Life Underwriter Cover Letter

Please consider me for the life underwriter opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for training in a formal and informal manner to the field, underwriting team and other employees regarding underwriting procedures.

Please consider my qualifications and experience:

• Demonstrated experience underwriting Life Products
• Solid knowledge and understanding of Life underwriting guidelines and concepts
• Solid knowledge and understanding of Life insurance product offerings laws, statutes, and regulations that pertain to the underwriting of those products
• Solid knowledge of medical and non-medical underwriting factors
• Strong drive for results, problem solving skills, mathematical aptitude, and attention to detail
• Strong relationship building with internal and external business partners, through effective written and verbal communication
• Knowledge of Life Underwriting Practices and Procedures
• Experience working with Sales Advisors

In response to your job posting for life underwriter, I am including this letter and my resume for your review.

In the previous role, I was responsible for and maintain affordable products, by performing ongoing review of the medical underwriting guidelines and departmental procedures.

Please consider my experience and qualifications for this position:

• Polished communicator / articulate speaker
• Structured thought process
• CLU, ChFC, FALU or FLMI designations
• Medical background/experience - nursing courses, anatomy and physiology courses
• Underwrite medical, financial, residential, travel, occupational and/ or avocational risks in accordance to the underwriting philosophy and guidelines
• Maintain high level of accuracy in transactions processed daily
• Ensure compliance with regulatory and risk management controls, corporate policies, procedures and underwriting guidelines
• Perform non-disclosure and post-claims underwriting for cases referred by Policy Servicing or Claims team

Please consider me for the life underwriter opportunity. I am including my resume that lists my qualifications and experience.

Previously, I was responsible for accurate and appropriate medical, non-medical, and financial risk selection analysis in an efficient and timely manner.

Please consider my experience and qualifications for this position:

• A recognized professional insurance qualification such as CII, ANZIIF or equivalent is preferred
• Strong local market and industry network
• Proven track record of driving results in Specialty lines
• Good market insights, trends and market intelligence, and exposure and insights of international markets an added advantage
• Good knowledge of portfolio management, KPIs and dynamics
• Advanced and in-depth knowledge of products and line/s of business
• Good understanding of the external reinsurance market
• Strongly preferred L&D underwriting experience

I am excited to be applying for the position of life underwriter. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for overall thought leadership in Underwriting including use of data and technology, advances in healthcare and underlying medical exposures, and integration of core process management methodologies.

Please consider my experience and qualifications for this position:

• Strong Microsoft Office (Word, Excel, PowerPoint) experience
• Stellar sales skills and keen influencing and negotiation skills
• Professional designation preferred, or significant progress towards
• Applies foundational knowledge of the life insurance industry and life and health products and services
• Underwrites routine cases using requirements and medical information that cannot be automatically reviewed
• Discusses rate class recommendations and status of files, requests additional underwriting information for proper risk assessment, and explains underwriting decisions with internal and external customers
• Consults with reinsurers to place coverage or discuss reinsurance decisions
• Resolves routine member complaints and issues

I submit this application to express my sincere interest in the life underwriter position.

In my previous role, I was responsible for technical expertise in assessing morbidity and mortality risks using an individual underwriting methodology.

Please consider my experience and qualifications for this position:

• Identify areas of improvement in order to achieve defined levels of improvement in efficiency and productivity
• CLI, ILP,FNA,HI or M5, M8, M9,HI
• Good medical and financial knowledge
• Excellent product knowledge of underwriting and underwriting assessment in the relevant products sold by the company
• Good understanding of the principles for all types of individual life, health (traditional life, investment linked, private medical, global health, integrated shield) products
• Good understanding of the regulatory aspects of life, health and investment linked insurance industry (MAS,LIA,CPF Board, MOH, MOM)
• Demonstrated leadership and involvement in extracurricular activities and on campus organizations and/or community, public services or similar enterprise
• High learning agility & critical thinking skills