Analyst, Commercial Banking Job Description
Analyst, commercial banking
provides leadership, support, and guidance to Senior Management, Credit Analysts, Finance, Credit, Small Business, and Retail Lending Lines of Business.
Analyst, Commercial Banking Duties & Responsibilities
To write an effective analyst, commercial banking job description, begin by listing detailed duties, responsibilities and expectations. We have included analyst, commercial banking job description templates that you can modify and use.
Sample responsibilities for this position include:
Middle Market Banking provides credit, cash management, capital markets and corporate finance advisory solutions to companies with annual revenues between $20 million and $500 million
Business Credit is a leading national provider of highly structured asset-based financing for an array of leveraged financing needs
On the credit track across all of our businesses, you will learn how to appropriately assess and manage the risk in your portfolio
Prepare presentation materials to be shared with business groups, senior management and other relevant stakeholders
Respond to issues related to client set up
Take ownership of quality control issues related to client due diligence and partner with Client Executives/Bankers to resolve accordingly
Middle Market Industry Specialization has dedicated experts with long-term experience serving industries ranging from beverage wholesalers and distributors, to music publishers and food manufacturers, to government, not-for-profit, healthcare and higher education market segments
Real Estate Banking (REB) delivers commercial real estate and banking products to top-tier clients, including REB national and regional real estate developers, investors, Real Estate Operating Companies (REOCs), Real Estate Investment Trusts (REITs) and opportunity and investment funds
Syndicated Finance provides customized financial solutions designed to support the strategic and operating needs of clients
On the banker track within Middle Market Banking or Middle Market Industry Specializations, you will learn how to grow, manage and retain profitable relationships, which is accomplished by delivering value added solutions to our clients/prospects that helps them attain their goals and maximize our revenue
Analyst, Commercial Banking Qualifications
Qualifications for a job description may include education, certification, and experience.
Licensing or Certifications for Analyst, Commercial Banking
List any licenses or certifications required by the position: BSA/AML, CFA, PMP, BA, ACORD, P&C
Education for Analyst, Commercial Banking
Typically a job would require a certain level of education.
Employers hiring for the analyst, commercial banking job most commonly would prefer for their future employee to have a relevant degree such as Bachelor's and Master's Degree in Business, Finance, Accounting, Management, Economics, MBA, Education, Business/Administration, Real Estate, Graduate
Skills for Analyst, Commercial Banking
Desired skills for analyst, commercial banking include:
Bank’s structures
International business and various industry sectors
Products and services
Credit
Credit risk
Financial and spread analysis
Legal and regulatory requirements
Lending and underwriting processes and principles
Word processing
Organizational lending and portfolio management policies and objectives
Desired experience for analyst, commercial banking includes:
Developing analytical and research expertise in a variety of functions and businesses
Strategic research and analysis
Honing problem solving, business analytics, communications, and leadership skills in an environment of active mentorship and coaching
Fostering a career within a top financial institution
Independently manages multiple large and complex projects that may cross many applications and user areas
Performs problem resolution for issues of the most complex nature
Analyst, Commercial Banking Examples
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Analyst, Commercial Banking Job Description
Job Description Example
Our company is growing rapidly and is looking for an analyst, commercial banking. Please review the list of responsibilities and qualifications. While this is our ideal list, we will consider candidates that do not necessarily have all of the qualifications, but have sufficient experience and talent.
Responsibilities for analyst, commercial banking
- 1+ yrs of experience in banking or financial services
- Acts as the liaison between the BSA and Commercial Banking departments
- Performs on-going oversight of CIP/KYC/Red Flag procedures through self-testing of new lending and new depository openings
- Completes risk reviews on designated higher risk customers (MSB’s, TPPP’s and Appeals)
- Conducts new hire and annual compliance training and is responsible for the development, maintenance and tracking of the Risk, Regulatory and BSA training for Commercial Banking including monthly and annual completion
- Researches, recommends and implements technology solutions to assist the division in managing and monitoring the Commercial customer portfolio to protect the bank from unnecessary risk
- Maintains High Risk Customer Unit records, files, spreadsheets, cases and related documentation and CTR exemption customer file
- Manages the escalation and appeal processes
- Performs customer due diligence (CDD) and enhanced due diligence (EDD) as needed, for depository and lending customers
- Demonstrates proficiency in policy adherence and research associated with an experienced analyst and assess customers for BSA risk and assigns risk ratings
Qualifications for analyst, commercial banking
- Oversees both proactive and reactive high risk practices across the Commercial footprint which includes on-going training with field personnel, and quality reviews and assistance with Commercial management on any escalated or case sensitive matters
- Maintains High Risk Customer Unit records, files, spreadsheets, cases and related documentation, and the CTR exemption customer file
- Identifies weaknesses or process efficiencies in Bank policy or department procedures which may place the Bank at risk and suggests improvements to those policies and procedures
- Two or more years of experience in commercial cash product management, retail banking, or corporate operations in an analytical, investigative and/or liaison capacity is required
- On the banker track within Middle Market Banking, you will learn how to grow, manage and retain profitable relationships, which is accomplished by delivering value added solutions to our clients/prospects that helps them attain their goals and maximize our revenue
- MBA, professional designation
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Analyst, Commercial Banking Job Description
Job Description Example
Our innovative and growing company is hiring for an analyst, commercial banking. To join our growing team, please review the list of responsibilities and qualifications.
