Credit Risk Reporting Job Description
Credit risk reporting
provides experienced software architecture, design and development on Credit Risk reporting platforms (written in C#, Microsoft SQL server, QlikView, Business Objects, and HTML5/AngularJS).
Credit Risk Reporting Duties & Responsibilities
To write an effective credit risk reporting job description, begin by listing detailed duties, responsibilities and expectations. We have included credit risk reporting job description templates that you can modify and use.
Sample responsibilities for this position include:
Identifying and implementing process improvements across the team and business, including building tools in SAS, Business Objects and Excel
Developing and enhancing quality control and exception reporting for consumer and commercial credit bureau information
Delivery of both tactical and strategic enhancements to relevant processes including the development and standardization of credit risk reporting across the Wholesale lines of business (Corporate & Investment Bank (CIB)
Serve as the lead for Wholesale lines of business (Corporate & Investment Bank (CIB)
Your daily reports will have a real and direct impact on the banks profitability and decision making process
Collation and review of monthly/quarterly RWA MI reporting metrics including qualitative commentary and trend analysis at portfolio, facility and counterparty level
Involvement in the regulatory capital reporting process including a number of operational reporting processes
Ownership of credit risk models for regulatory and economic capital
Producing wide-ranging business reports on credit risk, some of which will be provided to the regulator
Analysing large pools of data and presenting findings to members of the team or the wider business
Credit Risk Reporting Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Credit Risk Reporting
List any licenses or certifications required by the position: CECRL, B2, SAS, SQL, PROC
Education for Credit Risk Reporting
Typically a job would require a certain level of education.
Employers hiring for the credit risk reporting job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and University Degree in Finance, Accounting, Business, Economics, Mathematics, Statistics, Education, Computer Science, Graduate, Management
Skills for Credit Risk Reporting
Desired skills for credit risk reporting include:
Microsoft Office and Business Objects
Commercial credit
Inter-relationships
Lending products and processes
MS Access
Processes and portfolio management techniques
Microsoft Office
Business Objects
SQL
VBA
Desired experience for credit risk reporting includes:
Undergraduate degree with 1+ years of relevant work experience - strong academic performance with coursework in economics, statistics, and finance
Assist in the development and standardization of Risk Reporting across LOBs
Support the credit/lending business of WM Asia to high net worth individuals and their related companies for credit exposures booked in Hong Kong Margin Lending (Brokerage) business in Hong Kong
Ensure the Bank’s legal and security interests/rights the Bank’s credit risk monitoring and control activities are sufficient to safeguard in our lending activities and all related credit exposures are duly monitored and managed in full accordance with the Bank’s policies and relevant credit approval conditions with an aim to obtain a "satisfactory" audit rating in credit and admin and credit control processes
Ensure critical overseeing of the daily end-to-end credit admin and risk monitoring control and reporting duties, including the review of credit documentation, maintenance of credit limits/collateral in the system, reviewing and monitoring the positions of credit clients prepare relevant management/regulatory reports
Liaise with external parties such as legal counsels, property valuers/appraisers, insurance companies
Credit Risk Reporting Examples
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Credit Risk Reporting Job Description
Job Description Example
Our growing company is looking for a credit risk reporting. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for credit risk reporting
- Reviewing statuses, portfolios and previously identified errors
- Performing the validation of FCRA and Regulation B testing
- Supporting identification of credit reporting and implementation anomalies
- Developing project plan to close gaps
- Supporting credit bureau data quality audits
- Manage and coach a team of 35 junior credit risk analysts and team leaders
- Create training plans for new employees and ensure that proper career paths are in place so as to reduce unwanted staff turnover
- Ensure that Service Level Agreements are consistently met
- Coordinate the deployment of new credit risk reporting processes
- Implement, document and maintain tight operational controls to ensure data quality
Qualifications for credit risk reporting
- Able to create calculated fields using creativity and attention to detail
- Excellent oral and written communication abilities, with the ability to articulate complex data intensive challenges and solutions in clear and concise terms to non-technical stakeholders and senior managers
- Strong analytical skills and knowledge around traditional credit and/or capital markets products
- Strong Risk Management or Financial Management experience
- Comfortable presenting and communicating to senior management
- Creative and proactive in the pursuit internal process improvement and efficiencies
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Credit Risk Reporting Job Description
Job Description Example
Our innovative and growing company is hiring for a credit risk reporting. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for credit risk reporting
- Design and implementation of Credit Risk Reporting for U.S. Legal Entities
- Determination of information content appropriate for the different legal entities and aggregation levels (operating entity vs
- Design of the report layout meeting senior managements’ and regulators’ information needs by being both comprehensive intuitive
- Discovery and definition of data sources for new report items
- Design of the report production process ensuring information integrity, timeliness and maximum efficiency
- Support testing of system build, development of business procedures and parallel runs during implementation phase
- RWA impact analysis of new IRB model implementation
- Collaborate with other reporting and analysis team members Business Partners to develop a strong culture of information validation across the entire organization to ensure integrity and robustness of the message and supporting analysis across all reporting
- Analyze data extracts and reports to identify trends and data points
- 15% actively participate and/or lead annual or ongoing projects related to assigned duties such as W-8 re-certifications, interest reporting, and escheatment
Qualifications for credit risk reporting
