Lending Operations Cover Letter

I would like to submit my application for the lending operations opening. Please accept this letter and the attached resume.

In my previous role, I was responsible for analysis relative to systems used by the Residential Lending line, and how the outputs provide trending details to impact business decisions.

My experience is an excellent fit for the list of requirements in this job:

• Retail vehicle lending Risk and compliance knowledge and experience
• Strong project management, verbal and written communication skills
• Advanced computer skills (e.g., Word, Excel, PowerPoint and Internet navigation)
• Mortgages product knowledge and job experience in operations is preferred
• Relevant experience in Securities Lending, Collateral Management, Settlements, Trade Support, Middle Office or Corporate Actions
• An understanding of the workflows of a custodian
• Proficient in the use of office software applications such as Word, Excel, Adobe, Power Point
• The analyst needs to multi-task well and be able to properly prioritize a list of risky work items

I am excited to be applying for the position of lending operations. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for regulatory Compliance subject matter expertise across US P&C to successfully meet the standards of Regulatory requirements according to the Business Unit.

My experience is an excellent fit for the list of requirements in this job:

• Positive attitude, team player, enthusiastic to learn, reliable, proactive, conscientious, with an eye for detail
• Superior planning, negotiating, and organizing skills
• Exceptional experience in analyzing and communicating complex processes and systems
• Thorough understanding of investor and GSE servicing contracts
• Strong interpersonal skills for partnering with various levels of the organization and influencing results
• Business level Japanese and English skill
• Aptitude to learn with an innate curiosity and drive
• Loan / Private Equity / Bond experience highly desirable

I submit this application to express my sincere interest in the lending operations position.

In my previous role, I was responsible for daily oversight and responsibility for the reconciliation of general ledger accounts used by Loan Closing Specialists and Indirect lending when funding loans.

My experience is an excellent fit for the list of requirements in this job:

• Intermediate level knowledge of banking systems, products and services
• Specific experience in the area of process improvement, change management, operational control and providing superior client service
• Accounting certificates related to loan processing systems including Compass
• Strong foundation in SBA lending
• Effective Stakeholder engagement and collaboration - both on shore and offshore, monitor incoming, pending volumes to ensure adherence to SLA/TAT
• Ensure prompt response to customer queries, collaborate with colleagues to provide implementable solutions
• Experience with planning and executing strategic change
• GWIM and/or Preferred and Small Business experience

I am excited to be applying for the position of lending operations. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for direction on the development of policies and ensure compliance with regulations through collaboration with Compliance, Legal and Group Risk Management.

Please consider my experience and qualifications for this position:

• Proficiency with Microsoft Excel and other analytical tools
• Thorough knowledge of consumer lending regulations
• Work experience and exposure in a variety of operational and business development disciplines
• Ensure timely and accurate closure of assigned tasks and activities like meeting SLAs, perform functions in line with internal and external targets
• Investigate queries and take corrective actions without delay and escalate where needed, review manual / ineffective processes which could be automated to enable superior client support
• Build and maintain key relationships with colleagues across Operations and Front Office, continuous process improvement, timely escalation of exceptions and incidents and also monitor any outstanding entries/breaks
• Good level of understanding with regards to Risk and Control, investigate root cause of issues, discrepancies and prevent its recurrence through various initiatives
• Understand and follow the escalation matrix, ensure to process / approve transactions accurately leading to nil operational loss

In response to your job posting for lending operations, I am including this letter and my resume for your review.

In the previous role, I was responsible for key project planning and implementation support for in-house and client facing banking applications.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Gain an in depth & comprehensive understanding of a wide range of products, processes, bespoke transactions and corporate practices / governance
• Partner with the Business and Federation to provide subject matter and system knowledge expertise
• Face off with stakeholders and drive priorities
• Able to work well in a team environment, cross teams and regions
• Prior knowledge of Derivatives, Loans, Equities and Bonds preferred but not essential
• Prepare to gain a comprehensive understanding of the loan product life-cycle by interacting with Legal, Controllers, Credit, Reg Reporting Teams and compliance in addition to external loan agents in order to work toward the shared goal of risk mitigation
• Drive and motivation - successfully handles and prioritizes multiple tasks, takes initiative and leads to improve own and team's performance, works intensely toward extremely challenging goals and persists in the face of obstacles
• Develop a model of risk awareness among employees, ensure satisfactory ratings on all audits/reviews both internal and external, ensure all issues are closed within specified time-frame, ensure adherence to the policies