CCB Risk-mortgage Resume Samples
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CCB Risk-mortgage Resume Samples
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MG
M Gutkowski
Megane
Gutkowski
16586 Kameron Village
Boston
MA
+1 (555) 502 3512
16586 Kameron Village
Boston
MA
Phone
p
+1 (555) 502 3512
Experience
Experience
Dallas, TX
CCB Risk-mortgage
Dallas, TX
Flatley-Gottlieb
Dallas, TX
CCB Risk-mortgage
- Storytelling with data: analyze quality data and reporting to derive performance metrics and key risk indicators
- Demonstrate a strong sense of urgency by responding immediately to escalated issues and rapidly changing priorities
- Coordinate with cross-functional business partners around changing priorities
- Strong first mortgage (prime) underwriting and regulatory compliance knowledge
- Execute vision to lead the business: defined by behaviors such as leading by example; thinking strategically, supporting organizational changes and developing new business opportunities
- Establish and maintain reporting to effectively communicate results and strength of controls
- Strong knowledge of Automated Underwriting Systems (DU, LP, GUS and TOTAL)
Chicago, IL
CCB Risk-mortgage Banking
Chicago, IL
Nicolas-Brown
Chicago, IL
CCB Risk-mortgage Banking
- Working with the business, Risk Analytics, and Risk advisory peers to proactively identify risk and reward opportunities to improve the health of the portfolio
- Develop executive management presentations and communications for meetings, town halls and road shows
- Work closely with internal business partners to understand their issues, create strategies for change, and collaborate with other stakeholders to approve and implement such strategies
- Display leadership through identification of key industry developments, news and innovation and sharing that information with business partners and stakeholders
- Consistently deliver value to the business and Chase through challenging the current-state operating environment and partnering with business and stakeholders to simplify processes and neutralize and/or reduce risk
- Provide reporting to senior management on Inherent Risk and Residual Risk
- Proactive identification, reporting and monitoring of key risks through targeted assessments of functional areas. Targeted assessments could take multiple forms including file reviews, exception reviews, side-by-side process walkthroughs, call listening, Risk management portfolio reviews, etc
present
Los Angeles, CA
Ccb-risk-mortgage Credit Forecasting
Los Angeles, CA
Abshire LLC
present
Los Angeles, CA
Ccb-risk-mortgage Credit Forecasting
present
- Performing analytical /quantitative analysis to identify credit risk issues impacting the portfolio
- Preparing comprehensive overviews of portfolio performance
- Identifying and segmenting key risk drivers of the portfolio
- Knowledge of the mortgage lending lifecycle, including origination, sale/servicing, default management/loss mitigation
- Producing reports summarizing portfolio credit performance; identifying adverse credit quality trends across origination vintages; and profiling different segments of the portfolio
- Effectively communicating results from empirical analysis to senior management
- Provide information to management by assembling, interpreting and summarizing data, preparing reports, making presentations of findings, along with analyses and recommendations
Education
Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
Central Michigan University
Bachelor’s Degree in Business
Skills
Skills
- Ability to deal with highly confidential information in a professional manner
- Ability to effectively communicate autonomously and concisely with business partners
- Manage key risk and quality metrics for monthly and quarterly risk report packages
- Flexible and able to work in a fast-paced environment to effectively meet deadlines, and work with minimal supervision
- Demonstrate a strong sense of urgency by responding immediately to escalated issues and rapidly changing priorities
- Ability to follow complex methods and procedures in diverse routine and non-routine tasks
- Storytelling with data: analyze quality data and reporting to derive performance metrics and key risk indicators
- Demonstrate proficiency in accessing multiple systems, platforms and applications
- Establish and maintain reporting to effectively communicate results and strength of controls
- Project management and support departmental initiatives
12 CCB Risk-mortgage resume templates
Read our complete resume writing guides
1
Ccb-risk-mortgage Banking Consumer Credit Resume Examples & Samples
- Develop an effective governance and oversight structure through active engagement with the business unit being supported
- Work with the line of business and risk analytics teams to proactively identify risk and reward opportunities to improve the risk profile of the portfolio
- Ensure that key decisions have the appropriate levels of transparency and risk oversight to drive the appropriate escalation
- Proactive identification, reporting and monitoring of key risks through targeted assessments of functional areas
- Bachelor's degree in a discipline related to Risk Management or equivalent job experience. Advanced degree a plus
