CIB-Credit Analyst Job Description
CIB-Credit Analyst Duties & Responsibilities
To write an effective cib-credit analyst job description, begin by listing detailed duties, responsibilities and expectations. We have included cib-credit analyst job description templates that you can modify and use.
Sample responsibilities for this position include:
CIB-Credit Analyst Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for CIB-Credit Analyst
Typically a job would require a certain level of education.
Employers hiring for the cib-credit analyst job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Finance, Economics, Accounting, Business, Engineering, Education, Business/Administration, Statistics, Mathematics, Accountancy
Skills for CIB-Credit Analyst
Desired skills for cib-credit analyst include:
Desired experience for cib-credit analyst includes:
CIB-Credit Analyst Examples
CIB-Credit Analyst Job Description
- Keeping abreast of key market developments and establishing knowledge of the client base and market dynamics
- Interact and partner with Corporate/FIG Credit Risk Management, Coverage, GCB, Leveraged Finance, Legal and Markets trading colleagues
- Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft
- Review with FO to obtain sign-off and for any ad hoc requests and queries
- Additional liaison with other middle office areas, back office, FVP and technology development groups and point of contact for all downstream issues
- Manage projects and initiatives related to all of the above larger cross-business programs
- Work closely with Financing team to analyze collateral in Financing vehicles
- Help derive Desk approval / reject decisions and Desk marks
- Create one-pagers for each credit upon new approval request
- Monitor collateral on an ongoing basis and update analysis upon receipt of new monthly / quarterly financials
- Strong communication skills, both written and verbal - Chinese English – high level of fluency in both languages is an essential requirement for the role
- Ability to work proactively & independently in a team environment
- Documenting new transactions and amendments to existing transactions in conjunction with legal counsel Maintaining connectivity with broader London-based platform of Credit colleagues to stay aware of overall market developments, best practices training and development
- Proven academic performance and an ability to demonstrate solid numerical and analytical skills
- Prior banking, rating agency or other financial institution experience is preferred
- Prior experience in financial statements / cash flow / credit analysis highly preferred
CIB-Credit Analyst Job Description
- Manage projects and initiatives related to all of the above larger cross-business program
- Project coordination between Operations and Technology teams
- Interact regularly with the front office on risk-related issues such as discussing margin changes Monitor and analyze market trends and movements
- Build Financial Models for the Distressed Trading desk
- Attention to detail, accurately checking the legal binding contracts for the transactions
- Understanding & prioritising, taking ownership of tasks, queries/issues to delivery or resolution
- Able to adhere to controls & understand risk at all times
- Ability to build/maintain relationships with internal & external clients
- Ability to display a flexible approach to work & is adaptable to change
- Managing the market risks that arise from derivative & securities transactions undertaken by the CIB & the Commercial Bank
- Bachelors degree in Economics, Maths or a scientific subject, or equivalent experience
- A keen interest in electronic trading, quantitative strategies, market structure and its interaction with trading strategies and knowledge of the evolution of electronic trading in various asset classes
- Understanding of systematic trading techniques and the broad set of quantitative methods applied to mid-price generation, quoting strategies, risk management, and alpha / relative value signal generation
- Ability to work in a high pressure trading floor environment where expectations are significant, timeframes aggressive and the requirements often challenging
- Ability to build prototype models, strategies, and statistical analyses
- Ability to act as interface and router across Trading, Sales, QR, and the technology organization, with a deep enough domain expertise within each to act as translator and make the organization more efficient
CIB-Credit Analyst Job Description
- Play a key role in execution of written credit approval memos, annual client reviews, and quarterly industry reviews, partnering with associates to ensure team’s priorities are met
- Support senior SCG officers in the ongoing credit monitoring of a portfolio of Credit Surveillance Report (CSR) clients
- Support senior SCG officers in representing the firm and working with the outside restructuring community third party lenders/funds, legal and financial advisors to generate best solution for repayment of credit exposure while preserving important client relationships
- Assist in credit decision-making process in live stressed/distressed situations on an advisory/managed basis
- Work closely with Credit Trading and Fixed Income Financing teams to analyze middle market credit investments
- Complete summary analysis and valuation for each credit and identify key business risks
- Develop mark recommendations for new loans into the JPM portfolio
- Monitor portfolio performance and maintain an ongoing view of sector trends and asset valuations based on quarterly financials
- Hold regular calls with fund analysts at client counterparts to value loan collateral and discuss credit performance
- Assist in the booking of tickets using STP from Primary One into Athena with particular concentration on US BTB tickets and filtering the MML/PLC booking flow
- Strategic mind-set ensuring the right questions are asked upfront, the right people are engaged and the product roadmap is well defined and well understood
- Ability to influence others to achieve consensus
- Analytical mind-set with a keen interest in statistical analysis, data mining & data visualisation
- Experience in a markets-based role, preferably in credit or fixed income
- Strong quantitative background (preferably a Bachelors/Masters degree in Maths, Physics, Engineering or similar subject)
- Strong technical skills in using database and SQL
CIB-Credit Analyst Job Description
- Liaising with Salespeople with regards to the above ad-hoc queries
- Application of Sales AFR
- Management of the prospectus delivery process of all new issues syndicated by EMEA
- Management of any pre-sounding reporting requests which are directed through Syndicate
- Management of posting of pre and post stabilisation announcements and the record keeping thereafter
- Assisting with liaising with Sales on the booking of roadshows and handling any issues that may come up thereafter
- Check daily all failing trades and follow up with necessary people to make sure that they settle that day and take appropriate action with any problems
- Making sure all Syndicate files are up to date particularly with regards to Legal documents and cross checks
- Liaising with Legal with regards to telexs and Power of Attorneys
- Assisting in application of relevant Mifid II regulations particularly around Transaction Reporting
- Ability to demonstrate solid numerical and analytical skills
- Experience of working in a Credit Analyst role within an Investment banking environment
- Candidates should have an interest in industry and company analysis/research
- University degree with 2 – 4 years of banking experience with sound understanding of banking processes and procedures
- Populate standard agreements and facilitate documentation of non standard docs in partnership with Legal
- Tracking of deviations and escalate backlogs and issues to Bankers and Trade Sales as needed to move the transaction along the closing lifecycle
CIB-Credit Analyst Job Description
- Ad-hoc projects, reports and analysis that arise throughout the year
- Able to assist in the reconciliation of HG/HY/EM/ABS/ SSA and SPG new issues
- Assist in the booking of tickets using STP from Primary One into Athena across all deals
- Liaising with other Syndicate banks in terms of ticket management
- Posting of P&L through Pyramid
- Ability to provide cover to SSA desk as well
- Execution and risk management of Credit Exotics products including Structured Notes, Credit linked swaps, Options and bespoke credit transactions
- Generate trade ideas and actively participate in the development of new, innovative products
- Engage salespeople and/or clients to provide trade ideas, tailored solutions to client needs
- Analysing a very broad range of Investment Grade Credits
- Support Trade Sales on new trade deals or opportunities identified
- Product controllers are responsible for the accuracy and integrity of Line of Business books and records
- 1 – 3 years experienced preferred
- Experience in Banking/ Capital Markets/ Investment Management would be preferred but not required
- Strong IT skills, in particular Excel
- Trader and marketer contact is frequent and the applicant should be of a confident and outgoing personality