Corporate Credit Analyst Resume Samples

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EO
E O'Hara
Evangeline
O'Hara
383 Murray Lock
Houston
TX
+1 (555) 446 5536
383 Murray Lock
Houston
TX
Phone
p +1 (555) 446 5536
Experience Experience
Dallas, TX
Corporate Credit Analyst
Dallas, TX
Leffler LLC
Dallas, TX
Corporate Credit Analyst
  • Creating complete, clear and succinct written analysis of CRM decisions
  • Being responsible for ad hoc duties
  • Functioning independently and within a small team of CRM professionals
  • Providing concise and relevant financial analysis by clearly identifying risks
  • Preparing spreads which are consistent, error-free and in line with classification parameters used in DBS
  • Monitoring market, regulatory, macro-economic and political developments and assessing their impact on the credit quality of counterparties
  • Assessing proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated
Dallas, TX
Loan / Corporate Credit Analyst
Dallas, TX
Friesen and Sons
Dallas, TX
Loan / Corporate Credit Analyst
  • Liaise with the Client On-Boarding team, providing the necessary KYC documentation for new funds, including admin details and tax forms
  • Management of loan corporate events with data site (Debt Domain, etc.). Escalate to front office any major events or decision to take
  • Read and interpret Credit Agreements and Amendments
  • Monitor and update systems with loan activity including rollovers, rate settings, PIK increases and Paydowns
  • Prepare and review pricing letter prior to settlement
  • Coordinate with the Trading Desk, Clients, Legal Counsel and Operations to settle primary and secondary loan trades on a timely manner
  • Prepare weekly and monthly reporting for different activity (Loan trading and securitization business)
present
Boston, MA
Associate Corporate Credit Analyst
Boston, MA
Cole-McLaughlin
present
Boston, MA
Associate Corporate Credit Analyst
present
  • Assist existing senior analysts with monitoring current holdings
  • Actively discover and communicate investment ideas to other analysts and portfolio managers
  • Analyze new infrastructure issues and make credit risk recommendations
  • Maintain relationships with the sell-side, rating agencies and company managements to keep up-to-date on investment opportunities
  • Assist senior analysts with monitoring current holdings
  • Strong accounting and finance background
  • Prepare models for tracking and anticipating changes in credit quality of followed companies
Education Education
Bachelor’s Degree in Business
Bachelor’s Degree in Business
East Carolina University
Bachelor’s Degree in Business
Skills Skills
  • Strong accounting/finance education and skills as well as basic knowledge of loan and credit products
  • Excellent time management skills and able to multi-task
  • Highly motivated self-starter with the ability to determine priorities, plan, organize, and follow through on assignments
  • Knowledge and experience in the analysis of specific industry sectors
  • Ability to work independently and as a member of a team
  • Ability to multitask
  • Polished and professional demeanor
  • Motivated and able to work independently
  • Excellent communication skills — oral and written
  • Good negotiation skills
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14 Corporate Credit Analyst resume templates

1

Corporate Credit Analyst Resume Examples & Samples

  • Understanding and taking views on various transaction and structures that require credit risk management insight and approval
  • Creating complete, clear and succinct written analysis of CRM decisions
  • Interacting with various internal deal team members requiring strong communication and organizational skills
  • Being responsible for ad hoc duties
  • Functioning independently and within a small team of CRM professionals
  • Bachelor's Degree in Accounting/Finance/Economics
  • Minimum of 3 years experience with credit or accounting related functions
  • Credit Training preferred
2

Associate Corporate Credit Analyst Resume Examples & Samples

  • Assist senior analysts with monitoring current holdings
  • Gather and filter financial data and news
  • Prepare models for tracking and anticipating changes in credit quality of followed companies
  • Actively discover and communicate investment ideas to other analysts and portfolio managers
  • Analyze new infrastructure issues and make credit risk recommendations
  • Over time the person in this role will be responsible for their own credit research
3

Corporate Credit Analyst Resume Examples & Samples

  • Corporate analysis
  • To provide added value analytical support in the development of profitable corporate business, to prevent the bank incurring bad debts and the early identification of problem exposures
  • Actively considers the inherent, material risks of the organisation
  • To provide expert support and advice to the business on the management of the risks being overseen, including interpreting and complying with the relevant risk policy standards and risk management framework
  • To conduct suitable assurance to ensure 1st line compliance with policies/responsibilities
  • Understand relevant sector, per and accounting/audit risks
  • High quality report writing
  • High quality stakeholder liaison & management
  • Experienced Credit Analyst from a Tier 1 Bank who has completed a formal Credit Analyst certification/training
  • Good knowledge and understanding of financial statements, UK accounting standards and IFRS
  • Understanding of current economic and commercial developments and relevant sector knowledge
  • Ability to conduct and use financial models and spreadsheets
  • Ability to evaluate and analyse complex financial accounts and structure credit proposals
  • Ability to form good working relationships with all areas of the Credit Process
  • MUST hold a CFA qualification or equivalent
4