- 7+ years of risk management experience or similar experience in Audit, Compliance, Finance or related roles in financial services. Mortgage industry experience preferred
- Excellent analytical and problem-solving skills; must be comfortable interfacing with analytics teams and driving outcome from those analytics teams to meet risk objectives
- Excellent interpersonal and communication skills, including the ability to demonstrate diplomacy in sensitive situations and to interact effectively with senior management
- Ability to work independently and to handle ambiguity. The individual must be comfortable working in a matrixed environment
- 5+ years of Mortgage servicing experience with deep expertise in one or more of the following areas: Default Underwriting, Collections, Loss Mitigation, Short Sale & Foreclosure Alternatives, Recovery
2
CCB Risk-mortgage Resume Examples & Samples
- Previous Risk/Controls experience required (hands-on experience with RCSAs, the RCSA process, Actions Plans and the Phoenix system strongly preferred)
- 7 plus years experience in Financial Services
- 5+ years experience in Risk, Controls, Operations or Audit
- Self motivated and career oriented
- Able to work and succeed in a fast paced and highly fluid environment
3
CCB Risk-mortgage Banking Resume Examples & Samples
- Minimum of five (5) years experience in risk management or other related experience required (financial services environment preferred)
- Bachelor’s degree in business, finance/accounting or related field; or equivalent work experience required
- Extensive experience in mortgage banking (originations, servicing, default functions)
- Experience with capital models or scenarios preferred
- Must possess strong analytical and problem solving skills to be used in operational evaluation and interpretation of compliance information
- Able to follow complex methods, processes and procedures in diverse routine and non-routine tasks
- Able to handle highly confidential information and material in a professional manner
- Experience and proficiency with business applications and systems of record supporting mortgage banking functions
- Able to operate in a matrixed environment; must be able to directly influence change, negotiate, and appropriately escalate; strong communication, presentation, project management and leadership skills required
- Flexible and able to work in a fast-paced environment to effectively meet deadlines and work with minimal supervision
4
CCB Risk-mortgage Resume Examples & Samples
- Minimum of five (5) years Senior Underwriting experience required (FHA DE, VA LAPP / SAR and RHS)
- Minimum of five (5) years first mortgage underwriting experience within most recent seven (7) years
- Strong first mortgage (prime) underwriting and regulatory compliance knowledge
- Bachelor's Degree or equivalent work experience
- Strong knowledge of Automated Underwriting Systems (DU, LP, GUS and TOTAL)
5
CCB Risk-mortgage Originations Resume Examples & Samples
- Monitoring business trends and practices to identify potential risk
- Developing and recommending actions that proactively mitigate identified risk
- Driving decisions through the appropriate governance
- Working with the business and analytics teams to proactively identify risk and reward opportunities to improve the health of the business
- Driving escalation and working with the business to drive the right remediation of those key risks
- Ensuring that key decisions have the appropriate levels of transparency and risk oversight to drive the appropriate escalation
- Participating in adhoc projects as necessary
- 5+ years of risk management experience OR mortgage originations experience
- Ability to think through situations to reach timely, high quality and actionable decisions
- Ability to successfully manage or participate in projects to completion with minimal supervision
- Ability to drive timely results in an ambiguous climate
- Must be comfortable independently interfacing and performing within a matrixed environment
- Demonstrated experience in process assessment / design
- PC skills essential (Outlook, Microsoft Office: Word, Excel, and PowerPoint)
- 5+ years of experience in one of the following areas: Underwriting, Collateral Valuation (Appraisal), Quality
6
CCB Risk-mortgage Banking Resume Examples & Samples
- Develop an intake framework through active engagement with risk management peers and the business to enhance discretionary policies and procedures for Servicing that promotes feedback and ideas that are innovative with a proven ability to drive a material impact to the customer experience
- Drive a new proactive policy file review methodology that identifies risks and provides opportunities for process improvement through the appropriate governance
- Ensure that key decisions have the appropriate levels of transparency in order to drive the appropriate escalation
- Identification, Reporting and Monitoring of key risks through proactive policy reviews
- Collaborate with Legal, Compliance, Controls and the Line of Business to ensure policy accurately addresses requirements and business needs
- Learn all the details of how a business area or system works
