Credit Risk Reporting Cover Letter

In response to your job posting for credit risk reporting, I am including this letter and my resume for your review.

In my previous role, I was responsible for corporate executive level portfolio reporting and forecasting to ensure accurate business planning processes maximize the consumer portfolio risk/reward.

Please consider my experience and qualifications for this position:

• This role supports the team in Advanced IRB Production and Reporting with responsibility for the ongoing reporting activities and regulatory aspects of Credit Risk Capital Reporting
• Due to the ever increasing focus on capital requirement within the IB there is an appetite from the wider business to understand how the data is calculated, analysed and reported
• Capital optimisation initiatives across the IB have increased the demand for stronger analytics and RWA accuracy which are central to the team’s activities
• Confidence to deal with stakeholders across all levels including the front office
• Clear and effective communication and presentation skills, both written and verbal
• Excellent interpersonal skills needed for working within a team environment communicating across departments
• Knowledge of structured programming techniques and familiar with ETL
• Demonstrated support of wing-to-wing credit modeling life cycle

In response to your job posting for credit risk reporting, I am including this letter and my resume for your review.

Previously, I was responsible for training to business partners on key credit processes, in order to increase knowledge and business efficiency.

My experience is an excellent fit for the list of requirements in this job:

• Relationship management of key partners and executives across Risk management and the enterprise
• Natural curiosity and courage to break new ground to achieve results
• Demonstrated pragmatism in defining plans and objectives without sacrificing quality or execution
• Proficient in local language and English as this role will require constant communication and dealings with our business partners and counterparts in the region
• Highly numerate with experience of credit risk and portfolio analysis
• Keen willingness to learn and take on new projects
• Proactive approach to work, with excellent time management and communication skills
• Assist in achieving the team's objective in deploying existing APAC Private Banking

I would like to submit my application for the credit risk reporting opening. Please accept this letter and the attached resume.

Previously, I was responsible for support and guidance to collections, business finance and commercial teams in relation to the credit management of customers.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Understanding of Application Systems (Siebel preferred), Loan System (PMS preferred), Bureau Systems (DNB, Equifax, Experian, and Paynet Preferred), Scoring Systems (SDS, PowerCurve preferred)
• Sound knowledge of products offered to Financial Institutions
• Build out reporting tools using Tableau, Excel VBA, Database queries
• Build CCAR 14A Counterparty Default Loss report for top 30 and entire portfolio
• Drill down and analyze all aspects of the exposure such as baselines and stressed MTM, Collateral, sensitivity, Trade types
• Supervise team of two people
• SQL Server Reporting Services report development
• Understanding of banking/financial institution business concepts

Please consider me for the credit risk reporting opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for direction for the development of Originations strategies (including credit policy, portfolio management, and fraud mitigation) using sophisticated analytic techniques.

Please consider my experience and qualifications for this position:

• Demonstrated reporting and/or analytical experience
• Proven data verification and validation experience
• Microsoft Access/Excel VBA programming
• Experience in the Microsoft Business Intelligence stack (SQL Server/SSIS/SSRS/SSAS)
• Proven business knowledge in commercial, consumer, and/or mortgage portfolios
• CFA, FRM or equivalent
• Exposure to credit related products including Derivatives & Structured Products and valuation models preferred
• Understanding of credit risk, including associated models

I am excited to be applying for the position of credit risk reporting. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for direct oversight and management, and coaching and development to the business lending credit and servicing team.

My experience is an excellent fit for the list of requirements in this job:

• Support transition or project work with any ad hoc analysis
• Managing & supervising a team of specialists with staffing decisions, leads staff or specialists
• Supervise generation of complete credit risk reports for IB & PB in line with the reporting schedule
• Effective participation in various projects around improving Risk Reporting processes
• Managing the administrative and business needs within the team
• Managing stakeholder relationships, ensures timely and clear communication
• Proactively involving in initiatives outside of Credit Risk Reporting team
• Identifies the potential for process optimization