- Bachelor's degree, ideally in a numerate degree
- Counterparty credit risk experience
- Ability to manage senior stakeholders and clients
- CFA, ACA or equivalent professional qualification
- Minimum of ten years proven and progressive credit project management experience or equivalent
- Coordinate receipt of LOB cuts of credit related on and off balance disclosures, and ensure format and timing is in line with CFR standards
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Credit Risk Reporting Job Description
Job Description Example
Our company is growing rapidly and is hiring for a credit risk reporting. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for credit risk reporting
- 10% Prepare reports as applicable for branch, bank management, and/or Controller's use IRS, and State Bar Associations
- 10% Stay abreast of state, federal, and IRS laws related to job duties
- Design, build and modify reports using key tools available to the team
- Preparation of regularly scheduled production reporting and analytics for use by the executive staff of the Bank and parent organizations, Board committees, external stakeholders relevant to the Bank's business, and leadership within certain lines of business
- Perform portfolio / product reviews and make relevant recommendations
- Assist in the production of monthly credit risk data used for SEC 10Q/10K reporting, management reporting
- Support the team’s continued development of technology platform, including the writing of business requirements performing UAT testing
- Take advantage of the digital transformation to imagine and build more efficient reports solution (less reports and more interactive and dynamic)
- Enhance credit exposure monitoring reports added value in line with client priorities (more client oriented)
- Interactions mainly with other credit risk department team, other risk functions, others GEM entities ( Front Office, Back Office, Legal) and at least GEM IS
Qualifications for credit risk reporting
- Degree in Computer Science, Finance, Statistics, or Mathematics - ideal
- At least 3 years experience in the Banking Industry, preferably in relavant risk/credit risk role
- Excellent communication skill in English, Mandarin or Cantonese languages
- Minimum three years of relevant work experience in the financial services industry
- Degree Qualified in Accountancy / Finance / Maths Or Equivalent
- 2 - 3 years of related work experience, preferably in a related risk management capacity
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Credit Risk Reporting Job Description
Job Description Example
Our innovative and growing company is looking for a credit risk reporting. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for credit risk reporting
- Contribute to the development and standardization of Risk Reporting across LOBs
- Production and analysis of board-level and senior risk management reports and presentations
- Pro-active analysis of credit trends and emerging risks across Close Brothers Asset Finance & Leasing
- Manage the development of reporting models and databases to ensure accuracy, efficiency and compliance with any group IT guidelines
- Enhance usage and output of Bank’s Credit Risk Management Information system to improve quality of data / analysis
- Assist with the development of new methodologies / models for monitoring and managing credit risk across the portfolio, including stress testing and IFRS 9
- Manage the production of standard monthly reporting for the business and Bank governance forums including monitoring of credit appetite and early warning indicators
- Enhance credit risk related MI, to ensure the business Exco remains able to make informed decisions
- Effectively write and communicate the findings of portfolio analysis and thematic reviews of the loan book and make relevant recommendations to improve portfolio management
- Manage the production of regulatory returns and other ad hoc requests
Qualifications for credit risk reporting
- Excellent Microsoft PowerPoint, Excel and Access/database skills
- The Account Transitions Team in Private Bank Operations is responsible for supporting all asset transfers of all the securities/cash internally and externally along with closure of the accounts in Private Banks
- Managing all pre-execution risks – incorrect & delayed trade transfer, Market cutoffs and queue monitoring
- Following up with custodian – WSS & DTC for unconfirmed, un-booked transfers
- This role requires attention to detail, an awareness of the risks involved and an ability to work under pressure and to deadlines
- 5 years in Risk Management in the payments industry
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Credit Risk Reporting Job Description
Job Description Example
Our growing company is looking to fill the role of credit risk reporting. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for credit risk reporting
- To ensure the accuracy of the data and reports maintained at defined satisfactory level
- To collaborate with other risk functions, finance and business teams to improve process efficiency and explore business opportunities
- Compiling/mining data from a variety of data sources
- Developing reports and business intelligence capabilities in compliance with the LOB’s data governance policies
- Additional responsibilities include monthly production reporting and data quality analysis
- Completion of regular reporting tasks that are designed to serve as MIS for Sr
- Effectively collaborate and manage stakeholders relationship and demonstrate strong prudence for producing accurate and timely reporting solutions at all levels – from Daily/Weekly reporting to internal management to Monthly/Quarterly packs to Sr
- Understand any new/changes to the reporting requirements and drive implementation by coordinating with all relevant stakeholders
- Completion of operational and system data update tasks to ensure data integrity and accuracy of system/data mappings
- Completion of ad hoc data requests for RMG Credit, Business Stakeholders and other internal stakeholders by compiling relevant business data from various sources into own database for reporting and analysis
Qualifications for credit risk reporting
- Bachelors’ degree in business, economics or finance or the equivalent in education and experience required
- Proficient data mining, performance metrics and reporting, vendor management, change management and report writing
- Ability to work with individuals and teams at all levels across the organization and with external company representatives and vendors
- Developing an approach and/or methodology to conduct analysis, solve an issue, develop a solution, (e.g., developing a plan of attack to conduct a current state assessment, putting together an implementation plan)
- Supporting or leading the development of a Business Case
- Creating tools and resources to facilitate and collect information (e.g., questionnaire, workshop material, guidelines)