- Determination to follow tasks through to completion
- Working with the business, risk analytics, and risk advisory teams to proactively identify risk and reward opportunities to improve the health of the portfolio through influencing and executing policy and procedural changes. The individual must be comfortable working in a matrixed environment
- Proactive identification, reporting and monitoring of key risks through targeted assessments of functional areas. Targeted assessments could take multiple
- Forms including file reviews, exception reviews, side-by-side process walkthroughs, call listening, Risk management portfolio reviews, etc
- Minimum 1-3 years of policy, procedure, business or technical writing experience required
- Previous compliance or controls related experience is highly desirable
- Ability to work under strict timeline and delivery pressure
- Capable of applying a hypothesis-driven approach to ambiguous issues with a practical, results-oriented mindset
- Must be comfortable interfacing and partnering with analytics teams and other line of business facing risk managers in order to assist in meeting risk objectives
- Self starter with excellent time management skills
- Demonstrated experience in process assessment / design demonstrated either through operational risk, controls, operations, or process engineering roles
- 5+ years of Mortgage Servicing or Financial Services Experience
- 5+ years deep expertise in one of the following areas: Risk Policy, Customer Service, Escrow, Change Management, Collections, Loss Mitigation, or Default Underwriting
- An MBA or Masters Degree in Business, Finance, Accounting, and/or other
7
CCB Risk-mortgage Resume Examples & Samples
- Execute vision to lead the business: defined by behaviors such as leading by example; thinking strategically, supporting organizational changes and developing new business opportunities
- Storytelling with data: analyze quality data and reporting to derive performance metrics and key risk indicators
- Coordinate with cross-functional business partners around changing priorities
- Manage key risk and quality metrics for monthly and quarterly risk report packages
- Demonstrate a strong sense of urgency by responding immediately to escalated issues and rapidly changing priorities
- Project management and support departmental initiatives
- Ability to effectively communicate autonomously and concisely with business partners
- Ensure RSCA is properly completed and install tracking, reporting & communications as required
- Establish and maintain reporting to effectively communicate results and strength of controls
- Minimum of 4 plus years experience in mortgage originations; preference specific to underwriting experience
- Must possess high degree of independent decision making and self-sufficiency
- Bachelor’s degree in business, finance, or related field; or equivalent work experience required
- Demonstrate proficiency in accessing multiple systems, platforms and applications
- Must possess strong analytical and problem solving skills to be used in evaluation and interpretation of data
- Teamwork and collaboration expertise
- Flexible and able to work in a fast-paced environment to effectively meet deadlines, and work with minimal supervision
8
CCB Risk-mortgage Loss Forecast Modeling Resume Examples & Samples
- Performing analytical /quantitative analysis to identify credit risk issues impacting the portfolio
- Assessing the impact of external economic variables on credit performance and credit quality mix of portfolio
- The manager should have solid statistical modeling and analytical background with experience of large-scale data manipulation to provide analytical support for implementing, calibrating, and monitoring loss forecasting models
- 8+ years experience in Credit Risk or related field. Experience in the development, use, and validation of statistical models for measuring risk within financial institutions is highly preferred
- Detail oriented and well organized with the ability to work independently & manage projects and deadlines
9
CCB Risk-mortgage Banking Resume Examples & Samples
- Develop an effective governance and oversight structure through active engagement with the business unit being supported. Drive decisions through the appropriate governance channel
- Ensure that business key decisions have the appropriate levels of transparency in order to drive the appropriate escalation
- Possess and execute on the ability to quickly and succinctly summarize the impacts, risks and risk mitigants of business processes and decisions in a timely manner, balancing a need for action with a need for analysis
- Working with the business, Risk Analytics, and Risk advisory peers to proactively identify risk and reward opportunities to improve the health of the portfolio
- Proactive identification, reporting and monitoring of key risks through targeted assessments of functional areas. Targeted assessments could take multiple forms including file reviews, exception reviews, side-by-side process walkthroughs, call listening, Risk management portfolio reviews, etc
- Consistently deliver value to the business and Chase through challenging the current-state operating environment and partnering with business and stakeholders to simplify processes and neutralize and/or reduce risk
