CCB Risk-Auto Finance Job Description
CCB risk-auto finance
provides technical and analytical support of new, or enhancement to existing, products/processes using SAS, Oracle and MS Office tools.
CCB Risk-Auto Finance Duties & Responsibilities
To write an effective CCB risk-auto finance job description, begin by listing detailed duties, responsibilities and expectations. We have included CCB risk-auto finance job description templates that you can modify and use.
Sample responsibilities for this position include:
Define forecasting and modeling requirements to ensure the CECL models are compliant with accounting policy
Analyze and interpret big financial data and conduct complex statistical modeling and analyses using SAS and other statistical software
Assist Portfolio Risk Director in the credit risk management of the auto manufacturer portfolios - Subaru, Mazda, and Jaguar/Land Rover
Conduct analysis to determine adequacy of current underwriting policies for each of the three manufacturer partners, including developing partner specific criteria where warranted and leveraging new data sources
Assist in reviewing the pro forma loss rate process including developing segment based loss projections, early warning triggers and appropriate action to take upon breach
Develop and manage MIS to support partner and senior management requests
Candidate will utilize advanced statistical tools and techniques to compare pro-forma modeled losses with actual losses
The Candidate will work closely with all Credit Risk Management, including Decision Sciences, Credit Executives and Credit Risk Specialists
Support projects to develop recommendations for credit policy, decision engine and loan origination systems
Act as a primary resource and Subject Matter Expert (SME) for other departments and projects
CCB Risk-Auto Finance Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for CCB Risk-Auto Finance
Typically a job would require a certain level of education.
Employers hiring for the CCB risk-auto finance job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Statistics, Mathematics, Engineering, Economics, Finance, Accounting, Business, MBA, Science, Applied Mathematics
Skills for CCB Risk-Auto Finance
Desired skills for CCB risk-auto finance include:
Linear regression
Logistic regression
Statistics
SAS
SQL
MS Office
Decision tree
CHAID
Forecasting
Risk management concepts
Desired experience for CCB risk-auto finance includes:
General technical knowledge of Datacenter activities, operating systems, and control related infrastructure software
At least 5 years of risk analytical and execution experience
At least 5 years of risk analytical experience
At least 5 years of risk analytical experience with demonstrated knowledge and application of risk management concepts, including statistical analysis
Strong technical skills and proficient use of analytical software with at least 5 years of SAS programming experience required
Identify key risk drivers and practices
CCB Risk-Auto Finance Examples
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CCB Risk-Auto Finance Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of CCB risk-auto finance. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for CCB risk-auto finance
- Proactively assess risk requirement alignment with operational procedures
- Identify risk control opportunities using quantitative and qualitative disciplines
- The Risk Oversight Manager will present across multiple forums and venues including Senior Management, cross lines of business, and function specific audiences
- Serve as a subject matter expert and contributor for business inquiries and initiatives with risk related oversight components
- Assist in design, configuration and execution of the CCAR framework to support and maintain integrated data systems execution
- Conduct both random and targeted reviews to provide an independent evaluation of Auto Finance Collection effectiveness
- Establish, define, and implement the business operating CECL model for Auto business, which entails a thorough understanding of the end-to-end allowance process and associated infrastructure
- Engage stakeholders and senior management in a ‘dry run’ of the CECL operating model prior to go-live
- Support the Auto business in implementation of CECL through extensive testing
- Perform various ad-hoc analytics to inform decision making
Qualifications for CCB risk-auto finance
- 8+ Years of experience in retail credit risk management
- Typically a minimum of 6 plus years in commercial banking / lending experience which might include credit, structuring and marketing
- A minimum of 7 years of hand-on modeling experience for masters (5-years for PhD)
- Bachelor’s degree in a quantitative field Mathematics, Statistics, Econometrics, Operations Research, Engineering, or related
- Strong technical skills including advanced proficiency with SAS programming required
- Completion of a major corporate bank credit training program (or the equivalent corporate banking / corporate finance experience) and typically a minimum of 3-5 years in banking / lending experience which might include credit, structuring and marketing
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CCB Risk-Auto Finance Job Description
Job Description Example
Our company is growing rapidly and is searching for experienced candidates for the position of CCB risk-auto finance. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for CCB risk-auto finance
- Develop SOX controls for CECL in compliance with requirements, incorporating insight from auditors
- Prepare presentations for senior management and other key stakeholders
- Create and maintain comprehensive documentation and standard operating procedures related to the allowance process
- Act as subject matter expert on allowance and serve as primary point of contact for internal and external stakeholders
- Represent the firm in industry conferences
- Proactively manage progress, delivery, and overall executioner multiple high priority initiatives in the Chase Auto Risk Strategy& Execution team
- Partner closely with peers and senior business leaders to analyse and prepare strategic investment solutions, and support execution of projects
- Analyze and establish market/ industry analytics and insights to be shared across the organization