Corporate Credit Analyst With CFA Resume Examples & Samples

  • Corporate analysis and report writing
  • Analyses the risk profile and seek confirmation that the risks are being appropriately identified, assessed and mitigated with Risk Appetite
  • To provide line management with relevant information and reports and escalates concerns where appropriate
  • High quality financial risk analysis of audited accounts, management information and forecasts, under negligible supervision
  • Experienced qualified Chartered Accountant OR experienced Credit Analyst from a Tier 1 Bank who has completed formal training
  • Good knowledge and understanding of financial statements, UK accounting standards and IFRS is essential
  • Knowledge of risk assessment, credit process and the credit grading system
  • Strong communication skills including oral and written
  • Ability to undertake and assimilate detailed research independently
  • MUST be ACA qualified OR hold CFA qualification
5

Distressed Corporate Credit Analyst Resume Examples & Samples

  • Analysing distressed single name credits (e.g. financial, capital structure and corporate structure analysis as well as understanding of restructuring and/or bankruptcy process in Western European jurisdictions); and
  • Sourcing, analysing and structuring special situation investment opportunities (e.g. special situation lending/ rescue financing opportunities, NPL portfolio trades, composition with creditor agreements, etc...) for the benefits of the Morgan Stanley trading desk and its clients
  • The Ideal applicant may have at least 2-3 years working experience of sell-side/ buy-side financial analysis
  • Solid analytical and structuring skills
  • Multilingual: At least 1 (ideally 2) other European language(s) in addition to English (preferably Spanish and/or French)
  • Good understanding of bond and loan documentations as well as Credit Default Swaps
  • High level communication and networking skills including well developed presentation skills to be able to effectively communicate relevant trading/ investment ideas to customers and/or risk managers
  • Confident and entrepreneurial personality
  • 2:1 minimum degree qualification or equivalent from a recognized university. Ideally in a quantitative discipline (such as Maths, Physics, or Engineering) or in Accounting and Finance
6

Junior Corporate Credit Analyst Resume Examples & Samples

  • Develop investment style and capability in a way that works for HSBC and its strategy and values. The role requires oversight in the context of the Global fund (s) and coordination with Portfolio Managers
  • Bachelor’s degree in Finance or other related field
  • Good understanding of capital markets in general
  • Strong understanding of accounting
  • Attention to detail and works methodically
7

Corporate Credit Analyst Resume Examples & Samples

  • Develop investment style and capability in a way that works for the EMD team while taking advantage of and complying with the broader global credit research platform. The role requires oversight, and will be guided by the Head of the EMD Team on a day-to-day and by the Global Head of Credit Research on standards, practices and global communication and initiatives
  • The Role requires independence in forming credit views and making recommendation on the names under coverage
  • Primary role will be to focus on supporting the Global EMD Strategies managed by the EMD team in NY. Currently, the Global EMD Team manages about US$15 billion among several strategies, including a dedicated EM Corporate Fund and EM Sleeve of the Global HY Fund. The analyst will provide investment research and relative value analysis on the sectors and issuers as assigned
  • Corporate debt has been the most rapidly growing segment of the EMD space and we expect the debt outstanding and investors’ interests to keep growing over the next decade
  • This segment is at the intersection of HSBC AMG core competencies in FI (EM and Credit). We see ourselves very well placed to take advantage of these business opportunities. This addition is meant to strengthen our process and outline our commitment
  • Experience in financial analysis and credit research
  • Financial modeling skills
  • Ideally, expertise on EMEA and LatAm corporates, industries and business/accounting practices
8

