Credit Lead Cover Letter

Please consider me for the credit lead opportunity. I am including my resume that lists my qualifications and experience.

In my previous role, I was responsible for higher level trading support to financial advisors and responds to inquiries regarding fund suitability, products and services.

Please consider my experience and qualifications for this position:

• Documentation negotiation skills preferred
• Lead the development, review and approval of future Mandates (including appropriate scales/limits) for BCUS across Consumer Card, Business Card, and Consumer Loan products
• Partner with and lead stakeholders across Barclaycard US, Barclaycard Risk, IHC Risk, and Group Risk to gain approval and acceptance of Risk Appetite and Mandates for ongoing business use
• Develop and manage the ongoing review of model usage across BCUS Credit Risk, providing feedback and assistance with documentation, approval, and emerging risks relating to models
• Demonstrated experience with model risk management and/or development
• Familiarity with audit management methods and processes
• Experience supervising a team of Credit Controllers within an EMEA collections environment
• Fluent in written and spoken in Polish

I am excited to be applying for the position of credit lead. Please accept this letter and the attached resume as my interest in this position.

Previously, I was responsible for detailed credit research into industries, and individual counterparties including Corporates / Corporate Groups, funds and financial institutions using financial and non-financial sources.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Working knowledge across all areas of lending including Commercial Finance, Commercial Real Estate, and ABL
• Working knowledge of Lexis Nexus, Pacer, Moody's Risk Origins, Monarch, and Asset Reader
• Agile team leadership and delivery management
• Previous mortgage closing/funding operations experience
• Experience with Episys and Mortgage Cadence
• Knowledge of RESPA guidelines and department functions
• Knowledge of mortgage processing lifecycle in general as an industry and specifically how AACU operates
• Cash collection/Credit Control experience

Please consider me for the credit lead opportunity. I am including my resume that lists my qualifications and experience.

In the previous role, I was responsible for technical, and administrative support to the credit function, maintain integrity of financial reporting systems, and provide analytical support regarding financial statements and collections data.

Please consider my experience and qualifications for this position:

• Sound knowledge of credit and lending products in European countries
• B.COM in Accounting, Finance or business related field
• Working in shared service industry preferred
• Able to handle large volume of work on tight timetable
• Database querying and programming proficiency using SAS/SQL
• Knowledge of statistical techniques and data with experience in applying statistical analysis (regression, decision trees, experimental design) to solve real world problems
• Skilled leader
• Manage credit risk policies and standard at the global and local levels

I am excited to be applying for the position of credit lead. Please accept this letter and the attached resume as my interest in this position.

In my previous role, I was responsible for training to staff on systems processes and procedures as well as ongoing expertise and guidance for processing and issuing new business contracts, administering all financial and non-financial transactions and annuity claim administration.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Works independently to manage projects
• Has ownership for project timelines, deliverables, and metrics
• Manage key deliverables for projects
• Understanding of Barclaycard structure and products
• Understanding of the impact of relevant legislation
• Strong working knowledge of credit management, accounting principles, concepts (both USGAAP and Local GAAP) and J&J policies and procedures
• Assume a methodical approach to evaluate prospective business
• Detailed knowledge of credit, accounting, credit policy and financial statement analysis

In response to your job posting for credit lead, I am including this letter and my resume for your review.

In my previous role, I was responsible for technical, and administrative support to the credit function, maintain integrity of financial reporting systems, and provide analytical support regarding financial documents and collections data.

Please consider my experience and qualifications for this position:

• Proficient in analyzing client financial statements and interpreting credit reporting data
• Strong Microsoft Office Suite (Excel, Powerpoint, Visio)
• Strong understanding of initiative financial forecasting and management
• Understanding of BAC Enterprise Change Standards
• Strong relationship building and management
• Understanding of technology and financial tools preferred
• Experience with technology initiative planning preferred
• Flexibility to adjust fluctuating work load under pressure of aggressive deadlines