Loss Mitigation Cover Letter

In response to your job posting for loss mitigation, I am including this letter and my resume for your review.

In the previous role, I was responsible for detailed instruction to update our system of record based upon the outcome of the approved loss mitigation workout option.

Please consider my qualifications and experience:

• Knowledgeable in scheduling and volume forecasting
• Knowledgeable of Collections and Recovery processes
• Credit Card Collections Management
• Knowledgeable of Hyperion
• Strong working knowledge of GSE, HUD, HAMP, HAFA, collections, loss mitigation, and foreclosure
• Able to work competently and professionally under tight deadlines
• Knowledge of mortgage loan workout options
• Experience with Ensemble Pro dialer administration

Please consider me for the loss mitigation opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for back-up phone support to Loan Counseling team during high volume periods to maintain service levels.

Please consider my qualifications and experience:

• Review loan files and associated documentation
• Initiate and follow up on remedies
• Design and run data queries against multiple databases
• Maintain and update data in the unit’s database(s)
• Create and support various department reports
• Assist in managing vendor activities
• Independent judgment in the application of established practices and procedures
• Default loan file review experience

I submit this application to express my sincere interest in the loss mitigation position.

In my previous role, I was responsible for consultation to customers (internal & external) on complex issues in order to resolve aging and defects.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Proficiency with MS Windows, especially MS Word, MS Excel, and MS Outlook
• Knowledge and/or experience in mortgage banking or mortgage servicing
• Proficiency in MS Windows, MS Outlook, MS Word, MS Excel
• Mathematical skills- able to perform basic math calculations- adding, subtracting, multiplication, and division
• Strong analytical, reasoning and negotiation abilities and solid administrative skills
• Strong attention to detail and strong adherence to written policy and procedure
• Resourcefulness and creativity with a commitment to continuous improvement
• Capacity to be flexible and adapt to changing requirements and short timelines

I am excited to be applying for the position of loss mitigation. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for support to local and outside counsel and internal and external customer’s matters, attorney inquiries, and consult with counsel on escalated borrower issues.

Please consider my experience and qualifications for this position:

• NLMS registered and state licensed
• Previous quality control or quality assurance experience in mortgage servicing preferred
• Self-motivated, proactive, with excellent organization and planning skills
• Familiarity with process improvement concepts and tools
• Perform data analysis and identify anomalies and recommend solutions
• Independently analyze loan data elements
• Control review analysis experience
• Update database with fundamental deal information, remittance details, and default data

I submit this application to express my sincere interest in the loss mitigation position.

In the previous role, I was responsible for training to integrate vendors into HDFS’ business model and culture to create a seamless experience for our customers.

My experience is an excellent fit for the list of requirements in this job:

• Familiarity with Trust reporting conventions
• Intermediate or expert skills in Microsoft office (including Excel, Word and Power Point)
• Experience with Freddie Mac and Fannie Mae loans
• Knowledge of FHA, VA and USDA servicing guidelines
• Working knowledge of GSE servicing guidelines
• Advanced/Proficient knowledge of MS Windows operating system
• Prior project management, project coordination/collaboration, or portfolio management experience
• Vendor performance management experience preferred