Credit Research Analyst Job Description
Credit research analyst
provides support to ensure Agency compliance with current financial management and accounting requirements and reform initiatives, such as Federal Accounting Standards Advisory Board (FASAB) accounting statements/concepts, OMB circulars and bulletins, OSD Comptroller guidance, the DoD Financial Management Regulation, and other Federal/DoD requirements.
Credit Research Analyst Duties & Responsibilities
To write an effective credit research analyst job description, begin by listing detailed duties, responsibilities and expectations. We have included credit research analyst job description templates that you can modify and use.
Sample responsibilities for this position include:
Apart from tradable bonds across the credit universe in Asia and CDS in Japan, the role involves analysis of private/loan situations across Asia
Preform bottom-up, fundamental market, sector, collateral and bond specific research including evaluating originator and servicer management skills, business models, financials, underwriting and servicing practices, credit culture and track record
Work with, mentor and lead junior/intermediate credit analysts in the production and maintenance of credit write-ups, surveillance reports, credit and legal files and future developments to our proprietary databases and credit models all designed to support and promote our value driven, holistic investment process and active security and portfolio risk management practices
Write annual reviews assessing counterparties’ creditworthiness and recommend internal credit ratings
Present analysis to senior management and peers
Monitor counterparties for changes to creditworthiness and take appropriate action
Plan and participate in counterparty due diligence sessions
Produce commentaries for senior management
Provide credit insights and research into corporations and structured financial instruments to enable attractive risk reward trading of the identified inefficiencies and dislocations across their capital structures and across their industry sectors
Provide relative value recommendations on the attractiveness of sector and issuers
Credit Research Analyst Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Credit Research Analyst
List any licenses or certifications required by the position: CFA
Education for Credit Research Analyst
Typically a job would require a certain level of education.
Employers hiring for the credit research analyst job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Economics, MBA, Accounting, Business, Mathematics, Engineering, Graduate, Public Policy, Statistics
Skills for Credit Research Analyst
Desired skills for credit research analyst include:
Advanced concepts
Practices
Procedures of finance and accounting
Bloomberg
Bloomberg Terminal
Financial and accounting concepts
ASEAN credit markets and companies within the various ASEAN countries
Financial statements
Microsoft Excel
Bonds
Desired experience for credit research analyst includes:
Understanding factors that determine the fundamental credit quality and rating of issuers, including key metrics
Understanding the impact of broader economic trends and market conditions on both credit quality and valuation
Ability to concisely communicate the impact of an event on a particular company's credit profile and valuation
Ability to translate credit opinions into well-articulated, executable trade recommendations
Willingness to work within an interactive team environment and be accountable for decisions
Deep understanding of relevant financial instruments and portfolio management processes, including regulatory and compliance aspects
Credit Research Analyst Examples
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Credit Research Analyst Job Description
Job Description Example
Our company is looking for a credit research analyst. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for credit research analyst
- Develop and update financial models for companies under coverage
- Track and interpret industry data and incorporate takeaways from such analysis into the credit view on a continuous basis
- Work closely with traders to communicate credit view on companies under coverage and identify trading investment opportunities
- Handle client requests and communication with clients on a case-by-case basis
- Analyze investment-grade municipal credits across various sectors
- Provide opinions/reports on relative value analysis
- Share in the monitoring and surveillance of existing credits, update credit reports and models
- Monitor and assess general market conditions
- Quickly respond to ad hoc credit requests
- Cultivate strong relationships with all members of the Fixed Income team
Qualifications for credit research analyst
- Ability to have business trip for customer interview around once a month
- At least 2/3 years of fundamental credit and/or equity research or investment banking experience
- Strong proficiency in excel based financial modelling and valuation
- High level of attention to detail, ability to focus across sectors and geographies
- 3 to 8 years of relevant and similar experience working as a research analyst
- An MBA or CFA
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Credit Research Analyst Job Description
Job Description Example
Our company is growing rapidly and is hiring for a credit research analyst. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for credit research analyst
- Initiate and maintain corporate credit ratings for a targeted coverage list within the REIT sector, including presenting the credits to the rating committee as appropriate for ratings actions
- Contribute to the credit team in other ways including enhancing the research product and process, developing into a voting member of the credit committee, and assuming responsibility of special projects
- Work with senior analysts on credit and sector research, due diligence, analysis, and reporting
- Analyzing Financial Services companies, publishing investment recommendations on their debt securities and derivatives
- Analyzing Metals & Mining, Chemicals, Packaging & Container companies, publishing investment recommendations on their debt securities and derivatives
- Maintain up to date detailed financial models, in particular for non-financial corporates
- Monitoring company newsflow across a mix of industrial sectors and highlighting risks to senior credit analysts and portfolio managers
- Contributing to relative value analysis across the developed market credit universe to support alpha generation
- Contributing to the production of credit-focused presentation materials for internal and external client meetings