- Bachelor’s degree, Master’s degree preferred
- 5+ years of risk management experience or Mortgage Servicing/Originations operations experience
- Self-starter with excellent time management skills
- The individual must be comfortable working in a matrixed environment
- 7-10+ years of Mortgage Servicing or Financial Services Experience
- 5+ years deep expertise in one of the following areas: Risk Policy, Project Management, Change Management, Analytics, Audit, and/or Controls
- An MBA or Master’s Degree in Business, Finance, Accounting, and/or other related fields preferred
10
CCB Risk-mortgage Resume Examples & Samples
- Minimum 2-3 years first mortgage full file loan processing experience mandatory, government loan exposure a plus
- Ability to balance work product quality and productivity to meet stringent departmental standards
- Strong organizational and time management skills necessary to meet aggressive departmental deadlines
- Candidates must exhibit ability to promote constructive and positive dialogue to foster effective relationships with team mates and business partners
- Strong technical skills, including proficiency in entire Microsoft Office suite of products
- Must be a self starter and actively seek additional responsibility to support business needs
- Excellent verbal and written communications skills
- College graduate preferred
11
Ccb-risk-mortgage Loss Forecast Modeling Resume Examples & Samples
- Recommend interim and permanent corrective actions to mitigate identified risks
- Producing reports summarizing portfolio credit performance; identifying adverse credit quality trends across origination vintages; and profiling different segments of the portfolio
- Preparing comprehensive overviews of portfolio performance
- Effectively communicating results from empirical analysis to senior management
- Master's degree in a field that provides a strong background in finance, economics and statistical methods
12
CCB Risk-mortgage Banking Resume Examples & Samples
- Provide independent risk oversight in the assessment and control of the Capital Market business
- Capital markets interact with various channels in MB. The person has to play a key role in coordinating various cap markets initiatives and broader MB initiatives. Time management and critical pathing will be a key in this role
- Conduct deep dive exercises related to the Mortgage business and provide value to proactive strategies impacting capital markets spanning across origination, servicing, and default management
- Involvement in review of new NBIAs (New Business Initiatives), performance monitoring on new strategies, improvements in current BAU on process side and model
- Partner with X LOB risk functions in understanding key position, market risk and strategy changes for PW & MSR business
- Work with the Front Office, Finance, Model Review Group, Policy, Finance, ad Technology related to all aspects of Capital Markets Business
- Minimum Bachelor’s degree in Finance/Math based discipline; 3-5 year’s work experience in the Mortgage industry
- Experience with residential mortgage products and existing knowledge of securitization. Required experience in market risk and valuation for fixed income products
- Strong analytical and quantitative skills, critical thinking, investigative problem-solving and decision making talents
- Excellent written and verbal communications skills. Must be able to communicate with a wide variety of functional groups
- Ability to work independently with high attention to detail
- Working knowledge of Microsoft Word, Excel and PowerPoint, and Programming language is a plus
13
CCB Risk-mortgage Banking Resume Examples & Samples
- 1-3 years analytical experience, preferably in credit risk management
- Good knowledge of SAS, or other standard statistical packages
- Good knowledge of SQL, Unix, Teradata and other data programming languages
- Able to spend large amount of time pulling, handling, and analyzing loan-level data
- Good understanding of key risk metrics
- Good communication skills; able to translate technical data into simple business presentations
- B.A. / B.S. in Economics, Finance, Statistics, Mathematics, Operations Research or Computer Science
14
CCB Risk-mortgage Banking Resume Examples & Samples
- Establish and maintain processes and procedures for Mortgage Banking Risk functions
- Minimum of 5 years’ experience in a senior analytical position
- Knowledge of risk management principles
- High proficiency in Microsoft Office applications (PowerPoint, Excel, SharePoint) required
15
CCB Risk-mortgage Banking Resume Examples & Samples
- Manage the annual risk & control self-assessment process and support team in evaluating the strengths and weaknesses of existing department controls. Communicate test results and provide business direction on opportunities for improvement. Make recommendations and help process owners with the development of action plans to address significant process or control gaps. Submit such Action Plans for approval and eventual resolution to appropriate management and committees