Responsibilities for analyst, commercial banking
- Anticipates data and analytical needs of LOB
- Partners with Business Intelligence group to develop and implement processes and procedures for Commercial Banking
- Developing analytical and business intelligence expertise in a variety of functions and businesses
- Participating in day to day activities related to KYC access and administration
- Assisting in managing team's daily work volume and manage workflow to ensure deadlines are met in accordance with existing SLAs
- Supporting Commercial Banking partners with research, follow-up and resolve escalated issues and problems through effective interaction with bankers, KYC Officers, Industry Risk Officers, Compliance, QC/QA Teams, Audit, and other staff in a timely and professional manner
- Interpreting and applying regulatory and compliance policies and procedures when assisting Commercial Banking partners with respect to KYC completion
- Maintaining reporting metrics and follow-up, as appropriate
- Managing multiple deadlines in a fast paced environment
- Limited User Acceptance Testing (UAT)
Qualifications for analyst, commercial banking
- Must be able to demonstrate in-depth knowledge of the AML, BSA, OFAC and other applicable Federal and State laws and regulations
- Two-year college degree or equivalent work experience is required
- Microsoft Office Expertise (Excel, PowerPoint, ) and in SharePoint
- Bachelor’s Degree (Computer Science or Information Technology, preferred)
- 10+ years underwriting in commercial lending disciplines at a Financial Institution, Insurance Company, Hedge Fund or Investment Bank
- Analyzes existing legal documents for conformance to the Bank’s policies and procedures and regulatory requirements
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Analyst, Commercial Banking Job Description
Job Description Example
Our innovative and growing company is looking for an analyst, commercial banking. If you are looking for an exciting place to work, please take a look at the list of qualifications below.
Responsibilities for analyst, commercial banking
- Participating in the collaboration of ideas and follow-up to recommend the best solutions/practices
- Identifying ongoing training needs and process improvement ideas, including data gathering for broader KYC Training Programs
- Define and align performance metrics for success that will enable Senior Management and appropriate Risk Committees to assess and approve initiatives as required have insight into key risk indicators
- Performs variance and trend analysis for various aspects of the Commercial Banking division
- Assists with certain aspects of the monthly forecasting process that include preparation of rolling forecasts and operating division budgets
- Assists with preparation and analysis of periodic financial stress testing exercises for Commercial Banking
- Develops and maintains fundamental and complex financial spreadsheets and tools for use in management and regulatory reporting
- Collects and document data for various assigned tasks
- Produces, maintains, and tests spreadsheet procedures
- Communicates via routine internal correspondence to ensure complete understanding and interpretation of financial statements, management reports and special projects
Qualifications for analyst, commercial banking
- Minimizes the risk to the business through strict adherence to policies, procedures, and regulatory requirements
- Obtains and tracks internal contract and documentation exception approvals
- Ensures all condition precedence have been met before closing a transaction
- May require internal communication with affected business partners
- 5 - 7 plus years of corporate work experience
- Good understanding of the Financial service industry
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Analyst, Commercial Banking Job Description
Job Description Example
Our company is looking for an analyst, commercial banking. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for analyst, commercial banking
- Assist with qualification of new loan opportunities and preparation of deal screening memos
- Assist with preparation of pitch books and related external marketing materials
- Assist with identifying, researching and tracking prospects
- Assist with maintaining CKC database, activity tracking and conflicts reporting / clearance
- Participate in or lead special projects as requested by Region Manager
- Complete rotations with our Underwriting, Portfolio and field exam teams
- Create and prepare monthly, quarterly and ad-hoc reporting to support the teams
- Ensure all information is accurate
- Maintain SQL reporting database
- Train staff on the use of reporting tools, collaboration, content and database tools
Qualifications for analyst, commercial banking
- Regularly proposes and negotiates acceptable alternative language addressing both legal and business issues
- Knowledge of treasury/capital function an asset
- Ability to lead initiatives with minimal guidance and to influence stakeholders across the enterprise
- Ability to think outside the box and to challenge status quo
- Ability to synthetize complex information and communicate it clearly to a broad audience
- Ability to act as an agent of change and to recommend solutions to complex problems
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Analyst, Commercial Banking Job Description
Job Description Example
Our innovative and growing company is looking to fill the role of analyst, commercial banking. We appreciate you taking the time to review the list of qualifications and to apply for the position. If you don’t fill all of the qualifications, you may still be considered depending on your level of experience.
Responsibilities for analyst, commercial banking
- Prepare industry-relevant credit screening documents
- Creates and maintains training documentation
- Creates and maintains process documentation to support the team and technologies
- Identify and support enhancements for reporting using SSRS and Excel
- On the banker track, you will learn how to grow, manage and retain profitable relationships by delivering value added solutions to our clients and prospects, helping them attain their goals and maximize revenue
- Understanding client technical priorities and objectives and mapping Commercial Banking portfolio and services against those requirements
- Providing technical subject matter expertise across the Commercial Banking portfolio and creating technical documentation
- Assisting with the planning process, providing accurate and timely feedback to project management throughout the project lifecycle
- Technical/functional testing – module testing, creating test cases, generating test data, managing test cycles, defect analysis, – the objective is managing technical test processes
- Managing the technical relationships with internal clients
Qualifications for analyst, commercial banking
- 3-5 years of previous experience in Anti-Money Laundering is required
- Understanding of FTP, Basel 3 requirements and balance sheet management an asset
- 3-5 years report writing or data analytics experience
- Strong technical skills including advanced Excel and Access ability
- Ability to build strong relationships with key contacts within the business by exhibiting a client service mentality
- Ability to interact in a professional manner with coworkers, partners, clients and senior management to build lasting relationships