Credit Operations Cover Letter

In response to your job posting for credit operations, I am including this letter and my resume for your review.

In my previous role, I was responsible for facilitate regular Credit Coaching of Bankers via credit rounds for existing customers and potential new to bank customers.

Please consider my experience and qualifications for this position:

• Thorough understanding of commercial loan documentation and commercial loan products including SBA loans
• Demonstrated knowledge of customer service practices and applications .Knowledge of file and records management
• Skill in working with internal and external contacts and resources
• Skill in operating a personal computer utilizing Microsoft office products (Outlook and Excel)
• Handling confidential/sensitive information
• MCE – Grade 1
• Provide analysis to support the execution of compliance risk management and oversight
• Proficient knowledge of all SBA loan programs

Please consider me for the credit operations opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for daily reporting and bank reconciliation of all credit card activity as well as any adhoc management requests.

Please consider my experience and qualifications for this position:

• Proficient in Microsoft office especially Microsoft Word and Excel
• Experienced in business process/requirements analysis and solution configuration
• Knowledge of Mastercard Dispute program and process
• Sound judgment and Keen sense of urgency
• Meet production and target goals dates as applicable
• Coordinate with client on business and technical requirements related to change requests and projects
• Analyze change requests, factoring current parameters to ensure result meets requested objectives
• Ensure quality change management

Please consider me for the credit operations opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for recommendations and support to the VP, Credit Risk Management by reviewing and assessing new, renewal and reportable credit applications to achieve a quality, well balanced and profitable portfolio within the context of Bank Policy.

Please consider my experience and qualifications for this position:

• General knowledge of loan and bank accounting, financial statement preparation, and tax return preparation in order to develop opinions and recommendations
• Occasional travel between locations or client sites as needed
• Qualified banking credit operations professionals (large private banks such as Bank of America, Deutsche Bank, JPMC ) would be preferred
• English & Mandarin (read, written and spoken)
• Able to multitask and handle different activities with different timelines
• Able to prioritise their work according to different timeframes
• Previous quality assurance or loan review experience
• Meeting the loan applicant at his/her location and conduct personal discussions, field investigation and authorization of the details of KYC submitted - residential address, photo identity, land details/survey location

I submit this application to express my sincere interest in the credit operations position.

In the previous role, I was responsible for general support to Credit and Operations teams as needed which does not involve Letters of Credit work or expertise.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Working knowledge of the Microsoft application
• Prefer excellent knowledge of loan documentation, & perfection of collateral, laws and regulations affecting appropriate due diligence, and excellent knowledge of real estate lending
• Proficient in reading credit reports (Experian/Equifax), Dun & Bradstreet, & financials (balance sheet, income stmt, cash flow worksheet)
• Previous Chase Commerce Solutions credit operational experience preferred
• Microsoft Word, Excel, Access and PowerPoint proficiency
• Knowledge on banking products
• Experience in unsecured lending is preferred but not compulsory
• Related work experience / knowledge of Secured Loans, Credit policy and underwriting and Banking Operations policies and procedures will be desirable

In response to your job posting for credit operations, I am including this letter and my resume for your review.

In my previous role, I was responsible for experion client searches, personal credit reports, and industry reports as part of the due diligence of loan requests.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Identify and report outstanding issues to stakeholders
• Maintain general knowledge of PSCU solutions offerings and service applications, including key functions and associated reports
• Solid proven experience in Operations with progressively increasing leadership responsibility
• Direct experience in Contact Center Operations preferred
• Project Management user acceptance experience preferred
• Financial Institution or related field experience strongly preferred
• Good understanding of MS Word, Excel and PowerPoint
• Working with both the local and global Operations group to drive identification and implementation of improvements in operational processes, from a control or efficiency perspective