- Manage the monthly quality control (QC) process, support team in identifying QC trends at department and individual level and make recommendations for corrective action or updates to the current guidelines and procedures
- Oversee the Correspondent recertification process, ensuring documentation is received, reviewed and issues addressed timely. Make recommendations for updates to the recertification tool and manage the enhancement process through partnership with Legal, Compliance and Sales
- Act as resiliency coordinator for CMG and maintain a current business continuity plan, while ensuring all CMG managers are aware of roles and responsibilities. Participate on the Jacksonville Security, Resiliency and Crisis Management Sub Committee and maintain its scorecard
- Provide direction to the guidelines and procedure writer and ensure internal guidelines and updated, published and communicated on a timely basis
- Assist in creating and executing department strategy and manage several simplification and optimization initiatives
- Create, distribute and present materials and communicate with internal and external partners for on-going updates, distinct requests and various examinations
- Bachelor’s degree required; Masters preferred
- 8 plus years’ experience in Risk, preferably in Mortgage Banking
- 8 plus years’ experience managing people
- 8 plus years’ experience in communication with senior levels of an organization incorporating superior written and verbal communication skills and high level critical thinking/analysis
- Strong analytical decision making, problem solving and multi-tasking skills
- Strong organizational skills and ability to coordinate and manage multiple deliverables with various stakeholders
- Ability to work collaboratively and developing strong, positive working relationships with multiple stakeholders
16
CCB Risk-mortgage Banking Consumer Credit Risk-VP Resume Examples & Samples
- Develop an effective governance and oversight structure through active engagement with the business unit being supported. Drive decisions through the appropriate governance
- Identification, Reporting and Monitoring of key risks. Drive escalation of key risks and work with the business to drive remediation of those key risks
- Lead risk engagement in strategic / business initiatives that impact lending in the channel. Ensure that key decisions have the appropriate levels of transparency and risk oversight
- Make decisions in a timely manner, appropriately balancing a need for action with a need for analysis
- Work with the business and risk-analytics teams to proactively identify risk and reward opportunities to drive innovative optimization of credit policy for consumer originations business within risk appetite
- Proactively identify report on and monitor key risks through targeted assessments of functional areas. Targeted assessments could take multiple forms including file reviews, exception reviews, side by side site inspections, call listening etc
- Bachelor’s degree. Master’s degree preferred
- 5+ years mortgage originations experience
- 5+ years of risk management or related consumer credit experience
- Independent problem solving skills
- Able to synthesize quantitative and qualitative analysis into concise, executive-level communications
- Capable of applying a hypothesis-driven approach to ambiguous business issues with a practical, results-oriented mindset
- Adept at interfacing with analytics and decision sciences teams and in driving outcome from those analytics to meet risk objectives. The individual must be comfortable working in a matrixed environment
- Excellent written and verbal communications skills
- Skilled at influencing multiple stakeholders
- 5+ year’s in consumer mortgage originations experience
- 5+ year’s deep expertise in one or more of the following areas: sales, underwriting, processing or closing
17
CCB Risk-mortgage Banking Resume Examples & Samples
- Develop and/or enhance Risk and Control Self Assessments (RCSA)
- Assist and/or design robust test scripts to ensure thorough and substantive analysis
- Influence sustainability and enhancements to the control environment
- RCSA testing guidance for MB Risk testers which includes the following: (1) complete walk-throughs to document full process within each business group; (2) create/maintain process maps; (3) review testing templates for completeness and accuracy; and (4) review testing evidence
- Provide reporting to senior management on Inherent Risk and Residual Risk
- Create issue/action plan documentation for submission to CCB Risk Triage
- Prepare and test action plan closure documents for submission to CCB Peer Review
- Conduct meetings with business owners at various level of management
- Provide support for KEYS documentation, as needed
- Manage the FORCE data updates and reporting
- Participate in Firmwide and CCB Risk initiatives
- Bachelor's degree in Business, Finance, Economics, Accounting, is required
- At least 5 - 7 years experience in Financial Institution Risk, Audit, Compliance or Business Operations
- Strong knowledge of Mortgage Banking operations, and/or product support related business experience
- Ability to understand business functions quickly and assess the operational, financial, regulatory or reputation impact of control issues