Corporate Credit Analyst Resume Examples & Samples

  • Performing fundamental corporate credit risk analysis and assigning internal credit ratings to underlying middle market obligors which collateralize the loan extended by Credit Suisse to the CLO or SPV
  • Review of Credit Suisse’s loan participations in syndicated BDC revolvers
  • Review counterparty risk to CLOs in the context of engaging in bilateral derivative trading and sub-participations
  • Assessing proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated
  • Monitoring market, regulatory, macro-economic and political developments and assessing their impact on the credit quality of counterparties
  • Liaising with Legal and outside counsel to ensure identified risks are adequately addressed in the legal documentation for structured transactions and setting credit terms in the legal documentation
  • Performing on-going monitoring of deals so that any early signs of distress or deviation from the expected performance are promptly identified, as well as to ensure covenant compliance
  • Motivated and able to work independently
  • Excellent communication skills — oral and written
  • Good negotiation skills
  • Solid inter-personal skills, especially influencing and personal impact
9

Corporate Credit Analyst Resume Examples & Samples

  • Carry out a comprehensive credit analysis across the portfolio of leveraged loan investments which spanacross their European corporates portfolio
  • Proactively analyse credit data, financial statements and accounts as and when necessary
  • Ensure that due diligence is performed on an ongoing basis in relation to potential debt investments, asstandard this includes financial and operational analysis along with industry research as and whenrequired
  • Collaborate the required information in order to prepare and evaluate cases/memos to the relevantcommittees
  • Control the creation and updates of financial models for corporate loan investments
  • Oversee and amalgamate research on comparable companies and/or specific industries
  • Be confident in dealing with credit documentation and terms by way of understanding and analysing
  • Evaluate, and when required create and maintain internal credit ratings
  • Manage ongoing monitoring of performance investments
  • Proven track record of a minimum of 2 years in a similar role
  • Comprehensive understanding of financial statements and financial accounting
  • Confident in their financial modelling skills and experience
  • Self starter with high attention to detail
  • Strong Oral and written English skills
  • Self-assured in ability to proficiently using MS office Suite, notably Excel & Word
  • Must be committed and excited about achieving both individual and team goals
  • Comfortable and excel in working in a fast paced, flat organisational structure
  • 2 years + experience in a similar role
  • Accounting/Banking qualifications while not a must are an advantage
10

Corporate Credit Analyst Resume Examples & Samples

  • Preparing spreads which are consistent, error-free and in line with classification parameters used in DBS
  • Providing concise and relevant financial analysis by clearly identifying risks
  • Ensure reviews are completed prior to due date and are error free
  • Interact and follow up with clients on required information and clarifications
  • Adhere to the risk management guidelines
  • Ensuring that irregularities/ excesses in the portfolio are kept within control. Develop and maintain a detailed knowledge of industry sectors within the customer portfolio
  • Control and manage the risk profile for the overall Team portfolio
  • Manage performance against key financial (risk-adjusted contribution) sales, service and operational targets
  • Assist RMs in developing Account Relationship Plans for customers in portfolio
11

Senior Corporate Credit Analyst Resume Examples & Samples

  • Recommends corporate investments within the prescribed strategy to generate portfolio performance. Performs monitoring and analysis of performance specific to corporate holdings of the separate accounts and total return portfolios. Develops and maintains a hit/miss methodology for tracking purposes and working within the defined investable universe. Uses internal portfolio monitoring guidelines and models to serve as inputs into production of ongoing separate account reports. Provide summary performance attribution highlighting drivers of return. (45%)
  • Performs research and analysis on new investment opportunities in support of new deal origination activities. Performs collection and analysis of relevant financial/performance data. Performs preparation and presentation of findings and/or purchase recommendations to the portfolio management team. Conducts due diligence on new transactions. Completes the documentation and closing of purchased securities. Completes all internal approval processes and documentation needs in a timely and efficient manner; learns credit policy and investment criteria relevant to the separate accounts. (35%)
  • Review industry publications, attend industry conferences as Appropriate. Candidate will be responsible for certain industries under supervision of the portfolio management team. (15%)
  • Bachelor's degree in Business, Finance, Accounting, or Mathematics. MBA
  • Or CFA preferred
  • CFA designation preferred. Candidates without this designation will be required to begin examinations within one year of start date
  • Minimum five (5) years of total return experience
  • Proficient in MS office, including Excel, Word, PowerPoint, and/or Access
  • Experience working in portfolio management software/tools including but not limited to POINT, Yield Book, Intex
12

