Credit Portfolio Manager Cover Letter

I am excited to be applying for the position of credit portfolio manager. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for support to the Lender on loan structure, loan covenants and loan pricing, while maintaining compliance with the commercial loan policy and regulatory requirements.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Successful experience working both independently and as part of a team in a fast-paced, entrepreneurial environment
• Advanced knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation
• Extensive working knowledge of SAS and SQL
• May communicate credit decisions to Relationship Managers and Account Managers
• Works on larger, more complex deals, mainly focused on Not for Profit, education and municipal lending
• Excellent credit underwriting and administration skills
• Interest in systematic or model-driven investment
• Well-developed relationship management skills and excellent written and verbal communication skills

I am excited to be applying for the position of credit portfolio manager. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for data and analysis of Credit Default Spreads as a tool to be used in the bank’s strategic loan pricing process.

My experience is an excellent fit for the list of requirements in this job:

• Prior experience in selecting institutional investment managers preferred
• Prior experience utilizing Pitchbook preferred
• Demonstrated analytical and quantitative skills and proficiency in excel modeling preferred
• Product management and/or credit strategy background
• Development/execution of customer engagement strategies
• Well-developed presentation, verbal and written communication skills
• Credit skills to analyze financial statements and collateral reports
• Demonstrated understanding of fundamental loan documents

I submit this application to express my sincere interest in the credit portfolio manager position.

In the previous role, I was responsible for training to internal staff: SBA Specialists, Relationship Managers, Loan Documentation, Credit Specialists and credit approvers regarding SBA’s program requirements.

Please consider my experience and qualifications for this position:

• Extensive knowledge of loan and financial analysis techniques and accounting with well demonstrated understanding of loan risk factors
• Proficiency with MS Office, Word, Outlook and Excel
• The EMEA CPM will work in close partnership with the lead CPM for Global Credit strategies, based in New York, to cover client activities across the EMEA region
• CFA level 2 or equivalent
• Solid analytical and computer skills – Bloomberg, Excel, PowerPoint
• Bachelor's or MBA in finance, accounting, or other related field
• Knowledge of financial accounting and tax practices related to investments in partnerships
• Experience with credit underwriting and lending procedures

I am excited to be applying for the position of credit portfolio manager. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for guidance to Credit Risk Managers in quality of loan presentations, work collaboratively with production partners to assess the credit quality, and meet with relationship managers, clients and prospects as needed to better understand the business and/or credit requests.

My experience is an excellent fit for the list of requirements in this job:

• Strong communication (oral and written) and interpersonal skills including business development/customer service
• Advanced Computer skills, including proficiency in Microsoft Office Suite
• Takes initiative to understand others
• Strong Excel and MRA spreading skills
• CPA, CFA or CAIA designations, or progress towards designations preferred
• Global investment experience preferred
• Prior experience in credit research or underwriting and/or managing a credit portfolio for an institutional investor preferred
• Completion of a credit training program and/or relevant credit underwriting experience preferred

I am excited to be applying for the position of credit portfolio manager. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for assistance with the identification and application of loan terms and covenants for new private credit transactions.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Knowledge of other bank products (cash management, derivatives, syndication, leasing)
• Computer and business software
• Experience with Moody's spreading software
• Advanced knowledge of commercial lending policy, government agency compliance (Reg B, H, O, ), all applicable laws and regulations, and company and business line policies and procedures
• Advanced knowledge of credit quality standards and credit products
• Advanced collaboration and communication skills
• Experienced in consumer credit management
• Good understanding of Central Bank and Financial Service Authority requirement related to risk management