- Highest level of professionalism, self-motivation, sense of urgency, and effective under pressure
- Must work well individually and in teams
- Strong MS Office skills (Excel, Word, PowerPoint, Outlook) with the ability to quickly learn new applications
- Hands on experience with the RCSA process and utilizing the FORCE system
- Knowledge of iGrafx or Visio used for creating and maintaining process flow documents for RCSA is required
18
Ccb-risk-mortgage Credit Forecasting Resume Examples & Samples
- Identifying and segmenting key risk drivers of the portfolio
- Provide information to management by assembling, interpreting and summarizing data, preparing reports, making presentations of findings, along with analyses and recommendations
- Prepare monthly and quarterly management reports explaining the performance of the portfolio
- Bachelor's degree in Finance, Accounting, Economics or Mathematics
- Master’s degree preferred
- Minimum 5+ years of demonstrated achievement in risk management, financial or portfolio analysis
- Minimum 2 - 4 years of mortgage banking or related industry experience preferred
- Proficiency in Microsoft Office is required
- Must possess excellent analytical and problem solving skills and be flexible, a self starter, able to solve problems, develop solutions, multi-task and meet deadlines
- Strong organizational skills are required
- Strong written and verbal communication skills and ability to interact with all levels of the organization is required with the ability to storyboard along with the ability to defend storyboard position
19
CCB Risk-mortgage Banking Resume Examples & Samples
- Assess risks in Mortgage Servicing and develop insights to mitigate those risks
- Work closely with internal business partners to understand their issues, create strategies for change, and collaborate with other stakeholders to approve and implement such strategies
- Advising and influencing senior management on key decisions from the Risk Strategy perspective
- Collaborate with Legal, Compliance, Controls and the Line of Business to ensure risk strategies accurately addresses requirements and business needs
- 7+ years of experience in finance or strategy role
- 7+ years of risk management experience or risk consulting experience
- Have an analytical mindset to solve complex issues. Ability to structure and scope complex problems and apply a range of analytical tools to develop strategic solutions
- Have a solid understanding of financial data and how to segment such data to drive strategies and insights
- Ability to synthesize deep quantitative and qualitative analysis into concise, executive-level communications
- Capable of presenting recommendations to senior management and influencing multiple stakeholders
- Must be comfortable interfacing and partnering with analytics teams and other lines of business in order to assist in meeting risk objectives
- Comfortable working in a matrixed environment
- 8+ years of experience in strategy, consulting, or credit risk management experience in the consumer financial services industry
- Deep knowledge of mortgage, home equity, and/or credit card products
- Outstanding ability to communicate effectively
- Ability to think outside the box and come up with innovative ideas
- Advanced MS Excel and PowerPoint skills
- Excellent knowledge of data analytical tools
- An MBA or Master’s Degree in Business, Finance, Economics, Statistics, and/or other related fields preferred
20
CCB Risk-mortgage Banking Resume Examples & Samples
- Provide oversight of the Risk and Control Self Assessments (RCSA) program for Mortgage Banking Risk organization
- Identify the risks and assess the controls for each process in Mortgage Banking Risk
- Prepare and validate action plan closure documents for submission to CCB Peer Review
- Conduct meetings with business owners at various levels of management
- At least 7-10 years experience required in Financial Institution Risk, Audit, Compliance, or Controls
- Must work well individually and within teams
21
CCB Risk-mortgage Banking Resume Examples & Samples
- Manage the strategic agenda for all of Originations Risk, including controls assessment, financial performance and people/talent development
- Partner with channel risk managers to lead the proactive identification of risk and reward opportunities to create sustainable and best in industry originations practices. This includes new product assessment, design and prioritization
- Engage with first line colleagues to ensure controlled implementation of approved strategies
- Proactively manage key risks for the business – credit, market, operational, customer experience, financial, reputational etc. through quantitative analysis in conjunction with qualitative strategic assessments. Provide strong and independent challenge to business partners
- Display leadership through identification of innovation opportunities, staying abreast of industry and news developments, and effective communication with business partners and stakeholders
- Partner with other second line control functions to ensure that the first line is fully abreast of all present and emerging risks/opportunities
- Bachelor’s degree in Business Management, or other related fields/experience. Master’s degree is preferred
