit Director, Franchise Risk & Strategy Resume Examples & Samples

Fraud Risk Strategy & Analytics Manager Resume Examples & Samples

Franchise Risk & Strategy Resume Examples & Samples

VP Consumer Risk Strategy & Analytics Resume Examples & Samples

VP Compliance Risk Strategy Resume Examples & Samples

CCB Risk-risk Strategy & Execution, VP Resume Examples & Samples

VP, Operational Risk Strategy Resume Examples & Samples

Head Fcc & Rc Risk & Strategy Resume Examples & Samples

CCB Risk-head of Credit Card Identity Risk Strategy Resume Examples & Samples

Consulting Risk Strategy & Execution Manager Resume Examples & Samples

Head of Fcc Risk & Strategy Resume Examples & Samples

CIB Risk-clearinghouse Risk Strategy & Advisory Resume Examples & Samples

Small Business Risk Strategy Resume Examples & Samples

Director Risk Strategy & Automated Support Resume Examples & Samples

Manager, SBB Credit Risk & Strategy Resume Examples & Samples

CCB Risk-risk Strategy & Execution Manager Resume Examples & Samples

CCB Risk-strategy & Execution Resume Examples & Samples

Ccb-risk-strategy Execution Associate Resume Examples & Samples

Risk Strategy Manager Resume Examples & Samples

CCB Risk-risk Strategy & Execution Resume Examples & Samples

Assistant VP-risk Strategy Integration Resume Examples & Samples

Risk Strategy & Analysis Resume Examples & Samples

Fraud Risk Strategy Process Lead Resume Examples & Samples

Fraud Risk Strategy Group Lead Resume Examples & Samples

Cafo Capital Risk & Strategy Analyst Resume Examples & Samples

Senior Auditor, Franchise Risk & Strategy Resume Examples & Samples

CIB Risk Clearinghouse Risk & Strategy Team Senior Associate Resume Examples & Samples

Associate Director, AML Risk & Strategy Resume Examples & Samples

CCB Risk-strategy & Execution Program Manager Resume Examples & Samples

Credit & Portfolio Risk Strategy Analyst Resume Examples & Samples

Fraud Risk Strategy Manager Resume Examples & Samples

Director of Tax Risk & Strategy Resume Examples & Samples

Manager, SBB Credit Product Risk & Strategy Resume Examples & Samples

Consumer Credit Card Risk Strategy Analyst Resume Examples & Samples

CCB Risk-risk Strategy & Execution Resume Examples & Samples

Risk Strategy Developer Resume Examples & Samples

Senior Manager FCC Risk & Strategy Ewra Resume Examples & Samples

VP Digital Consumer Risk Strategy & Analytics Resume Examples & Samples

Credit Risk Strategy Manager Resume Examples & Samples

Senior Manager, Risk Strategy & Analysis Resume Examples & Samples

How to Make
a Resume

50 Best
Resume Tips

200+ Action
Words to Use

Internship
Resume