- Partner with business heads and senior management on prioritized initiatives to identify and address risk related components within the collections and servicing environment, while maintain a focus on the overall growth and profitability of the business
- The Risk Director will present across multiple forums and venues including senior management, cross lines of business, and function specific audiences
Qualifications for CCB risk-auto finance
- 10+ years of experience working in risk modeling, model validation, or advanced risk analytics
- MBA / Masters degree in Mathematics, Statistics or related field preferred
- Provide subject matter expertise (SME) on risk or business driven IT initiatives that may impact credit risk, including clear and concise requirements to drive change
- MS or PhD in Statistics, Econometrics, Operations Research, Mathematics, Physics, or equivalent quantitative fields
- In depth knowledge in data mining and statistical modeling techniques (regression, decision tree, time series)
- Minimum 3 years of relevant analytic/modeling experience
3
CCB Risk-Auto Finance Job Description
Job Description Example
Our growing company is looking to fill the role of CCB risk-auto finance. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for CCB risk-auto finance
- Conduct deep dives
- Work with Operations, IT, and Legal/Compliance partners to ensure that Risk-driven changes get implemented in a smooth and timely fashion
- Ensure Risk Requirements are current, aligned to regulatory and compliance related subject matter, and periodically re-certified
- Perform data extraction, sampling, advance data mining and statistical analysis
- Provide and present statistical analysis and modeling results, insights, and recommendations to senior management and partners
- Partner with internal teams to implement models/segmentation tools into system and to support business execution and/or analytics on revenue growth and loss control related tasks
- Partner with business heads and senior management on prioritized initiatives to identify and address risk related components within the credit originations environment, while maintain a focus on the overall growth and profitability of the business
Qualifications for CCB risk-auto finance
- Strong analytical and problem solving skills with the ability to interpret complex and large amount of data with business insights to support business growth
- Extensive experience with operating system UNIX and relational database such as ORACLE/TERADATA
- Good written and oral communication skills to clearly present analytical findings and make business recommendations
- Strong project management skills – clear goal setting, well-organized detailed planning, and ability for tight-timeline-deliverables
- Evidence of self-motivated initiatives, high productivity, and good teamwork
- Detail-oriented, high degree of organizational capability and diligence to work on multiple deliverables simultaneously
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CCB Risk-Auto Finance Job Description
Job Description Example
Our company is growing rapidly and is looking for a CCB risk-auto finance. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for CCB risk-auto finance
- The ability to coordinate across teams and conduct complex risk analyses and provide senior management with business insights of the impact of industry factors to the consumer credit quality of the portfolio
- Demonstrated experience in communicating with regulatory and investor relations teams to convey risk management results, outlooks and auto finance credit points of view
- Executive level communication skills, both verbal and written/presentation
- Ability to develop an auditable control framework for the research completed by the team
- Degree in Economics, or Statistics a plus
- Econometric experience (e.g., competence in understanding key macro drivers of credit risk, customer behavior and lending strategy)
Qualifications for CCB risk-auto finance
- Work closely with Dealer Services and Manufacturing Partners to refine and automate segments that are currently subject to manual decision and interpretation
- Responsibility for the development and implementation of risk initiatives and acquisition strategies which impact all CAF Dealer Services and Manufacturing Partners
- Assist with on-going dialog and support of CAF Dealer Services and Manufacturing Partners to identify policy expansion and tightening opportunities new business initiatives/partners
- The successful candidate will excel at creative thinking & problem solving and be detail oriented, self-motivated, a good communicator with strong project and relationship management
- 10+ years of risk analytical experience
- 8+ years of deep credit and econometric experience, in consumer credit businesses, prior Auto experience preferred
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CCB Risk-Auto Finance Job Description
Job Description Example
Our company is searching for experienced candidates for the position of CCB risk-auto finance. Thank you in advance for taking a look at the list of responsibilities and qualifications. We look forward to reviewing your resume.
Responsibilities for CCB risk-auto finance
- Interest and ability to work in a fast-paced and dynamic environment
- Excellent analytical skills with the ability to comprehend and explain data / concepts in a clear and concise manner
- Experience in project management skills and executing strategic initiatives
- 10+ years of relevant consumer risk management experience
- Experience in auto finance is preferred
- Knowledge of auto finance P&L is preferred
Qualifications for CCB risk-auto finance
- 10+ years of deep credit experience, in consumer credit portfolios, prior Auto experience preferred
- The ability to conduct complex risk analyses and provide senior management with business insights of consumer credit quality and behavior trends, and portfolio performance
- Minimum 3-5 years of relevant experience, preferably within credit risk and analytics
- Proven track record of delivering high quality results within tight deadlines
- Very strong verbal and written communication skills as there will be substantial exposure and update to C-level officers, regulators and external auditor
- Energetic self-starter who takes ownership