Corporate Credit Analyst Resume Examples & Samples

  • Prepares accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline. Discusses with branches/agencies potential changes to credit structure or other conditions for which we would grant credit approval
  • Presents credit approval recommendations to General Manager and DGM
  • Proactively monitors and assesses assigned borrowers/industries including market data such as share price, EDF, CDS or loan secondary price or other appropriate indices and reports the information and its impact on credits/industries to Senior Management in a timely manner
  • Requires demonstrated experience in Excel, Bloomberg, and Capital IQ
  • Plays strong management role with branches/agencies to ensure compliance with credit standards, policies, objectives and requirements
  • Acts as liaison between, gathers information (especially on problem customers) from and exchanges views with branches/agencies/other Credit Divisions and senior management regarding issues related to credit applications, monitoring, analysis, standards and policies
13

Corporate Credit Analyst Resume Examples & Samples

  • Uses various reporting services to compile reports on clients
  • Researches and analyzes financial statements; interprets findings; and prepares various reports
  • Maintains documentation files and monitors compliance with terms of loan/accounts
  • May periodically monitor accounts and bring irregularities to higher level associates
  • Prepares report evaluations, ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines
  • Fundamental concepts, practices and procedures of credit analysis
  • Reading, interpreting, analyzing and applying information from credit reports
  • Researching, interpreting and analyzing basic financial statements
  • Preparing routine financial position and credit reports
  • Monitoring compliance on loan/accounts
  • Ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines
  • Operating standard office equipment and using required software applications
  • Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with constant interruptions
  • Establish and maintain effective working relationships with others
  • Bachelor’s Degree (B.A.) in related field with two (2) years of credit experience
14

Corporate Credit Analyst Resume Examples & Samples

  • Have 1-2 years of similar entry-level, internship, coop, or rotational program experience, or similar analysis and experience with general corporate commercial lending underwriting
  • Perform work that is somewhat difficult in character requiring some evaluation, originality and ingenuity to make routine decisions
  • Have regular contact with customers and other external entities is required to identify, research and resolve problems
15

Loan / Corporate Credit Analyst Resume Examples & Samples

  • Prepare and review the LSTA standard documents and other legal documents including Trade Confirms, Assignment Agreements, Participation Agreements and Multilateral Agreements
  • Coordinate with the Trading Desk, Clients, Legal Counsel and Operations to settle primary and secondary loan trades on a timely manner
  • Reconcile trader’s position between front office systems (Loantrak/Star) and back office systems
  • Monitor and update systems with loan activity including rollovers, rate settings, PIK increases and Paydowns
  • Management of loan corporate events with data site (Debt Domain, etc.). Escalate to front office any major events or decision to take
  • Read and interpret Credit Agreements and Amendments
  • Prepare and review pricing letter prior to settlement
  • Focus on key economic, language and fee-related disputes
  • Liaise with the Client On-Boarding team, providing the necessary KYC documentation for new funds, including admin details and tax forms
  • Prepare weekly and monthly reporting for different activity (Loan trading and securitization business)
16

Corporate Credit Analyst Resume Examples & Samples

  • Support Managing Director/Department Head and Associate/Team Leader in credit risk management by
  • A Bachelor degree, an MBA or CFA is an asset
  • A solid credit and analytical background
  • Completion of formal credit-training program at a money center bank is preferred
  • Able to work independently and under pressure
17

Corporate Credit Analyst Resume Examples & Samples

  • Concepts, practices and procedures of credit analysis in the financial and banking market
  • Monitoring compliance with loan/accounts and ensuring compliance with organizational policies and applicable State, Federal, agency and investor guidelines
  • Performing due diligence and preparing and delivering oral and written presentations
  • Partner with others to accomplish objectives while attending to detail and maintaining a big picture orientation
  • Manage multiple tasks with changing priorities to meet deadlines in a fast paced environment with constant interruptions and provide a high level of customer service
  • Provide support on sales calls
18

Corporate Credit Analyst Resume Examples & Samples

  • Undergraduate degree in business or related field
  • 5 to 10 years work experience with a track record of increased responsibility in credit risk management
  • Experience in a fast paced, Technology, Energy, Construction, or Distribution business
  • Good understanding and experience with Letters of Credit or related banking products for customer risk mitigation
  • Must be an independent, self-starter with a sense of ownership and accountability
  • Outstanding communication skills and experience creating and giving PowerPoint presentations
  • Ability to develop strong partnerships with the business teams to negotiate and deliver a firm, but courteous message when needed
  • Flexible to take after hour conference calls with international teams or functional groups or customers that are based in different time zones
  • Some light travel may be involved, but not substantial
19

Corporate Credit Analyst & Coordinator Intern Resume Examples & Samples

  • The ability to code using SQL statement writing or skills in writing queries
  • Previous experience in Visual Basic and query building using SQL
  • Currently pursuing (or recently graduated with) an undergraduate degree in Business Administration, Economics or other business related field
20

