Bank Examiner Job Description
Bank examiner
provides leadership and technical guidance for compliance with consumer and commercial banking laws and regulations and Sarbanes-Oxley (SOX) legislation.
Bank Examiner Duties & Responsibilities
To write an effective bank examiner job description, begin by listing detailed duties, responsibilities and expectations. We have included bank examiner job description templates that you can modify and use.
Sample responsibilities for this position include:
Assists in the analysis of financial institutions and non-bank licensees by analyzing financial documents and reports, reviewing policies and procedures, and performing analyses on data collected in order to determine solvency, proper safeguards and internal controls, conformance with generally accepted accounting principles and compliance with applicable laws, rules and regulations
Facilitates the examination process by working with management of regulated entities to resolve any examination issues that may arise
Participates in formal and on-the-job training in order to develop and acquire the knowledge, skills, and abilities necessary to facilitate the examination process
Analyzes call reports and other submitted information
Conducts an analysis of applications for non-bank licenses for completeness, compliance with licensing requirements and consumer protection statutes and regulations
Responds to consumer inquiries and complaints through both verbal and written communications
Assists in the preparation of sections of the examination report and detailed work papers in an accurate and timely manner
May act as an examiner in charge of examinations by planning, organizing, and supervising examinations of less-complex
Interpret the bank's financial statements
Assess and treat personnel injured while on duty Police personnel including needle stick injuries
Bank Examiner Qualifications
Qualifications for a job description may include education, certification, and experience.
Education for Bank Examiner
Typically a job would require a certain level of education.
Employers hiring for the bank examiner job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Collage Degree in Finance, Economics, Accounting, Business, Business/Administration, Business Education, Business/Management, Real Estate, Education, Leadership
Skills for Bank Examiner
Desired skills for bank examiner include:
Retail banking and lending deep understanding of consumer banking laws
Practices and procedures in regard to those specialties when completing assignments
Principles
Capital Markets products
Desired experience for bank examiner includes:
You may be required to carry out examinations suitable to your specific specialist skills
FME must be in the county of work at the start of shift and remain in the county until the end of shift unless otherwise directed by the Call Centre
Hertfordshire
Driving licence, plus access to own vehicle
Work with a team that will Identify, assess, and analyze this banks consumer compliance risk management infrastructure, policies, practices, internal audits and controls
The team will perform internal risk evaluations and examinations of the banks Compliance with Fair Lending laws and other consumer protection laws including the Community Reinvestment Act (CRA)
Bank Examiner Examples
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Bank Examiner Job Description
Job Description Example
Our growing company is searching for experienced candidates for the position of bank examiner. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for bank examiner
- As the Consumer Compliance Subject Matter Expert-represent the bank with major clients, regulators and at industry conferences
- Should be a “Commissioned Examiner” with Consumer Compliance experience
- Examiner commission required or eligible to complete proficiency test within six months and has 3+ years of industry experience in consumer compliance
- Familiarity with the risk-focused supervision process and the examination process for domestic banks and bank holding companies preferred
- Ability to execute a variety of supervisory roles to support Consumer Affairs examinations
- Conduct supervisory activities to determine banking organizations’ compliance with regulations and statutes related to consumers, including fair lending and CRA and other supervisory activities such as monitoring and completing risk assessments
Qualifications for bank examiner
- Must be a Commissioned Bank Examiner
- The Candidate should have 4+ years of consumer compliance examination experience with a major commercial bank or compliance consulting practice
- Knowledge of retail banking and lending deep understanding of consumer banking laws, and regulations including fair lending and CRA are required
- Experience conducting and managing consumer regulatory compliance audits and examinations either with a regulatory body or a major bank is preferred
- Full registration with the GMC with a licence to practice
- People out of FDIC, OCC or CFPB organizations