Commercial Portfolio Manager Job Description
Commercial Portfolio Manager Duties & Responsibilities
To write an effective commercial portfolio manager job description, begin by listing detailed duties, responsibilities and expectations. We have included commercial portfolio manager job description templates that you can modify and use.
Sample responsibilities for this position include:
Commercial Portfolio Manager Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Commercial Portfolio Manager
List any licenses or certifications required by the position: RM, CCA, PMP, UCC, FRSC, CMFO
Education for Commercial Portfolio Manager
Typically a job would require a certain level of education.
Employers hiring for the commercial portfolio manager job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Collage Degree in Finance, Accounting, Business, Economics, Business/Administration, Education, Management, Statistics, Real Estate, Finance/Accounting
Skills for Commercial Portfolio Manager
Desired skills for commercial portfolio manager include:
Desired experience for commercial portfolio manager includes:
Commercial Portfolio Manager Examples
Commercial Portfolio Manager Job Description
- Supports the Department Manager, Team Leader, and/or Relationship Managers in their sales and credit underwriting efforts as it relates to construction administration
- Undertake analysis of industries and relevant peer groups within them to determine key industry drivers and how these affect individual market participants
- Managing the credit transactions process
- Evaluation, booking and management of collateral relating to loans
- Oversee loan/deposit portfolios for assigned portfolio of relationships
- Supports the Relationship Manager in monitoring on on-going basis information concerning customer performance as it relates to the successful completion of the project to provide information to the relationship manager to determine that loan is an acceptable risk
- Maintains up to date understanding of primary loan market pricing and structuring trends and secondary market levels for broadly syndicate exposure
- Proactively identifies opportunities for exposure reduction or increase to properly manage over risk and return parameters of the assigned loan portfolio
- Serves in a credit leadership role by actively participating in the training of junior teammates to help build a best-in-class credit organization
- Primary point of a contact for the portfolio client
- Excellent portfolio management abilities, analytical and problem solving skills, and credit and credit quality skills
- Minimum of 5 to 7 years of previous Banking / Loan / Deposit or Sales experience
- Minimum of three to five years previous Banking / Loan / Deposit or Sales experience
- Minimum of 2 year previous Banking / Loan / Deposit or Sales experience
- Graduate of a wholesale banking training program OR equivalent prior experience
- Minimum of 8 years’ experience ideally in the Commercial Real Estate environment
Commercial Portfolio Manager Job Description
- Assists Portfolio Managers and other members of the Credit Delivery team in the structuring, underwriting, and loan documentation negotiations of/for more complex and involved credit transactions
- Coordinates proactive resolution of all credit issues between, Middle Market and Commercial Bankers, Portfolio Managers and Credit Administration while maintaining efficient production
- Will make presentations on specific loans and recommend approval and appropriate structure of credits
- Act as a contact manager for relationships within portfolio for matters relating to other banking services
- Key interface for the region between banking teams and credit
- Assures that portfolio and specific credits align with credit policy and regulatory standards
- Responsible for the oversight and performance of assigned loan portfolio including resolving escalated issues, as needed
- Obtain payment arrangements, as needed
- Determine best asset performance strategy (upon default or eminent default) by acquiring/analyzing financial information, examining loan documents and understanding market conditions
- Management of portfolio to decrease delinquencies and maintain current roll-rates
- Ensures loan agreement is in accordance with approval documents
- Possesses exceptional conceptual ability, problem solving and knowledge of industry best practices
- Has a proven track record of timely, cost-effective and industry-leading delivery
- Plans and executes work that will benefit the entire organization
- Understanding of current technology trends and how these can be applied to Business Partners’ objectives
- Ability to translate broad, strategic intent into tactical and operational plans
Commercial Portfolio Manager Job Description
- Review completed property inspections for overall health of property
- Identify and resolve significant property issues and seek borrower rectification of the same
- Administer individual portfolio Watchlist reporting to proactively identify property and borrower’s issues
- Manage assets to ensure receipt of updates for tax, insurance, escrow accounts
- Obtain working knowledge of the servicing agreements directing investor requirements through loss mitigation strategies
- Coordinate with internal departments for management of assets
- Tracks and resolves document exceptions related to closing and ongoing exceptions
- Represent services on product or solution core teams and provide service requirements into product development stages/phases, , product warranty support and cost analysis, and Service Product Marketing content/collateral
- Support regional teams with service problems that require rapid resolution
- Follow up with borrowers, attorneys, internal departments and 3rd parties to complete and close out workout transactions
- Thorough knowledge of credit products, commercial lending policy, all applicable laws and regulations, credit quality standards, company and business line policies and procedures
- 5 years of analytical experience within financial services, commercial banking, or consulting
- 5+ years of credit analysis and/or loan review experience, preferably in the banking industry
- Five (5) years of commercial and/or corporate banking experience
- Anticipates Business Partner needs and develops a reputation for responsiveness
- Ensures success of change implementation through business strategy improvement and effective communication strategy
Commercial Portfolio Manager Job Description
- Review completed property inspections for overall property condition
- Ensures funding of construction loan disbursements in accordance with bank policy
- Serves as an extension of the Sr
- Performs a variety of sales activities in an inside sales capacity
- Serves as a bridge between Credit and Sales
- Performs account administration activities
- Represents the face of IT to the business area they support
- Serves as the front-end of IT to assigned business areas to facilitate matching business needs and options
- Assist the business with selecting the most appropriate products and services considering performance, quality, cost and value
- Work closely with internal technology partner and external vendors to ensure proposed solutions integrate with the organization’s architecture and long-term capability plans
- Advanced managerial leadership capabilities – communication, influence and negotiations, conflict resolution, people management, relationship management (internal & external) and multi-tasking
- Fully capable of providing managerial direction for a broad, diverse, and complex organizational unit
- Expert ability to manage multiple initiatives, high in complexity and of strategic importance to the organization
- Proven ability to partner with clients to identify business challenges and effective strategies/alternatives to mitigate them
- Possesses expert written, oral and interpersonal communications skills
- Is able to conduct and direct research into architecture guidelines, technology capabilities, technology trends, and IT products
Commercial Portfolio Manager Job Description
- Partner with the Commercial Relationship Manager as the point of a contact for the client
- Attends meetings with customers
- Ensure overall solution/implementation delivery for projects aligned to their business area(s) and responsible for project issue resolution
- Perform testing as needed in response to requests for advances under any approved Development Lines and prepare credit memo to be signed by the Sr
- Monitors group portfolio credit quality
- Reviews market and industry analyses to understand macroeconomic and industry drivers
- Works under direct supervision of the Portfolio Regional Mgr and/or Dir – Portfolio Management & Underwriting and in close partnership with the Market President
- Coordinates workflow to ensure that all requests are handled in a timely manner balancing the need to quickly turnaround new requests while handling all renewals prior to maturity
- Monitors and reports on Loan Agreement Compliance ensuring that bankers within the Market have identified and properly documented any exceptions
- Monitors Payment Past Dues and coordinates communication with the Relationship Managers and other market leaders
- Is able to present ideas in a business-oriented and customer-oriented fashion
- Is highly self-motivated and self-directed
- In depth expertise in Commercial business and some familiarity with IT project execution, 10+ years’ experience in the industry
- Advanced experience in business, requirements management and project management/consulting
- 10 or more years of commercial banking experience
- Considerable negotiation and networking knowledge and ability