Underwriter Cover Letter

In response to your job posting for underwriter, I am including this letter and my resume for your review.

In my previous role, I was responsible for high quality, timely and appropriate underwriting service to clients and brokers whilst complying with underwriting authority and guidelines.

My experience is an excellent fit for the list of requirements in this job:

• Good English/Chinese communication skill in both spoken and written
• Strong Underwriting and Marketing background
• Comfortable at public speaking
• Substantial experience in Commercial Combined underwriting
• Awareness of responsibilities for control within the process
• Confirmation that controls are operating
• Being open to ensure that the testing process can identify any issues
• Undertaking agreed remediation to correct any weakness

In response to your job posting for underwriter, I am including this letter and my resume for your review.

In my previous role, I was responsible for documentation for any exceptions to established guidelines and critical account information relating to the final underwriting decision.

Please consider my experience and qualifications for this position:

• Critically examine credit, income and asset documents and review title policy and appraisals
• Demonstrated proficiency working with complex computer software systems and automation
• Demonstrated attainment of a high level of independent, consistent performance
• Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on existing accounts and new business
• Basic knowledgeable of all federal and state laws and regulations regarding operation of ERISA and fully insured health plans, including licensure and audit of contractual services
• Basic knowledge of the Texas Department of Insurance
• Basic knowledge of statistical and computer information systems – appropriate to the experience level
• Good understanding of the relevant regulatory and legislative environments affecting the insurance products underwritten

I submit this application to express my sincere interest in the underwriter position.

In my previous role, I was responsible for the basis on which loan to value and debt coverage ratio expectations are calculated to ensure compliance with established policies and guidelines.

Please consider my qualifications and experience:

• ACII qualified or progress towards preferred
• Excellent knowledge of legal and regulatory requirements (specific reference to FCA/PRA/ Lloyds regulation)
• Use of risk profiling and pricing tools and loss model
• Underwrite new business and renewals providing quotes in a timely and professional manner in line with agreed service standards
• Fluent spoken and written Chinese/Mandarin
• Highly advanced analytical and problem solving skills utilizing experience, research, guidelines and internal resources
• Highly advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis
• Highly advanced knowledge of medical, financial and legal aspects as applicable to evaluation of life reinsurance risks

In response to your job posting for underwriter, I am including this letter and my resume for your review.

In my previous role, I was responsible for documentation for exceptions to established guidelines and critical account information relating to the final underwriting decision.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Detailed knowledge of underwriting and regulatory requirements
• DE / SARS / LAPP designation preferred
• FHA/VA experience preferred
• Underwrite and sign-off on one to four family residential conventional transactions in compliance with FNMA, FHLMC, FHA, VA Investor specific and State and Federal requirements
• Mini Correspondence experience
• Experience working with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector
• Experience with underwriting to multiple lender guidelines and requirements
• Knowledge of Fannie Mae/DU and Freddie Mac guidelines and automated underwriting systems

Please consider me for the underwriter opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for verbal and written letters of commitment for each loan decision detailing required documentation, loan interest rate, as well as the fees and mortgage amount approved.

Please consider my qualifications and experience:

• Proven insurance underwriting experience
• Hands-on experience with "smart systems", analytical tools and statistical packages (spreadsheets,SPSS, databases etc)
• Sensible judgement and attention to detail
• Insurance diploma or certification
• Associates in Business Administration, Finance or related field
• Accurately indicate trends by class of business
• Review and provide risk improvement recommendations arising from risk surveys
• Proactively promote and support the products & services and company image to intermediaries