Risk-Audit Cover Letter

I am excited to be applying for the position of risk-audit. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for an independent and objective assessment of the effectiveness of Risk management practices at RBC including both the first and the second line with a focus on Treasury Management (Liquidity risk and Structured Interest rate risk), Counterparty Credit risk and Market Risk globally.

Please consider my qualifications and experience:

• High level IT audit skills preferable
• Big 4 experience and/or extensive industry experience with knowledge of accounting, risk management, governance and internal control areas
• Experience in undertaking and managing investigations preferable
• Postgraduate qualification in Business, Risk Management, Corporate Governance, Finance, Accounting, Internal Audit or other related areas
• Strong knowledge of US regulatory environment and emerging risks
• Proficient in applying risk based auditing standards, techniques and methodologies
• Knowledge of capital markets products, associated risks and supporting operational controls is an asset
• Knowledge of Oil and Gas industry is a strong asset

I would like to submit my application for the risk-audit opening. Please accept this letter and the attached resume.

Previously, I was responsible for leadership for true model risk management including on-going monitoring of model risk relative to changing market and credit conditions.

Please consider my experience and qualifications for this position:

• Proven experience in the use of computer systems and programs for financial and data management, such as EXCEL, SAP and TRIM, running surveys, internet maintenance
• Desirable to have a solid understanding of general statistical modelling principles, techniques, applications, data issues, economic intuition behind models and the associated practical modelling risks
• Desirable to have experience and aptitude in a number of technical areas, including credit risk modelling, Basel internal rating system development, Financial Crime Compliance models, Operational Risk modelling, financial mathematics, derivatives, analysis of market risk, econometric modelling, stress testing, scenario analysis, and actuarial modelling
• An understanding of major global regulatory frameworks and compliance requirements
• Audit or accounting certification such as CPA, CA or CIA
• Audit experience in an accounting/consultancy firm, or a multinational company
• Experience in developing and scoping risk based audit plans, delivering audit assignments, analytical reviews, and risk assessments in accordance with applicable guidance from regulatory bodies
• IT audit experience, including working with ERP solutions such as Oracle and SAP

Please consider me for the risk-audit opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for an independent and objective assessment of the effectiveness of risk management practices at RBC on a wide range of topics including Counterparty credit risk, market risk, model risk, enterprise wise wide Stress testing and Internal Capital Adequacy (ICAAP).

Please consider my qualifications and experience:

• Expertise with MS Office spreadsheet (Excel), Word processing (Word), and presentation (PowerPoint) software
• Strong knowledge of credit risk solutions, credit risk terminology and use of econometric models (PD, LGD, EAD)
• Experience with ALLL (Allowance for Loan and Lease Loss) accounting
• A good financial quantitative background and good knowledge of financial instruments, risk management controls and regulatory requirements
• In depth understanding of the laws and regulations that govern residential mortgage lending
• Strong knowledge of regulatory framework related to market risk management (market risk rule)
• Foster a sense of collaboration and work effectively within the team with partners across the company
• CPA, CIA and/or CFA preferred

In response to your job posting for risk-audit, I am including this letter and my resume for your review.

In the previous role, I was responsible for application related services to our Enterprise Marketing and Risk Management business clients, including Trading, Scheduling, Contracts, Confirmations, Market Risk, Credit Risk, Treasury and Accounting.

Please consider my experience and qualifications for this position:

• Microsoft Office (Excel, Word, PowerPoint, and Access)
• Foster a positive work environment by soliciting feedback from reporting staff
• Environmental management exp in the food/beverage industry/related industry, including CPG goods/pharmaceutical/similar manufacturing industry is strong preferred
• Previous auditor exp-compliance and systems-based EMS auditing/knowledge of ISO auditing
• Understands and can articulate environmental/health and safety regulations/GEHSMS internal standards
• Oversees the Audit and Compliance function
• In-depth knowledge of the TSYS operating system preferred
• Experience in internal or external audit, SOX attestation and/or business process reviews

I am excited to be applying for the position of risk-audit. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for subject Matter Expert (SME) support on credit risk analytics in other cross-matrix Internal Audit engagements.

Please consider my experience and qualifications for this position:

• Manage audit teams (when assigned the responsibility) where on a day to day basis, working to ensure that audits progress as planned, as regards scope, budget and timetable
• Be a key extended member of the BIA Global Risk Management team to support coverage of risk activities right-shored to India
• Lead discussions with clients regarding audit observations, consulting with the Head of BIA Asia Risk where necessary
• Build independent and respected relationships with clients on each audit and develop on-going relationships with key clients in aligned business area and work towards strategic goals
• Mentor, coach and provide constructive feedbacks to team members for audit assignments and support the Head of BIA Asia Risk in the development and assessment of AVPs
• Strong risk and control understanding, financial services experience and familiar with investment bank operations
• Primary requirement - specific knowledge in implementing or testing Credit Risk Management
• Secondary requirement - knowlege in executing Enterprise Risk Management process or audits - concentration in Operational Risk Management, Risk Identification and or Risk Appetite