Credit Risk Associate Cover Letter

Please consider me for the credit risk associate opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for operational support for Credit Risk Management by performing and overseeing various functions including line facilitation/maintenance, client data management, and over lines monitoring.

My experience is an excellent fit for the list of requirements in this job:

• Advanced knowledge of Microsoft Excel and /or VBA preferred
• In depth knowledge of general corporate credit analysis, credit and credit portfolio management
• Be able to conduct fundamental credit analysis, make sound credit decisions based on business and financial risks for medium-large corporations
• Fully conversant with various types of lending and market risk products
• Experience working with databases and querying tools for data extraction, manipulation & reporting
• Prior experience managing and leading a team of at least 3+ resources is mandatory
• Demonstration of self-starter abilities and successfully working in an aggressive time sensitive environment
• Knowledge of Treasury Services products or risk experience preferable but not essential

I would like to submit my application for the credit risk associate opening. Please accept this letter and the attached resume.

In the previous role, I was responsible for on-going credit risk and management reporting for affordable housing, nonprofit business and CRA investment portfolios.

Please consider my experience and qualifications for this position:

• Able to supervise, motivate and provide guidance to juniors on the team
• Strong understanding of traded and lending products
• Strong understanding of credit risk and market risk principles and key drivers
• Databases and programming experience –VBA and Matlab
• Working experience in Basel capital calculation and methodology development desirable
• Comfortable working with large numerical data sets
• Excellent communication skills, both written and oral to articulate requirements to business partners
• Bank Credit background

In response to your job posting for credit risk associate, I am including this letter and my resume for your review.

In the previous role, I was responsible for leadership on risk strategy and appetite for unsecured lending products, across the credit life cycle.

Please consider my experience and qualifications for this position:

• Middle office, accounting and risk management skills with financial products and strong understanding of financial instruments
• Be the Subject Matter Expert for risk data control processes handled including feeds processing, cres versus financial reconciliation, counterparty mapping process, etc
• Ensure data loaded to the group regulatory reporting systems is complete, accurate, validated and mapped to key reference data systems for the purposes of group regulatory reporting
• Perform production processes as needed during unscheduled leaves, stabilization of processes during platform changes and other Business Continuity Plan (BCP) scenarios
• Coordinate and escalate outstanding issues to Team Lead and Operations Manager and support teams as needed, monitor progress of its resolution and implementation
• Support Team Lead in the conduct post-mortem team meetings to review performance metrics, identify key issues, propose and drive action plans to resolve or mitigate said issues
• Ensure and assist team resiliency thru cross-trainings and backups
• Feedback on performance objectives and individual performance versus DB standards for performance of resources

In response to your job posting for credit risk associate, I am including this letter and my resume for your review.

In the previous role, I was responsible for input into the scoping, design, development and implementation of credit risk strategies, shaping new policies whilst maintaining regulatory compliance.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Support CTB projects and initiatives
• Provides support to Team Lead on talent resourcing, succession planning trainings, and development
• Intermediate understanding of banking products (Debt, Equities and Derivatives) with working knowledge of Global Markets Financial products
• Advance skills in MS Applications (Excel, Word, Powerpoint and Access)
• Solid experience in process changes and change initiatives
• Able to share information, transfer knowledge and expertise to team members including conduct of trainings as needed
• Being the Credit expert for a portfolio of corporate and some FI client
• Credit analytical skills

In response to your job posting for credit risk associate, I am including this letter and my resume for your review.

In the previous role, I was responsible for risk governance support for the CIB Risk Committee and related CIB committees and working groups as needed.

Please consider my qualifications and experience:

• Working knowledge of Bank Loan and OTC Derivative Credit products
• Working knowledge of Microsoft Access and VBA
• Experience with business applications supporting mortgage and home equity originations strongly preferred
• Experience working on projects related to regulatory requirements
• Statistical skills especially in the area of regression, time series, Monte Carlo simulation
• Programming skills in a high-level language such as Matlab, R, Python, or SAS
• Knowledge of the Clearing industry, Clearinghouses and the Clearing product offering is a strong positive but not a requirement
• Knowledge of programming languages, such as R and VBA