Business Banking Relationship Manager Cover Letter

I would like to submit my application for the business banking relationship manager opening. Please accept this letter and the attached resume.

Previously, I was responsible for balanced and appropriate credit guidance to Relationship Managers and Credit Officers/Analysts and collaborates in determining appropriate credit strategy.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• High-energy, result-oriented and works well in a team environment
• Superior analytical, consulting and negotiating skills
• Superior client relationship, marketing presentation and sales/closing skills
• Superior understanding of C/I loans
• Thorough understanding of market risks, macro/micro economic issues as they apply to banking, and lending policies and procedures
• Thorough understanding of the trends, competition, communities and businesses in the serviced markets
• Understands and leverages team dynamics
• Has extensive experience in interpreting and analyzing a variety of financial data to diagnose significant or unusual operational risks

I am excited to be applying for the position of business banking relationship manager. Please accept this letter and the attached resume as my interest in this position.

In the previous role, I was responsible for profitable results in the underwriting of small business loans and related credit products.

My experience is an excellent fit for the list of requirements in this job:

• Knowledge of cash flow management and business credit underwriting with commercial credit training preferred
• Some knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products
• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts
• Broad knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products
• Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship
• Strong knowledge of business banking products, lending processes and loan documentation, and supporting policies, procedures, and technologies
• Strong experience with customer sales and service
• Identifies prospective customers, and/or refers customers with Personal Banking and/or more complex needs to appropriate personnel

I would like to submit my application for the business banking relationship manager opening. Please accept this letter and the attached resume.

Previously, I was responsible for balanced and appropriate credit guidance to private bankers, client managers credit officers and analysts, and collaborate in determining appropriate credit strategy.

I reviewed the requirements of the job opening and I believe my candidacy is an excellent fit for this position. Some of the key requirements that I have extensive experience with include:

• Asks open-ended questions that encourage others to give their points of view
• Ensures that all directs and colleagues have appropriate knowledge of risk and the regulatory environment
• Investigates and identifies the root cause and corrects items deemed non-compliant, regardless of pressures from business or management
• Can identify functional and organizational implications associated with major trends
• Designs solutions to address industry activities that impact the organization
• Anticipates customer needs and proactively makes recommendations
• Excellent understanding of Problem Asset Review Management
• FAS 114 Standards, Covenant Compliance and TDRs

In response to your job posting for business banking relationship manager, I am including this letter and my resume for your review.

Previously, I was responsible for guidance and training to credit staff in underwriting, vendor relationships and other aspects of KEF’s business that impact credit underwriting in order to obtain a high performance standard.

Please consider my qualifications and experience:

• Superior understanding of C/I loans,Superior written, verbal and interpersonal communication skills
• Understand loan credit and collateral requirements
• Possess a general understanding of loan & deposit products and services
• Experience originating loans and selling deposit & fee income products to business clients
• Sales and coaching acumen
• Strong knowledge of business banking products & services
• Computer, system and internet proficiency
• Basic knowledge of credit administration, analysis, and credit policy/procedure

I would like to submit my application for the business banking relationship manager opening. Please accept this letter and the attached resume.

Previously, I was responsible for advice of appropriate credit structures given the state of credit markets and the credit quality assessment of the client.

Please consider my experience and qualifications for this position:

• Provides advice and support with a focus on unique and complex credit transactions
• Independently examines credit transactions and related reporting
• Develops risk profiles, credit structuring of lending proposals, and completes credit investigations
• Examines individual transactions for the designated portfolio and aggregates portfolio information to monitor, analyze, and report on the quality of credit activities and risk-related decisions
• Understands customer needs and offers financial solutions that meet customer goals
• Understands the local market and proactively develops relationships with centres of influence
• Develops internal and external networks and referral sources to ensure ongoing growth of BMO's business
• Delivers exceptional customer service to build trust by providing expertise, responsive service, and support