Corporate Credit Analyst Resume Examples & Samples

  • Analyze and extract relevant historical operating and credit metrics from balance sheet, income and cash flow statements for both U.S. (GAAP) and European (IFRS) IG and HY corporates
  • Corporate financial modeling under U.S.-based analysts’ supervision and format
  • Create and update 1-page corporate summaries using operating and financial models
  • Update sector credit spread trackers and relative value comps using trader runs and publicly available market data
  • Excellent analytical and numerical skills to assimilate complex information rapidly
  • Strong accounting/finance education and skills as well as basic knowledge of loan and credit products
  • Superior reading comprehension, written, and verbal communication skills
  • Ability to identify, analyze, condense, and articulate complicated ideas and findings clearly and succinctly
  • Advanced Microsoft Office skills including WORD and EXCEL applications
21

Corporate Credit Analyst Resume Examples & Samples

  • Modeling skill required for both credit application process and Quarterly Credit Watch presentations
  • Responsible for knowledge of country/risk factors on a macro level
  • Attend RM customer meetings when appropriate
22

Corporate Credit Analyst Resume Examples & Samples

  • Assist portfolio management with investment selection. This goal is accomplished through the analysis of dominant credit trends, making relative value recommendations regarding specific investment opportunities, suggesting changes in sector or industry weightings, and monitoring current holdings for developments which may change the investment decision. (75%)
  • Prepare written research reports on assigned issuers or industries. Present research recommendations to investment and risk management professionals. Integrate research efforts with portfolio management and credit teams. Maintain a focus on investment recommendation in the context of dynamic fixed-income markets. (25%)
  • Bachelor’s degree in business or finance or an equivalent combination of education and experience
  • High proficiency in conducting fundamental credit analysis from an investment perspective
  • Knowledge and experience in the analysis of specific industry sectors
  • Ability to communicate clearly and concisely, both written and oral
  • Highly motivated self-starter with the ability to determine priorities, plan, organize, and follow through on assignments
  • Ability to work independently and as a member of a team
23

Associate, Corporate Credit Analyst Resume Examples & Samples

  • Assist existing senior analysts with monitoring current holdings
  • Prepare research reports and present to Credit Committee and portfolio managers
  • Maintain relationships with the sell-side, rating agencies and company managements to keep up-to-date on investment opportunities
24

VP / Fixed Income Corporate Credit Analyst Resume Examples & Samples

  • Generating value-added ideas and working with PMs/traders to implement across a variety of client portfolios
  • Due diligence with senior management of companies under coverage
  • Staying ahead of industry trends and sharing insights with colleagues
  • Interacting with rating agency analysts to understand agency’s ratings focus
  • Scoring and rating credits using AB’s proprietary credit module
  • Solid financial and fundamental credit analysis skills
  • Relevant background would include a minimum of five years of credit research or related financial services experience
  • Prefer professional accountancy qualifications and/or CFA/MBA
  • Strong working knowledge of credit market mechanics and bond valuation principles
25

Corporate Credit Analyst VP Resume Examples & Samples

  • Reviews/assesses credit applications from branches/agencies
  • Provides effective analysis of credit including, worthiness of applicant, loan structure, risk return, applicant operating profile and industry profile including historical profit and loss performance, financial condition and cash flow. Analyzes cash flow projections, commenting on the reasonableness of assumptions in both management’s and Mizuho’s sensitivity cases. Compares the prospective borrower to its peers and notes industry trends
  • Presents credit approval recommendations to the Managing Directors
  • Thoroughly analyzes and recommends appropriate industry and Borrower exposure to maximize risk return
  • Plays strong management role with branches/agencies to ensure compliance with credit standards and policies
  • Maintain a basic understanding of the applicable rules and regulations that govern the Bank. Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department in Americas Division. Attend Annual Compliance Training presented by the Legal & Compliance Department. Read and respond as necessary to all compliance-related reference and directive materials received. Comply with the Bank’s “Code of Conduct”
  • Demonstrated in-depth industry knowledge and information on key industry players
  • Exhibited a capacity to analyze the underlying credit trends, including the competence to accurately assess credit migration trends and default possibility of the borrowers
  • Demonstrated credit skills/ability to accurately identify and evaluate underlying risk elements of the borrowers
  • Considered sufficiently experience to perform all of the above with limited MD involvement
  • Bachelor's Degree minimum