Corporate Banking Portfolio Manager Job Description
Corporate Banking Portfolio Manager Duties & Responsibilities
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Sample responsibilities for this position include:
Corporate Banking Portfolio Manager Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Corporate Banking Portfolio Manager
Typically a job would require a certain level of education.
Employers hiring for the corporate banking portfolio manager job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Accounting, Business, Economics, Education, MBA, Administration, Financial Analysis, Business/Administration, Management
Skills for Corporate Banking Portfolio Manager
Desired skills for corporate banking portfolio manager include:
Desired experience for corporate banking portfolio manager includes:
Corporate Banking Portfolio Manager Examples
Corporate Banking Portfolio Manager Job Description
- Coordinate with Sales, Middle office and Management Control to have the CVA properly reflected, charged or released
- Perform and improve the monthly reporting of CVA figures
- Manage CVA exposure lowering the bank’s counterparty risk
- Liaise with Corporate banking with regards to the derivatives closed with CB clients
- Define saving initiatives and optimization strategies with regards to the RWA consumption across all GCB US legal vehicles (Madrid, NYB, SIS, SBNA) with a special focus on the markets RWA consumption out of NYB
- Define active market strategies to optimize the capital deployment fhte division in coordination with Asset Rotation and Capital Optimization (ARCO)
- Budget RWA and support the strategy definition when it comes to return on equity
- Ensure the accuracy of Economic and Regulatory Capital figures
- Detect and solve incidences with regards to RORAC and RORWA
- Support the definition of a robust capital management strategy within GBM
- Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability
- Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, routine matters
- Minimum of 7-10 years of banking experience, preferably having completed rotations as an analyst / associate with a background in credit
- Analyze, underwrite and present credit recommendations on commercial loan requests and/or modifications
- Experience in relationship management either as a coverage banker or as a client facing member of the relationship team
- 7 or more years of underwriting and portfolio management experience
Corporate Banking Portfolio Manager Job Description
- Analyze the pricing and business plan of GBM new transactions
- Prepare the materials to be presented to the committee
- Loan Book Management
- Improve the processes in place to follow up the Loan Book performance and the P&L distribution between product teams and Loan Book
- Monitor and improve the quality of the data reflected in Almenara
- Support Bankers and Product representatives in relation with regards to questions about the loan book
- ACPM Global Team coordination
- Provide information needed by the global team
- Support special projects assigned to ACPM such as Project Prado or Project Export Credit Agencies
- Leads the internal underwriting process for new transactions, refinancings, and amendments / modifications
- Ability to competently complete credit packages and credit services agreements with limited oversight
- Understanding of loan structuring needs, loan documentation requirements and market knowledge
- Experience in technology industry preferred
- Bachelor Degree in Business, Finance, Accounting or equivalent commercial banking experience
- 5 years prior experience in commercial real estate banking, commercial credit role or portfolio management
- Excel knowledge good verbal and written communication skills
Corporate Banking Portfolio Manager Job Description
- Leads the development of internal underwriting materials, including the preparation of credit approval memorandums, risk identification and mitigation, and financial analysis / modeling
- Oversees the management of an existing portfolio of accounts
- Develops strong working relationships with internal and external constituents
- Coaches and develops junior portfolio management professionals
- Assists the DPO RECB/IPF Product Manager with review of loan documents pre-closing
- Reviews closing due diligence in collaboration with DPO RECB/IPF Product Manager
- Works with coverage banker to develop client strategy focusing on existing and potential credit exposure
- Leads the credit process on identified credit product opportunities
- Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients
- Management – Supervise PM I and PM II roles and allocate resources based upon business needs
- Financial statement analysis and accounting principals
- Cash Flow analysis and modeling
- Experience with syndicated loan transactions
- Experience reviewing term sheets and loan documentation
- Bachelors and Masters Degree in Business Administration, Accounting, Finance, Economics or equivalent experience
- At least 10+ years experience in commercial banking or comparable financial industry sector as a commercial lender or credit/risk management analyst
Corporate Banking Portfolio Manager Job Description
- Loan Maintenance – Identify changes in risk factors and complete downgrade / upgrade requests as these factors decline / improve
- Business Development/Call Prep – Assist RM in targeted client identification
- Qualification/Proposal – Work with client to gather financial information to begin the diligence process
- Credit/Credit Approval – Spearhead the request through the credit process and serve as the primary contact when appropriate
- Documentation – Work with attorneys and clients for preparation, negotiation and execution of loan documentation
- Identify, pursue and close sales opportunities for a broad range of financial products and services, including corporate finance opportunities
- Initiate and maintain strategic dialogue with key clients and prospects compliance, BSA/AML teams and other key personnel to effectively manage the ongoing coverage KYC aspects · Collaborate with credit underwriting team on analysis, structuring, negotiation, and documentation of credit requests
- Underwriting various types of credit account exposure for securities industry and/or investment management clients
- Managing an assigned credit portfolio
- Managing credit risk and responding to prospect or customer credit questions
- Ability to work with Information Technology (IT) for design and development of counterparty risk management infrastructures
- At a minimum MS Access and MS Excel intermediate user
- Bachelors Degree required (Mathematics, Computer Science preferably)
- Entry level to 4 years of professional experience
- Very good written/verbal communication
- Good knowledge of Microsoft office suite, particularly PowerPoint Excel and Word
Corporate Banking Portfolio Manager Job Description
- Conducting due diligence on assigned portfolio of relationships
- Loan Maintenance - Complete downgrade / upgrade requests as risk factors decline / improve
- Qualification/Proposal – Work with RM to gather financial information from borrower to begin the diligence process
- Documentation – Work with attorneys for preparation of loan documentation, negotiation and execution, communicate material changes with credit
- Reviews loan request application, financial information, and third-party reporting
- Evaluates and determines credit worthiness, covenant structure, and repayment terms through cash flow analysis of primary and secondary sources of repayment
- Fully underwrites Credit Presentations in accordance with policy and procedures, and ensures the Credit Presentation contains accurate financial/data analysis, correct and supported risk grade, well-supported recommendation
- Conducts credit investigations and analyzes credit information pertaining to both new and existing loans
- Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files
- Analyzes financial statements and related material for financial conditions and trends
- Excellent organizational skills outstanding accuracy and attention to detail
- 3 or more years of commercial banking experience preferred, including prior experience in credit analysis and/or portfolio management with a focus on middle market and corporate clients
- Must have excellent interpersonal and communication skills, both verbal and written, with ability to communicate with all levels of employees, management, internal committees, and customers
- Required - 2-4 years Commercial Banking and/or Credit Approval
- Experience Required - Extensive experience handling complex credits
- Preferred - Extensive experience handling complex credits