- 10+ years of management experience in Mortgage or other consumer lending business. Experience in mortgage servicing or mortgage capital markets is an advantage. Consulting experience is preferred
- Adept at digesting complex business issues, concerns and escalations to drive holistic solutions to business challenges
- Capable of working with senior executives to drive change and ability to influence multiple stakeholders
- Must be comfortable interfacing and partnering with analytics teams and other line of business facing risk managers in a remote setting
22
Ccb-risk-mortgage Resume Examples & Samples
- Designing, developing, testing, and maintaining analytic applications needed for modeling, forecasting and model performance monitoring
- Assisting the model development team with day to day analytics, analysis, and ad hoc work
- Analyzing model results to identify and recommend improvement opportunities
- Creating and maintaining technical and user documentation
- Training customers on how to install and/or use custom built applications and data repositories
- Developing and producing quarterly reporting deck highlighting forecast accuracy and portfolio trends for user testing monitoring
- 3+ years of related analytical experience
- 3+ years experience designing and developing efficient SAS code for use in automated/distributed data processing systems on UNIX based platforms. SAS programming is a must
- Experience with UNIX shell scripting
- In addition to SAS, strong Excel, Access, Power Point, SharePoint and data mining skills programming skills are also preferred
- Ability to synthetize disparate data sources into actionable information
- Experience with C++ would be helpful
- Strong organization and time management skills. Must have the ability to deliver high-quality results under tight deadlines and be comfortable manipulating and summarizing large quantities of data. Should have good multi-tasking skills with demonstrated ability to manage expectations and deliver results
- Knowledge of version control tools and processes (Subversion, CVS, Clear Case, etc.)
- Knowledge of the mortgage lending lifecycle including origination, sale/servicing, default management/loss mitigation, credit risk modeling and loss forecasting methodology is a major plus
- Must be able make contributions to the group’s knowledge base by proposing new and valuable ways for approaching problems and projects. Teamwork and first-rate communication skills (written and verbal) are key to this role
23
CCB Risk-mortgage Banking Resume Examples & Samples
- 4+ year’s audit/quality control experience with ability to evaluate key risk factors surrounding the mortgage loan origination process
- 4+ years mortgage banking experience, with preference for experience in loan originations (either in a line-of-business or review capacity)
- Must be conversant with federal laws and regulations impacting mortgage banking
- Must possess leadership abilities, and display excellent interpersonal skills to convey issues concisely and succinctly to an extremely dissimilar distribution
- Accuracy and thoroughness are critical as reviews must withstand external audit scrutiny
- Must be able to quickly grasp new concepts and ideas
24
CCB Risk-mortgage Banking Resume Examples & Samples
- Minimum of five (5) years Senior Underwriting experience required (FHA DE, VA LAPP / SAR)
- Strong knowledge of Automated Underwriting Systems (DU, LP, TOTAL, etc.)
- Strong PC Skills (Microsoft Word, Excel, PowerPoint)
25
CCB Risk-mortgage Banking Resume Examples & Samples
- Lead a team of approximately three analysts responsible for credit strategy analytics and originations monitoring of Chase’s serviced only products including Agency, FHA and VA
- Conduct detailed investigative analysis to uncover key drivers of emerging trends and evaluate potential impact to the Firm’s Risk Appetite to drive the appropriate remediation
- Work closely with Business and Originations CRO to implement prudent credit strategy including a sustainable affordable lending strategy that adheres to the firm’s responsible lending principals
- Use robust analytical decisioning tools and leverage alternative data sources to drive innovative optimization to credit strategy
- Support Mortgage Banking originations with innovative analytical solutions that will responsibly improve customer experience
- Bachelor’s degree in finance, mathematics, statistics, engineering or similar quantitative discipline
- 5+ years of experience in consumer credit/lending
- 3+ years of experience in risk management, capital markets or related discipline
- Experience managing a small team of quantitative analysts in a fast-paced environment
- Strong analytical skills with ability to synthesize quantitative and qualitative analysis into concise, executive-level communications
- Strong Microsoft Excel skills
- Strong written and verbal communications skills, comfortable interacting with executive level managers
- An MBA or advanced degree in another quantitative field preferred
- Formal Credit training a plus
- Knowledge of SAS or SQL programming skills
- Familiarity with statistical methods including multivariate logistic regression modeling