- Working alongside senior credit analysts to help produce bottom-up fundamental issuer and sector credit research reports
Qualifications for credit research analyst
- Evidence a proven, disciplined, consistent, repeatable bottom-up research, underwriting and investment philosophy and process
- Display a strong work ethic with ability to work both independently and collaborative in a team setting
- Have a passion for structured credit investing and be intellectually creative and curious
- Demonstrate a current understanding of and a consistent ability to identify and recommend relative value investment opportunities both across and within the different structured credit sectors and deal specific capital structures producing a successful investment track record
- Demonstrated critical thinking skills with high attention to detail
- Comfortable working within stringent time constraints while employing excellent decision makings and problem solving skills
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Credit Research Analyst Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of credit research analyst. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for credit research analyst
- Assist analysts in monitoring company and industry news changes in secular trends that may affect the fundamental outlook of coverage companies
- Monitoring and analyzing Australian investment grade and high yield credits across different industries
- Creating and maintaining financial models leveraging skills in accounting, finance and economics
- Analyzing credit instruments
- Drafting and writing company and industry reports and macro-focused daily credit reports to DB’s broad and global client base
- Developing and maintaining sector-specific databases
- Conduct applied market research (AMR) Understand methodologies used by data providers as the basis for differentiating between and applying data and forecasts
- Develop and maintain working relationships to obtain market insight with associates internally and analysts/research professionals externally
- Monitor and analyze economic, demographic, sector and regulatory conditions, utilizing internal and external market and other data research resources
- Visit markets to remain abreast of sector trends and to confirm accuracy of market data
Qualifications for credit research analyst
- Ability to prioritize and effectively manage time is critical
- At least 5-7 years’ experience in fixed income buy-side or sell-side environment
- Expertise in analyzing municipal credits, including state & local governments, universities, and enterprises such as not-for-profit healthcare, airports, utilities and public power
- Excellent written and verbal communications skills and the ability to present effectively to Investments leadership and broader groups
- MBA, MPA or related graduate degree
- Develop analytical skills for a comprehensive assessment of sovereign risk
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Credit Research Analyst Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of credit research analyst. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for credit research analyst
- Maintain relationships with issuers, Infrastructure sponsors, debt advisors and other investors, work with internal constituents, to close transactions
- Gather economic/financial data, build and maintain credit-related databases
- Construct, evaluate and improve credit risk indicators in different market segments (e.g., housing, banking, corporate, consumer credit)
- Monitor, analyze and comment on credit trends/events in major credit sectors
- Assist the preparation of periodic presentations/reports for internal circulation
- Write regular commentary on the Securitized Credit market with a focus on CMBS/CLOs
- Develop into a point person for clients on CMBS/CLOs
- Maintain data related to the Securitized Credit market
- Build out data capabilities in CMBS and CLOs
- Put together presentations on the Securitized Credit market
Qualifications for credit research analyst
- Thorough understanding of mortgage credit performance and related models
- Experience analyzing Agency and non-Agency RMBS securities
- Understanding of fixed income investment portfolio management preferred
- Qualified Chartered Accountant and/or CFA charterholder
- 2-3y+ post qualification experience in an analytical role within the banking/fund management industry
- Proactive, helpful attitude
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Credit Research Analyst Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of credit research analyst. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for credit research analyst
- Collect industry data and trend analysis, financial statement analysis, financial modeling and forecasting
- Assess business and financial strategy
- Monitor market movements through daily meetings with portfolio managers, economists and strategists
- Interact with management of issuing companies, industry consultants and specialists and Wall Street counterparts
- Through fundamental credit analysis, provide timely buy/sell/hold recommendations in support of investment and portfolio management needs regarding primary and secondary market investment opportunities
- Analysis Analyze market investment opportunities through to include total exposure, maturity, and relative value consideration of broader investment goals, strategies, and risk tolerance
- Maintain coverage of an assigned portfolio of REIT credits with respectincluding to evaluating, analyzing, and reporting on each credit’s periodic financial results, major news releases, investor meetings and calls, and rating agency actions
- Interact with rating agencies, sell-side analysts, and other independent sources to obtain external views on individual credits and industries
- Outside of core credit responsibilities, actively cContribute to department or division-wide projects and process improvement efforts, including partnering with in-house commercial real estate experts and CMBS analysts
- Support team in responding to information requests and perform portfolio analyses to provide transparency to Senior Management
Qualifications for credit research analyst
- MBA degree or relevant prior work experience required
- Excellent quantitative programming skills in Python
- Relevant University degree with 5+ years of relevant work experience in banking, funds management or finance
- Strong analytical ability with a focus on financial modeling and earnings/cash flow forecasting
- Proactive, curious and hard working with strong professional accountability
- Apptitude and experience to act resourcefully, conduct fact-finding research and work well under pressure and deadlines