Loan Cover Letter

Please consider me for the loan opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for support to multiple Relationship Managers in the analysis and credit underwriting of Commercial Real Estate customers and prospects.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Experience of DebtDomain / IssueMaster
• Extensive knowledge of commercial, business or commercial real estate loan closing processes and procedures, lending compliance and regulations, loan systems and loan documentation
• Expert knowledge of loan principles and processes
• Extensive knowledge of construction due diligence and risk management
• Outstanding knowledge of the external environment – regulatory, political, competitors
• Loan Servicing/Closing
• Knowledge of Syndicated Loans and Bilateral Loans
• Experience with SWIFT & payment message types

I submit this application to express my sincere interest in the loan position.

In my previous role, I was responsible for occasional administrative support to members of designated Underwriting Team in service of the Team’s Pipeline management.

My experience is an excellent fit for the list of requirements in this job:

• Able to meet and/or exceed deadlines, manage projects, gather, analyze, recommend solutions and present information
• Able to adjust and adapt to change, whether by corporate or market needs, or by regulatory requirements
• Willing to assume additional duties or projects as they arise
• Monitor and maintain ESD’s loan portfolio through the ABS system
• Generate and process billing for the JDA and UDC loan portfolio
• Serve as the primary contact for borrower and grantee account inquires, and provide quality customer service
• Process Cash Receipts (ie, Lockbox and ACH) and apply payments to update each borrower’s account
• Run daily reports and reconcile balances

In response to your job posting for loan, I am including this letter and my resume for your review.

In my previous role, I was responsible for complete analysis of loan package for new deals, as well as reviews of existing relationships, utilizing the various underwriting methods as established by Credit Administration.

Please consider my qualifications and experience:

• Midas and Misys Message Manager knowledge
• Spanish, Portuguese, French or Italian fluency
• Exposure to Microsoft Excel
• Will be reviewing Loan Applications for compliance
• Determining Proof of Income
• Outbound calls to applicants, co-signors, employers to verify information as necessary
• Production goals and metrics
• Adherence to schedule will be monitored

In response to your job posting for loan, I am including this letter and my resume for your review.

In my previous role, I was responsible for back up support as needed to review conditions received for accuracy and forward conditions to Underwriting for review in a timely manner.

Please consider my experience and qualifications for this position:

• Knowledge of federal and state laws and regulations relating to all aspects of lending, including Anti-Money Laundering regulations in relation to loans
• Able to work well in a team setting and take on a leadership role
• Knowledge of Laser Pro and Decision Pro
• Recognition, understanding and enforcement of policies, procedures, investor guidelines and regulatory requirements
• Proficient in Microsoft applications with emphasis on Word, Outlook, Excel and PowerPoint
• Excellent customer service skills as will have occasion to meet with customers, internal and external auditors, regulators, vendors and business partners
• Experience with mortgage servicing systems, preferably MSP and imaging experience preferred
• Proven experience as a self-starter, dependable and accurate in completing work tasks/responsibility with strong attention to detail and organizational skills

I would like to submit my application for the loan opening. Please accept this letter and the attached resume.

Previously, I was responsible for a full range of underwriting services and support on own transactions as well as team transactions.

Please consider my experience and qualifications for this position:

• Generate loan payoff and satisfaction letters
• Create new project profile in ESD’s Employment Database and keep track of grant repayments
• Obtain and maintain JDA employment records
• Maintain various reports and provide copies upon request
• Prepare report for the Treasury department indicating which funds are received in lockbox and to which accounts the funds should be transferred to
• Provide monthly ACH reports to the Treasury department to debit JDA borrower’s bank account
• Assist ESD attorneys with satisfaction and assignments of mortgages, borrower insurance policy issues, loan repayments, and file management
• Secondary education in Finance or Business